| Course of Study Content Requirements | | Time Distribution Requirements |
| | | |
| I. | Insurance and Insurance-Related Concepts | | 25% |
| A. | Risks | | |
| B. | Hazards | | |
| C. | Indemnity | | |
| D. | Insurable interest | | |
| E. | Actual cash value | | |
| F. | Negligence | | |
| G. | Liability | | |
| H. | Accident | | |
| I. | Occurrence | | |
| J. | Burglary | | |
| K. | Robbery | | |
| L. | Theft | | |
| M. | Mysterious disappearance | | |
| N. | Fidelity (employee dishonesty) | | |
| O. | Warranties | | |
| P. | Representations | | |
| II. | Policy Provisions | | 20% |
| A. | Declarations | | |
| B. | Definition of the insured | | |
| C. | Insuring agreement | | |
| D. | Duties of the insured | | |
| E. | Obligations of the company | | |
| F. | Cancellation and nonrenewal provisions | | |
| G. | Supplementary payments (additional coverages) | | |
| H. | Proof of loss (notice of claim) | | |
| I | Arbitration | | |
| J. | Pro-rata liability (other insurance) | | |
| K. | Subrogation | | |
| L. | Compliance with provisions of Fair Credit Reporting Act | | |
| III. | Types of Policies | | 25% |
| A. | General Liability | | |
| | 1. | Owners, landlords, and tenants | | |
| | 2. | Manufacturers, contractors | | |
| | 3. | Products and completed operations | | |
| | 4. | Contractual liability | | |
| | 5. | Comprehensive general liability | | |
| | 6. | Ride Sharing | | |
| B. | Automobile-Personal and commercial auto insurance, including assigned risk and involuntary plans | | |
| C. | Workers Compensation | | |
| D. | Crime | | |
| | 1. | Fidelity | | |
| | 2. | Open stock burglary | | |
| | 3. | Mercantile robbery and safe burglary | | |
| | 4. | Money and security broad form | | |
| | | | | | | |
| IV. | Perils, Exclusions, Deductibles, and Liability | | 24% |
| A. | Bodily injury and property damage liability | | |
| B. | Perils covered | | |
| C. | Exclusions, extensions, limitations, and conditions | | |
| D. | Limits of liability | | |
| E. | Deductibles | | |
| V. | Prospecting and Evaluating Needs | | 2% |
| A. | Keeps current as to changes (e.g., markets, introduction of new coverages) in types of coverages that might expand coverage for current clients or increase the number of potential clients | | |
| B. | Reviews prospect's existing policies to prevent duplication of coverage and determine areas of further potential coverage | | |
| C. | Obtains information necessary to analyze risks, hazards and exposures | | |
| D. | Analyzes risks, hazards, and exposures in order to determine prospect's needs | | |
| E. | Evaluates continued adequacy of protection, determines unprotected exposures, and recommends suitable changes in coverage | | |
| F. | Contacts accounts at renewal time and reviews existing policies | | |
| VI. | Servicing Clients | | 2% |
| A. | Explains services (e.g., claims, safety programs) provided by insurance producer and company | | |
| B. | Assists policyowner with service needs (e.g., change of name, policy loans, change of mode of premium payment) | | |
| C. | Maintains accurate records of client data (e.g., change of address) | | |
| D. | Assists in filing and following up in claims | | |
| VII. | Presentation and Acceptance | | 2% |
| A. | Informs insured and carrier of date and time coverage takes effect | | |
| B. | Prepares and forwards proposal, application, and other pertinent information to appropriate carrier for underwriting and premium determination | | |
| C. | Maintains complete records of all business transactions as required (e.g., pending files, binders, and binder charges) | | |
(Source: Amended at 50 Ill. Reg. 753, effective December 30, 2025)