"Residential mortgage loan" means a loan:

1. (1) that is or will be used primarily for personal, family, or household purposes; and

2. (2) that is secured by a mortgage (or another equivalent consensual security interest) on:

   1. (A) a dwelling (as defined in Section 103(w) of the federal Truth in Lending Act (15 U.S.C. 1602(w)); or
   2. (B) residential real estate.

As added by P.L.175-2019, SEC.2.