IC 24-5-24 – Security Freezes for Consumer Reports | Midpage

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Indiana Code

Chapter 24

IC 24-5-24

Security Freezes for Consumer Reports

1"Consumer"2"Consumer report"3"Consumer reporting agency"4"Security freeze"5Requesting and placing a security freeze; requirements; exception; electronic mail connection 6Written confirmation of security freeze; unique personal identification number or password; instructions; time requirements 7Releasing the consumer report upon authorization; developing secure procedures; time requirements; exceptions 8Application treated as incomplete by third party; notification of security freeze 9Security freeze remains in effect; requesting removal; requirements; time requirements; exceptions 10Persons excluded from security freeze restrictions 11"Energy utility"; "specialized credit reporting tool"; persons excluded from security freeze requirements 12Written confirmation of change to official information; exception for technical modification 13Notice with written disclosure; content 14Fee prohibited 15Civil action; liability 16Civil penalty 17Severability