As used in this chapter, "record" means a compilation of information that:

1. (1) identifies a protected consumer;
2. (2) is created by a consumer reporting agency solely for the purpose of complying with this chapter; and
3. (3) is not created or used to consider the protected consumer's credit worthiness, credit standing, credit capacity, character, general reputation, personal characteristics, or mode of living.

As added by P.L.65-2014, SEC.9.