Ill. Admin. Code tit. 50, § 1412.APPENDIX A – 2001 CSO Mortality Tables

Section 1412.ILLUSTRATION Z Blended Nonsmoker Ultimate Age Nearest Birthday Section 1412.ILLUSTRATION AA Blended 80% Male, 20% Female Smoker Select & Ultimate Age Nearest Birthday Section 1412.ILLUSTRATION BB Blended 60% Male, 40% Female Smoker Select & Ultimate Age Nearest Birthday Section 1412.ILLUSTRATION CC Blended 50% Male, 50% Female Smoker Select & Ultimate Age Nearest Birthday Section 1412.ILLUSTRATION DD Blended 40% Male, 60% Female Smoker Select & Ultimate Age Nearest Birthday Section 1412.ILLUSTRATION EE Blended 20% Male, 80% Female Smoker Select & Ultimate Age Nearest Birthday Section 1412.ILLUSTRATION FF Blended Smoker Ultimate Age Nearest Birthday Section 1412.ILLUSTRATION GG Blended 80% Male, 20% Female Composite Select & Ultimate Age Last Birthday Section 1412.ILLUSTRATION HH Blended 60% Male, 40% Female Composite Select & Ultimate Age Last Birthday Section 1412.ILLUSTRATION II Blended 50% Male, 50% Female Composite Select & Ultimate Age Last Birthday Section 1412.ILLUSTRATION JJ Blended 40% Male, 60% Female Composite Select & Ultimate Age Last Birthday Section 1412.ILLUSTRATION KK Blended 20% Male, 80% Female Composite Select & Ultimate Age Last Birthday Section 1412.ILLUSTRATION LL Blended Composite Ultimate Age Last Birthday Section 1412.ILLUSTRATION MM Blended 80% Male, 20% Female Nonsmoker Select & Ultimate Age Last Birthday Section 1412.ILLUSTRATION NN Blended 60% Male, 40% Female Nonsmoker Select & Ultimate Age Last Birthday

(80) – 80% male, 20% female

(60) – 60% male, 40% female

(50) – 50% male, 50% female

(40) – 40% male, 60% female

(20) – 20% male, 80% female

	Blended Nonsmoker Ultimate Age Nearest Birthday	1 of 4
Attained Age	(80)	(60)	(50)	(40)	(20)
16	0.67	0.60	0.57	0.53	0.46
17	0.76	0.68	0.63	0.59	0.50
18	0.82	0.72	0.67	0.62	0.52
19	0.84	0.75	0.70	0.65	0.55
20	0.85	0.75	0.70	0.65	0.55
21	0.85	0.76	0.71	0.66	0.56
22	0.86	0.76	0.72	0.67	0.57
23	0.86	0.77	0.72	0.67	0.58
24	0.88	0.78	0.74	0.69	0.59
25	0.88	0.79	0.74	0.69	0.60
26	0.92	0.82	0.78	0.73	0.63
27	0.97	0.87	0.82	0.77	0.67
28	0.96	0.86	0.82	0.77	0.67
29	0.95	0.87	0.83	0.78	0.70
30	0.94	0.87	0.83	0.79	0.72
31	0.94	0.88	0.85	0.81	0.75
32	0.95	0.89	0.87	0.84	0.78
33	0.98	0.93	0.90	0.87	0.82
34	1.01	0.96	0.94	0.92	0.87
35	1.05	1.01	0.99	0.97	0.93
36	1.11	1.07	1.05	1.03	0.99
37	1.17	1.13	1.12	1.10	1.06
38	1.25	1.20	1.18	1.16	1.11
39	1.32	1.27	1.25	1.23	1.18
40	1.41	1.36	1.33	1.30	1.25
con't	con't	con't	con't	con't	con't

	Blended Nonsmoker Ultimate Age Nearest Birthday	2 of 4
Attained Age	(80)	(60)	(50)	(40)	(20)
41	1.52	1.46	1.43	1.39	1.33
42	1.65	1.58	1.54	1.50	1.43
43	1.81	1.72	1.68	1.63	1.54
44	1.99	1.89	1.84	1.78	1.68
45	2.21	2.08	2.02	1.96	1.83
46	2.41	2.28	2.21	2.14	2.01
47	2.65	2.50	2.43	2.36	2.21
48	2.80	2.67	2.61	2.55	2.42
49	2.98	2.87	2.81	2.75	2.64
50	3.22	3.12	3.06	3.01	2.91
51	3.50	3.40	3.35	3.31	3.21
52	3.86	3.76	3.71	3.67	3.57
53	4.26	4.16	4.10	4.05	3.95
54	4.75	4.62	4.56	4.50	4.37
55	5.34	5.17	5.09	5.01	4.84
56	5.95	5.75	5.66	5.56	5.37
57	6.60	6.38	6.26	6.15	5.92
58	7.19	6.95	6.84	6.72	6.49
59	7.84	7.58	7.46	7.33	7.07
60	8.61	8.31	8.16	8.00	7.70
61	9.54	9.16	8.97	8.78	8.40
62	10.65	10.16	9.92	9.68	9.20
63	11.89	11.27	10.96	10.65	10.04
64	13.19	12.43	12.06	11.68	10.94
65	14.57	13.68	13.23	12.79	11.92
66	15.98	14.97	14.46	13.96	12.97
67	17.43	16.31	15.75	15.20	14.10
68	19.00	17.76	17.15	16.54	15.35
69	20.63	19.29	18.64	17.98	16.69
70	22.58	21.10	20.37	19.64	18.22
con't	con't	con't	con't	con't	con't

	Blended Nonsmoker Ultimate Age Nearest Birthday	3 of 4
Attained Age	(80)	(60)	(50)	(40)	(20)
71	24.77	23.13	22.32	21.52	19.95
72	27.59	25.67	24.73	23.80	21.98
73	30.56	28.36	27.28	26.23	24.16
74	33.70	31.22	30.01	28.82	26.51
75	37.13	34.35	33.00	31.68	29.11
76	40.87	37.76	36.25	34.79	31.95
77	45.16	41.64	39.94	38.29	35.11
78	50.13	46.07	44.13	42.25	38.64
79	55.80	51.07	48.82	46.65	42.51
80	61.96	56.51	53.94	51.46	46.78
81	69.14	63.04	60.18	57.45	52.32
82	76.68	69.98	66.88	63.93	58.43
83	84.66	77.20	73.78	70.55	64.59
84	93.44	85.13	81.37	77.83	71.37
85	103.20	93.94	89.80	85.94	78.97
86	113.55	102.88	98.19	93.85	86.11
87	125.45	113.85	108.83	104.24	96.15
88	138.03	125.35	119.97	115.11	106.65
89	151.17	137.39	131.66	126.54	117.77
90	164.28	149.03	142.83	137.35	128.12
91	174.76	157.06	150.04	143.93	133.81
92	186.81	167.71	160.36	154.06	143.81
93	200.83	181.36	174.10	167.98	158.22
94	216.81	197.77	190.91	185.21	176.29
95	235.22	217.55	211.38	206.34	198.59
96	252.55	236.39	230.91	226.50	219.83
97	271.10	256.35	251.49	247.63	241.87
98	281.12	263.22	257.48	252.97	246.34
99	295.32	276.39	270.50	265.93	259.31
100	313.54	295.16	289.72	285.58	279.57
101	330.82	314.35	309.63	306.10	300.98
102	350.39	335.97	331.98	329.01	324.91
103	372.52	360.27	356.97	354.54	351.22
104	397.46	387.44	384.81	382.89	380.29
105	425.09	417.26	415.25	413.79	411.83
106	454.25	448.30	446.79	445.71	444.26
107	484.83	480.46	479.37	478.59	477.55
108	516.27	513.16	512.39	511.84	511.11
109	549.38	547.39	546.91	546.56	546.10
110	583.66	582.61	582.35	582.16	581.92
con't	con't	con't	con't	con't	con't

	Blended Nonsmoker Ultimate Age Nearest Birthday	4 of 4
Attained Age	(80)	(60)	(50)	(40)	(20)
111	617.39	616.80	616.65	616.55	616.41
112	650.79	650.26	650.13	650.04	649.92
113	682.37	681.25	680.97	680.78	680.53
114	724.03	723.67	723.58	723.52	723.43
115	763.93	763.63	763.56	763.51	763.44
116	805.53	805.19	805.11	805.05	804.97
117	850.80	850.60	850.55	850.51	850.47
118	893.94	893.09	892.89	892.75	892.56
119	938.06	936.37	935.99	935.72	935.34
120	1000.00	1000.00	1000.00	1000.00	1000.00

Section 1412.APPENDIX A 2001 CSO Mortality Tables

Section 1412.ILLUSTRATION AA Blended 80% Male, 20% Female Smoker Select & Ultimate Age Nearest Birthday

	Blended 80% Male, 20% Female Smoker Select & Ultimate Age Nearest Birthday
Issue Age	Duration
1	2	3	4	5	6	7	8	9	10	11	12	13	con't
0														con't
1														con't
2														con't
3														con't
4													0.65	con't
5												0.64	0.78	con't
6											0.64	0.78	0.92	con't
7										0.64	0.78	0.92	1.03	con't
8									0.63	0.78	0.92	1.02	1.09	con't
9								0.63	0.78	0.91	1.02	1.08	1.16	con't
10							0.63	0.77	0.91	1.02	1.08	1.14	1.19	con't
11						0.63	0.77	0.91	1.00	1.07	1.13	1.18	1.23	con't
12					0.63	0.77	0.91	1.00	1.06	1.12	1.17	1.21	1.30	con't
13				0.63	0.77	0.91	0.99	1.05	1.10	1.15	1.20	1.28	1.36	con't
14			0.63	0.77	0.90	0.98	1.03	1.09	1.14	1.18	1.25	1.34	1.41	con't
15		0.63	0.77	0.90	0.98	1.01	1.08	1.12	1.17	1.24	1.33	1.39	1.48	con't
16	0.63	0.77	0.90	0.97	1.01	1.06	1.11	1.15	1.22	1.29	1.36	1.43	1.50	con't
17	0.77	0.90	0.97	1.00	1.05	1.11	1.14	1.20	1.28	1.33	1.39	1.46	1.51	con't
18	0.90	0.96	0.99	1.04	1.08	1.11	1.19	1.26	1.30	1.35	1.40	1.46	1.51	con't
19	0.92	0.95	1.00	1.05	1.08	1.14	1.21	1.26	1.30	1.34	1.40	1.44	1.51	con't
20	0.90	0.95	0.99	1.03	1.08	1.16	1.19	1.23	1.28	1.33	1.38	1.43	1.52	con't
21	0.88	0.91	0.95	1.01	1.06	1.11	1.17	1.20	1.26	1.31	1.38	1.46	1.56	con't
22	0.83	0.88	0.93	0.99	1.04	1.08	1.13	1.18	1.23	1.32	1.39	1.48	1.60	con't
23	0.80	0.84	0.90	0.97	1.02	1.09	1.13	1.19	1.26	1.33	1.44	1.55	1.69	con't
24	0.74	0.81	0.88	0.97	1.04	1.10	1.15	1.22	1.29	1.41	1.51	1.63	1.76	con't
25	0.66	0.76	0.87	0.99	1.07	1.13	1.20	1.26	1.37	1.48	1.60	1.72	1.88	con't
26	0.63	0.76	0.90	1.03	1.11	1.17	1.23	1.34	1.44	1.58	1.71	1.84	2.03	con't
27	0.62	0.78	0.94	1.06	1.16	1.22	1.32	1.42	1.55	1.69	1.83	2.01	2.20	con't
28	0.64	0.82	0.98	1.10	1.21	1.29	1.39	1.52	1.65	1.81	2.00	2.19	2.42	con't
29	0.65	0.85	1.01	1.14	1.28	1.38	1.50	1.63	1.76	1.98	2.17	2.41	2.66	con't
30	0.67	0.87	1.02	1.19	1.34	1.49	1.61	1.75	1.93	2.16	2.36	2.61	2.87	con't
31	0.67	0.87	1.05	1.23	1.41	1.58	1.73	1.90	2.07	2.27	2.51	2.80	3.16	con't
32	0.67	0.87	1.08	1.26	1.45	1.62	1.83	2.00	2.17	2.38	2.66	3.03	3.50	con't
33	0.72	0.93	1.13	1.34	1.54	1.74	1.94	2.12	2.31	2.53	2.87	3.31	3.86	con't
34	0.77	0.98	1.21	1.41	1.64	1.86	2.08	2.29	2.50	2.78	3.17	3.67	4.23	con't
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	1 of 6

	Blended 80% Male, 20% Female Smoker Select & Ultimate Age Nearest Birthday
Issue Age	Duration	Att Age
14	15	16	17	18	19	20	21	22	23	24	25	Ultimate
0				0.72	0.87	0.99	1.08	1.13	1.19	1.25	1.30	1.38	1.46	25
1			0.69	0.84	0.97	1.05	1.11	1.19	1.25	1.30	1.38	1.46	1.53	26
2		0.67	0.80	0.94	1.05	1.11	1.19	1.25	1.30	1.38	1.46	1.52	1.62	27
3	0.65	0.78	0.92	1.03	1.11	1.19	1.25	1.30	1.38	1.46	1.50	1.58	1.64	28
4	0.78	0.92	1.03	1.10	1.19	1.25	1.30	1.38	1.46	1.50	1.56	1.60	1.65	29
5	0.92	1.03	1.10	1.18	1.25	1.30	1.38	1.46	1.50	1.54	1.58	1.62	1.65	30
6	1.03	1.10	1.18	1.24	1.29	1.38	1.46	1.48	1.51	1.55	1.59	1.62	1.67	31
7	1.10	1.17	1.24	1.27	1.36	1.44	1.46	1.50	1.53	1.58	1.61	1.65	1.69	32
8	1.16	1.22	1.26	1.35	1.43	1.46	1.50	1.53	1.58	1.61	1.65	1.69	1.75	33
9	1.21	1.25	1.33	1.42	1.46	1.49	1.53	1.58	1.61	1.65	1.69	1.75	1.83	34
10	1.24	1.32	1.40	1.46	1.49	1.53	1.58	1.61	1.65	1.69	1.75	1.83	1.91	35
11	1.31	1.39	1.45	1.49	1.53	1.58	1.61	1.65	1.69	1.75	1.83	1.91	2.02	36
12	1.39	1.45	1.49	1.53	1.57	1.61	1.65	1.69	1.75	1.83	1.91	2.02	2.14	37
13	1.43	1.49	1.53	1.57	1.61	1.65	1.69	1.75	1.83	1.91	2.02	2.13	2.30	38
14	1.49	1.53	1.57	1.61	1.65	1.69	1.75	1.83	1.91	2.02	2.13	2.30	2.46	39
15	1.52	1.57	1.61	1.65	1.69	1.75	1.83	1.91	2.01	2.13	2.29	2.46	2.64	40
16	1.57	1.61	1.65	1.69	1.75	1.82	1.91	2.01	2.13	2.29	2.46	2.64	2.88	41
17	1.56	1.61	1.65	1.75	1.82	1.91	2.01	2.12	2.29	2.46	2.64	2.88	3.15	42
18	1.58	1.65	1.68	1.82	1.90	2.01	2.12	2.29	2.46	2.64	2.88	3.15	3.48	43
19	1.59	1.68	1.77	1.90	2.01	2.12	2.29	2.46	2.63	2.88	3.15	3.48	3.87	44
20	1.63	1.77	1.90	2.01	2.12	2.29	2.46	2.63	2.87	3.15	3.48	3.87	4.28	45
21	1.69	1.85	2.00	2.12	2.29	2.46	2.63	2.87	3.15	3.48	3.87	4.28	4.68	46
22	1.76	1.94	2.11	2.28	2.45	2.63	2.87	3.15	3.48	3.87	4.28	4.68	5.13	47
23	1.84	2.05	2.27	2.45	2.63	2.87	3.15	3.48	3.87	4.26	4.68	5.13	5.43	48
24	1.95	2.20	2.42	2.62	2.86	3.15	3.48	3.86	4.26	4.68	5.10	5.43	5.78	49
25	2.09	2.34	2.61	2.86	3.14	3.48	3.85	4.26	4.68	5.07	5.43	5.78	6.24	50
26	2.27	2.52	2.84	3.14	3.47	3.85	4.26	4.68	5.07	5.43	5.78	6.24	6.77	51
27	2.48	2.75	3.11	3.47	3.83	4.26	4.68	5.07	5.43	5.78	6.24	6.77	7.47	52
28	2.72	3.02	3.43	3.82	4.25	4.68	5.06	5.43	5.78	6.24	6.77	7.47	8.25	53
29	2.96	3.34	3.79	4.25	4.68	5.05	5.43	5.78	6.24	6.77	7.47	8.25	9.20	54
30	3.22	3.66	4.13	4.61	5.04	5.43	5.78	6.24	6.77	7.47	8.25	9.14	10.26	55
31	3.58	4.06	4.54	4.99	5.43	5.78	6.24	6.77	7.47	8.25	9.14	10.08	11.35	56
32	4.00	4.50	4.96	5.42	5.78	6.24	6.77	7.47	8.25	9.14	10.08	11.17	12.51	57
33	4.39	4.89	5.37	5.77	6.24	6.77	7.47	8.25	9.14	10.08	11.17	12.20	13.46	58
34	4.80	5.31	5.76	6.23	6.77	7.47	8.25	9.14	10.08	11.17	12.20	13.13	14.54	59
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	2 of 6

	Blended 80% Male, 20% Female Smoker Select & Ultimate Age Nearest Birthday
Issue Age	Duration
1	2	3	4	5	6	7	8	9	10	11	12	13	con't
35	0.83	1.04	1.27	1.49	1.73	1.98	2.22	2.47	2.76	3.11	3.53	4.05	4.63	con't
36	0.87	1.09	1.33	1.57	1.83	2.08	2.36	2.71	3.07	3.49	3.94	4.45	5.04	con't
37	0.93	1.13	1.39	1.64	1.91	2.20	2.57	3.00	3.43	3.87	4.32	4.84	5.47	con't
38	0.99	1.25	1.52	1.76	2.04	2.39	2.84	3.33	3.82	4.27	4.72	5.27	5.92	con't
39	1.09	1.38	1.64	1.90	2.22	2.63	3.16	3.67	4.19	4.65	5.13	5.73	6.46	con't
40	1.16	1.49	1.79	2.09	2.44	2.94	3.49	4.05	4.55	5.06	5.62	6.32	7.10	con't
41	1.25	1.61	1.98	2.32	2.75	3.30	3.88	4.42	4.97	5.56	6.23	7.00	7.87	con't
42	1.34	1.79	2.21	2.61	3.09	3.63	4.23	4.83	5.45	6.15	6.91	7.77	8.72	con't
43	1.43	1.91	2.39	2.84	3.33	3.90	4.56	5.24	5.95	6.75	7.59	8.58	9.71	con't
44	1.55	2.07	2.57	3.04	3.56	4.19	4.92	5.71	6.51	7.39	8.32	9.55	10.83	con't
45	1.71	2.24	2.75	3.25	3.85	4.55	5.38	6.26	7.18	8.11	9.23	10.68	11.90	con't
46	1.87	2.40	2.92	3.47	4.15	4.96	5.87	6.85	7.85	8.92	10.20	11.62	12.81	con't
47	2.06	2.56	3.10	3.74	4.53	5.41	6.42	7.50	8.57	9.86	11.14	12.51	13.70	con't
48	2.25	2.78	3.39	4.09	4.89	5.84	6.92	8.10	9.30	10.74	11.98	13.38	14.76	con't
49	2.40	3.04	3.72	4.49	5.32	6.29	7.45	8.75	10.00	11.42	12.81	14.40	16.15	con't
50	2.61	3.35	4.11	4.90	5.76	6.77	8.02	9.37	10.66	12.10	13.74	15.74	17.88	con't
51	2.86	3.74	4.57	5.41	6.27	7.31	8.55	9.92	11.33	12.94	14.96	17.44	19.87	con't
52	3.12	4.17	5.09	5.95	6.83	7.84	9.10	10.56	12.18	14.13	16.53	19.35	21.86	con't
53	3.31	4.53	5.55	6.50	7.43	8.49	9.85	11.52	13.34	15.66	18.39	21.32	23.17	con't
54	3.46	4.89	6.07	7.07	8.03	9.21	10.80	12.73	14.78	17.41	20.24	22.61	24.84	con't
55	3.65	5.29	6.59	7.61	8.67	10.07	11.94	14.12	16.37	19.08	21.39	24.13	26.76	con't
56	3.85	5.62	7.03	8.16	9.39	11.07	13.22	15.66	18.00	20.25	22.94	26.04	28.89	con't
57	4.01	5.93	7.48	8.82	10.30	12.26	14.66	17.21	19.61	22.28	25.34	28.67	31.38	con't
58	4.27	6.28	8.00	9.59	11.39	13.61	16.12	18.68	21.04	24.07	27.48	31.16	34.42	con't
59	4.61	6.68	8.61	10.47	12.58	15.01	17.61	20.11	22.45	25.82	29.67	34.20	37.89	con't
60	5.03	7.16	9.28	11.42	13.82	16.41	19.04	21.55	23.88	27.68	32.11	37.22	41.52	con't
61	5.50	7.71	10.00	12.37	15.03	17.81	20.48	22.96	25.36	29.73	34.64	40.02	45.19	con't
62	6.05	8.32	10.76	13.36	16.27	19.24	22.01	24.57	27.14	32.02	37.21	42.74	48.66	con't
63	6.47	9.01	11.78	14.63	17.70	20.83	23.79	26.60	29.48	34.72	40.13	45.92	52.25	con't
64	6.83	10.01	12.86	15.96	19.27	22.61	25.83	29.01	32.27	37.81	43.52	49.78	56.72	con't
65	7.12	10.76	13.99	17.45	21.01	24.58	28.12	31.64	35.31	41.26	47.45	54.35	62.05	con't
66	7.29	11.77	15.27	18.87	22.81	26.53	30.15	33.87	37.89	44.21	50.99	58.61	67.28	con't
67	7.67	12.91	16.63	20.45	24.82	28.64	32.37	36.26	40.58	47.37	54.86	63.40	73.05	con't
68	8.61	14.15	18.16	22.18	26.60	31.03	35.35	39.67	44.05	51.47	59.88	69.39	79.81	con't
69	9.49	15.50	19.84	24.05	27.57	33.73	37.98	42.13	46.88	54.98	64.23	74.39	85.80	con't
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	3 of 6

	Blended 80% Male, 20% Female Smoker Select & Ultimate Age Nearest Birthday
Issue Age	Duration	Att Age
14	15	16	17	18	19	20	21	22	23	24	25	Ultimate
35	5.22	5.75	6.22	6.76	7.47	8.25	9.14	10.08	11.17	12.19	13.13	14.05	15.82	60
36	5.68	6.19	6.73	7.44	8.25	9.14	10.08	11.17	12.19	13.13	14.04	15.13	17.36	61
37	6.17	6.71	7.41	8.20	9.14	10.06	11.17	12.19	13.12	14.04	15.13	16.57	19.19	62
38	6.68	7.37	8.17	9.08	10.02	11.13	12.18	13.12	14.04	15.13	16.56	18.39	21.21	63
39	7.27	8.14	9.04	9.99	11.09	12.13	13.10	14.03	15.13	16.56	18.39	20.45	23.27	64
40	7.98	8.91	9.94	11.05	12.09	13.05	14.01	15.11	16.56	18.37	20.45	22.52	25.33	65
41	8.79	9.87	11.01	12.06	13.02	13.96	15.09	16.55	18.36	20.45	22.52	24.03	27.34	66
42	9.79	10.98	12.02	12.98	13.92	15.05	16.52	18.35	20.44	22.52	24.02	25.51	29.35	67
43	10.92	11.98	12.94	13.89	15.01	16.47	18.32	20.42	22.50	24.01	25.50	27.46	31.48	68
44	11.95	12.90	13.84	14.97	16.44	18.28	20.39	22.48	23.99	25.48	27.44	29.66	33.62	69
45	12.86	13.80	14.93	16.40	18.24	20.34	22.45	23.96	25.46	27.42	29.64	32.22	36.17	70
46	13.75	14.88	16.35	18.19	20.31	22.42	23.93	25.43	27.39	29.61	32.19	35.35	38.99	71
47	14.82	16.29	18.14	20.25	22.37	23.92	25.40	27.36	29.58	32.16	35.32	38.90	42.68	72
48	16.23	18.08	20.19	22.31	23.87	25.38	27.32	29.55	32.13	35.28	38.87	42.63	46.43	73
49	18.01	20.13	22.25	23.81	25.35	27.30	29.50	32.07	35.23	38.82	42.58	46.36	50.27	74
50	20.04	22.18	23.73	25.29	27.28	29.49	32.01	35.17	38.76	42.51	46.28	50.15	54.62	75
51	22.08	23.65	25.21	27.21	29.48	31.96	35.12	38.69	42.43	46.20	50.05	54.42	59.27	76
52	23.53	25.11	27.13	29.41	31.91	35.06	38.63	42.36	46.12	49.96	54.31	59.12	64.56	77
53	24.99	27.02	29.31	31.86	35.00	38.57	42.29	46.06	49.87	54.21	59.01	64.40	70.60	78
54	26.90	29.21	31.80	34.95	38.51	42.23	45.99	49.81	54.12	58.91	64.28	70.42	77.39	79
55	29.07	31.75	34.89	38.45	42.17	45.93	49.76	54.07	58.80	64.16	70.29	77.19	84.63	80
56	31.58	34.83	38.39	42.11	45.87	49.69	54.02	58.76	64.07	70.18	77.06	84.42	93.05	81
57	34.64	38.33	42.04	45.80	49.64	53.97	58.73	64.06	70.14	76.95	84.29	92.43	101.65	82
58	38.12	41.98	45.74	49.58	53.92	58.70	64.04	70.09	76.91	84.17	92.29	100.55	110.50	83
59	41.76	45.68	49.52	53.86	58.66	64.02	70.05	76.87	84.13	92.17	100.40	109.07	120.08	84
60	45.44	49.46	53.82	58.63	64.00	70.00	76.82	84.07	92.11	100.24	108.83	118.14	130.96	85
61	49.21	53.77	58.59	63.99	69.96	76.77	84.02	92.05	100.17	108.78	117.92	128.91	142.22	86
62	53.51	58.56	63.97	69.91	76.72	83.97	92.00	100.11	108.73	117.84	128.75	140.05	155.12	87
63	58.28	63.95	69.87	76.68	83.92	91.94	100.04	108.68	117.75	128.60	139.85	151.90	168.41	88
64	63.64	69.83	76.63	83.87	91.88	99.97	108.62	117.66	128.42	139.68	151.67	164.16	181.91	89
65	69.78	76.58	83.81	91.82	99.89	108.57	117.59	128.25	139.48	151.45	164.07	176.79	194.75	90
66	76.53	83.76	91.76	99.82	108.51	117.49	128.07	138.23	151.15	163.88	176.56	189.35	203.90	91
67	83.53	91.69	99.74	108.45	117.39	127.91	137.50	149.98	163.10	176.30	189.10	200.63	214.55	92
68	91.40	99.68	108.23	117.28	127.72	136.77	148.56	161.71	174.95	188.34	200.34	211.93	226.75	93
69	97.71	107.96	117.01	127.42	136.02	148.09	159.98	173.28	186.74	199.05	211.67	223.24	240.39	94
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	4 of 6

	Blended 80% Male, 20% Female Smoker Select & Ultimate Age Nearest Birthday	5 of 6
Issue Age	Duration
1	2	3	4	5	6	7	8	9	10	11	12	13	con't
70	10.45	17.01	21.68	26.11	28.52	36.51	40.42	44.68	52.68	61.66	71.74	83.08	95.07	con't
71	12.63	18.68	23.70	27.22	32.18	38.85	42.63	49.30	57.03	66.47	77.48	89.24	101.93	con't
72	15.84	20.47	25.89	30.76	35.65	40.70	46.03	51.75	58.08	67.95	79.10	91.23	104.57	con't
73	17.88	23.99	29.29	33.96	38.28	42.67	47.47	55.40	60.20	70.06	81.66	94.49	108.70	con't
74	20.38	26.05	31.64	36.82	41.39	45.65	53.03	58.18	63.49	77.03	91.16	99.87	114.75	con't
75	23.23	27.57	33.87	40.34	44.51	50.98	56.47	62.30	74.38	88.91	97.68	112.79	127.72	con't
76	23.82	30.13	36.87	43.66	49.41	55.43	61.48	72.13	87.29	96.36	111.03	127.13	144.01	con't
77	24.57	32.26	39.99	47.81	54.30	60.65	70.85	85.61	95.36	109.56	124.19	140.69	154.66	con't
78	25.99	34.44	43.36	53.08	59.86	69.46	83.92	94.29	108.26	120.65	134.71	151.85	169.54	con't
79	27.40	37.17	47.71	59.18	67.94	82.29	93.25	106.96	118.54	131.52	149.08	167.59	185.28	con't
80	28.95	40.89	53.04	66.37	80.74	92.26	105.65	116.39	129.39	145.80	164.24	182.08	207.04	con't
81	31.10	45.53	59.70	75.05	91.37	104.44	114.32	127.72	143.08	160.28	181.38	206.81	218.49	con't
82	33.89	51.41	67.84	85.24	103.38	112.40	126.12	141.48	157.55	180.66	206.57	218.32	230.55	con't
83	37.79	58.43	77.42	96.73	110.66	124.68	139.94	154.86	179.07	206.39	218.15	230.36	243.23	con't
84	43.64	67.33	88.30	109.21	123.44	138.61	152.33	177.51	205.09	218.01	230.11	243.08	255.58	con't
85	51.57	77.70	99.90	122.55	137.51	150.04	176.11	203.89	216.64	229.91	242.98	255.35	268.95	con't
86	62.21	88.73	113.08	136.83	148.06	175.53	202.94	215.36	228.43	242.90	255.14	268.62	284.05	con't
87	72.12	102.10	127.92	146.49	174.99	202.78	214.34	227.07	241.21	254.96	268.29	282.88	299.37	con't
88	86.03	117.68	144.92	174.41	202.62	214.19	226.01	239.72	253.07	267.83	282.21	297.18	315.22	con't
89	103.02	135.65	173.86	202.48	214.07	225.87	238.71	251.55	265.77	281.54	296.17	312.08	328.11	con't
90	123.31	173.28	202.35	213.90	225.74	238.55	250.49	264.19	279.33	295.19	310.60	324.27	344.80	con't
91	164.84	200.29	213.79	225.60	238.37	250.28	263.84	277.59	292.76	309.26	322.68	339.99	357.00	con't
92	194.31	213.69	225.51	238.26	250.07	263.51	277.24	290.98	306.42	321.16	335.54	351.81	369.84	con't
93	213.58	225.38	238.10	249.87	263.19	276.84	290.41	304.48	318.45	331.66	346.89	364.09	387.33	con't
94	225.26	238.00	249.68	262.88	276.47	289.99	303.87	316.77	328.72	342.62	358.86	381.14	406.00	con't
95	237.86	249.51	262.59	276.21	289.67	303.34	316.22	326.79	339.61	354.40	375.57	399.39	425.85	con't
96	249.34	262.15	275.88	289.27	302.85	315.83	326.30	337.57	350.96	370.88	393.49	418.82	446.88	con't
97	261.56	275.29	288.90	302.40	315.29	325.85	336.96	348.80	367.33	388.59	412.62	439.46	469.07	con't
98	274.53	288.11	301.96	314.76	325.40	336.62	348.21	365.21	384.96	407.53	432.98	461.28	492.47	con't
99	287.14	300.96	314.36	324.94	336.11	348.21	364.84	382.92	403.85	427.72	454.53	484.32	517.12	con't

	Blended 80% Male, 20% Female Smoker Select & Ultimate Age Nearest Birthday	6 of 6
Issue Age	Duration	Att Age
14	15	16	17	18	19	20	21	22	23	24	25	Ultimate
70	107.61	116.68	127.06	135.12	144.65	159.14	171.27	184.97	197.60	211.41	222.96	234.73	258.40	95
71	115.16	126.67	134.16	142.64	157.31	170.07	182.42	195.34	211.12	222.66	234.41	248.22	274.79	96
72	118.39	132.43	140.59	156.10	166.80	180.85	192.21	210.33	222.36	234.14	247.52	260.99	292.09	97
73	122.68	136.99	154.86	164.85	179.94	190.23	209.19	221.27	233.83	246.84	259.75	276.01	299.70	98
74	128.61	145.95	162.85	177.54	188.93	208.36	219.71	232.30	246.27	258.68	274.84	291.42	311.60	99
75	144.80	160.52	175.50	188.19	208.11	219.51	231.99	244.15	257.72	272.83	289.64	307.65	327.60	100
76	157.56	173.49	187.45	207.89	219.34	231.80	243.99	257.29	272.23	288.86	306.64	326.17	342.38	101
77	171.50	186.73	207.66	219.18	231.61	243.90	257.02	271.84	288.30	305.98	325.28	341.26	359.18	102
78	185.99	207.44	219.02	231.36	243.81	256.84	271.44	287.95	305.45	324.52	340.46	358.27	377.84	103
79	207.22	218.86	231.18	243.66	256.66	271.14	287.40	305.05	324.05	339.98	357.53	377.21	398.67	104
80	218.65	230.99	243.57	256.41	270.74	286.84	304.17	323.75	339.50	357.16	377.00	398.67	426.16	105
81	230.74	243.41	256.22	270.35	286.27	303.28	322.45	339.34	356.98	376.79	398.67	426.16	455.20	106
82	243.32	255.94	270.03	285.58	302.36	321.10	337.59	356.61	376.58	398.67	426.16	455.20	485.66	107
83	255.76	269.62	285.01	301.58	320.34	336.63	355.14	376.37	398.67	426.16	455.20	485.66	517.01	108
84	269.33	284.47	301.32	320.32	336.63	354.77	375.53	398.67	426.16	455.20	485.66	517.01	550.03	109
85	284.05	301.32	320.32	336.63	354.77	375.53	398.67	426.16	455.20	485.66	517.01	550.03	584.22	110
86	301.32	320.32	336.63	354.77	375.53	398.67	426.16	455.20	485.66	517.01	550.03	584.22	617.88	111
87	319.72	336.63	354.77	375.53	398.67	426.16	454.89	485.32	517.01	550.03	584.22	617.88	651.23	112
88	332.66	351.21	371.90	394.30	420.50	448.82	479.18	511.54	545.81	581.93	617.88	651.23	682.77	113
89	346.29	366.32	388.31	414.16	442.21	472.40	504.68	538.95	575.17	613.29	651.23	682.77	724.36	114
90	360.67	382.13	407.52	435.19	465.09	497.17	531.34	567.56	605.77	645.93	682.77	724.36	764.20	115
91	375.92	400.72	427.89	457.38	489.14	523.10	559.19	597.39	637.61	679.82	724.05	764.20	805.75	116
92	393.93	420.47	449.42	480.73	514.34	550.19	588.25	628.43	670.67	714.98	761.47	805.75	850.97	117
93	413.11	441.37	472.10	505.22	540.69	578.48	618.49	660.64	704.91	751.47	800.28	850.97	894.06	118
94	433.45	463.44	495.92	530.87	568.25	607.94	649.87	693.95	740.47	789.31	840.49	894.06	938.19	119
95	454.95	486.65	520.92	557.72	596.96	638.51	682.26	728.59	777.32	828.48	882.13	938.19	1,000.00	120
96	477.61	511.03	547.11	585.72	626.74	670.01	715.99	764.48	815.47	869.05	924.98	1,000.00
97	501.46	536.64	574.46	614.78	657.39	702.86	750.94	801.60	854.96	910.60	1,000.00
98	526.56	563.39	602.83	644.61	689.40	736.89	787.05	840.03	895.21	1,000.00
99	552.79	591.16	631.93	675.85	722.57	772.06	824.47	878.99	1,000.00

Section 1412.APPENDIX A 2001 CSO Mortality Tables

Section 1412.ILLUSTRATION BB Blended 60% Male, 40% Female Smoker Select & Ultimate Age Nearest Birthday

	Blended 60% Male, 40% Female Smoker Select & Ultimate Age Nearest Birthday
Issue Age	Duration
1	2	3	4	5	6	7	8	9	10	11	12	13	con't
0														con't
1														con't
2														con't
3														con't
4													0.58	con't
5												0.57	0.69	con't
6											0.57	0.69	0.81	con't
7										0.57	0.69	0.80	0.90	con't
8									0.56	0.69	0.80	0.89	0.96	con't
9								0.56	0.69	0.80	0.89	0.95	1.01	con't
10							0.56	0.68	0.79	0.89	0.94	1.00	1.04	con't
11						0.55	0.68	0.79	0.87	0.93	0.98	1.03	1.09	con't
12					0.55	0.67	0.79	0.86	0.92	0.97	1.02	1.07	1.15	con't
13				0.55	0.67	0.78	0.85	0.91	0.96	1.00	1.06	1.13	1.20	con't
14			0.55	0.67	0.78	0.85	0.90	0.94	0.99	1.03	1.10	1.18	1.25	con't
15		0.55	0.67	0.78	0.84	0.88	0.93	0.97	1.02	1.09	1.17	1.22	1.32	con't
16	0.55	0.67	0.78	0.84	0.87	0.92	0.96	1.00	1.07	1.13	1.19	1.28	1.34	con't
17	0.67	0.78	0.84	0.86	0.90	0.95	1.00	1.05	1.12	1.17	1.24	1.30	1.36	con't
18	0.77	0.82	0.85	0.89	0.93	0.97	1.04	1.10	1.15	1.20	1.25	1.32	1.37	con't
19	0.79	0.82	0.86	0.90	0.94	1.00	1.06	1.11	1.17	1.20	1.27	1.32	1.40	con't
20	0.78	0.81	0.85	0.90	0.95	1.02	1.05	1.11	1.16	1.21	1.27	1.34	1.44	con't
21	0.75	0.78	0.83	0.88	0.94	0.98	1.05	1.09	1.15	1.21	1.29	1.38	1.49	con't
22	0.71	0.76	0.81	0.87	0.92	0.98	1.03	1.09	1.15	1.24	1.33	1.43	1.53	con't
23	0.69	0.74	0.79	0.86	0.93	0.99	1.04	1.11	1.19	1.28	1.38	1.49	1.62	con't
24	0.64	0.71	0.78	0.87	0.94	1.01	1.07	1.15	1.24	1.35	1.45	1.56	1.71	con't
25	0.58	0.67	0.79	0.89	0.97	1.04	1.12	1.20	1.31	1.42	1.54	1.66	1.81	con't
26	0.56	0.68	0.81	0.92	1.01	1.08	1.17	1.27	1.37	1.51	1.64	1.76	1.94	con't
27	0.56	0.70	0.84	0.95	1.06	1.14	1.24	1.34	1.47	1.61	1.74	1.91	2.09	con't
28	0.58	0.74	0.88	1.00	1.11	1.20	1.30	1.42	1.56	1.71	1.89	2.07	2.29	con't
29	0.59	0.77	0.91	1.04	1.18	1.28	1.39	1.53	1.66	1.86	2.04	2.26	2.49	con't
30	0.62	0.79	0.93	1.09	1.23	1.36	1.50	1.62	1.80	2.01	2.21	2.44	2.70	con't
31	0.63	0.81	0.97	1.13	1.29	1.45	1.60	1.75	1.92	2.12	2.34	2.62	2.97	con't
32	0.64	0.82	1.00	1.16	1.33	1.50	1.68	1.85	2.03	2.24	2.51	2.86	3.28	con't
33	0.69	0.87	1.04	1.23	1.41	1.60	1.79	1.97	2.16	2.40	2.72	3.13	3.62	con't
34	0.73	0.91	1.11	1.29	1.51	1.71	1.92	2.14	2.35	2.64	3.00	3.46	3.99	con't
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	1 of 6

	Blended 60% Male, 40% Female Smoker Select & Ultimate Age Nearest Birthday
Issue Age	Duration	Att Age
14	15	16	17	18	19	20	21	22	23	24	25	Ultimate
0				0.64	0.77	0.87	0.95	1.00	1.05	1.10	1.15	1.22	1.29	25
1			0.62	0.74	0.85	0.93	0.99	1.05	1.10	1.15	1.22	1.28	1.35	26
2		0.60	0.72	0.83	0.92	0.98	1.05	1.10	1.15	1.22	1.28	1.34	1.44	27
3	0.58	0.70	0.81	0.91	0.98	1.04	1.10	1.15	1.22	1.28	1.33	1.41	1.46	28
4	0.70	0.81	0.90	0.97	1.04	1.10	1.15	1.22	1.28	1.33	1.39	1.43	1.48	29
5	0.81	0.90	0.97	1.04	1.10	1.15	1.22	1.28	1.33	1.38	1.41	1.46	1.49	30
6	0.90	0.97	1.04	1.08	1.14	1.22	1.28	1.31	1.36	1.39	1.43	1.46	1.53	31
7	0.96	1.02	1.08	1.12	1.20	1.27	1.29	1.35	1.38	1.42	1.45	1.51	1.57	32
8	1.01	1.07	1.12	1.19	1.26	1.29	1.35	1.38	1.42	1.45	1.51	1.57	1.64	33
9	1.06	1.11	1.18	1.25	1.29	1.34	1.38	1.42	1.45	1.51	1.57	1.64	1.72	34
10	1.09	1.17	1.24	1.29	1.34	1.38	1.42	1.45	1.51	1.57	1.64	1.72	1.81	35
11	1.15	1.23	1.28	1.33	1.37	1.42	1.45	1.51	1.56	1.63	1.71	1.80	1.93	36
12	1.22	1.28	1.33	1.37	1.41	1.45	1.51	1.56	1.63	1.71	1.80	1.92	2.05	37
13	1.26	1.33	1.37	1.41	1.45	1.51	1.56	1.63	1.71	1.80	1.92	2.04	2.19	38
14	1.33	1.37	1.41	1.45	1.51	1.56	1.63	1.71	1.80	1.92	2.03	2.18	2.34	39
15	1.36	1.41	1.45	1.51	1.56	1.63	1.71	1.80	1.92	2.03	2.18	2.34	2.51	40
16	1.40	1.45	1.51	1.56	1.63	1.71	1.80	1.92	2.03	2.18	2.34	2.51	2.72	41
17	1.42	1.48	1.53	1.63	1.71	1.80	1.91	2.02	2.18	2.34	2.51	2.72	2.97	42
18	1.45	1.53	1.58	1.71	1.80	1.91	2.02	2.18	2.34	2.51	2.72	2.97	3.27	43
19	1.49	1.58	1.67	1.80	1.91	2.02	2.17	2.34	2.50	2.72	2.97	3.27	3.62	44
20	1.54	1.67	1.80	1.91	2.02	2.17	2.34	2.50	2.71	2.97	3.27	3.62	3.99	45
21	1.61	1.75	1.91	2.02	2.17	2.33	2.50	2.71	2.97	3.27	3.62	3.99	4.37	46
22	1.68	1.85	2.01	2.16	2.33	2.50	2.71	2.97	3.27	3.62	3.99	4.37	4.80	47
23	1.77	1.95	2.15	2.31	2.49	2.71	2.97	3.27	3.62	3.97	4.37	4.80	5.14	48
24	1.87	2.09	2.29	2.48	2.70	2.97	3.27	3.61	3.97	4.37	4.78	5.14	5.53	49
25	2.00	2.21	2.46	2.69	2.95	3.27	3.61	3.97	4.37	4.76	5.14	5.53	6.02	50
26	2.16	2.39	2.67	2.95	3.25	3.60	3.97	4.37	4.76	5.14	5.53	6.02	6.58	51
27	2.35	2.59	2.91	3.25	3.58	3.97	4.37	4.75	5.14	5.53	6.02	6.58	7.28	52
28	2.55	2.84	3.21	3.56	3.96	4.37	4.75	5.14	5.53	6.02	6.58	7.28	8.04	53
29	2.78	3.13	3.54	3.96	4.37	4.74	5.14	5.53	6.02	6.58	7.28	8.04	8.96	54
30	3.03	3.43	3.86	4.32	4.73	5.14	5.53	6.02	6.58	7.28	8.04	8.92	9.96	55
31	3.35	3.79	4.26	4.70	5.14	5.53	6.02	6.58	7.28	8.04	8.92	9.83	11.01	56
32	3.73	4.21	4.67	5.13	5.53	6.02	6.58	7.28	8.04	8.92	9.83	10.87	12.11	57
33	4.12	4.60	5.08	5.51	6.02	6.58	7.28	8.04	8.92	9.82	10.87	11.88	13.06	58
34	4.52	5.02	5.50	6.00	6.58	7.28	8.04	8.92	9.82	10.87	11.88	12.81	14.13	59
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	2 of 6

	Blended 60% Male, 40% Female Smoker Select & Ultimate Age Nearest Birthday
Issue Age	Duration
1	2	3	4	5	6	7	8	9	10	11	12	13	con't
35	0.77	0.96	1.16	1.37	1.59	1.83	2.06	2.32	2.61	2.95	3.35	3.84	4.38	con't
36	0.81	1.01	1.23	1.45	1.69	1.93	2.21	2.55	2.90	3.30	3.73	4.22	4.79	con't
37	0.86	1.05	1.29	1.53	1.78	2.07	2.41	2.82	3.23	3.66	4.11	4.61	5.21	con't
38	0.92	1.16	1.40	1.64	1.91	2.25	2.67	3.12	3.60	4.04	4.50	5.03	5.67	con't
39	1.01	1.27	1.52	1.78	2.09	2.48	2.96	3.45	3.94	4.42	4.90	5.50	6.20	con't
40	1.09	1.38	1.67	1.96	2.31	2.77	3.28	3.81	4.30	4.81	5.38	6.06	6.82	con't
41	1.18	1.50	1.85	2.19	2.59	3.10	3.64	4.17	4.71	5.30	5.96	6.72	7.54	con't
42	1.27	1.68	2.07	2.46	2.91	3.42	3.99	4.57	5.17	5.87	6.61	7.43	8.35	con't
43	1.38	1.81	2.25	2.70	3.17	3.71	4.33	4.98	5.67	6.44	7.26	8.21	9.27	con't
44	1.51	1.98	2.45	2.92	3.43	4.02	4.71	5.46	6.23	7.07	7.97	9.10	10.30	con't
45	1.66	2.16	2.66	3.16	3.73	4.40	5.18	6.01	6.88	7.78	8.82	10.14	11.30	con't
46	1.83	2.34	2.85	3.39	4.06	4.82	5.68	6.58	7.54	8.54	9.74	11.04	12.20	con't
47	2.02	2.52	3.06	3.69	4.44	5.27	6.20	7.21	8.23	9.42	10.61	11.91	13.08	con't
48	2.21	2.75	3.36	4.05	4.82	5.70	6.72	7.81	8.94	10.25	11.44	12.77	14.11	con't
49	2.35	2.98	3.69	4.44	5.24	6.17	7.24	8.44	9.62	10.94	12.26	13.75	15.38	con't
50	2.54	3.29	4.05	4.82	5.67	6.63	7.79	9.04	10.27	11.63	13.15	14.98	16.93	con't
51	2.77	3.69	4.49	5.30	6.15	7.15	8.31	9.60	10.94	12.44	14.27	16.49	18.67	con't
52	3.01	4.10	4.98	5.80	6.68	7.65	8.85	10.21	11.72	13.51	15.66	18.14	20.43	con't
53	3.19	4.46	5.42	6.32	7.22	8.26	9.54	11.07	12.75	14.85	17.27	19.87	21.71	con't
54	3.35	4.81	5.91	6.84	7.78	8.91	10.38	12.14	14.02	16.35	18.89	21.12	23.29	con't
55	3.54	5.21	6.42	7.37	8.39	9.68	11.38	13.35	15.39	17.84	20.02	22.58	25.08	con't
56	3.76	5.52	6.84	7.89	9.03	10.56	12.49	14.65	16.81	18.93	21.45	24.31	27.03	con't
57	3.91	5.83	7.29	8.48	9.84	11.59	13.71	16.00	18.23	20.72	23.54	26.62	29.31	con't
58	4.14	6.17	7.77	9.18	10.80	12.76	14.99	17.33	19.57	22.35	25.48	28.88	32.05	con't
59	4.45	6.53	8.35	9.97	11.82	13.98	16.31	18.64	20.90	24.00	27.51	31.62	35.17	con't
60	4.79	6.95	8.96	10.80	12.90	15.21	17.62	19.99	22.30	25.77	29.79	34.39	38.47	con't
61	5.18	7.43	9.58	11.63	13.95	16.45	18.92	21.32	23.76	27.73	32.19	37.06	41.88	con't
62	5.65	7.94	10.25	12.48	15.03	17.69	20.29	22.83	25.47	29.91	34.65	39.75	45.23	con't
63	6.06	8.53	11.09	13.53	16.21	19.05	21.86	24.66	27.61	32.42	37.44	42.85	48.75	con't
64	6.44	9.66	11.99	14.62	17.52	20.55	23.63	26.78	30.11	35.25	40.62	46.50	53.00	con't
65	6.79	10.32	12.92	15.82	18.94	22.21	25.58	29.08	32.84	38.41	44.26	50.76	57.98	con't
66	6.97	11.18	13.97	16.99	20.43	23.85	27.35	31.09	35.21	41.15	47.57	54.74	62.82	con't
67	7.28	12.15	15.09	18.29	22.08	25.64	29.31	33.26	37.70	44.11	51.19	59.18	68.11	con't
68	8.13	13.19	16.36	19.74	23.61	27.68	31.86	36.23	40.83	47.83	55.71	64.55	74.19	con't
69	8.94	14.33	17.76	21.32	24.59	30.01	34.22	38.57	43.56	51.17	59.82	69.26	79.77	con't
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	3 of 6

	Blended 60% Male, 40% Female Smoker Select & Ultimate Age Nearest Birthday
Issue Age	Duration	Att Age
14	15	16	17	18	19	20	21	22	23	24	25	Ultimate
35	4.94	5.47	5.98	6.56	7.28	8.04	8.92	9.82	10.87	11.87	12.81	13.76	15.35	60
36	5.39	5.93	6.51	7.23	8.04	8.92	9.82	10.87	11.87	12.81	13.75	14.84	16.78	61
37	5.89	6.46	7.17	7.95	8.92	9.79	10.87	11.87	12.80	13.75	14.84	16.19	18.47	62
38	6.40	7.10	7.89	8.78	9.72	10.80	11.85	12.80	13.75	14.84	16.19	17.87	20.28	63
39	6.99	7.82	8.72	9.64	10.72	11.76	12.77	13.73	14.84	16.19	17.87	19.72	22.15	64
40	7.66	8.57	9.56	10.65	11.68	12.68	13.69	14.80	16.19	17.85	19.72	21.59	24.05	65
41	8.45	9.47	10.57	11.61	12.60	13.61	14.76	16.15	17.84	19.71	21.59	23.08	25.94	66
42	9.37	10.50	11.53	12.52	13.52	14.67	16.10	17.80	19.69	21.59	23.07	24.58	27.86	67
43	10.41	11.46	12.45	13.46	14.60	16.02	17.75	19.65	21.56	23.06	24.56	26.45	29.92	68
44	11.38	12.38	13.38	14.52	15.94	17.67	19.59	21.52	23.02	24.53	26.42	28.55	32.03	69
45	12.29	13.29	14.44	15.87	17.60	19.52	21.46	22.96	24.49	26.39	28.51	30.97	34.51	70
46	13.19	14.35	15.77	17.50	19.44	21.41	22.91	24.44	26.33	28.46	30.92	33.86	37.27	71
47	14.23	15.66	17.39	19.33	21.31	22.89	24.38	26.27	28.41	30.86	33.81	37.16	40.73	72
48	15.53	17.27	19.22	21.19	22.78	24.33	26.20	28.34	30.79	33.74	37.09	40.62	44.30	73
49	17.13	19.09	21.07	22.66	24.28	26.15	28.24	30.68	33.64	37.00	40.54	44.17	48.01	74
50	18.92	20.92	22.52	24.15	26.12	28.23	30.56	33.53	36.87	40.39	44.01	47.77	52.09	75
51	20.73	22.35	23.99	25.98	28.21	30.46	33.41	36.74	40.25	43.85	47.59	51.79	56.47	76
52	22.12	23.80	25.81	28.06	30.36	33.30	36.62	40.12	43.70	47.41	51.59	56.19	61.39	77
53	23.57	25.60	27.87	30.25	33.19	36.50	39.98	43.57	47.24	51.40	55.97	61.08	66.93	78
54	25.36	27.66	30.14	33.08	36.38	39.86	43.45	47.13	51.21	55.77	60.84	66.59	73.09	79
55	27.40	30.04	32.96	36.26	39.73	43.32	47.02	51.11	55.56	60.61	66.33	72.71	79.66	80
56	29.71	32.86	36.15	39.62	43.20	46.90	51.01	55.49	60.44	66.12	72.46	79.27	87.62	81
57	32.48	36.03	39.49	43.07	46.78	50.92	55.42	60.42	66.04	72.25	79.01	86.44	95.88	82
58	35.62	39.38	42.95	46.66	50.81	55.35	60.38	65.95	72.17	78.78	86.17	93.80	104.24	83
59	38.93	42.83	46.54	50.71	55.29	60.35	65.86	72.08	78.70	85.95	93.52	101.54	113.25	84
60	42.36	46.43	50.62	55.22	60.31	65.77	71.99	78.60	85.84	93.21	101.10	109.62	123.17	85
61	45.96	50.52	55.15	60.28	65.69	71.90	78.49	85.72	93.08	101.00	109.21	119.37	132.87	86
62	50.03	55.09	60.25	65.61	71.81	78.39	85.61	92.96	100.91	109.08	119.07	128.88	144.85	87
63	54.55	60.21	65.52	71.72	78.31	85.51	92.83	100.81	108.91	118.79	128.52	139.00	157.03	88
64	59.61	65.43	71.62	78.20	85.40	92.69	100.70	108.73	118.47	128.20	138.59	149.40	169.30	89
65	65.35	71.53	78.09	85.28	92.56	100.61	108.59	118.15	127.84	138.17	149.23	160.22	180.32	90
66	71.43	77.99	85.18	92.42	100.50	108.42	117.83	126.78	137.70	148.90	159.83	170.90	186.40	91
67	77.77	85.06	92.29	100.41	108.25	117.55	126.06	136.66	148.10	159.41	170.46	180.79	195.28	92
68	84.79	92.18	100.01	108.08	117.23	125.37	135.46	146.90	158.22	169.66	180.30	190.88	206.80	93
69	90.71	99.53	107.60	116.73	124.65	134.91	145.42	156.78	168.28	179.12	190.46	201.05	220.54	94
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	4 of 6

	Blended 60% Male, 40% Female Smoker Select & Ultimate Age Nearest Birthday	5 of 6
Issue	Duration
Age	1	2	3	4	5	6	7	8	9	10	11	12	13	con't
70	9.83	15.59	19.30	23.07	25.61	32.44	36.51	41.06	48.54	56.90	66.26	76.70	87.75	con't
71	11.65	16.99	21.01	24.18	28.66	34.62	38.72	45.13	52.52	61.33	71.49	82.38	94.08	con't
72	14.87	18.49	22.87	27.11	31.63	36.52	41.86	47.72	54.21	63.44	73.87	85.17	97.49	con't
73	16.56	21.27	25.64	29.84	34.06	38.59	43.67	51.22	56.75	66.10	77.00	88.95	102.02	con't
74	18.58	23.03	27.72	32.39	36.91	41.47	48.53	54.20	60.23	72.28	85.07	94.29	107.65	con't
75	20.87	24.45	29.77	35.50	39.84	46.11	51.92	58.22	69.14	81.93	91.09	104.86	116.92	con't
76	21.62	26.76	32.53	38.64	44.29	50.40	56.81	66.70	79.94	89.09	102.54	116.24	130.58	con't
77	22.60	28.88	35.51	42.52	48.85	55.39	64.92	77.86	87.50	100.38	113.98	127.70	139.10	con't
78	24.23	31.18	38.81	47.33	54.06	63.08	75.75	85.80	98.52	110.33	123.04	137.13	152.49	con't
79	25.46	34.06	43.00	52.91	61.21	73.72	84.11	96.64	107.88	120.27	135.17	150.83	165.66	con't
80	26.88	37.87	48.09	59.46	71.83	82.53	94.74	105.36	117.77	132.65	148.25	163.32	182.69	con't
81	29.07	42.58	54.34	67.24	81.12	93.00	102.94	115.56	129.74	145.29	162.57	182.31	193.28	con't
82	31.84	48.42	61.86	76.30	91.52	100.73	113.44	127.55	142.30	161.80	181.91	193.01	204.84	con't
83	35.40	54.93	70.64	86.45	98.83	111.61	125.46	139.38	159.54	181.59	192.72	204.53	216.71	con't
84	40.78	63.41	80.56	97.46	110.13	123.75	136.67	157.32	179.42	192.49	204.14	216.48	229.32	con't
85	48.24	73.17	90.73	109.25	122.44	134.39	155.38	177.41	190.25	203.82	216.32	228.96	243.06	con't
86	59.17	82.74	102.62	121.87	132.62	154.84	175.81	188.16	201.46	216.20	228.65	242.56	258.90	con't
87	67.45	94.96	115.83	131.53	154.35	175.54	186.50	199.28	213.56	228.38	242.08	257.20	275.14	con't
88	81.34	108.91	130.42	153.82	175.28	186.25	197.60	211.25	225.50	241.39	256.21	272.04	292.02	con't
89	97.96	124.30	153.32	175.05	186.04	197.37	209.68	223.21	238.34	255.25	270.61	287.69	306.65	con't
90	116.17	152.77	174.82	185.78	197.16	209.43	221.59	235.99	252.04	269.22	285.64	301.50	325.89	con't
91	147.20	173.40	185.60	196.94	209.15	221.28	235.46	249.51	265.78	283.80	299.37	319.59	338.82	con't
92	169.51	185.42	196.80	208.98	220.95	234.99	249.00	263.25	279.88	297.33	313.77	332.17	352.28	con't
93	185.25	196.60	208.73	220.65	234.50	248.41	262.44	277.21	293.69	308.69	325.87	345.06	370.25	con't
94	196.40	208.58	220.37	234.04	247.87	261.85	276.36	291.43	304.84	320.41	338.50	362.60	389.22	con't
95	208.36	220.10	233.61	247.49	261.39	275.63	290.70	302.31	316.55	332.90	355.73	381.16	409.17	con't
96	219.84	232.97	247.02	260.83	274.96	290.17	301.67	313.94	328.58	349.94	373.98	400.71	430.09	con't
97	232.09	246.16	260.30	274.34	289.46	301.08	313.16	325.87	345.56	368.01	393.24	421.24	451.97	con't
98	245.05	259.19	273.73	288.74	300.49	312.72	325.13	342.95	363.60	387.11	413.50	442.73	474.80	con't
99	257.80	272.35	288.21	299.89	312.08	325.13	342.48	361.11	382.69	407.22	434.72	465.18	498.62	con't

	Blended 60% Male, 40% Female Smoker Select & Ultimate Age Nearest Birthday	6 of 6
Issue Age	Duration	Att Age
14	15	16	17	18	19	20	21	22	23	24	25	Ultimate
70	98.98	107.03	116.11	123.67	132.32	144.45	155.05	166.85	178.04	190.01	200.60	211.51	240.29	95
71	105.60	115.43	122.58	130.52	142.73	153.76	164.58	176.09	189.54	200.11	210.99	224.46	258.47	96
72	109.25	120.07	128.61	141.39	151.03	162.95	173.20	188.21	199.61	210.57	223.37	237.53	277.40	97
73	113.22	123.83	139.95	149.07	161.64	171.20	186.29	197.83	210.07	222.32	235.65	253.53	281.65	98
74	117.82	133.23	147.03	159.30	169.52	184.91	195.28	207.64	221.43	234.02	251.79	269.61	292.48	99
75	131.75	143.26	157.56	168.74	184.49	194.95	207.14	218.14	232.57	248.81	267.03	286.87	309.09	100
76	141.16	155.85	167.94	184.11	194.68	206.84	217.88	231.91	247.93	265.89	285.44	307.11	325.81	101
77	154.16	167.19	183.73	194.41	206.53	217.75	231.51	247.34	265.07	284.51	305.88	324.31	344.72	102
78	166.40	183.36	194.15	206.14	217.61	231.23	246.75	264.56	283.76	304.84	323.24	343.52	365.50	103
79	182.99	193.89	205.84	217.37	230.96	246.30	263.76	283.19	304.20	322.59	342.55	364.69	388.48	104
80	193.55	205.54	217.24	230.57	245.71	262.94	281.95	303.78	321.95	342.07	364.42	388.48	418.19	105
81	205.14	216.99	230.28	245.13	262.12	280.68	301.99	321.73	341.84	364.15	388.48	418.19	449.12	106
82	216.85	229.87	244.65	261.13	279.39	300.13	319.38	341.36	363.89	388.48	418.19	449.12	481.20	107
83	229.58	244.05	260.29	278.27	299.07	318.09	339.43	363.61	388.48	418.19	449.12	481.20	513.82	108
84	243.62	259.51	277.91	299.05	318.09	338.95	362.54	388.48	418.19	449.12	481.20	513.82	547.99	109
85	258.90	277.91	299.05	318.09	338.95	362.54	388.48	418.19	449.12	481.20	513.82	547.99	583.13	110
86	277.91	299.05	318.09	338.95	362.54	388.48	418.19	449.12	481.20	513.82	547.99	583.13	617.27	111
87	298.22	318.09	338.95	362.54	388.48	418.19	448.75	480.80	513.82	547.99	583.13	617.27	650.68	112
88	312.77	334.28	357.90	382.99	411.20	441.35	473.40	507.29	542.98	580.43	617.27	650.68	681.62	113
89	327.84	350.75	375.47	403.38	433.31	465.23	499.10	534.85	572.44	611.86	650.68	681.62	723.98	114
90	343.52	367.72	395.18	424.76	456.43	490.14	525.83	563.46	603.01	644.44	681.62	723.98	763.90	115
91	359.92	386.78	415.87	447.15	480.55	516.04	553.58	593.14	634.67	678.16	723.62	763.90	805.39	116
92	378.40	406.83	437.56	470.51	505.66	542.95	582.37	623.87	667.41	713.01	760.72	805.39	850.75	117
93	397.87	427.87	460.21	494.85	531.74	570.87	612.19	655.65	701.23	749.04	799.01	850.75	893.21	118
94	418.32	449.87	483.81	520.14	558.82	599.78	643.00	688.41	736.18	786.21	838.55	893.21	936.50	119
95	439.73	472.82	508.39	546.43	586.87	629.66	674.74	722.30	772.23	824.57	879.34	936.50	1,000.00	120
96	462.10	496.72	533.93	573.66	615.85	660.41	707.59	757.24	809.41	864.13	921.26	1,000.00
97	485.42	521.60	560.42	601.81	645.65	692.25	741.45	793.26	847.74	904.67	1,000.00
98	509.73	547.41	587.79	630.71	676.54	725.07	776.33	830.39	886.92	1,000.00
99	534.95	574.08	615.87	660.70	708.36	758.87	812.29	868.22	1,000.00

Section 1412.APPENDIX A 2001 CSO Mortality Tables

Section 1412.ILLUSTRATION CC Blended 50% Male, 50% Female Smoker Select & Ultimate Age Nearest Birthday

	Blended 50% Male, 50% Female Smoker Select & Ultimate Age Nearest Birthday
Issue Age	Duration
1	2	3	4	5	6	7	8	9	10	11	12	13	con't
0														con't
1														con't
2														con't
3														con't
4													0.55	con't
5												0.54	0.65	con't
6											0.54	0.65	0.75	con't
7										0.54	0.64	0.74	0.83	con't
8									0.53	0.64	0.74	0.82	0.88	con't
9								0.53	0.64	0.74	0.82	0.88	0.93	con't
10							0.52	0.63	0.73	0.81	0.87	0.92	0.97	con't
11						0.52	0.63	0.73	0.79	0.86	0.90	0.96	1.01	con't
12					0.52	0.62	0.73	0.79	0.85	0.89	0.95	0.99	1.06	con't
13				0.52	0.62	0.72	0.78	0.84	0.88	0.93	0.98	1.04	1.12	con't
14			0.52	0.62	0.71	0.77	0.82	0.86	0.92	0.95	1.02	1.10	1.16	con't
15		0.52	0.62	0.71	0.77	0.80	0.85	0.89	0.94	1.00	1.09	1.14	1.22	con't
16	0.52	0.62	0.71	0.76	0.80	0.84	0.88	0.92	0.99	1.05	1.11	1.19	1.25	con't
17	0.62	0.71	0.76	0.79	0.82	0.88	0.92	0.97	1.04	1.09	1.15	1.22	1.28	con't
18	0.71	0.75	0.78	0.81	0.86	0.89	0.95	1.02	1.07	1.12	1.18	1.25	1.31	con't
19	0.72	0.75	0.79	0.83	0.86	0.92	0.98	1.03	1.09	1.13	1.20	1.27	1.34	con't
20	0.71	0.74	0.79	0.82	0.87	0.95	0.98	1.03	1.09	1.15	1.22	1.29	1.39	con't
21	0.68	0.72	0.76	0.81	0.87	0.92	0.99	1.03	1.10	1.17	1.24	1.34	1.44	con't
22	0.66	0.70	0.75	0.81	0.86	0.92	0.98	1.04	1.12	1.20	1.29	1.39	1.50	con't
23	0.63	0.68	0.74	0.80	0.87	0.94	1.00	1.07	1.15	1.25	1.35	1.47	1.59	con't
24	0.59	0.66	0.73	0.81	0.89	0.96	1.03	1.11	1.21	1.32	1.43	1.54	1.67	con't
25	0.54	0.63	0.73	0.84	0.92	1.00	1.08	1.17	1.28	1.39	1.51	1.62	1.77	con't
26	0.52	0.63	0.76	0.87	0.96	1.04	1.13	1.23	1.34	1.48	1.60	1.73	1.90	con't
27	0.52	0.66	0.80	0.91	1.01	1.10	1.20	1.31	1.43	1.57	1.71	1.87	2.04	con't
28	0.55	0.70	0.83	0.95	1.06	1.15	1.26	1.38	1.52	1.67	1.84	2.02	2.23	con't
29	0.56	0.73	0.87	0.99	1.12	1.23	1.34	1.48	1.61	1.80	1.98	2.19	2.42	con't
30	0.60	0.76	0.89	1.04	1.17	1.31	1.44	1.57	1.74	1.94	2.13	2.36	2.61	con't
31	0.61	0.78	0.93	1.08	1.23	1.39	1.53	1.69	1.85	2.05	2.27	2.54	2.87	con't
32	0.63	0.79	0.96	1.12	1.27	1.44	1.62	1.78	1.96	2.17	2.43	2.76	3.16	con't
33	0.67	0.84	1.00	1.18	1.36	1.54	1.72	1.90	2.10	2.33	2.64	3.03	3.51	con't
34	0.71	0.88	1.07	1.24	1.44	1.64	1.85	2.07	2.28	2.56	2.91	3.37	3.87	con't
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	1 of 6

	Blended 50% Male, 50% Female Smoker Select & Ultimate Age Nearest Birthday
Issue Age	Duration	Att Age
14	15	16	17	18	19	20	21	22	23	24	25	Ultimate
0				0.60	0.72	0.81	0.88	0.93	0.97	1.03	1.07	1.13	1.20	25
1			0.58	0.69	0.79	0.86	0.92	0.97	1.03	1.07	1.13	1.19	1.26	26
2		0.56	0.67	0.77	0.85	0.91	0.97	1.03	1.07	1.13	1.19	1.25	1.34	27
3	0.55	0.65	0.75	0.84	0.91	0.96	1.03	1.07	1.13	1.19	1.24	1.31	1.37	28
4	0.65	0.75	0.83	0.90	0.96	1.03	1.07	1.13	1.19	1.24	1.30	1.34	1.40	29
5	0.75	0.83	0.90	0.96	1.03	1.07	1.13	1.19	1.24	1.28	1.33	1.38	1.42	30
6	0.83	0.89	0.96	1.01	1.06	1.13	1.19	1.22	1.27	1.31	1.36	1.39	1.46	31
7	0.89	0.94	1.01	1.04	1.12	1.18	1.21	1.26	1.30	1.35	1.38	1.44	1.51	32
8	0.93	0.99	1.04	1.11	1.18	1.21	1.26	1.30	1.35	1.38	1.44	1.51	1.58	33
9	0.98	1.03	1.09	1.16	1.21	1.25	1.30	1.35	1.38	1.44	1.51	1.58	1.67	34
10	1.01	1.08	1.15	1.20	1.25	1.30	1.35	1.38	1.44	1.51	1.58	1.67	1.77	35
11	1.07	1.14	1.20	1.24	1.29	1.35	1.38	1.44	1.50	1.57	1.66	1.76	1.88	36
12	1.14	1.19	1.24	1.29	1.34	1.38	1.44	1.50	1.57	1.66	1.76	1.87	2.01	37
13	1.18	1.23	1.29	1.34	1.38	1.44	1.50	1.57	1.66	1.76	1.87	2.00	2.14	38
14	1.23	1.28	1.34	1.38	1.44	1.50	1.57	1.66	1.76	1.87	1.99	2.13	2.29	39
15	1.27	1.33	1.38	1.44	1.50	1.57	1.66	1.76	1.87	1.98	2.13	2.29	2.45	40
16	1.33	1.38	1.44	1.50	1.57	1.65	1.76	1.87	1.98	2.13	2.29	2.45	2.65	41
17	1.35	1.41	1.47	1.57	1.65	1.76	1.86	1.98	2.13	2.29	2.45	2.65	2.88	42
18	1.39	1.47	1.53	1.65	1.75	1.86	1.98	2.13	2.29	2.45	2.65	2.88	3.16	43
19	1.44	1.53	1.62	1.75	1.86	1.98	2.12	2.29	2.44	2.65	2.88	3.16	3.49	44
20	1.49	1.62	1.75	1.86	1.98	2.12	2.29	2.44	2.64	2.88	3.16	3.49	3.85	45
21	1.57	1.71	1.86	1.97	2.12	2.28	2.44	2.64	2.88	3.16	3.49	3.85	4.21	46
22	1.65	1.81	1.96	2.11	2.28	2.43	2.64	2.88	3.16	3.49	3.85	4.21	4.63	47
23	1.73	1.91	2.09	2.26	2.43	2.64	2.88	3.16	3.49	3.84	4.21	4.63	5.00	48
24	1.83	2.04	2.23	2.41	2.62	2.88	3.16	3.48	3.84	4.21	4.61	5.00	5.41	49
25	1.95	2.16	2.39	2.61	2.86	3.16	3.48	3.84	4.21	4.60	5.00	5.41	5.92	50
26	2.11	2.32	2.59	2.85	3.14	3.47	3.84	4.21	4.60	5.00	5.41	5.92	6.49	51
27	2.28	2.51	2.82	3.13	3.46	3.84	4.21	4.59	5.00	5.41	5.92	6.49	7.18	52
28	2.48	2.75	3.10	3.43	3.83	4.21	4.59	5.00	5.41	5.92	6.49	7.18	7.94	53
29	2.69	3.02	3.41	3.82	4.21	4.58	5.00	5.41	5.92	6.49	7.18	7.94	8.84	54
30	2.93	3.30	3.73	4.17	4.58	5.00	5.41	5.92	6.49	7.18	7.94	8.81	9.82	55
31	3.23	3.67	4.11	4.55	5.00	5.41	5.92	6.49	7.18	7.94	8.81	9.71	10.83	56
32	3.61	4.07	4.52	5.00	5.41	5.92	6.49	7.18	7.94	8.81	9.71	10.72	11.92	57
33	3.98	4.46	4.94	5.39	5.92	6.49	7.18	7.94	8.81	9.71	10.72	11.73	12.86	58
34	4.38	4.88	5.37	5.89	6.49	7.18	7.94	8.81	9.71	10.72	11.73	12.65	13.92	59
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	2 of 6

	Blended 50% Male, 50% Female Smoker Select & Ultimate Age Nearest Birthday
Issue Age	Duration
1	2	3	4	5	6	7	8	9	10	11	12	13	con't
35	0.75	0.93	1.12	1.32	1.53	1.76	1.99	2.24	2.52	2.86	3.26	3.73	4.26	con't
36	0.78	0.97	1.18	1.40	1.63	1.87	2.14	2.46	2.80	3.21	3.63	4.11	4.67	con't
37	0.83	1.02	1.24	1.47	1.72	2.00	2.33	2.72	3.13	3.56	4.00	4.51	5.09	con't
38	0.89	1.11	1.35	1.58	1.85	2.18	2.58	3.03	3.48	3.92	4.39	4.92	5.55	con't
39	0.97	1.22	1.46	1.72	2.02	2.40	2.87	3.34	3.82	4.31	4.80	5.39	6.08	con't
40	1.05	1.33	1.61	1.89	2.23	2.69	3.18	3.69	4.18	4.70	5.26	5.94	6.68	con't
41	1.14	1.45	1.79	2.11	2.51	3.00	3.52	4.04	4.58	5.17	5.83	6.57	7.39	con't
42	1.23	1.62	2.00	2.39	2.82	3.32	3.87	4.44	5.04	5.73	6.45	7.27	8.17	con't
43	1.34	1.76	2.19	2.62	3.09	3.62	4.22	4.86	5.54	6.29	7.10	8.02	9.06	con't
44	1.48	1.94	2.40	2.86	3.36	3.94	4.61	5.34	6.09	6.91	7.79	8.89	10.03	con't
45	1.64	2.12	2.61	3.11	3.68	4.34	5.08	5.88	6.73	7.61	8.62	9.87	11.01	con't
46	1.81	2.31	2.83	3.36	4.02	4.75	5.58	6.45	7.38	8.36	9.49	10.76	11.89	con't
47	1.99	2.51	3.04	3.67	4.41	5.20	6.10	7.07	8.06	9.20	10.36	11.62	12.78	con't
48	2.20	2.74	3.35	4.03	4.78	5.64	6.61	7.67	8.75	10.01	11.18	12.47	13.79	con't
49	2.33	2.96	3.67	4.41	5.20	6.11	7.14	8.28	9.43	10.70	11.99	13.43	15.00	con't
50	2.51	3.27	4.02	4.79	5.62	6.56	7.67	8.88	10.07	11.39	12.86	14.60	16.46	con't
51	2.72	3.66	4.45	5.25	6.10	7.06	8.20	9.44	10.74	12.19	13.93	16.01	18.08	con't
52	2.95	4.07	4.92	5.74	6.59	7.56	8.72	10.04	11.50	13.20	15.23	17.54	19.73	con't
53	3.13	4.42	5.36	6.22	7.12	8.14	9.38	10.85	12.46	14.45	16.71	19.16	20.99	con't
54	3.30	4.78	5.83	6.73	7.65	8.76	10.18	11.84	13.64	15.83	18.23	20.38	22.51	con't
55	3.48	5.16	6.33	7.25	8.24	9.50	11.11	12.96	14.91	17.22	19.35	21.80	24.25	con't
56	3.72	5.47	6.75	7.74	8.85	10.30	12.12	14.15	16.22	18.29	20.71	23.46	26.13	con't
57	3.87	5.77	7.19	8.32	9.61	11.26	13.25	15.41	17.55	19.94	22.65	25.62	28.31	con't
58	4.07	6.11	7.67	8.98	10.50	12.33	14.44	16.66	18.83	21.51	24.50	27.77	30.89	con't
59	4.36	6.46	8.22	9.73	11.45	13.48	15.67	17.91	20.14	23.11	26.47	30.35	33.85	con't
60	4.68	6.85	8.80	10.49	12.45	14.62	16.91	19.22	21.52	24.85	28.66	33.00	36.99	con't
61	5.02	7.29	9.38	11.26	13.43	15.77	18.15	20.52	22.98	26.76	30.99	35.63	40.28	con't
62	5.46	7.76	10.00	12.05	14.41	16.93	19.45	21.98	24.65	28.88	33.41	38.30	43.57	con't
63	5.86	8.29	10.76	12.98	15.49	18.18	20.91	23.71	26.70	31.30	36.13	41.36	47.07	con't
64	6.25	9.49	11.56	13.96	16.66	19.55	22.55	25.70	29.07	34.02	39.22	44.93	51.22	con't
65	6.62	10.10	12.39	15.03	17.93	21.05	24.35	27.84	31.64	37.03	42.74	49.05	56.04	con't
66	6.81	10.90	13.34	16.07	19.26	22.54	26.00	29.74	33.91	39.69	45.94	52.90	60.70	con't
67	7.09	11.77	14.34	17.24	20.75	24.18	27.82	31.81	36.32	42.55	49.44	57.17	65.78	con't
68	7.89	12.73	15.49	18.55	22.16	26.06	30.18	34.58	39.29	46.09	53.73	62.26	71.56	con't
69	8.67	13.76	16.75	19.99	23.15	28.21	32.42	36.86	41.98	49.37	57.73	66.86	76.97	con't
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	3 of 6

	Blended 50% Male, 50% Female Smoker Select & Ultimate Age Nearest Birthday
Issue Age	Duration	Att Age
14	15	16	17	18	19	20	21	22	23	24	25	Ultimate
35	4.81	5.34	5.87	6.46	7.18	7.94	8.81	9.71	10.72	11.72	12.65	13.61	15.12	60
36	5.25	5.81	6.40	7.11	7.94	8.81	9.71	10.72	11.72	12.65	13.61	14.69	16.49	61
37	5.75	6.33	7.04	7.82	8.81	9.67	10.72	11.72	12.65	13.61	14.69	16.00	18.11	62
38	6.27	6.95	7.75	8.63	9.57	10.63	11.69	12.65	13.61	14.69	16.00	17.61	19.82	63
39	6.84	7.66	8.55	9.48	10.52	11.58	12.61	13.58	14.69	16.00	17.61	19.35	21.60	64
40	7.51	8.40	9.38	10.43	11.48	12.49	13.53	14.64	16.00	17.59	19.35	21.14	23.42	65
41	8.27	9.28	10.34	11.39	12.39	13.42	14.59	15.95	17.57	19.35	21.14	22.62	25.24	66
42	9.17	10.26	11.30	12.30	13.32	14.49	15.88	17.53	19.33	21.13	22.61	24.11	27.13	67
43	10.15	11.21	12.21	13.23	14.40	15.79	17.46	19.27	21.10	22.59	24.09	25.96	29.16	68
44	11.11	12.12	13.14	14.30	15.70	17.37	19.20	21.05	22.54	24.06	25.93	28.01	31.26	69
45	12.01	13.03	14.20	15.60	17.28	19.11	20.98	22.47	24.00	25.88	27.97	30.36	33.70	70
46	12.91	14.08	15.48	17.16	19.01	20.92	22.40	23.94	25.81	27.91	30.30	33.14	36.43	71
47	13.94	15.34	17.02	18.88	20.79	22.39	23.86	25.74	27.84	30.23	33.07	36.30	39.79	72
48	15.19	16.87	18.73	20.64	22.24	23.80	25.64	27.75	30.14	32.99	36.22	39.66	43.27	73
49	16.70	18.57	20.49	22.10	23.74	25.59	27.63	30.00	32.87	36.10	39.55	43.11	46.92	74
50	18.36	20.31	21.92	23.58	25.55	27.61	29.86	32.73	35.95	39.37	42.91	46.63	50.88	75
51	20.07	21.71	23.39	25.38	27.59	29.74	32.58	35.79	39.19	42.71	46.41	50.53	55.13	76
52	21.43	23.15	25.16	27.41	29.60	32.44	35.64	39.03	42.52	46.19	50.29	54.78	59.88	77
53	22.85	24.90	27.17	29.47	32.30	35.49	38.87	42.37	45.97	50.05	54.51	59.49	65.19	78
54	24.61	26.91	29.34	32.17	35.34	38.72	42.21	45.83	49.82	54.26	59.20	64.77	71.06	79
55	26.58	29.21	32.02	35.19	38.55	42.05	45.69	49.69	54.01	58.92	64.45	70.59	77.33	80
56	28.80	31.89	35.05	38.42	41.91	45.55	49.57	53.92	58.71	64.20	70.29	76.85	85.10	81
57	31.43	34.90	38.26	41.75	45.41	49.46	53.84	58.68	64.10	70.03	76.53	83.66	93.22	82
58	34.40	38.11	41.60	45.26	49.33	53.76	58.64	63.99	69.93	76.25	83.33	90.69	101.38	83
59	37.56	41.45	45.11	49.20	53.68	58.60	63.88	69.82	76.16	83.06	90.34	98.11	110.17	84
60	40.88	44.97	49.09	53.60	58.56	63.76	69.71	76.03	82.92	89.97	97.57	105.78	119.68	85
61	44.39	48.97	53.50	58.51	63.66	69.60	75.90	82.78	89.81	97.45	105.28	115.10	128.74	86
62	48.36	53.42	58.48	63.56	69.49	75.78	82.65	89.66	97.33	105.12	114.74	123.95	140.39	87
63	52.77	58.43	63.46	69.38	75.67	82.53	89.50	97.21	104.92	114.40	123.52	133.40	152.18	88
64	57.69	63.35	69.26	75.55	82.39	89.34	97.09	104.71	114.01	123.13	132.90	143.11	164.01	89
65	63.24	69.15	75.41	82.24	89.17	96.97	104.53	113.63	122.70	132.41	142.90	153.28	174.41	90
66	69.03	75.29	82.12	89.01	96.84	104.33	113.24	121.72	131.85	142.51	152.82	163.34	179.40	91
67	75.07	81.98	88.85	96.73	104.13	112.91	121.01	130.88	141.71	152.33	162.82	172.86	187.81	92
68	81.72	88.73	96.25	103.93	112.54	120.34	129.77	140.59	151.21	162.01	172.29	182.73	199.31	93
69	87.48	95.68	103.35	111.94	119.63	129.18	139.21	149.86	160.71	171.15	182.23	192.72	213.34	94
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	4 of 6

	Blended 50% Male, 50% Female Smoker Select & Ultimate Age Nearest Birthday	5 of 6
Issue	Duration
Age	1	2	3	4	5	6	7	8	9	10	11	12	13	con't
70	9.52	14.90	18.15	21.61	24.20	30.48	34.64	39.33	46.57	54.65	63.69	73.73	84.37	con't
71	11.16	16.17	19.71	22.72	26.98	32.60	36.85	43.15	50.38	58.92	68.70	79.21	90.50	con't
72	14.41	17.53	21.41	25.35	29.71	34.53	39.88	45.81	52.40	61.34	71.46	82.41	94.29	con't
73	15.91	19.96	23.89	27.87	32.05	36.66	41.87	49.27	55.15	64.27	74.87	86.45	99.02	con't
74	17.72	21.58	25.83	30.28	34.79	39.50	46.42	52.36	58.73	70.11	82.33	91.79	104.51	con't
75	19.74	22.95	27.81	33.20	37.64	43.83	49.81	56.34	66.74	78.77	88.15	101.35	112.23	con't
76	20.57	25.15	30.48	36.27	41.89	48.07	54.65	64.22	76.62	85.84	98.79	111.52	124.86	con't
77	21.67	27.28	33.39	40.03	46.33	52.97	62.21	74.36	83.98	96.32	109.54	122.15	132.58	con't
78	23.39	29.65	36.68	44.65	51.38	60.17	72.06	82.00	94.22	105.85	118.07	130.95	145.51	con't
79	24.54	32.61	40.81	50.02	58.14	69.85	80.02	92.08	103.26	115.48	129.33	143.96	157.81	con't
80	25.90	36.47	45.80	56.29	67.81	78.17	89.92	100.57	112.81	127.14	141.70	155.82	173.25	con't
81	28.12	41.22	51.90	63.72	76.53	87.95	97.99	110.38	124.15	139.15	155.05	172.81	183.82	con't
82	30.90	47.06	59.16	72.29	86.28	95.66	108.04	121.71	136.05	154.25	172.35	183.51	195.51	con't
83	34.30	53.35	67.61	81.91	93.69	106.04	119.39	133.03	151.72	171.98	183.18	195.17	207.43	con't
84	39.49	61.65	77.14	92.35	104.45	117.52	130.26	149.25	169.47	182.91	194.72	207.18	220.43	con't
85	46.75	71.17	86.75	103.58	116.13	127.98	147.09	167.14	180.35	194.36	207.00	220.03	234.55	con't
86	57.82	80.14	98.15	115.60	126.29	146.57	165.29	177.96	191.68	206.86	219.67	233.99	250.86	con't
87	65.43	91.92	110.75	125.40	146.10	164.98	176.04	189.21	203.90	219.37	233.46	248.98	267.64	con't
88	79.33	105.24	124.48	145.59	164.68	175.76	187.30	201.30	216.17	232.70	247.90	264.26	285.10	con't
89	95.84	119.66	145.10	164.41	175.53	187.04	199.53	213.60	229.32	246.84	262.70	280.42	300.47	con't
90	113.24	144.56	164.15	175.22	186.80	199.24	211.80	226.73	243.31	261.18	278.19	294.95	320.62	con't
91	140.15	162.98	175.02	186.55	198.94	211.45	226.14	240.52	257.42	276.20	292.66	313.91	333.89	con't
92	159.90	174.81	186.39	198.74	211.09	225.61	239.96	254.67	271.97	290.47	307.70	326.85	347.63	con't
93	174.61	186.16	198.46	210.75	225.07	239.32	253.78	269.07	286.56	302.28	320.17	340.02	365.83	con't
94	185.94	198.29	210.44	224.56	238.72	253.14	268.15	284.14	298.18	314.39	333.11	357.81	384.95	con't
95	198.04	210.14	224.09	238.31	252.64	267.37	283.35	295.49	310.30	327.21	350.60	376.52	404.98	con't
96	209.85	223.37	237.79	252.02	266.64	282.78	294.80	307.53	322.66	344.52	369.02	396.16	425.92	con't
97	222.40	236.84	251.44	265.96	282.01	294.18	306.71	319.79	339.92	362.78	388.38	416.71	447.75	con't
98	235.62	250.23	265.31	281.25	293.54	306.25	319.02	337.18	358.16	381.98	408.66	438.15	470.47	con't
99	248.72	263.82	280.67	292.91	305.56	319.02	336.69	355.56	377.37	402.13	429.84	460.49	494.10	con't

	Blended 50% Male, 50% Female Smoker Select & Ultimate Age Nearest Birthday	6 of 6
Issue Age	Duration	Att Age
14	15	16	17	18	19	20	21	22	23	24	25	Ultimate
70	95.03	102.67	111.21	118.62	126.97	138.19	148.26	159.42	170.21	181.72	192.21	203.10	233.96	95
71	101.29	110.41	117.47	125.26	136.51	146.93	157.27	168.39	181.17	191.64	202.50	216.15	252.94	96
72	105.15	114.62	123.41	135.12	144.41	155.61	165.59	179.63	191.07	202.02	214.93	229.58	272.57	97
73	109.05	118.12	133.59	142.46	154.14	163.58	177.42	189.03	201.45	213.74	227.49	246.14	275.88	98
74	113.14	127.81	140.40	151.83	161.76	175.82	186.11	198.70	212.74	225.66	244.22	262.64	286.56	99
75	126.18	136.03	150.21	160.96	175.33	185.73	198.13	209.05	224.05	240.91	259.79	280.44	303.57	100
76	134.28	148.63	160.14	174.89	185.42	197.78	208.75	223.31	239.94	258.55	278.88	301.43	321.04	101
77	147.06	159.38	174.46	185.12	197.44	208.60	222.86	239.29	257.64	277.87	300.10	319.43	340.69	102
78	158.56	174.02	184.81	197.00	208.44	222.56	238.63	257.08	277.05	298.97	318.28	339.41	362.16	103
79	173.60	184.51	196.65	208.18	222.26	238.14	256.20	276.43	298.28	317.59	338.38	361.31	385.78	104
80	184.13	196.32	208.03	221.82	237.49	255.31	275.07	297.82	316.89	337.87	361.01	385.78	416.13	105
81	195.86	207.75	221.49	236.84	254.40	273.69	295.89	316.66	337.62	360.73	385.78	416.13	447.58	106
82	207.59	221.03	236.31	253.30	272.27	293.87	314.14	337.10	360.45	385.78	416.13	447.58	480.08	107
83	220.72	235.65	252.38	271.05	292.73	312.76	335.05	360.16	385.78	416.13	447.58	480.08	513.03	108
84	235.17	251.53	270.66	292.70	312.76	334.53	359.02	385.78	416.13	447.58	480.08	513.03	547.48	109
85	250.86	270.66	292.70	312.76	334.53	359.02	385.78	416.13	447.58	480.08	513.03	547.48	582.86	110
86	270.66	292.70	312.76	334.53	359.02	385.78	416.13	447.58	480.08	513.03	547.48	582.86	617.12	111
87	291.81	312.76	334.53	359.02	385.78	416.13	447.19	479.66	513.03	547.48	582.86	617.12	650.55	112
88	307.04	329.56	354.11	380.00	408.80	439.45	471.95	506.24	542.28	580.06	617.12	650.55	681.34	113
89	322.70	346.54	372.07	400.59	431.05	463.43	497.71	533.83	571.77	611.52	650.55	681.34	723.89	114
90	338.87	363.90	391.99	422.11	454.25	488.39	524.46	562.45	602.34	644.09	681.34	723.89	763.82	115
91	355.68	383.18	412.81	444.58	478.42	514.30	552.21	592.10	633.95	677.76	723.52	763.82	805.31	116
92	374.38	403.37	434.58	467.97	503.51	541.17	580.94	622.76	666.62	712.54	760.53	805.31	850.70	117
93	394.00	424.48	457.25	492.28	529.54	569.01	610.65	654.43	700.34	748.44	798.71	850.70	893.00	118
94	414.52	446.50	480.82	517.51	556.52	597.79	641.33	687.07	735.13	785.47	838.08	893.00	936.07	119
95	435.95	469.40	505.32	543.67	584.42	627.51	672.92	720.78	771.01	823.63	878.66	936.07	1,000.00	120
96	458.27	493.21	530.71	570.72	613.20	658.09	705.56	755.51	807.96	862.94	920.35	1,000.00
97	481.49	517.93	557.00	598.65	642.81	689.68	739.17	791.26	846.00	903.24	1,000.00
98	505.62	543.52	584.13	627.34	673.42	722.22	773.75	828.06	884.92	1,000.00
99	530.60	569.93	611.98	657.03	704.94	755.69	809.35	865.63	1,000.00

Section 1412.APPENDIX A 2001 CSO Mortality Tables

Section 1412.ILLUSTRATION DD Blended 40% Male, 60% Female Smoker Select & Ultimate Age Nearest Birthday

	Blended 40% Male, 60% Female Smoker Select & Ultimate Age Nearest Birthday
Issue Age	Duration
1	2	3	4	5	6	7	8	9	10	11	12	13	con't
0														con't
1														con't
2														con't
3														con't
4													0.52	con't
5												0.51	0.61	con't
6											0.51	0.61	0.69	con't
7										0.51	0.60	0.69	0.76	con't
8									0.50	0.60	0.69	0.75	0.81	con't
9								0.50	0.59	0.68	0.75	0.80	0.86	con't
10							0.48	0.59	0.68	0.74	0.80	0.84	0.90	con't
11						0.48	0.58	0.68	0.72	0.79	0.83	0.88	0.93	con't
12					0.48	0.58	0.67	0.72	0.78	0.82	0.87	0.91	0.98	con't
13				0.48	0.58	0.66	0.71	0.77	0.80	0.86	0.90	0.96	1.04	con't
14			0.48	0.58	0.65	0.70	0.75	0.79	0.84	0.88	0.95	1.03	1.08	con't
15		0.48	0.58	0.65	0.70	0.73	0.78	0.81	0.87	0.92	1.01	1.06	1.14	con't
16	0.48	0.58	0.65	0.69	0.73	0.76	0.80	0.85	0.91	0.98	1.03	1.11	1.17	con't
17	0.58	0.65	0.69	0.72	0.75	0.80	0.84	0.89	0.97	1.01	1.08	1.15	1.21	con't
18	0.65	0.68	0.71	0.74	0.78	0.81	0.87	0.95	0.99	1.05	1.11	1.18	1.25	con't
19	0.65	0.69	0.72	0.76	0.79	0.84	0.91	0.95	1.02	1.07	1.14	1.21	1.29	con't
20	0.64	0.67	0.72	0.75	0.80	0.88	0.92	0.97	1.03	1.09	1.17	1.25	1.34	con't
21	0.62	0.66	0.70	0.75	0.81	0.86	0.93	0.97	1.06	1.12	1.20	1.30	1.40	con't
22	0.60	0.64	0.69	0.76	0.81	0.87	0.93	1.00	1.08	1.17	1.25	1.36	1.47	con't
23	0.57	0.62	0.68	0.75	0.82	0.89	0.96	1.03	1.11	1.21	1.32	1.44	1.56	con't
24	0.54	0.62	0.68	0.77	0.84	0.92	0.99	1.07	1.17	1.29	1.40	1.51	1.64	con't
25	0.50	0.59	0.69	0.79	0.88	0.96	1.05	1.13	1.25	1.36	1.48	1.59	1.74	con't
26	0.48	0.60	0.71	0.83	0.91	1.00	1.09	1.20	1.31	1.44	1.57	1.70	1.86	con't
27	0.50	0.62	0.75	0.86	0.96	1.05	1.16	1.27	1.39	1.53	1.67	1.82	1.99	con't
28	0.52	0.66	0.78	0.90	1.00	1.11	1.22	1.34	1.47	1.62	1.78	1.96	2.16	con't
29	0.54	0.69	0.82	0.93	1.07	1.17	1.29	1.43	1.56	1.74	1.91	2.12	2.34	con't
30	0.57	0.72	0.84	0.99	1.11	1.25	1.37	1.51	1.67	1.87	2.05	2.28	2.52	con't
31	0.59	0.74	0.88	1.02	1.17	1.32	1.47	1.62	1.78	1.98	2.19	2.45	2.76	con't
32	0.61	0.76	0.91	1.07	1.21	1.38	1.55	1.71	1.89	2.10	2.35	2.67	3.05	con't
33	0.65	0.80	0.96	1.12	1.30	1.47	1.65	1.83	2.03	2.26	2.57	2.93	3.39	con't
34	0.68	0.84	1.02	1.19	1.38	1.57	1.77	1.99	2.21	2.48	2.83	3.27	3.74	con't
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	1 of 6

	Blended 40% Male, 60% Female Smoker Select & Ultimate Age Nearest Birthday
Issue Age	Duration	Att Age
14	15	16	17	18	19	20	21	22	23	24	25	Ultimate
0				0.56	0.67	0.75	0.81	0.86	0.90	0.95	0.99	1.05	1.12	25
1			0.54	0.65	0.74	0.79	0.85	0.90	0.95	0.99	1.04	1.11	1.17	26
2		0.52	0.63	0.72	0.79	0.84	0.90	0.95	0.99	1.04	1.11	1.16	1.25	27
3	0.52	0.61	0.70	0.77	0.84	0.89	0.94	0.99	1.04	1.11	1.15	1.22	1.28	28
4	0.61	0.70	0.77	0.83	0.89	0.94	0.99	1.04	1.11	1.15	1.22	1.26	1.32	29
5	0.69	0.77	0.83	0.88	0.94	0.99	1.04	1.11	1.15	1.20	1.25	1.30	1.34	30
6	0.76	0.82	0.88	0.93	0.99	1.04	1.11	1.13	1.19	1.23	1.29	1.32	1.39	31
7	0.82	0.87	0.93	0.97	1.04	1.10	1.13	1.18	1.22	1.28	1.31	1.37	1.44	32
8	0.86	0.91	0.96	1.03	1.10	1.13	1.18	1.22	1.28	1.31	1.37	1.43	1.52	33
9	0.90	0.95	1.01	1.09	1.13	1.17	1.22	1.28	1.31	1.37	1.43	1.51	1.61	34
10	0.94	1.00	1.07	1.12	1.17	1.22	1.28	1.31	1.37	1.43	1.51	1.61	1.72	35
11	0.99	1.07	1.12	1.17	1.21	1.28	1.31	1.37	1.43	1.51	1.60	1.71	1.83	36
12	1.06	1.10	1.17	1.21	1.27	1.31	1.37	1.43	1.51	1.60	1.71	1.82	1.97	37
13	1.10	1.15	1.21	1.27	1.31	1.37	1.43	1.51	1.60	1.71	1.82	1.95	2.09	38
14	1.15	1.20	1.27	1.31	1.37	1.43	1.51	1.60	1.71	1.82	1.94	2.08	2.23	39
15	1.19	1.25	1.31	1.37	1.43	1.51	1.60	1.71	1.81	1.93	2.07	2.22	2.38	40
16	1.25	1.31	1.37	1.43	1.51	1.59	1.71	1.81	1.93	2.07	2.22	2.37	2.57	41
17	1.28	1.35	1.41	1.51	1.59	1.71	1.81	1.93	2.07	2.22	2.37	2.56	2.79	42
18	1.33	1.41	1.48	1.59	1.70	1.81	1.93	2.07	2.22	2.37	2.56	2.79	3.05	43
19	1.38	1.48	1.57	1.70	1.81	1.93	2.07	2.22	2.37	2.56	2.79	3.05	3.36	44
20	1.45	1.57	1.70	1.81	1.93	2.07	2.22	2.37	2.56	2.79	3.05	3.36	3.71	45
21	1.53	1.67	1.80	1.92	2.07	2.22	2.37	2.56	2.79	3.05	3.36	3.71	4.05	46
22	1.61	1.76	1.91	2.06	2.21	2.36	2.56	2.79	3.05	3.36	3.71	4.05	4.47	47
23	1.70	1.87	2.03	2.19	2.36	2.56	2.79	3.05	3.36	3.70	4.05	4.47	4.85	48
24	1.79	1.98	2.17	2.33	2.54	2.78	3.05	3.36	3.70	4.05	4.45	4.85	5.29	49
25	1.91	2.10	2.32	2.52	2.76	3.04	3.35	3.70	4.05	4.44	4.85	5.29	5.81	50
26	2.05	2.25	2.50	2.75	3.03	3.35	3.70	4.05	4.44	4.85	5.29	5.81	6.39	51
27	2.21	2.43	2.72	3.01	3.33	3.70	4.05	4.44	4.85	5.29	5.81	6.39	7.09	52
28	2.40	2.65	2.98	3.30	3.69	4.05	4.43	4.85	5.29	5.81	6.39	7.09	7.84	53
29	2.59	2.91	3.27	3.68	4.05	4.43	4.85	5.29	5.81	6.39	7.09	7.84	8.72	54
30	2.82	3.18	3.59	4.01	4.43	4.85	5.29	5.81	6.39	7.09	7.84	8.69	9.67	55
31	3.12	3.54	3.96	4.40	4.85	5.29	5.81	6.39	7.09	7.84	8.69	9.58	10.66	56
32	3.48	3.92	4.37	4.85	5.29	5.81	6.39	7.09	7.84	8.69	9.58	10.57	11.72	57
33	3.83	4.32	4.80	5.27	5.81	6.39	7.09	7.84	8.69	9.58	10.57	11.57	12.66	58
34	4.25	4.74	5.24	5.78	6.39	7.09	7.84	8.69	9.58	10.57	11.57	12.49	13.71	59
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	2 of 6

	Blended 40% Male, 60% Female Smoker Select & Ultimate Age Nearest Birthday
Issue Age	Duration
1	2	3	4	5	6	7	8	9	10	11	12	13	con't
35	0.72	0.89	1.07	1.26	1.46	1.69	1.92	2.16	2.44	2.77	3.17	3.62	4.14	con't
36	0.75	0.93	1.13	1.34	1.56	1.80	2.07	2.38	2.71	3.11	3.52	4.00	4.54	con't
37	0.80	0.98	1.19	1.41	1.65	1.93	2.26	2.63	3.03	3.45	3.89	4.39	4.97	con't
38	0.86	1.07	1.29	1.52	1.79	2.11	2.49	2.93	3.36	3.80	4.27	4.81	5.43	con't
39	0.93	1.17	1.40	1.66	1.96	2.32	2.78	3.23	3.70	4.18	4.69	5.27	5.95	con't
40	1.01	1.27	1.54	1.83	2.16	2.60	3.07	3.57	4.06	4.58	5.14	5.81	6.55	con't
41	1.10	1.40	1.72	2.04	2.43	2.90	3.41	3.92	4.45	5.04	5.70	6.43	7.23	con't
42	1.20	1.56	1.93	2.31	2.73	3.22	3.75	4.31	4.91	5.58	6.30	7.10	7.98	con't
43	1.31	1.71	2.13	2.54	3.01	3.52	4.11	4.74	5.40	6.14	6.94	7.83	8.84	con't
44	1.45	1.89	2.34	2.80	3.29	3.86	4.50	5.21	5.95	6.75	7.62	8.66	9.77	con't
45	1.62	2.08	2.57	3.06	3.62	4.26	4.97	5.76	6.58	7.44	8.42	9.60	10.71	con't
46	1.78	2.29	2.79	3.33	3.97	4.68	5.48	6.32	7.22	8.17	9.26	10.46	11.59	con't
47	1.97	2.48	3.03	3.64	4.36	5.14	6.00	6.93	7.89	8.98	10.10	11.32	12.47	con't
48	2.18	2.72	3.33	4.01	4.74	5.58	6.51	7.52	8.57	9.77	10.91	12.16	13.47	con't
49	2.31	2.93	3.65	4.38	5.16	6.04	7.03	8.13	9.24	10.46	11.71	13.12	14.63	con't
50	2.48	3.24	4.00	4.75	5.57	6.49	7.56	8.72	9.87	11.16	12.57	14.23	15.99	con't
51	2.68	3.63	4.41	5.20	6.04	6.98	8.08	9.27	10.53	11.94	13.59	15.54	17.49	con't
52	2.89	4.04	4.86	5.66	6.51	7.47	8.59	9.86	11.28	12.90	14.80	16.96	19.03	con't
53	3.08	4.38	5.29	6.13	7.01	8.02	9.22	10.64	12.18	14.05	16.16	18.45	20.27	con't
54	3.25	4.74	5.75	6.62	7.53	8.61	9.97	11.55	13.26	15.32	17.56	19.65	21.76	con't
55	3.43	5.12	6.24	7.12	8.10	9.31	10.84	12.58	14.43	16.61	18.67	21.05	23.44	con't
56	3.67	5.42	6.66	7.60	8.68	10.05	11.75	13.66	15.63	17.64	19.99	22.62	25.23	con't
57	3.82	5.72	7.09	8.15	9.38	10.93	12.79	14.81	16.87	19.18	21.77	24.62	27.31	con't
58	4.00	6.05	7.56	8.78	10.21	11.92	13.89	16.00	18.11	20.68	23.53	26.66	29.75	con't
59	4.28	6.38	8.09	9.48	11.08	12.98	15.04	17.20	19.39	22.22	25.42	29.11	32.54	con't
60	4.57	6.75	8.63	10.19	12.00	14.04	16.22	18.46	20.75	23.92	27.54	31.64	35.54	con't
61	4.87	7.15	9.18	10.90	12.90	15.11	17.39	19.73	22.21	25.80	29.81	34.22	38.70	con't
62	5.26	7.58	9.75	11.61	13.80	16.18	18.62	21.14	23.85	27.86	32.19	36.87	41.95	con't
63	5.67	8.06	10.42	12.45	14.77	17.31	19.98	22.77	25.81	30.21	34.86	39.91	45.43	con't
64	6.06	9.32	11.14	13.31	15.81	18.55	21.48	24.62	28.04	32.80	37.85	43.39	49.49	con't
65	6.46	9.89	11.88	14.24	16.93	19.91	23.13	26.63	30.47	35.69	41.24	47.38	54.16	con't
66	6.65	10.61	12.71	15.16	18.11	21.25	24.66	28.42	32.64	38.25	44.35	51.12	58.64	con't
67	6.90	11.40	13.59	16.20	19.43	22.75	26.37	30.39	34.96	41.03	47.75	55.23	63.54	con't
68	7.66	12.26	14.62	17.38	20.73	24.47	28.53	32.97	37.79	44.41	51.81	60.06	69.03	con't
69	8.41	13.20	15.75	18.69	21.73	26.45	30.65	35.21	40.45	47.62	55.73	64.55	74.30	con't
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	3 of 6

	Blended 40% Male, 60% Female Smoker Select & Ultimate Age Nearest Birthday
Issue Age	Duration	Att Age
14	15	16	17	18	19	20	21	22	23	24	25	Ultimate
35	4.67	5.21	5.76	6.36	7.09	7.84	8.69	9.58	10.57	11.56	12.49	13.47	14.89	60
36	5.12	5.68	6.28	7.01	7.84	8.69	9.58	10.57	11.56	12.49	13.46	14.55	16.21	61
37	5.61	6.20	6.92	7.70	8.69	9.54	10.57	11.56	12.49	13.46	14.55	15.82	17.75	62
38	6.13	6.82	7.61	8.49	9.42	10.47	11.53	12.49	13.46	14.55	15.82	17.35	19.37	63
39	6.71	7.51	8.39	9.31	10.34	11.39	12.44	13.43	14.55	15.82	17.35	19.00	21.05	64
40	7.36	8.24	9.19	10.23	11.27	12.30	13.37	14.49	15.82	17.33	19.00	20.68	22.79	65
41	8.10	9.08	10.12	11.16	12.19	13.24	14.43	15.76	17.31	18.99	20.68	22.15	24.56	66
42	8.96	10.02	11.05	12.07	13.12	14.30	15.68	17.26	18.97	20.68	22.14	23.66	26.41	67
43	9.90	10.95	11.96	13.01	14.20	15.57	17.17	18.90	20.64	22.12	23.64	25.47	28.40	68
44	10.83	11.86	12.90	14.08	15.46	17.07	18.82	20.58	22.06	23.60	25.44	27.47	30.49	69
45	11.73	12.77	13.96	15.35	16.96	18.71	20.50	21.98	23.53	25.38	27.42	29.76	32.90	70
46	12.63	13.82	15.19	16.81	18.59	20.42	21.90	23.46	25.30	27.35	29.68	32.43	35.60	71
47	13.64	15.04	16.65	18.44	20.27	21.88	23.36	25.21	27.27	29.60	32.34	35.46	38.86	72
48	14.85	16.47	18.26	20.09	21.71	23.29	25.10	27.16	29.49	32.24	35.37	38.70	42.26	73
49	16.26	18.07	19.91	21.53	23.22	25.04	27.02	29.33	32.10	35.22	38.57	42.07	45.85	74
50	17.82	19.69	21.32	23.02	24.99	27.00	29.16	31.93	35.04	38.36	41.84	45.50	49.69	75
51	19.41	21.08	22.80	24.78	26.96	29.01	31.76	34.85	38.15	41.60	45.24	49.29	53.83	76
52	20.74	22.51	24.52	26.75	28.85	31.59	34.68	37.96	41.37	44.98	49.00	53.42	58.42	77
53	22.16	24.22	26.47	28.70	31.43	34.49	37.77	41.19	44.73	48.72	53.10	57.96	63.50	78
54	23.86	26.16	28.54	31.27	34.31	37.59	41.00	44.56	48.45	52.80	57.62	63.01	69.11	79
55	25.77	28.39	31.10	34.14	37.39	40.82	44.40	48.30	52.50	57.29	62.63	68.56	75.09	80
56	27.90	30.94	33.97	37.23	40.64	44.22	48.16	52.39	57.03	62.33	68.20	74.53	82.69	81
57	30.39	33.80	37.04	40.46	44.06	48.03	52.30	57.01	62.21	67.89	74.16	81.00	90.69	82
58	33.19	36.87	40.27	43.88	47.87	52.20	56.96	62.08	67.78	73.82	80.61	87.73	98.68	83
59	36.22	40.10	43.71	47.72	52.11	56.91	61.95	67.65	73.71	80.30	87.33	94.86	107.28	84
60	39.42	43.54	47.59	52.01	56.85	61.82	67.52	73.56	80.14	86.89	94.24	102.17	116.44	85
61	42.85	47.44	51.91	56.80	61.70	67.39	73.41	79.97	86.70	94.09	101.59	111.13	124.93	86
62	46.72	51.81	56.77	61.58	67.25	73.27	79.82	86.53	93.96	101.41	110.71	119.40	136.31	87
63	51.03	56.70	61.46	67.13	73.14	79.67	86.34	93.82	101.17	110.32	118.90	128.27	147.77	88
64	55.84	61.33	66.99	72.99	79.51	86.15	93.67	100.93	109.87	118.45	127.70	137.39	159.27	89
65	61.20	66.86	72.84	79.34	85.96	93.53	100.72	109.43	117.95	127.13	137.16	147.05	169.17	90
66	66.71	72.69	79.20	85.77	93.39	100.49	108.98	117.05	126.51	136.70	146.53	156.64	173.29	91
67	72.48	79.03	85.59	93.26	100.26	108.60	116.35	125.58	135.90	145.99	156.05	165.93	181.38	92
68	78.78	85.44	92.71	100.03	108.18	115.69	124.57	134.86	144.92	155.22	165.29	175.70	192.98	93
69	84.41	92.04	99.37	107.49	114.99	123.94	133.57	143.66	154.01	164.19	175.15	185.68	207.36	94
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	4 of 6

	Blended 40% Male, 60% Female Smoker Select & Ultimate Age Nearest Birthday	5 of 6
Issue Age	Duration
1	2	3	4	5	6	7	8	9	10	11	12	13	con't
70	9.22	14.22	17.02	20.17	22.82	28.57	32.82	37.66	44.66	52.49	61.22	70.90	81.17	con't
71	10.69	15.37	18.43	21.28	25.32	30.63	35.05	41.24	48.34	56.60	66.04	76.21	87.12	con't
72	13.94	16.58	19.98	23.64	27.84	32.60	37.97	43.98	50.66	59.34	69.16	79.79	91.29	con't
73	15.29	18.68	22.18	25.95	30.10	34.78	40.14	47.38	53.62	62.53	72.87	84.10	96.24	con't
74	16.87	20.16	24.01	28.24	32.73	37.60	44.39	50.59	57.31	68.06	79.75	89.47	101.62	con't
75	18.63	21.50	25.92	30.98	35.52	41.64	47.79	54.55	64.48	75.82	85.41	98.12	107.94	con't
76	19.55	23.59	28.48	33.99	39.58	45.84	52.60	61.87	73.51	82.82	95.33	107.19	119.65	con't
77	20.76	25.72	31.36	37.65	43.91	50.66	59.65	71.08	80.71	92.58	105.48	117.12	126.73	con't
78	22.58	28.17	34.63	42.10	48.84	57.41	68.60	78.46	90.26	101.74	113.55	125.42	139.32	con't
79	23.66	31.21	38.73	47.28	55.24	66.22	76.21	87.87	99.02	111.13	124.10	137.87	150.96	con't
80	24.97	35.14	43.63	53.31	64.04	74.12	85.47	96.19	108.31	122.19	135.90	149.26	165.12	con't
81	27.22	39.93	49.58	60.41	72.26	83.28	93.47	105.67	119.13	133.71	148.48	164.63	175.82	con't
82	30.00	45.77	56.63	68.57	81.44	91.01	103.13	116.47	130.52	147.67	164.11	175.48	187.77	con't
83	33.26	51.87	64.79	77.72	88.99	100.98	113.95	127.40	144.90	163.71	175.11	187.39	199.84	con't
84	38.29	60.02	73.99	87.68	99.28	111.94	124.58	142.20	160.90	174.82	186.89	199.57	213.26	con't
85	45.36	69.33	83.11	98.43	110.46	122.29	139.85	158.30	171.98	186.50	199.37	212.83	227.78	con't
86	56.58	77.76	94.10	109.97	120.68	139.34	156.24	169.33	183.56	199.22	212.45	227.18	244.53	con't
87	63.57	89.16	106.20	119.96	138.89	155.89	167.21	180.84	195.99	212.12	226.61	242.53	261.84	con't
88	77.51	101.94	119.22	138.40	155.55	166.89	178.74	193.16	208.65	225.79	241.37	258.24	279.81	con't
89	93.94	115.54	137.93	155.26	166.63	178.46	191.23	205.87	222.15	240.23	256.57	274.86	295.82	con't
90	110.65	137.40	154.96	166.30	178.19	190.91	203.92	219.36	236.45	254.95	272.50	290.01	316.70	con't
91	133.99	154.00	166.07	177.92	190.58	203.54	218.72	233.46	250.96	270.40	287.61	309.68	330.27	con't
92	151.62	165.84	177.74	190.37	203.15	218.15	232.86	248.02	265.92	285.30	303.18	322.93	344.25	con't
93	165.62	177.49	190.05	202.78	217.57	232.17	247.08	262.86	281.19	297.52	315.98	336.36	362.63	con't
94	177.25	189.87	202.44	217.03	231.53	246.40	261.88	278.65	293.22	309.96	329.19	354.33	381.88	con't
95	189.60	202.12	216.51	231.09	245.86	261.05	277.82	290.41	305.70	323.07	346.87	373.19	401.99	con't
96	201.81	215.74	230.53	245.21	260.28	277.22	289.69	302.82	318.35	340.59	365.45	392.91	422.96	con't
97	214.70	229.52	244.59	259.57	276.41	289.04	301.96	315.38	335.84	359.02	384.90	413.49	444.76	con't
98	228.21	243.30	258.88	275.61	288.37	301.48	314.57	333.00	354.26	378.32	405.21	434.91	467.40	con't
99	241.69	257.30	275.00	287.71	300.77	314.57	332.50	351.57	373.57	398.51	426.37	457.16	490.89	con't

	Blended 40% Male, 60% Female Smoker Select & Ultimate Age Nearest Birthday	6 of 6
Issue Age	Duration	Att Age
14	15	16	17	18	19	20	21	22	23	24	25	Ultimate
70	91.31	98.58	106.66	113.95	122.07	132.50	142.16	152.84	163.38	174.58	185.11	196.10	228.78	95
71	97.24	105.73	112.75	120.44	130.87	140.80	150.79	161.67	173.96	184.48	195.45	209.36	248.49	96
72	101.35	109.58	118.64	129.42	138.48	149.11	158.95	172.24	183.86	194.92	208.02	223.19	268.73	97
73	105.19	112.89	127.81	136.53	147.50	156.93	169.78	181.60	194.30	206.73	220.91	240.27	271.34	98
74	108.85	122.88	134.45	145.20	154.98	167.99	178.36	191.27	205.64	218.94	238.20	257.15	281.98	99
75	121.13	129.54	143.69	154.17	167.44	177.94	190.65	201.60	217.19	234.63	254.11	275.47	299.35	100
76	128.12	142.22	153.32	166.95	177.59	190.26	201.29	216.39	233.59	252.77	273.80	297.09	317.45	101
77	140.76	152.56	166.47	177.26	189.89	201.12	215.90	232.88	251.80	272.72	295.68	315.75	337.69	102
78	151.72	165.99	176.92	189.40	200.95	215.57	232.18	251.20	271.85	294.49	314.54	336.36	359.70	103
79	165.51	176.59	189.02	200.66	215.25	231.65	250.26	271.19	293.75	313.82	335.27	358.81	383.82	104
80	176.16	188.65	200.50	214.77	230.95	249.30	269.75	293.27	313.09	334.74	358.51	383.82	414.63	105
81	188.15	200.20	214.42	230.24	248.33	268.28	291.22	312.85	334.48	358.21	383.82	414.63	446.47	106
82	200.02	213.92	229.68	247.16	266.77	289.09	310.19	333.94	357.92	383.82	414.63	446.47	479.28	107
83	213.58	228.97	246.17	265.47	287.88	308.74	331.79	357.62	383.82	414.63	446.47	479.28	512.47	108
84	228.45	245.25	265.05	287.85	308.74	331.25	356.43	383.82	414.63	446.47	479.28	512.47	547.13	109
85	244.53	265.05	287.85	308.74	331.25	356.43	383.82	414.63	446.47	479.28	512.47	547.13	582.67	110
86	265.05	287.85	308.74	331.25	356.43	383.82	414.63	446.47	479.28	512.47	547.13	582.67	617.01	111
87	286.91	308.74	331.25	356.43	383.82	414.63	446.07	478.85	512.47	547.13	582.67	617.01	650.45	112
88	302.73	326.05	351.31	377.82	407.05	438.09	470.91	505.49	541.79	579.80	617.01	650.45	681.15	113
89	318.88	343.43	369.60	398.56	429.42	462.14	496.73	533.12	571.29	611.26	650.45	681.15	723.83	114
90	335.45	361.13	389.67	420.20	452.70	487.15	523.50	561.74	601.85	643.83	681.15	723.83	763.77	115
91	352.60	380.56	410.61	442.74	476.90	513.07	551.23	591.36	633.44	677.48	723.45	763.77	805.25	116
92	371.46	400.87	432.45	466.17	502.00	539.91	579.92	621.97	666.07	712.21	760.40	805.25	850.67	117
93	391.21	422.05	455.15	490.47	527.99	567.69	609.56	653.58	699.71	748.02	798.49	850.67	892.85	118
94	411.81	444.10	478.71	515.64	554.88	596.38	640.15	686.13	734.40	784.94	837.76	892.85	935.79	119
95	433.26	466.99	503.14	541.71	582.67	625.99	671.64	719.71	770.14	822.97	878.19	935.79	1,000.00	120
96	455.56	490.72	528.43	568.64	611.33	656.45	704.12	754.27	806.94	862.10	919.73	1,000.00
97	478.70	515.32	554.57	596.42	640.81	687.87	737.55	789.85	844.77	902.25	1,000.00
98	502.70	540.76	581.54	624.97	671.22	720.21	771.93	826.43	883.54	1,000.00
99	527.52	567.00	609.24	654.45	702.52	753.46	807.29	863.83	1,000.00

Section 1412.APPENDIX A 2001 CSO Mortality Tables

Section 1412.ILLUSTRATION EE Blended 20% Male, 80% Female Smoker Select & Ultimate Age Nearest Birthday

	Blended 20% Male, 80% Female Smoker Select & Ultimate Age Nearest Birthday
Issue Age	Duration
1	2	3	4	5	6	7	8	9	10	11	12	13	con't
0														con't
1														con't
2														con't
3														con't
4													0.46	con't
5												0.45	0.51	con't
6											0.45	0.51	0.57	con't
7										0.45	0.50	0.56	0.63	con't
8									0.44	0.50	0.56	0.62	0.67	con't
9								0.44	0.49	0.56	0.62	0.66	0.71	con't
10							0.42	0.49	0.55	0.61	0.65	0.70	0.75	con't
11						0.41	0.48	0.55	0.59	0.64	0.68	0.73	0.78	con't
12					0.41	0.47	0.54	0.58	0.63	0.67	0.72	0.76	0.83	con't
13				0.41	0.47	0.52	0.57	0.62	0.66	0.71	0.75	0.81	0.87	con't
14			0.41	0.47	0.52	0.57	0.61	0.64	0.69	0.72	0.80	0.86	0.92	con't
15		0.41	0.47	0.52	0.56	0.59	0.63	0.66	0.71	0.77	0.84	0.89	0.97	con't
16	0.41	0.47	0.52	0.56	0.58	0.62	0.65	0.69	0.76	0.81	0.86	0.95	1.01	con't
17	0.47	0.52	0.56	0.57	0.60	0.64	0.69	0.74	0.80	0.85	0.92	0.99	1.07	con't
18	0.51	0.54	0.56	0.59	0.63	0.66	0.72	0.78	0.84	0.89	0.96	1.05	1.12	con't
19	0.52	0.55	0.58	0.61	0.64	0.69	0.75	0.80	0.88	0.93	1.02	1.10	1.19	con't
20	0.51	0.54	0.58	0.61	0.66	0.73	0.78	0.84	0.91	0.98	1.07	1.16	1.26	con't
21	0.49	0.53	0.57	0.62	0.68	0.73	0.81	0.86	0.96	1.03	1.12	1.22	1.32	con't
22	0.48	0.51	0.58	0.63	0.69	0.76	0.83	0.91	1.00	1.10	1.19	1.30	1.40	con't
23	0.46	0.51	0.57	0.64	0.72	0.79	0.87	0.96	1.05	1.16	1.25	1.38	1.49	con't
24	0.44	0.51	0.58	0.66	0.74	0.83	0.91	1.00	1.12	1.22	1.34	1.44	1.59	con't
25	0.42	0.50	0.60	0.69	0.79	0.87	0.98	1.07	1.18	1.30	1.42	1.53	1.67	con't
26	0.41	0.51	0.62	0.73	0.82	0.92	1.02	1.12	1.24	1.37	1.50	1.62	1.77	con't
27	0.43	0.54	0.66	0.76	0.87	0.97	1.07	1.19	1.31	1.45	1.58	1.72	1.88	con't
28	0.46	0.57	0.69	0.80	0.90	1.01	1.13	1.25	1.38	1.52	1.67	1.84	2.03	con't
29	0.49	0.62	0.73	0.83	0.96	1.07	1.18	1.33	1.46	1.62	1.78	1.97	2.17	con't
30	0.52	0.65	0.75	0.88	1.00	1.13	1.26	1.38	1.54	1.72	1.90	2.11	2.35	con't
31	0.56	0.68	0.80	0.92	1.05	1.19	1.33	1.48	1.63	1.83	2.02	2.27	2.57	con't
32	0.58	0.70	0.83	0.97	1.10	1.25	1.41	1.56	1.75	1.96	2.20	2.50	2.83	con't
33	0.62	0.74	0.87	1.02	1.17	1.33	1.50	1.68	1.88	2.13	2.42	2.75	3.15	con't
34	0.64	0.77	0.92	1.07	1.24	1.42	1.61	1.84	2.06	2.34	2.66	3.06	3.50	con't
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	1 of 6

	Blended 20% Male, 80% Female Smoker Select & Ultimate Age Nearest Birthday
Issue Age	Duration	Att Age
14	15	16	17	18	19	20	21	22	23	24	25	Ultimate
0				0.49	0.56	0.62	0.68	0.72	0.76	0.80	0.83	0.89	0.94	25
1			0.48	0.54	0.61	0.67	0.72	0.76	0.80	0.83	0.88	0.92	0.99	26
2		0.46	0.54	0.60	0.66	0.70	0.76	0.80	0.83	0.88	0.92	0.98	1.06	27
3	0.46	0.52	0.58	0.65	0.70	0.74	0.79	0.83	0.88	0.92	0.98	1.04	1.10	28
4	0.52	0.58	0.64	0.69	0.74	0.79	0.83	0.88	0.92	0.98	1.04	1.09	1.16	29
5	0.57	0.64	0.69	0.74	0.79	0.83	0.88	0.92	0.98	1.03	1.08	1.15	1.19	30
6	0.63	0.68	0.74	0.77	0.83	0.88	0.92	0.96	1.03	1.07	1.14	1.17	1.26	31
7	0.67	0.72	0.77	0.81	0.88	0.92	0.96	1.02	1.07	1.13	1.16	1.24	1.32	32
8	0.71	0.76	0.81	0.87	0.92	0.96	1.02	1.07	1.13	1.16	1.24	1.31	1.40	33
9	0.75	0.80	0.86	0.91	0.96	1.01	1.07	1.13	1.16	1.24	1.31	1.39	1.50	34
10	0.78	0.85	0.90	0.95	1.01	1.07	1.13	1.16	1.24	1.31	1.39	1.50	1.62	35
11	0.83	0.90	0.95	1.00	1.05	1.13	1.16	1.24	1.30	1.38	1.48	1.60	1.74	36
12	0.88	0.93	1.00	1.05	1.12	1.16	1.24	1.30	1.38	1.48	1.60	1.72	1.88	37
13	0.93	0.98	1.05	1.12	1.16	1.24	1.30	1.38	1.48	1.60	1.72	1.86	1.98	38
14	0.98	1.04	1.12	1.16	1.24	1.30	1.38	1.48	1.60	1.72	1.84	1.96	2.11	39
15	1.03	1.10	1.16	1.24	1.30	1.38	1.48	1.60	1.72	1.83	1.96	2.10	2.25	40
16	1.09	1.16	1.24	1.30	1.38	1.48	1.60	1.72	1.83	1.96	2.10	2.24	2.41	41
17	1.15	1.23	1.29	1.38	1.48	1.60	1.71	1.83	1.96	2.10	2.24	2.40	2.61	42
18	1.21	1.29	1.37	1.48	1.60	1.71	1.83	1.96	2.10	2.24	2.40	2.61	2.84	43
19	1.28	1.37	1.47	1.60	1.71	1.83	1.95	2.10	2.24	2.40	2.61	2.84	3.11	44
20	1.35	1.47	1.60	1.71	1.83	1.95	2.10	2.24	2.40	2.61	2.84	3.11	3.42	45
21	1.45	1.57	1.71	1.82	1.95	2.09	2.24	2.40	2.61	2.84	3.11	3.42	3.74	46
22	1.53	1.67	1.81	1.94	2.09	2.23	2.40	2.61	2.84	3.11	3.42	3.74	4.14	47
23	1.63	1.77	1.91	2.05	2.22	2.40	2.61	2.84	3.11	3.41	3.74	4.14	4.57	48
24	1.71	1.87	2.04	2.19	2.38	2.60	2.84	3.11	3.41	3.74	4.13	4.57	5.05	49
25	1.82	1.97	2.17	2.35	2.57	2.83	3.11	3.41	3.74	4.13	4.57	5.05	5.60	50
26	1.94	2.12	2.33	2.56	2.81	3.10	3.41	3.74	4.13	4.57	5.05	5.60	6.21	51
27	2.08	2.27	2.52	2.79	3.08	3.41	3.74	4.12	4.57	5.05	5.60	6.21	6.90	52
28	2.23	2.47	2.76	3.04	3.40	3.74	4.12	4.57	5.05	5.60	6.21	6.90	7.64	53
29	2.41	2.70	3.02	3.39	3.74	4.12	4.57	5.05	5.60	6.21	6.90	7.64	8.48	54
30	2.63	2.95	3.32	3.72	4.12	4.57	5.05	5.60	6.21	6.90	7.64	8.47	9.37	55
31	2.89	3.27	3.68	4.11	4.57	5.05	5.60	6.21	6.90	7.64	8.47	9.33	10.32	56
32	3.21	3.63	4.08	4.57	5.05	5.60	6.21	6.90	7.64	8.47	9.33	10.27	11.33	57
33	3.56	4.03	4.52	5.02	5.60	6.21	6.90	7.64	8.47	9.32	10.27	11.25	12.26	58
34	3.97	4.46	4.99	5.56	6.21	6.90	7.64	8.47	9.32	10.27	11.25	12.18	13.31	59
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	2 of 6

	Blended 20% Male, 80% Female Smoker Select & Ultimate Age Nearest Birthday
Issue Age	Duration
1	2	3	4	5	6	7	8	9	10	11	12	13	con't
35	0.66	0.81	0.96	1.14	1.32	1.54	1.76	2.01	2.29	2.61	2.99	3.41	3.89	con't
36	0.69	0.85	1.02	1.22	1.42	1.65	1.92	2.22	2.54	2.92	3.31	3.77	4.30	con't
37	0.73	0.90	1.08	1.30	1.52	1.80	2.10	2.45	2.83	3.24	3.68	4.17	4.72	con't
38	0.79	0.97	1.17	1.40	1.66	1.97	2.32	2.72	3.14	3.57	4.06	4.58	5.19	con't
39	0.85	1.06	1.28	1.54	1.83	2.17	2.58	3.01	3.45	3.96	4.47	5.05	5.70	con't
40	0.94	1.16	1.42	1.70	2.03	2.43	2.86	3.33	3.82	4.34	4.91	5.56	6.27	con't
41	1.03	1.29	1.59	1.91	2.27	2.70	3.17	3.67	4.20	4.79	5.44	6.15	6.92	con't
42	1.13	1.45	1.79	2.16	2.55	3.01	3.52	4.06	4.64	5.30	5.99	6.78	7.62	con't
43	1.26	1.61	1.99	2.40	2.85	3.34	3.89	4.49	5.13	5.84	6.61	7.45	8.39	con't
44	1.41	1.80	2.22	2.68	3.16	3.70	4.30	4.97	5.68	6.44	7.27	8.22	9.24	con't
45	1.57	2.01	2.48	2.97	3.51	4.12	4.78	5.51	6.29	7.10	8.01	9.07	10.13	con't
46	1.74	2.23	2.73	3.27	3.88	4.55	5.29	6.05	6.90	7.79	8.79	9.89	10.98	con't
47	1.93	2.45	2.99	3.60	4.28	5.00	5.79	6.65	7.55	8.55	9.59	10.72	11.87	con't
48	2.15	2.70	3.30	3.97	4.67	5.45	6.31	7.23	8.21	9.29	10.38	11.57	12.83	con't
49	2.26	2.88	3.62	4.33	5.09	5.92	6.82	7.82	8.86	9.99	11.18	12.48	13.89	con't
50	2.41	3.19	3.94	4.68	5.48	6.35	7.33	8.39	9.48	10.70	12.00	13.48	15.06	con't
51	2.59	3.58	4.34	5.09	5.91	6.82	7.84	8.95	10.15	11.44	12.92	14.59	16.33	con't
52	2.78	3.98	4.75	5.51	6.35	7.28	8.34	9.52	10.83	12.30	13.93	15.78	17.65	con't
53	2.96	4.31	5.16	5.94	6.81	7.78	8.91	10.20	11.60	13.25	15.07	17.05	18.86	con't
54	3.14	4.66	5.60	6.39	7.28	8.32	9.56	10.97	12.50	14.29	16.25	18.22	20.25	con't
55	3.32	5.03	6.07	6.88	7.82	8.93	10.29	11.81	13.49	15.41	17.35	19.54	21.83	con't
56	3.59	5.33	6.47	7.33	8.32	9.55	11.02	12.68	14.47	16.38	18.54	20.96	23.46	con't
57	3.73	5.62	6.90	7.82	8.93	10.27	11.87	13.65	15.54	17.66	20.04	22.68	25.36	con't
58	3.86	5.94	7.34	8.38	9.62	11.10	12.80	14.69	16.68	19.03	21.62	24.51	27.52	con't
59	4.11	6.24	7.83	8.98	10.35	11.98	13.79	15.78	17.90	20.49	23.39	26.67	29.99	con't
60	4.34	6.54	8.31	9.58	11.11	12.88	14.84	16.96	19.25	22.12	25.36	28.99	32.71	con't
61	4.56	6.88	8.78	10.18	11.86	13.79	15.89	18.17	20.70	23.92	27.51	31.47	35.65	con't
62	4.87	7.22	9.26	10.76	12.59	14.70	16.99	19.49	22.28	25.88	29.81	34.11	38.81	con't
63	5.27	7.59	9.76	11.39	13.35	15.62	18.15	20.95	24.06	28.07	32.38	37.09	42.27	con't
64	5.68	8.99	10.30	12.02	14.14	16.61	19.41	22.54	26.04	30.45	35.20	40.44	46.17	con't
65	6.14	9.47	10.85	12.69	14.98	17.68	20.76	24.25	28.18	33.08	38.36	44.18	50.55	con't
66	6.34	10.05	11.47	13.39	15.87	18.75	22.06	25.86	30.19	35.49	41.30	47.69	54.74	con't
67	6.53	10.68	12.14	14.18	16.87	19.96	23.54	27.65	32.36	38.12	44.50	51.54	59.28	con't
68	7.20	11.36	12.93	15.10	17.95	21.38	25.34	29.86	34.92	41.18	48.17	55.90	64.27	con't
69	7.89	12.10	13.82	16.16	18.98	23.04	27.26	32.03	37.51	44.30	51.92	60.21	69.30	con't
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	3 of 6

	Blended 20% Male, 80% Female Smoker Select & Ultimate Age Nearest Birthday
Issue Age	Duration	Att Age
14	15	16	17	18	19	20	21	22	23	24	25	Ultimate
35	4.40	4.94	5.53	6.17	6.90	7.64	8.47	9.32	10.27	11.25	12.18	13.19	14.43	60
36	4.84	5.43	6.07	6.80	7.64	8.47	9.32	10.27	11.25	12.18	13.19	14.26	15.64	61
37	5.34	5.96	6.68	7.46	8.47	9.27	10.27	11.25	12.18	13.19	14.26	15.45	17.03	62
38	5.86	6.55	7.34	8.19	9.12	10.14	11.20	12.18	13.19	14.26	15.44	16.83	18.47	63
39	6.43	7.20	8.07	8.96	9.97	11.03	12.11	13.15	14.26	15.44	16.83	18.28	19.97	64
40	7.06	7.90	8.82	9.83	10.87	11.93	13.07	14.18	15.44	16.81	18.28	19.79	21.56	65
41	7.75	8.69	9.69	10.72	11.77	12.89	14.11	15.37	16.77	18.28	19.79	21.24	23.20	66
42	8.54	9.55	10.58	11.62	12.73	13.94	15.27	16.71	18.25	19.79	21.23	22.76	24.98	67
43	9.40	10.43	11.48	12.59	13.79	15.12	16.60	18.16	19.74	21.20	22.73	24.50	26.92	68
44	10.28	11.33	12.44	13.64	14.98	16.46	18.05	19.66	21.13	22.67	24.46	26.42	28.99	69
45	11.17	12.28	13.48	14.82	16.31	17.91	19.55	21.03	22.58	24.39	26.35	28.57	31.34	70
46	12.08	13.29	14.62	16.12	17.76	19.45	20.92	22.49	24.28	26.26	28.48	31.04	33.99	71
47	13.06	14.41	15.90	17.55	19.25	20.89	22.37	24.16	26.15	28.37	30.92	33.82	37.05	72
48	14.16	15.67	17.31	19.01	20.67	22.27	24.02	26.01	28.23	30.79	33.70	36.85	40.29	73
49	15.40	17.06	18.78	20.43	22.18	23.94	25.83	28.01	30.61	33.52	36.68	40.04	43.78	74
50	16.73	18.49	20.15	21.91	23.87	25.80	27.79	30.39	33.27	36.39	39.74	43.33	47.41	75
51	18.11	19.83	21.61	23.60	25.76	27.60	30.16	33.03	36.13	39.42	42.99	46.92	51.33	76
52	19.40	21.24	23.26	25.47	27.39	29.94	32.80	35.87	39.13	42.65	46.55	50.80	55.61	77
53	20.78	22.86	25.10	27.18	29.72	32.56	35.62	38.89	42.32	46.18	50.39	55.02	60.30	78
54	22.39	24.70	26.97	29.52	32.32	35.39	38.65	42.10	45.83	50.00	54.57	59.66	65.41	79
55	24.18	26.78	29.29	32.09	35.13	38.40	41.89	45.63	49.61	54.14	59.18	64.70	70.88	80
56	26.13	29.08	31.87	34.92	38.18	41.66	45.45	49.47	53.81	58.79	64.24	70.16	78.19	81
57	28.36	31.64	34.68	37.94	41.45	45.28	49.34	53.78	58.64	63.84	69.68	76.04	86.01	82
58	30.85	34.45	37.69	41.22	45.07	49.22	53.72	58.47	63.70	69.26	75.54	82.25	93.71	83
59	33.59	37.47	40.99	44.88	49.10	53.65	58.30	63.54	69.12	75.14	81.74	88.89	102.00	84
60	36.58	40.78	44.70	48.97	53.58	58.13	63.36	68.92	74.93	81.19	88.10	95.59	110.57	85
61	39.87	44.52	48.83	53.52	57.97	63.20	68.73	74.73	80.95	87.92	94.86	103.95	118.10	86
62	43.58	48.71	53.47	57.82	63.02	68.54	74.52	80.73	87.75	94.62	103.42	111.24	129.08	87
63	47.70	53.39	57.67	62.86	68.39	74.34	80.49	87.58	94.33	102.93	110.63	119.19	140.08	88
64	52.27	57.50	62.68	68.19	74.13	80.25	87.39	94.02	102.37	110.07	118.49	127.42	151.12	89
65	57.34	62.51	67.99	73.92	80.01	87.21	93.77	101.82	109.45	117.79	127.13	136.35	160.29	90
66	62.33	67.80	73.74	79.77	87.04	93.47	101.26	108.68	117.04	126.57	135.71	145.29	163.09	91
67	67.61	73.53	79.54	86.87	93.19	100.79	107.99	116.21	125.76	135.07	144.58	154.37	170.88	92
68	73.30	79.35	86.19	92.91	100.28	107.37	115.34	124.85	134.10	143.72	153.61	164.24	182.85	93
69	78.72	85.35	92.09	99.43	106.69	114.66	123.73	133.00	142.64	152.58	163.59	174.42	197.99	94
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	4 of 6

	Blended 20% Male, 80% Female Smoker Select & Ultimate Age Nearest Birthday	5 of 6
Issue Age	Duration
1	2	3	4	5	6	7	8	9	10	11	12	13	con't
70	8.63	12.90	14.81	17.37	20.15	24.89	29.33	34.46	41.05	48.39	56.59	65.61	75.23	con't
71	9.76	13.80	15.95	18.50	22.15	26.85	31.58	37.60	44.45	52.24	61.07	70.64	80.90	con't
72	13.04	14.75	17.22	20.34	24.25	28.90	34.33	40.50	47.38	55.60	64.92	74.99	85.82	con't
73	14.06	16.20	18.89	22.27	26.36	31.22	36.87	43.85	50.77	59.32	69.17	79.82	91.21	con't
74	15.23	17.43	20.50	24.32	28.82	34.01	40.57	47.30	54.67	64.29	75.05	85.27	96.43	con't
75	16.51	18.71	22.28	26.75	31.51	37.53	44.01	51.24	60.32	70.42	80.45	92.32	100.34	con't
76	17.58	20.61	24.69	29.67	35.24	41.67	48.81	57.56	67.83	77.34	89.13	99.52	110.58	con't
77	19.03	22.77	27.50	33.17	39.40	46.39	54.94	65.08	74.79	85.87	98.30	108.33	116.67	con't
78	21.04	25.37	30.79	37.32	44.13	52.35	62.28	72.07	83.15	94.48	105.67	115.90	128.82	con't
79	21.98	28.59	34.82	42.19	49.90	59.60	69.33	80.34	91.52	103.53	115.10	127.55	139.52	con't
80	23.22	32.64	39.61	47.82	57.15	66.80	77.50	88.43	100.46	113.70	126.06	138.33	151.85	con't
81	25.54	37.53	45.33	54.37	64.53	74.93	85.45	97.46	110.51	124.48	137.52	151.27	163.02	con't
82	28.34	43.39	52.00	61.83	72.78	82.80	94.57	107.47	121.13	136.67	150.67	162.62	175.63	con't
83	31.36	49.17	59.68	70.21	80.66	92.14	104.60	117.87	133.52	150.20	162.20	175.20	188.17	con't
84	36.08	57.07	68.33	79.41	90.28	102.33	114.94	130.43	146.91	161.86	174.63	187.86	202.43	con't
85	42.85	66.02	76.66	89.45	100.73	112.66	127.77	143.87	158.58	174.18	187.64	201.95	217.70	con't
86	54.36	73.55	87.03	100.30	111.18	127.28	141.45	155.51	170.83	187.47	201.52	217.04	235.25	con't
87	60.28	84.33	98.38	110.76	126.87	141.05	153.07	167.72	183.82	201.16	216.40	233.04	253.43	con't
88	74.34	96.28	110.29	126.40	140.65	152.70	165.32	180.63	197.28	215.49	231.77	249.51	272.28	con't
89	90.67	108.56	125.96	140.30	152.40	165.00	178.45	194.18	211.47	230.52	247.70	266.95	289.30	con't
90	106.25	125.44	139.96	152.02	164.70	178.10	192.01	208.38	226.37	245.94	264.41	283.08	311.26	con't
91	123.71	139.35	151.75	164.39	177.72	191.58	207.68	223.09	241.59	262.14	280.51	303.81	325.29	con't
92	138.11	151.49	164.19	177.48	191.14	207.05	222.44	238.40	257.31	278.05	296.92	317.56	339.64	con't
93	151.24	163.90	177.13	190.73	206.40	221.67	237.38	254.01	273.66	290.91	310.22	331.36	358.31	con't
94	163.62	176.93	190.35	205.80	220.98	236.63	252.96	270.94	286.35	303.88	323.84	349.65	377.75	con't
95	176.62	189.99	205.23	220.49	236.05	252.07	270.05	283.36	299.39	317.42	341.86	368.71	397.99	con't
96	189.64	204.38	219.88	235.34	251.24	269.41	282.60	296.35	312.47	335.30	360.65	388.57	419.00	con't
97	203.23	218.76	234.67	250.46	268.55	281.91	295.44	309.36	330.34	353.96	380.25	409.20	440.78	con't
98	217.32	233.26	249.72	267.69	281.21	294.94	308.51	327.38	349.00	373.42	400.63	430.59	463.33	con't
99	231.51	248.01	267.04	280.50	294.18	308.51	326.85	346.21	368.49	393.68	421.77	452.76	486.66	con't

	Blended 20% Male, 80% Female Smoker Select & Ultimate Age Nearest Birthday	6 of 6
Issue Age	Duration	Att Age
14	15	16	17	18	19	20	21	22	23	24	25	Ultimate
70	84.45	91.12	98.41	105.59	113.40	122.58	131.68	141.68	151.97	162.92	173.76	185.14	220.81	95
71	89.85	97.27	104.29	111.91	121.01	130.25	139.81	150.45	162.20	173.03	184.40	198.90	241.76	96
72	94.47	100.55	110.21	119.48	128.29	138.09	147.87	160.19	172.31	183.79	197.40	213.51	263.01	97
73	98.29	103.63	117.73	126.33	136.23	145.84	157.30	169.69	183.08	195.94	210.97	231.52	264.68	98
74	101.26	114.29	124.23	133.97	143.67	155.21	165.95	179.62	194.71	208.77	229.23	249.10	275.34	99
75	112.30	118.38	132.65	142.84	154.57	165.47	178.92	190.16	206.81	225.28	245.76	268.25	293.35	100
76	117.52	131.37	141.96	153.99	165.07	178.48	189.80	205.92	224.12	244.29	266.45	290.91	312.41	101
77	130.09	141.17	153.43	164.68	178.05	189.61	205.38	223.35	243.23	265.27	289.39	310.60	333.53	102
78	140.30	152.86	164.29	177.49	189.42	205.01	222.57	242.57	264.32	288.11	309.30	332.11	356.32	103
79	152.31	163.91	177.06	189.10	204.65	221.98	241.53	263.60	287.32	308.53	330.97	355.38	381.14	104
80	163.41	176.64	188.91	204.12	221.20	240.48	262.03	286.79	307.75	330.40	355.06	381.14	412.62	105
81	176.07	188.57	203.73	220.43	239.42	260.43	284.59	307.49	330.12	354.75	381.14	412.62	444.97	106
82	188.37	203.17	219.80	238.13	258.79	282.29	304.65	329.55	354.44	381.14	412.62	444.97	478.21	107
83	202.79	219.01	237.04	257.38	280.99	303.10	327.27	354.12	381.14	412.62	444.97	478.21	511.72	108
84	218.44	236.04	256.93	280.96	303.10	326.70	352.88	381.14	412.62	444.97	478.21	511.72	546.65	109
85	235.25	256.93	280.96	303.10	326.70	352.88	381.14	412.62	444.97	478.21	511.72	546.65	582.42	110
86	256.93	280.96	303.10	326.70	352.88	381.14	412.62	444.97	478.21	511.72	546.65	582.42	616.87	111
87	279.94	303.10	326.70	352.88	381.14	412.62	444.55	477.76	511.72	546.65	582.42	616.87	650.33	112
88	296.68	321.18	347.48	374.85	404.71	436.25	469.52	504.49	541.13	579.45	616.87	650.33	680.88	113
89	313.57	339.17	366.23	395.84	427.22	460.42	495.42	532.16	570.67	610.94	650.33	680.88	723.74	114
90	330.75	357.34	386.55	417.63	450.62	485.50	522.21	560.80	601.22	643.49	680.88	723.74	763.70	115
91	348.40	377.04	407.65	440.28	474.88	511.43	549.94	590.39	632.77	677.09	723.35	763.70	805.17	116
92	367.54	397.52	429.60	463.76	499.98	538.25	578.57	620.94	665.32	711.76	760.22	805.17	850.62	117
93	387.46	418.81	452.35	488.06	525.92	565.95	608.13	652.43	698.88	747.47	798.21	850.62	892.66	118
94	408.18	440.90	475.89	513.17	552.72	594.53	638.58	684.87	733.44	784.25	837.32	892.66	935.40	119
95	429.68	463.77	500.26	539.13	580.37	623.97	669.94	718.29	769.00	822.09	877.56	935.40	1,000.00	120
96	451.95	487.43	525.41	565.89	608.85	654.28	702.23	752.65	805.58	861.00	918.90	1,000.00
97	475.01	511.88	551.37	593.47	638.16	685.48	735.42	787.98	843.16	900.93	1,000.00
98	498.85	537.11	578.12	621.82	668.32	717.55	769.53	824.27	881.71	1,000.00
99	523.45	563.11	605.61	651.04	699.33	750.51	804.57	861.45	1,000.00

Section 1412.APPENDIX A 2001 CSO Mortality Tables

Section 1412.ILLUSTRATION FF Blended Smoker Ultimate Age Nearest Birthday

(80) – 80% male, 20% female

(60) – 60% male, 40% female

(50) – 50% male, 50% female

(40) – 40% male, 60% female

(20) – 20% male, 80% female

	Blended Smoker Ultimate Age Nearest Birthday	1 of 3
Attained Age	(80)	(60)	(50)	(40)	(20)
16	0.72	0.64	0.60	0.56	0.49
17	0.87	0.77	0.72	0.67	0.56
18	0.99	0.87	0.81	0.75	0.62
19	1.08	0.95	0.88	0.81	0.68
20	1.13	1.00	0.93	0.86	0.72
21	1.19	1.05	0.97	0.90	0.76
22	1.25	1.10	1.03	0.95	0.80
23	1.30	1.15	1.07	0.99	0.83
24	1.38	1.22	1.13	1.05	0.89
25	1.46	1.29	1.20	1.12	0.94
26	1.53	1.35	1.26	1.17	0.99
27	1.62	1.44	1.34	1.25	1.06
28	1.64	1.46	1.37	1.28	1.10
29	1.65	1.48	1.40	1.32	1.16
30	1.65	1.49	1.42	1.34	1.19
31	1.67	1.53	1.46	1.39	1.26
32	1.69	1.57	1.51	1.44	1.32
33	1.75	1.64	1.58	1.52	1.40
34	1.83	1.72	1.67	1.61	1.50
35	1.91	1.81	1.77	1.72	1.62
36	2.02	1.93	1.88	1.83	1.74
37	2.14	2.05	2.01	1.97	1.88
38	2.30	2.19	2.14	2.09	1.98
39	2.46	2.34	2.29	2.23	2.11
40	2.64	2.51	2.45	2.38	2.25
41	2.88	2.72	2.65	2.57	2.41
42	3.15	2.97	2.88	2.79	2.61
43	3.48	3.27	3.16	3.05	2.84
44	3.87	3.62	3.49	3.36	3.11
45	4.28	3.99	3.85	3.71	3.42
con't	con't	con't	con't	con't	con't

	Blended Smoker Ultimate Age Nearest Birthday	2 of 3
Attained Age	(80)	(60)	(50)	(40)	(20)
46	4.68	4.37	4.21	4.05	3.74
47	5.13	4.80	4.63	4.47	4.14
48	5.43	5.14	5.00	4.85	4.57
49	5.78	5.53	5.41	5.29	5.05
50	6.24	6.02	5.92	5.81	5.60
51	6.77	6.58	6.49	6.39	6.21
52	7.47	7.28	7.18	7.09	6.90
53	8.25	8.04	7.94	7.84	7.64
54	9.20	8.96	8.84	8.72	8.48
55	10.26	9.96	9.82	9.67	9.37
56	11.35	11.01	10.83	10.66	10.32
57	12.51	12.11	11.92	11.72	11.33
58	13.46	13.06	12.86	12.66	12.26
59	14.54	14.13	13.92	13.71	13.31
60	15.82	15.35	15.12	14.89	14.43
61	17.36	16.78	16.49	16.21	15.64
62	19.19	18.47	18.11	17.75	17.03
63	21.21	20.28	19.82	19.37	18.47
64	23.27	22.15	21.60	21.05	19.97
65	25.33	24.05	23.42	22.79	21.56
66	27.34	25.94	25.24	24.56	23.20
67	29.35	27.86	27.13	26.41	24.98
68	31.48	29.92	29.16	28.40	26.92
69	33.62	32.03	31.26	30.49	28.99
70	36.17	34.51	33.70	32.90	31.34
71	38.99	37.27	36.43	35.60	33.99
72	42.68	40.73	39.79	38.86	37.05
73	46.43	44.30	43.27	42.26	40.29
74	50.27	48.01	46.92	45.85	43.78
75	54.62	52.09	50.88	49.69	47.41
76	59.27	56.47	55.13	53.83	51.33
77	64.56	61.39	59.88	58.42	55.61
78	70.60	66.93	65.19	63.50	60.30
79	77.39	73.09	71.06	69.11	65.41
80	84.63	79.66	77.33	75.09	70.88
con't	con't	con't	con't	con't	con't

	Blended Smoker Ultimate Age Nearest Birthday	3 of 3
Attained Age	(80)	(60)	(50)	(40)	(20)
81	93.05	87.62	85.10	82.69	78.19
82	101.65	95.88	93.22	90.69	86.01
83	110.50	104.24	101.38	98.68	93.71
84	120.08	113.25	110.17	107.28	102.00
85	130.96	123.17	119.68	116.44	110.57
86	142.22	132.87	128.74	124.93	118.10
87	155.12	144.85	140.39	136.31	129.08
88	168.41	157.03	152.18	147.77	140.08
89	181.91	169.30	164.01	159.27	151.12
90	194.75	180.32	174.41	169.17	160.29
91	203.90	186.40	179.40	173.29	163.09
92	214.55	195.28	187.81	181.38	170.88
93	226.75	206.80	199.31	192.98	182.85
94	240.39	220.54	213.34	207.36	197.99
95	258.40	240.29	233.96	228.78	220.81
96	274.79	258.47	252.94	248.49	241.76
97	292.09	277.40	272.57	268.73	263.01
98	299.70	281.65	275.88	271.34	264.68
99	311.60	292.48	286.56	281.98	275.34
100	327.60	309.09	303.57	299.35	293.35
101	342.38	325.81	321.04	317.45	312.41
102	359.18	344.72	340.69	337.69	333.53
103	377.84	365.50	362.16	359.70	356.32
104	398.67	388.48	385.78	383.82	381.14
105	426.16	418.19	416.13	414.63	412.62
106	455.20	449.12	447.58	446.47	444.97
107	485.66	481.20	480.08	479.28	478.21
108	517.01	513.82	513.03	512.47	511.72
109	550.03	547.99	547.48	547.13	546.65
110	584.22	583.13	582.86	582.67	582.42
111	617.88	617.27	617.12	617.01	616.87
112	651.23	650.68	650.55	650.45	650.33
113	682.77	681.62	681.34	681.15	680.88
114	724.36	723.98	723.89	723.83	723.74
115	764.20	763.90	763.82	763.77	763.70
116	805.75	805.39	805.31	805.25	805.17
117	850.97	850.75	850.70	850.67	850.62
118	894.06	893.21	893.00	892.85	892.66
119	938.19	936.50	936.07	935.79	935.40
120	1000.00	1000.00	1000.00	1000.00	1000.00

Section 1412.APPENDIX A 2001 CSO Mortality Tables

Section 1412.ILLUSTRATION GG Blended 80% Male, 20% Female Composite Select & Ultimate Age Last Birthday

	Blended 80% Male, 20% Female Composite Select & Ultimate Age Last Birthday
Issue Age	Duration
1	2	3	4	5	6	7	8	9	10	11	12	13	con't
0	0.66	0.43	0.31	0.24	0.21	0.20	0.21	0.22	0.22	0.23	0.23	0.27	0.33	con't
1	0.39	0.30	0.23	0.21	0.20	0.20	0.22	0.22	0.22	0.23	0.25	0.30	0.35	con't
2	0.28	0.23	0.20	0.20	0.20	0.21	0.22	0.22	0.22	0.23	0.28	0.33	0.40	con't
3	0.22	0.20	0.19	0.20	0.21	0.21	0.22	0.22	0.23	0.27	0.32	0.39	0.52	con't
4	0.20	0.19	0.19	0.21	0.21	0.21	0.22	0.23	0.27	0.32	0.39	0.51	0.65	con't
5	0.19	0.19	0.20	0.21	0.21	0.21	0.23	0.26	0.31	0.39	0.51	0.64	0.74	con't
6	0.19	0.20	0.20	0.21	0.21	0.22	0.26	0.31	0.38	0.51	0.64	0.74	0.81	con't
7	0.20	0.20	0.20	0.21	0.21	0.25	0.30	0.38	0.50	0.64	0.74	0.80	0.85	con't
8	0.20	0.20	0.20	0.21	0.24	0.29	0.37	0.50	0.64	0.73	0.80	0.84	0.87	con't
9	0.20	0.20	0.21	0.24	0.28	0.36	0.50	0.63	0.73	0.80	0.84	0.86	0.88	con't
10	0.20	0.21	0.23	0.28	0.35	0.49	0.63	0.73	0.79	0.84	0.85	0.87	0.88	con't
11	0.20	0.23	0.27	0.34	0.49	0.63	0.73	0.79	0.83	0.85	0.86	0.87	0.88	con't
12	0.22	0.27	0.34	0.48	0.63	0.73	0.79	0.82	0.84	0.85	0.86	0.87	0.89	con't
13	0.26	0.34	0.48	0.63	0.73	0.78	0.81	0.83	0.84	0.84	0.85	0.88	0.92	con't
14	0.33	0.48	0.63	0.73	0.78	0.80	0.82	0.83	0.83	0.84	0.87	0.90	0.95	con't
15	0.47	0.63	0.73	0.78	0.80	0.80	0.82	0.82	0.83	0.85	0.89	0.93	0.97	con't
16	0.63	0.73	0.78	0.79	0.80	0.81	0.82	0.82	0.84	0.87	0.91	0.95	0.97	con't
17	0.72	0.77	0.79	0.79	0.80	0.81	0.81	0.83	0.86	0.88	0.92	0.95	0.97	con't
18	0.76	0.77	0.77	0.78	0.79	0.79	0.81	0.83	0.87	0.89	0.91	0.93	0.97	con't
19	0.73	0.74	0.75	0.75	0.76	0.78	0.80	0.83	0.86	0.87	0.89	0.92	0.96	con't
20	0.69	0.70	0.71	0.71	0.73	0.76	0.79	0.81	0.83	0.85	0.88	0.92	0.96	con't
21	0.65	0.66	0.66	0.68	0.71	0.74	0.77	0.78	0.81	0.84	0.88	0.93	0.98	con't
22	0.60	0.61	0.63	0.66	0.70	0.73	0.75	0.77	0.80	0.85	0.89	0.94	1.01	con't
23	0.55	0.57	0.61	0.65	0.69	0.72	0.74	0.78	0.82	0.87	0.92	0.98	1.06	con't
24	0.49	0.54	0.60	0.65	0.69	0.72	0.76	0.80	0.85	0.90	0.96	1.03	1.12	con't
25	0.45	0.52	0.59	0.67	0.71	0.74	0.78	0.83	0.88	0.95	1.02	1.10	1.19	con't
26	0.44	0.52	0.61	0.68	0.73	0.77	0.82	0.87	0.93	1.01	1.08	1.17	1.28	con't
27	0.43	0.54	0.63	0.70	0.76	0.80	0.86	0.92	0.99	1.07	1.17	1.27	1.39	con't
28	0.44	0.55	0.65	0.72	0.80	0.84	0.90	0.97	1.05	1.15	1.27	1.39	1.52	con't
29	0.45	0.56	0.66	0.75	0.83	0.89	0.96	1.04	1.13	1.25	1.37	1.50	1.64	con't
30	0.45	0.57	0.67	0.77	0.86	0.95	1.03	1.11	1.21	1.33	1.46	1.60	1.78	con't
31	0.45	0.58	0.68	0.79	0.89	0.99	1.09	1.18	1.28	1.40	1.54	1.72	1.95	con't
32	0.47	0.59	0.70	0.82	0.93	1.03	1.15	1.24	1.35	1.47	1.63	1.86	2.14	con't
33	0.50	0.62	0.74	0.86	0.98	1.10	1.22	1.32	1.43	1.57	1.77	2.03	2.33	con't
34	0.53	0.65	0.78	0.90	1.03	1.16	1.29	1.42	1.55	1.73	1.95	2.23	2.54	con't
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	1 of 6

	Blended 80% Male, 20% Female Composite Select & Ultimate Age Last Birthday
Issue Age	Duration	Att Age
14	15	16	17	18	19	20	21	22	23	24	25	Ultimate
0	0.38	0.49	0.60	0.71	0.80	0.85	0.88	0.89	0.91	0.92	0.93	0.95	0.98	25
1	0.42	0.58	0.68	0.77	0.83	0.87	0.89	0.91	0.92	0.93	0.95	0.98	1.03	26
2	0.52	0.66	0.75	0.82	0.86	0.89	0.91	0.92	0.93	0.95	0.97	1.02	1.06	27
3	0.65	0.74	0.81	0.85	0.89	0.91	0.92	0.93	0.95	0.97	1.01	1.04	1.06	28
4	0.74	0.81	0.85	0.88	0.91	0.92	0.93	0.95	0.97	1.00	1.03	1.04	1.05	29
5	0.81	0.85	0.88	0.90	0.92	0.93	0.95	0.97	0.99	1.01	1.02	1.03	1.05	30
6	0.85	0.88	0.90	0.91	0.92	0.94	0.96	0.98	1.00	1.00	1.02	1.03	1.05	31
7	0.87	0.89	0.90	0.91	0.93	0.96	0.98	0.99	1.00	1.02	1.03	1.05	1.07	32
8	0.88	0.89	0.90	0.93	0.95	0.98	0.99	1.00	1.02	1.03	1.05	1.07	1.10	33
9	0.88	0.89	0.92	0.95	0.98	0.99	1.00	1.02	1.03	1.05	1.07	1.10	1.14	34
10	0.88	0.91	0.94	0.97	0.99	1.00	1.02	1.03	1.05	1.07	1.10	1.14	1.19	35
11	0.90	0.94	0.97	0.98	1.00	1.02	1.03	1.05	1.07	1.10	1.14	1.19	1.26	36
12	0.93	0.97	0.98	1.00	1.02	1.03	1.05	1.07	1.10	1.14	1.19	1.26	1.34	37
13	0.96	0.98	1.00	1.02	1.03	1.05	1.07	1.10	1.14	1.19	1.26	1.34	1.43	38
14	0.98	1.00	1.02	1.03	1.05	1.07	1.10	1.14	1.19	1.26	1.34	1.43	1.53	39
15	0.99	1.02	1.03	1.05	1.07	1.10	1.14	1.19	1.26	1.34	1.43	1.53	1.64	40
16	1.00	1.03	1.04	1.07	1.10	1.14	1.19	1.26	1.34	1.43	1.53	1.64	1.78	41
17	1.00	1.03	1.04	1.10	1.14	1.19	1.26	1.34	1.43	1.53	1.64	1.78	1.95	42
18	1.00	1.04	1.07	1.14	1.19	1.26	1.34	1.43	1.53	1.64	1.78	1.95	2.15	43
19	1.01	1.07	1.13	1.19	1.26	1.34	1.43	1.53	1.64	1.78	1.95	2.15	2.37	44
20	1.03	1.11	1.19	1.25	1.34	1.43	1.53	1.64	1.78	1.95	2.15	2.37	2.61	45
21	1.06	1.16	1.25	1.33	1.43	1.53	1.64	1.78	1.95	2.15	2.37	2.61	2.86	46
22	1.10	1.21	1.32	1.42	1.53	1.64	1.78	1.95	2.15	2.37	2.61	2.86	3.07	47
23	1.15	1.29	1.41	1.52	1.64	1.78	1.95	2.15	2.37	2.61	2.85	3.07	3.26	48
24	1.23	1.37	1.50	1.63	1.78	1.95	2.15	2.37	2.61	2.84	3.05	3.26	3.49	49
25	1.32	1.46	1.62	1.77	1.94	2.15	2.37	2.61	2.83	3.04	3.25	3.49	3.77	50
26	1.43	1.58	1.76	1.94	2.14	2.37	2.61	2.83	3.03	3.25	3.49	3.77	4.13	51
27	1.55	1.71	1.92	2.13	2.35	2.61	2.83	3.03	3.24	3.49	3.77	4.13	4.55	52
28	1.68	1.87	2.11	2.34	2.58	2.82	3.03	3.24	3.49	3.77	4.13	4.55	5.05	53
29	1.82	2.05	2.30	2.56	2.80	3.02	3.24	3.49	3.77	4.12	4.55	5.04	5.64	54
30	1.99	2.24	2.51	2.76	3.00	3.23	3.48	3.76	4.10	4.54	5.02	5.57	6.29	55
31	2.20	2.47	2.73	2.98	3.22	3.47	3.75	4.09	4.51	5.01	5.54	6.15	6.99	56
32	2.41	2.69	2.95	3.20	3.46	3.75	4.08	4.51	5.00	5.52	6.11	6.77	7.66	57
33	2.63	2.91	3.17	3.45	3.74	4.08	4.50	4.99	5.50	6.08	6.72	7.39	8.32	58
34	2.85	3.14	3.42	3.73	4.08	4.49	4.96	5.47	6.04	6.68	7.33	8.02	9.08	59
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	2 of 6

	Blended 80% Male, 20% Female Composite Select & Ultimate Age Last Birthday
Issue Age	Duration
1	2	3	4	5	6	7	8	9	10	11	12	13	con't
35	0.56	0.68	0.81	0.95	1.09	1.23	1.37	1.53	1.71	1.92	2.16	2.44	2.76	con't
36	0.59	0.71	0.86	1.00	1.14	1.29	1.46	1.68	1.89	2.12	2.37	2.65	2.98	con't
37	0.62	0.76	0.91	1.05	1.20	1.38	1.59	1.84	2.09	2.33	2.58	2.86	3.21	con't
38	0.68	0.83	0.99	1.12	1.28	1.49	1.75	2.02	2.29	2.54	2.79	3.10	3.48	con't
39	0.73	0.90	1.06	1.21	1.40	1.64	1.93	2.22	2.49	2.74	3.03	3.38	3.80	con't
40	0.77	0.97	1.15	1.34	1.54	1.82	2.12	2.42	2.70	2.98	3.33	3.72	4.17	con't
41	0.83	1.06	1.27	1.48	1.71	2.01	2.32	2.62	2.93	3.27	3.66	4.10	4.59	con't
42	0.89	1.14	1.38	1.61	1.87	2.17	2.51	2.84	3.19	3.58	4.01	4.51	5.08	con't
43	0.95	1.22	1.48	1.73	2.00	2.32	2.69	3.07	3.46	3.90	4.38	4.98	5.63	con't
44	1.03	1.31	1.59	1.84	2.15	2.49	2.90	3.34	3.78	4.26	4.80	5.52	6.21	con't
45	1.12	1.40	1.68	1.96	2.31	2.71	3.16	3.65	4.15	4.67	5.31	6.09	6.77	con't
46	1.22	1.49	1.78	2.10	2.49	2.95	3.45	4.00	4.54	5.16	5.86	6.63	7.31	con't
47	1.32	1.60	1.91	2.27	2.70	3.18	3.74	4.35	4.95	5.68	6.38	7.16	7.90	con't
48	1.41	1.73	2.08	2.47	2.91	3.43	4.04	4.71	5.37	6.14	6.88	7.74	8.63	con't
49	1.51	1.88	2.28	2.69	3.15	3.69	4.35	5.08	5.77	6.56	7.42	8.45	9.57	con't
50	1.63	2.07	2.50	2.94	3.41	3.97	4.66	5.41	6.17	7.02	8.07	9.36	10.70	con't
51	1.77	2.28	2.75	3.22	3.70	4.27	4.96	5.76	6.62	7.63	8.90	10.44	11.91	con't
52	1.89	2.48	3.01	3.51	4.02	4.60	5.33	6.22	7.20	8.43	9.92	11.62	12.97	con't
53	1.98	2.67	3.26	3.80	4.33	4.98	5.81	6.84	7.95	9.40	11.04	12.66	13.97	con't
54	2.08	2.86	3.53	4.09	4.66	5.41	6.39	7.57	8.83	10.41	11.99	13.59	15.18	con't
55	2.19	3.07	3.79	4.40	5.05	5.92	7.07	8.40	9.76	11.28	12.84	14.69	16.57	con't
56	2.30	3.26	4.05	4.75	5.51	6.53	7.84	9.29	10.71	12.23	14.04	16.09	18.18	con't
57	2.44	3.46	4.34	5.15	6.07	7.25	8.66	10.17	11.62	13.36	15.41	17.75	20.11	con't
58	2.62	3.68	4.66	5.62	6.71	8.03	9.51	11.02	12.47	14.43	16.73	19.49	22.39	con't
59	2.84	3.94	5.03	6.13	7.40	8.83	10.36	11.87	13.33	15.53	18.17	21.32	24.81	con't
60	3.09	4.25	5.43	6.67	8.10	9.64	11.20	12.73	14.22	16.72	19.72	23.16	27.00	con't
61	3.38	4.58	5.86	7.24	8.80	10.46	12.08	13.64	15.22	18.05	21.32	24.96	28.99	con't
62	3.66	4.96	6.37	7.88	9.57	11.34	13.06	14.73	16.47	19.57	23.04	26.90	31.22	con't
63	3.90	5.44	6.97	8.62	10.43	12.32	14.19	16.05	18.01	21.33	25.04	29.19	33.93	con't
64	4.12	5.95	7.61	9.43	11.39	13.42	15.47	17.56	19.76	23.32	27.35	31.93	37.22	con't
65	4.30	6.48	8.32	10.31	12.48	14.65	16.85	19.15	21.64	25.52	29.96	35.09	41.07	con't
66	4.51	7.13	9.13	11.27	13.71	16.02	18.36	20.85	23.64	27.91	32.88	38.68	45.46	con't
67	4.92	7.85	10.04	12.34	14.98	17.56	20.19	22.97	25.99	30.79	36.40	42.99	50.55	con't
68	5.47	8.65	11.06	13.52	16.00	19.33	22.22	25.20	28.51	33.92	40.27	47.59	55.98	con't
69	6.04	9.55	12.18	14.83	16.83	21.27	24.18	27.28	31.87	38.02	45.14	53.31	62.53	con't
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	3 of 6

	Blended 80% Male, 20% Female Composite Select & Ultimate Age Last Birthday
Issue Age	Duration	Att Age
14	15	16	17	18	19	20	21	22	23	24	25	Ultimate
35	3.08	3.40	3.72	4.07	4.48	4.94	5.44	6.00	6.63	7.28	7.98	8.71	9.98	60
36	3.34	3.70	4.06	4.45	4.91	5.41	5.96	6.58	7.24	7.93	8.70	9.54	11.07	61
37	3.61	4.02	4.43	4.88	5.37	5.93	6.54	7.19	7.90	8.67	9.54	10.60	12.32	62
38	3.91	4.36	4.84	5.34	5.89	6.50	7.15	7.85	8.65	9.53	10.59	11.83	13.67	63
39	4.25	4.74	5.28	5.85	6.47	7.12	7.82	8.62	9.53	10.57	11.79	13.12	15.09	64
40	4.66	5.20	5.79	6.42	7.08	7.80	8.60	9.51	10.57	11.76	13.09	14.40	16.56	65
41	5.14	5.76	6.37	7.03	7.76	8.58	9.50	10.55	11.74	13.04	14.40	15.59	18.05	66
42	5.70	6.36	6.95	7.69	8.53	9.47	10.53	11.71	12.97	14.31	15.59	16.87	19.62	67
43	6.29	6.92	7.59	8.45	9.42	10.49	11.68	12.92	14.22	15.54	16.82	18.35	21.27	68
44	6.85	7.50	8.34	9.33	10.42	11.62	12.88	14.16	15.46	16.77	18.30	20.08	23.10	69
45	7.39	8.20	9.20	10.32	11.53	12.81	14.10	15.39	16.69	18.18	20.08	22.20	25.20	70
46	8.03	9.05	10.19	11.43	12.72	14.04	15.33	16.59	18.06	19.93	22.20	24.71	27.74	71
47	8.82	10.01	11.30	12.64	13.97	15.28	16.52	17.93	19.77	22.04	24.71	27.50	30.67	72
48	9.74	11.09	12.52	13.89	15.20	16.47	17.82	19.62	21.87	24.53	27.50	30.43	33.75	73
49	10.85	12.27	13.78	15.10	16.37	17.64	19.47	21.70	24.34	27.29	30.43	33.49	37.07	74
50	12.09	13.46	15.00	16.25	17.50	19.16	21.53	24.15	27.08	30.19	33.49	36.76	40.71	75
51	13.17	14.59	16.13	17.40	18.97	21.19	23.96	26.86	29.95	33.22	36.76	40.37	44.77	76
52	14.18	15.72	17.29	18.90	20.98	23.58	26.65	29.71	32.97	36.47	40.37	44.43	49.45	77
53	15.40	17.05	18.82	20.90	23.36	26.22	29.48	32.70	36.19	40.05	44.43	49.07	54.81	78
54	16.82	18.71	20.81	23.27	25.98	29.01	32.44	35.90	39.73	44.08	49.07	54.38	60.76	79
55	18.46	20.70	23.17	25.89	28.76	31.92	35.62	39.42	43.73	48.69	54.38	60.29	67.46	80
56	20.42	23.05	25.78	28.66	31.65	35.04	39.11	43.38	48.30	53.97	60.29	66.81	74.85	81
57	22.73	25.65	28.53	31.56	34.74	38.47	43.03	47.90	53.53	59.83	66.81	73.85	82.60	82
58	25.28	28.39	31.42	34.68	38.14	42.34	47.52	53.10	59.34	66.29	73.85	81.28	90.94	83
59	27.99	31.25	34.52	38.12	41.97	46.76	52.67	58.86	65.75	73.27	81.27	89.31	100.17	84
60	30.82	34.34	37.95	41.96	46.36	51.81	58.38	65.22	72.68	80.63	89.30	98.17	110.18	85
61	33.48	37.76	41.84	46.34	51.37	57.42	64.69	72.10	79.98	88.60	98.16	107.93	121.22	86
62	36.11	41.55	46.29	51.35	56.94	63.62	71.50	79.33	87.89	97.39	107.91	118.50	133.35	87
63	39.39	45.74	51.33	56.92	63.08	70.33	78.68	87.18	96.61	107.06	118.47	129.77	146.09	88
64	43.39	50.59	56.89	63.06	69.72	77.39	86.46	95.83	106.20	117.53	129.73	141.62	159.05	89
65	48.07	56.04	63.03	69.69	76.73	85.05	95.03	105.34	116.60	128.72	141.56	153.91	170.71	90
66	53.24	61.94	69.67	76.69	84.32	93.50	104.47	115.66	127.71	140.47	153.86	166.11	181.64	91
67	59.20	68.53	76.67	84.28	92.70	102.79	114.72	126.69	139.39	152.70	166.07	178.12	194.31	92
68	65.40	75.23	84.25	92.66	101.92	112.88	125.66	138.29	151.53	164.84	178.08	191.17	208.89	93
69	72.58	83.25	92.62	101.87	111.93	123.66	137.18	150.36	163.60	176.79	191.13	205.02	225.69	94
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	4 of 6

	Blended 80% Male, 20% Female Composite Select & Ultimate Age Last Birthday	5 of 6
Issue	Duration
Age	1	2	3	4	5	6	7	8	9	10	11	12	13	con't
70	6.98	10.55	13.43	15.98	18.46	23.20	26.10	30.80	35.88	42.79	50.76	59.77	69.76	con't
71	8.54	11.65	14.81	17.57	20.88	24.93	28.41	33.79	38.60	46.14	54.73	64.30	75.08	con't
72	10.10	13.28	16.62	19.81	23.08	26.62	30.58	35.91	40.73	48.79	57.82	68.05	79.67	con't
73	11.48	15.03	18.52	21.93	25.27	28.74	33.55	38.97	43.75	52.39	62.14	73.27	85.82	con't
74	13.11	16.27	20.16	24.24	27.70	32.02	37.34	42.31	49.61	59.18	70.06	82.45	96.06	con't
75	14.29	17.72	22.06	26.75	30.73	35.81	40.95	48.02	58.09	68.87	81.19	95.08	109.92	con't
76	14.95	19.41	24.29	29.51	34.34	39.60	46.42	56.21	65.60	78.72	92.43	107.71	123.58	con't
77	15.89	21.07	26.71	32.98	38.34	44.89	54.39	64.05	75.60	90.18	105.27	121.89	138.70	con't
78	17.04	22.96	29.59	37.16	43.43	52.63	62.50	74.03	85.89	100.66	116.98	134.73	151.98	con't
79	18.30	25.38	33.17	42.07	50.95	61.01	72.48	84.14	94.69	110.51	127.84	145.97	163.47	con't
80	19.85	28.51	37.63	48.02	59.68	71.08	82.55	93.09	106.38	123.39	141.47	161.43	183.81	con't
81	21.76	32.43	43.13	55.13	68.40	81.09	91.59	104.74	116.30	138.15	158.30	183.44	204.67	con't
82	24.28	37.37	49.81	63.46	78.28	90.27	103.24	114.67	132.11	156.65	182.13	204.67	218.57	con't
83	28.04	43.47	57.66	72.90	89.18	101.97	113.23	130.55	155.06	180.35	203.10	218.57	232.89	con't
84	33.27	50.76	66.64	83.33	100.93	112.01	129.14	153.53	178.65	201.12	216.54	232.63	247.76	con't
85	40.16	59.32	76.74	94.78	111.08	128.00	152.15	177.11	199.23	214.33	230.13	246.69	264.18	con't
86	48.33	69.27	88.22	107.60	127.22	151.09	175.76	197.56	212.25	227.66	243.85	261.78	281.26	con't
87	57.97	80.90	101.58	126.88	150.46	174.81	196.21	210.44	225.37	241.09	258.57	277.64	298.20	con't
88	70.22	94.71	122.20	150.24	174.35	195.33	209.03	223.41	238.59	255.52	274.02	294.00	314.03	con't
89	85.30	116.75	147.17	174.22	195.06	208.19	221.96	236.52	252.83	270.69	289.98	309.55	328.01	con't
90	109.64	143.60	172.92	194.99	208.03	221.18	235.06	250.66	267.80	286.33	305.33	323.39	342.69	con't
91	138.97	171.42	194.94	207.96	221.08	234.37	249.20	265.53	283.21	301.55	319.08	337.64	358.40	con't
92	169.49	194.91	207.91	221.01	234.26	248.64	264.09	280.85	298.40	315.28	332.97	352.90	375.18	con't
93	194.88	207.88	220.96	234.19	248.52	263.68	279.43	296.09	312.20	328.90	347.88	369.25	393.08	con't
94	207.85	220.93	234.14	248.45	263.56	279.16	294.84	310.05	325.66	343.56	363.88	386.72	412.12	con't
95	220.90	234.11	248.40	263.49	279.05	294.73	309.06	323.48	340.18	359.32	381.03	405.36	432.31	con't
96	234.08	248.37	263.44	278.97	294.66	309.06	322.62	338.00	355.82	376.25	399.35	425.15	453.62	con't
97	248.35	263.40	278.92	294.61	309.06	322.62	337.30	353.68	372.66	394.37	418.85	446.09	476.06	con't
98	263.39	278.89	294.58	309.06	322.62	337.30	353.17	370.57	390.73	413.70	439.53	468.19	499.69	con't
99	278.88	294.57	309.06	322.62	337.30	353.17	370.34	389.47	411.42	436.21	463.86	494.38	527.72	con't

	Blended 80% Male, 20% Female Composite Select & Ultimate Age Last Birthday	6 of 6
Issue Age	Duration	Att Age
14	15	16	17	18	19	20	21	22	23	24	25	Ultimate
70	80.62	92.45	101.82	111.87	122.63	135.02	149.17	162.34	175.48	190.36	204.94	218.96	243.43	95
71	86.71	99.56	111.78	122.56	133.89	146.84	161.08	174.17	189.59	204.84	218.82	233.27	261.08	96
72	92.01	105.71	120.84	133.82	145.63	158.62	172.85	188.83	204.75	218.68	233.06	248.03	275.71	97
73	98.99	113.58	129.51	145.57	157.36	170.30	188.08	204.69	218.60	232.94	247.83	264.29	287.15	98
74	110.39	126.04	142.77	157.32	169.01	186.67	204.67	218.57	232.90	247.77	264.20	282.12	302.85	99
75	125.54	142.40	157.31	169.00	185.97	204.67	218.57	232.89	247.76	264.18	282.09	301.48	320.57	100
76	140.33	156.32	169.00	185.97	204.67	218.57	232.89	247.76	264.18	282.09	301.48	320.57	338.67	101
77	154.57	168.33	185.97	204.67	218.57	232.89	247.76	264.18	282.09	301.48	320.57	338.67	359.10	102
78	167.74	185.97	204.67	218.57	232.89	247.76	264.18	282.09	301.48	320.57	338.67	359.10	382.14	103
79	185.27	204.67	218.57	232.89	247.76	264.18	282.09	301.48	320.57	338.67	359.10	382.14	407.85	104
80	204.67	218.57	232.89	247.76	264.18	282.09	301.48	320.57	338.67	359.10	382.14	407.85	435.73	105
81	218.57	232.89	247.76	264.18	282.09	301.48	320.57	338.67	359.10	382.14	407.85	435.73	465.05	106
82	232.89	247.76	264.18	282.09	301.48	320.57	338.67	359.10	382.14	407.85	435.73	465.05	495.52	107
83	247.76	264.18	282.09	301.48	320.57	338.67	359.10	382.14	407.85	435.73	465.05	495.52	527.06	108
84	264.18	282.09	301.48	320.57	338.67	359.10	382.14	407.85	435.73	465.05	495.52	527.06	560.03	109
85	282.09	301.48	320.57	338.67	359.10	382.14	407.85	435.73	465.05	495.52	527.06	560.03	593.58	110
86	301.23	320.57	338.67	359.10	382.14	407.85	435.62	464.93	495.52	527.06	560.03	593.58	626.63	111
87	318.58	337.23	357.67	380.44	405.71	433.39	462.55	493.43	525.68	559.31	593.58	626.63	658.96	112
88	332.79	353.30	375.89	400.59	427.39	456.24	487.07	519.78	554.33	590.63	626.63	658.96	692.41	113
89	347.98	370.07	394.34	420.80	449.40	480.07	512.72	547.29	583.70	621.90	658.96	692.41	732.66	114
90	364.19	387.92	413.91	442.14	472.53	505.01	539.50	575.93	614.23	654.35	692.34	732.66	771.87	115
91	381.48	406.89	434.61	464.60	496.77	531.06	567.40	605.71	645.91	687.95	731.83	771.87	812.90	116
92	399.87	426.97	456.42	488.16	522.11	558.23	596.43	636.61	678.70	722.71	768.68	812.90	856.40	117
93	419.41	448.18	479.33	512.82	548.57	586.52	626.56	668.58	712.60	758.68	806.74	856.40	898.17	118
94	440.06	470.49	503.35	538.60	576.15	615.88	657.71	701.59	747.68	795.83	846.01	898.17	941.67	119
95	461.83	493.91	528.50	565.49	604.79	646.25	689.86	735.81	783.92	834.15	886.47	941.67	1,000.00	120
96	484.73	518.47	554.76	593.45	634.39	677.57	723.22	771.14	821.30	873.63	930.05	1,000.00
97	508.79	544.18	582.08	622.33	664.90	710.09	757.66	807.57	859.76	917.72	1,000.00
98	533.99	570.92	610.29	652.08	696.63	743.67	793.16	845.03	904.88	1,000.00
99	563.71	602.13	642.97	686.60	732.71	781.27	832.18	891.73	1,000.00

Section 1412.APPENDIX A 2001 CSO Mortality Tables

Section 1412.ILLUSTRATION HH Blended 60% Male, 40% Female Composite Select & Ultimate Age Last Birthday

	Blended 60% Male, 40% Female Composite Select & Ultimate Age Last Birthday
Issue Age	Duration
1	2	3	4	5	6	7	8	9	10	11	12	13	con't
0	0.61	0.40	0.29	0.22	0.20	0.20	0.21	0.22	0.22	0.22	0.23	0.27	0.31	con't
1	0.38	0.28	0.22	0.20	0.20	0.19	0.22	0.22	0.21	0.23	0.25	0.29	0.33	con't
2	0.27	0.21	0.20	0.20	0.19	0.20	0.22	0.21	0.22	0.23	0.27	0.32	0.38	con't
3	0.21	0.19	0.19	0.19	0.20	0.21	0.21	0.22	0.23	0.26	0.31	0.38	0.48	con't
4	0.19	0.19	0.19	0.20	0.21	0.20	0.22	0.22	0.26	0.30	0.38	0.47	0.58	con't
5	0.19	0.19	0.20	0.21	0.20	0.21	0.22	0.25	0.30	0.36	0.47	0.57	0.65	con't
6	0.19	0.20	0.20	0.20	0.21	0.21	0.25	0.30	0.36	0.47	0.57	0.65	0.71	con't
7	0.20	0.20	0.19	0.21	0.21	0.24	0.28	0.36	0.46	0.57	0.65	0.70	0.74	con't
8	0.20	0.19	0.20	0.21	0.23	0.28	0.34	0.46	0.57	0.65	0.70	0.73	0.76	con't
9	0.19	0.20	0.20	0.23	0.27	0.34	0.45	0.56	0.64	0.70	0.73	0.75	0.76	con't
10	0.20	0.20	0.22	0.27	0.34	0.45	0.56	0.64	0.69	0.73	0.75	0.75	0.77	con't
11	0.20	0.22	0.26	0.33	0.45	0.56	0.64	0.68	0.72	0.74	0.74	0.76	0.78	con't
12	0.22	0.26	0.33	0.44	0.56	0.63	0.68	0.71	0.73	0.73	0.75	0.77	0.80	con't
13	0.25	0.32	0.44	0.56	0.63	0.68	0.70	0.72	0.72	0.74	0.76	0.79	0.82	con't
14	0.31	0.44	0.56	0.63	0.67	0.69	0.71	0.71	0.73	0.74	0.78	0.81	0.85	con't
15	0.43	0.56	0.63	0.67	0.68	0.70	0.70	0.72	0.73	0.76	0.79	0.83	0.86	con't
16	0.56	0.63	0.67	0.68	0.69	0.69	0.71	0.72	0.75	0.78	0.81	0.84	0.87	con't
17	0.63	0.66	0.68	0.68	0.69	0.70	0.71	0.73	0.76	0.79	0.82	0.85	0.88	con't
18	0.65	0.66	0.66	0.67	0.68	0.69	0.72	0.74	0.77	0.79	0.82	0.85	0.89	con't
19	0.63	0.64	0.64	0.65	0.67	0.70	0.71	0.74	0.77	0.79	0.82	0.86	0.90	con't
20	0.60	0.60	0.62	0.63	0.65	0.68	0.71	0.73	0.76	0.79	0.82	0.87	0.92	con't
21	0.56	0.57	0.59	0.61	0.64	0.67	0.70	0.72	0.75	0.79	0.84	0.89	0.94	con't
22	0.52	0.54	0.56	0.60	0.63	0.66	0.69	0.71	0.76	0.81	0.86	0.91	0.98	con't
23	0.48	0.51	0.55	0.59	0.62	0.66	0.69	0.73	0.78	0.83	0.89	0.95	1.03	con't
24	0.44	0.48	0.54	0.59	0.63	0.67	0.71	0.76	0.81	0.87	0.93	1.00	1.09	con't
25	0.40	0.47	0.54	0.60	0.65	0.69	0.74	0.79	0.85	0.91	0.99	1.06	1.15	con't
26	0.39	0.47	0.55	0.62	0.67	0.72	0.78	0.83	0.89	0.97	1.05	1.13	1.23	con't
27	0.40	0.49	0.57	0.64	0.70	0.75	0.81	0.87	0.94	1.03	1.12	1.22	1.33	con't
28	0.41	0.50	0.59	0.66	0.74	0.79	0.85	0.92	1.00	1.10	1.20	1.32	1.44	con't
29	0.42	0.52	0.61	0.69	0.77	0.83	0.90	0.98	1.07	1.18	1.29	1.42	1.55	con't
30	0.43	0.54	0.63	0.71	0.79	0.88	0.96	1.04	1.14	1.26	1.38	1.52	1.68	con't
31	0.44	0.55	0.64	0.73	0.82	0.92	1.01	1.11	1.21	1.32	1.46	1.63	1.84	con't
32	0.46	0.56	0.66	0.76	0.86	0.96	1.07	1.17	1.28	1.40	1.56	1.77	2.02	con't
33	0.48	0.58	0.70	0.80	0.91	1.02	1.14	1.25	1.36	1.50	1.69	1.93	2.21	con't
34	0.50	0.61	0.73	0.84	0.96	1.09	1.22	1.35	1.48	1.65	1.86	2.12	2.41	con't
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	1 of 6

	Blended 60% Male, 40% Female Composite Select & Ultimate Age Last Birthday
Issue Age	Duration	Att Age
14	15	16	17	18	19	20	21	22	23	24	25	Ultimate
0	0.36	0.45	0.54	0.63	0.70	0.74	0.77	0.79	0.80	0.81	0.83	0.85	0.88	25
1	0.40	0.52	0.61	0.68	0.73	0.76	0.78	0.80	0.81	0.83	0.85	0.87	0.92	26
2	0.48	0.59	0.66	0.72	0.76	0.78	0.80	0.81	0.83	0.85	0.87	0.90	0.94	27
3	0.58	0.66	0.71	0.75	0.78	0.80	0.81	0.83	0.85	0.87	0.90	0.92	0.95	28
4	0.66	0.71	0.75	0.77	0.80	0.81	0.83	0.85	0.87	0.89	0.92	0.93	0.95	29
5	0.71	0.75	0.77	0.79	0.81	0.83	0.85	0.87	0.89	0.90	0.92	0.94	0.96	30
6	0.74	0.77	0.79	0.80	0.82	0.84	0.86	0.88	0.89	0.91	0.93	0.95	0.98	31
7	0.76	0.78	0.80	0.81	0.84	0.86	0.88	0.89	0.91	0.93	0.95	0.97	1.00	32
8	0.77	0.79	0.80	0.83	0.86	0.87	0.89	0.91	0.93	0.95	0.97	1.00	1.04	33
9	0.78	0.80	0.82	0.85	0.87	0.89	0.91	0.93	0.95	0.97	1.00	1.04	1.08	34
10	0.79	0.82	0.84	0.87	0.89	0.91	0.93	0.95	0.97	1.00	1.04	1.08	1.14	35
11	0.81	0.84	0.87	0.89	0.91	0.93	0.95	0.97	1.00	1.04	1.08	1.14	1.21	36
12	0.83	0.86	0.89	0.91	0.93	0.95	0.97	1.00	1.04	1.08	1.14	1.21	1.29	37
13	0.86	0.88	0.91	0.93	0.95	0.97	1.00	1.04	1.08	1.14	1.21	1.29	1.37	38
14	0.88	0.90	0.93	0.95	0.97	1.00	1.04	1.08	1.14	1.21	1.28	1.37	1.46	39
15	0.90	0.92	0.95	0.97	1.00	1.04	1.08	1.14	1.21	1.28	1.37	1.46	1.57	40
16	0.91	0.94	0.96	1.00	1.04	1.08	1.14	1.21	1.28	1.37	1.46	1.57	1.70	41
17	0.92	0.96	0.98	1.04	1.08	1.14	1.21	1.28	1.37	1.46	1.57	1.70	1.85	42
18	0.94	0.98	1.02	1.08	1.14	1.21	1.28	1.37	1.46	1.57	1.70	1.85	2.02	43
19	0.96	1.02	1.07	1.14	1.21	1.28	1.37	1.46	1.57	1.70	1.85	2.02	2.23	44
20	0.98	1.06	1.14	1.20	1.28	1.37	1.46	1.57	1.70	1.85	2.02	2.23	2.45	45
21	1.02	1.11	1.20	1.27	1.36	1.46	1.57	1.70	1.85	2.02	2.23	2.45	2.68	46
22	1.06	1.17	1.26	1.36	1.45	1.57	1.70	1.85	2.02	2.23	2.45	2.68	2.90	47
23	1.12	1.23	1.34	1.44	1.56	1.70	1.85	2.02	2.23	2.45	2.67	2.90	3.11	48
24	1.18	1.31	1.43	1.55	1.69	1.85	2.02	2.23	2.45	2.67	2.89	3.11	3.35	49
25	1.26	1.39	1.54	1.68	1.84	2.02	2.23	2.45	2.66	2.88	3.10	3.35	3.64	50
26	1.36	1.50	1.66	1.83	2.01	2.23	2.45	2.66	2.87	3.10	3.35	3.64	4.00	51
27	1.48	1.62	1.81	1.99	2.21	2.45	2.66	2.87	3.09	3.35	3.64	4.00	4.42	52
28	1.60	1.77	1.98	2.19	2.42	2.65	2.86	3.09	3.35	3.64	4.00	4.42	4.89	53
29	1.72	1.93	2.16	2.40	2.63	2.85	3.09	3.35	3.64	3.99	4.41	4.88	5.44	54
30	1.87	2.11	2.35	2.60	2.84	3.08	3.34	3.63	3.97	4.41	4.87	5.39	6.06	55
31	2.07	2.32	2.57	2.82	3.07	3.33	3.62	3.97	4.39	4.86	5.37	5.95	6.72	56
32	2.28	2.54	2.80	3.05	3.32	3.62	3.96	4.38	4.85	5.35	5.92	6.55	7.37	57
33	2.49	2.76	3.02	3.30	3.61	3.95	4.37	4.83	5.33	5.89	6.51	7.16	8.01	58
34	2.71	2.99	3.28	3.59	3.94	4.35	4.81	5.30	5.86	6.47	7.11	7.78	8.72	59
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	2 of 6

	Blended 60% Male, 40% Female Composite Select & Ultimate Age Last Birthday
Issue Age	Duration
1	2	3	4	5	6	7	8	9	10	11	12	13	con't
35	0.53	0.64	0.76	0.88	1.02	1.15	1.30	1.46	1.63	1.83	2.06	2.33	2.63	con't
36	0.56	0.67	0.80	0.93	1.07	1.22	1.39	1.59	1.80	2.02	2.26	2.54	2.85	con't
37	0.59	0.72	0.85	0.99	1.13	1.31	1.51	1.74	1.99	2.22	2.47	2.76	3.09	con't
38	0.63	0.78	0.92	1.06	1.22	1.42	1.66	1.92	2.18	2.43	2.68	3.00	3.37	con't
39	0.68	0.84	1.00	1.15	1.33	1.56	1.83	2.10	2.37	2.63	2.92	3.28	3.68	con't
40	0.73	0.91	1.09	1.26	1.46	1.73	2.01	2.30	2.57	2.87	3.21	3.60	4.04	con't
41	0.79	1.00	1.20	1.40	1.63	1.90	2.21	2.50	2.81	3.15	3.54	3.97	4.44	con't
42	0.85	1.08	1.31	1.53	1.79	2.07	2.39	2.72	3.07	3.45	3.88	4.36	4.90	con't
43	0.91	1.16	1.41	1.66	1.93	2.23	2.58	2.96	3.34	3.77	4.23	4.80	5.42	con't
44	1.00	1.26	1.52	1.78	2.08	2.42	2.81	3.22	3.66	4.12	4.64	5.30	5.96	con't
45	1.09	1.36	1.64	1.92	2.25	2.64	3.07	3.53	4.01	4.51	5.12	5.84	6.50	con't
46	1.19	1.46	1.75	2.07	2.44	2.88	3.35	3.87	4.39	4.98	5.63	6.36	7.03	con't
47	1.29	1.58	1.88	2.24	2.65	3.12	3.64	4.21	4.78	5.47	6.13	6.87	7.60	con't
48	1.39	1.70	2.06	2.44	2.87	3.36	3.93	4.56	5.19	5.91	6.62	7.42	8.29	con't
49	1.48	1.85	2.25	2.66	3.11	3.62	4.23	4.91	5.57	6.32	7.13	8.09	9.13	con't
50	1.59	2.04	2.46	2.89	3.36	3.89	4.53	5.24	5.95	6.76	7.73	8.90	10.12	con't
51	1.72	2.25	2.70	3.15	3.63	4.18	4.83	5.57	6.38	7.32	8.48	9.85	11.19	con't
52	1.83	2.45	2.94	3.42	3.91	4.48	5.17	5.99	6.91	8.03	9.36	10.88	12.15	con't
53	1.92	2.63	3.18	3.69	4.20	4.82	5.59	6.54	7.57	8.86	10.33	11.81	13.09	con't
54	2.02	2.82	3.44	3.96	4.51	5.20	6.11	7.18	8.32	9.74	11.18	12.68	14.19	con't
55	2.13	3.01	3.69	4.25	4.86	5.66	6.70	7.89	9.14	10.53	11.98	13.70	15.46	con't
56	2.25	3.20	3.95	4.58	5.28	6.21	7.37	8.67	9.98	11.40	13.06	14.96	16.93	con't
57	2.38	3.40	4.23	4.95	5.79	6.85	8.10	9.46	10.81	12.43	14.30	16.44	18.66	con't
58	2.54	3.62	4.55	5.39	6.36	7.54	8.86	10.25	11.63	13.44	15.54	18.03	20.68	con't
59	2.74	3.87	4.90	5.86	6.97	8.26	9.64	11.06	12.48	14.50	16.89	19.72	22.86	con't
60	2.96	4.14	5.27	6.34	7.60	8.98	10.43	11.88	13.37	15.65	18.36	21.47	24.92	con't
61	3.22	4.43	5.66	6.85	8.23	9.72	11.24	12.76	14.36	16.94	19.90	23.23	26.90	con't
62	3.48	4.77	6.11	7.41	8.90	10.51	12.14	13.79	15.56	18.40	21.59	25.14	29.11	con't
63	3.73	5.28	6.63	8.05	9.65	11.37	13.16	15.00	16.99	20.07	23.51	27.37	31.75	con't
64	3.98	5.81	7.18	8.74	10.47	12.33	14.29	16.36	18.61	21.94	25.71	29.99	34.88	con't
65	4.17	6.28	7.79	9.48	11.39	13.40	15.53	17.82	20.36	24.01	28.19	32.98	38.50	con't
66	4.37	6.86	8.48	10.30	12.45	14.60	16.88	19.39	22.23	26.28	30.96	36.36	42.61	con't
67	4.75	7.50	9.27	11.22	13.55	15.95	18.53	21.32	24.44	28.97	34.24	40.35	47.30	con't
68	5.27	8.21	10.14	12.25	14.50	17.52	20.36	23.39	26.82	31.92	37.87	44.65	52.36	con't
69	5.82	8.99	11.12	13.40	15.36	19.26	22.19	25.42	29.90	35.68	42.32	49.86	58.32	con't
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	3 of 6

	Blended 60% Male, 40% Female Composite Select & Ultimate Age Last Birthday
Issue Age	Duration	Att Age
14	15	16	17	18	19	20	21	22	23	24	25	Ultimate
35	2.94	3.25	3.58	3.93	4.33	4.78	5.27	5.82	6.43	7.06	7.73	8.44	9.57	60
36	3.20	3.55	3.92	4.31	4.75	5.24	5.78	6.38	7.02	7.69	8.42	9.23	10.56	61
37	3.48	3.87	4.28	4.72	5.21	5.75	6.34	6.97	7.65	8.39	9.22	10.19	11.67	62
38	3.78	4.22	4.68	5.17	5.72	6.30	6.93	7.61	8.37	9.21	10.18	11.30	12.88	63
39	4.12	4.59	5.11	5.67	6.27	6.90	7.58	8.34	9.20	10.17	11.27	12.47	14.15	64
40	4.51	5.04	5.61	6.22	6.86	7.55	8.31	9.18	10.15	11.24	12.44	13.63	15.48	65
41	4.97	5.57	6.16	6.80	7.51	8.28	9.16	10.14	11.22	12.40	13.63	14.75	16.85	66
42	5.50	6.13	6.73	7.43	8.24	9.13	10.11	11.19	12.35	13.57	14.75	15.97	18.30	67
43	6.05	6.68	7.34	8.15	9.07	10.08	11.16	12.31	13.50	14.71	15.94	17.36	19.84	68
44	6.59	7.24	8.04	8.98	10.00	11.11	12.28	13.45	14.66	15.90	17.32	18.95	21.54	69
45	7.13	7.91	8.85	9.89	11.02	12.21	13.41	14.60	15.83	17.23	18.95	20.88	23.49	70
46	7.74	8.70	9.76	10.90	12.11	13.35	14.56	15.76	17.14	18.84	20.88	23.14	25.81	71
47	8.47	9.58	10.76	12.01	13.26	14.52	15.71	17.04	18.72	20.75	23.14	25.64	28.47	72
48	9.32	10.55	11.86	13.15	14.42	15.67	16.96	18.61	20.62	22.99	25.64	28.29	31.27	73
49	10.31	11.62	13.00	14.28	15.55	16.83	18.50	20.50	22.85	25.47	28.29	31.08	34.30	74
50	11.41	12.70	14.14	15.40	16.68	18.27	20.37	22.72	25.32	28.11	31.08	34.07	37.62	75
51	12.40	13.75	15.23	16.53	18.09	20.12	22.57	25.16	27.94	30.89	34.07	37.37	41.30	76
52	13.35	14.83	16.36	17.95	19.94	22.29	25.00	27.77	30.70	33.86	37.37	41.05	45.49	77
53	14.48	16.08	17.79	19.78	22.09	24.69	27.59	30.50	33.65	37.14	41.05	45.21	50.24	78
54	15.78	17.60	19.61	21.92	24.49	27.24	30.31	33.44	36.90	40.80	45.21	49.94	55.49	79
55	17.28	19.41	21.74	24.31	27.05	29.92	33.23	36.67	40.54	44.94	49.93	55.16	61.50	80
56	19.05	21.51	24.10	26.86	29.73	32.81	36.45	40.28	44.65	49.63	55.15	60.88	68.25	81
57	21.11	23.84	26.62	29.57	32.59	35.98	40.03	44.37	49.32	54.81	60.87	67.06	75.32	82
58	23.40	26.33	29.29	32.49	35.74	39.52	44.08	49.00	54.46	60.50	67.05	73.58	82.87	83
59	25.84	28.97	32.17	35.70	39.26	43.52	48.69	54.11	60.11	66.63	73.57	80.64	91.19	84
60	28.46	31.84	35.39	39.24	43.24	48.06	53.77	59.73	66.21	73.11	80.62	88.37	100.02	85
61	31.00	35.04	39.02	43.22	47.74	53.07	59.34	65.78	72.65	80.11	88.35	96.82	109.85	86
62	33.61	38.58	43.14	47.73	52.72	58.58	65.35	72.18	79.62	87.79	96.79	105.94	120.98	87
63	36.75	42.51	47.71	52.70	58.18	64.51	71.71	79.11	87.25	96.19	105.90	115.66	132.63	88
64	40.52	47.02	52.68	58.16	64.07	70.80	78.59	86.69	95.59	105.24	115.60	125.89	144.30	89
65	44.88	52.02	58.13	64.05	70.32	77.59	86.12	94.98	104.59	114.89	125.82	136.58	154.00	90
66	49.69	57.35	64.02	70.29	77.07	85.04	94.37	103.94	114.19	125.08	136.52	147.43	162.99	91
67	55.16	63.21	70.26	77.04	84.49	93.21	103.28	113.50	124.34	135.75	147.38	158.41	174.78	92
68	60.91	69.25	77.01	84.45	92.60	102.03	112.80	123.61	134.97	146.58	158.35	170.36	189.39	93
69	67.37	76.31	84.42	92.56	101.37	111.45	122.86	134.19	145.75	157.51	170.29	183.21	207.11	94
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	4 of 6

	Blended 60% Male, 40% Female Composite Select & Ultimate Age Last Birthday	5 of 6
Issue Age	Duration
1	2	3	4	5	6	7	8	9	10	11	12	13	con't
70	6.65	9.87	12.22	14.47	16.85	21.05	24.07	28.58	33.54	40.01	47.41	55.71	64.90	con't
71	8.17	10.83	13.44	15.90	18.97	22.76	26.31	31.44	36.36	43.44	51.44	60.33	70.27	con't
72	9.68	12.21	14.99	17.86	20.99	24.51	28.55	33.78	38.87	46.48	55.00	64.56	75.29	con't
73	10.86	13.69	16.66	19.79	23.06	26.66	31.46	36.92	42.15	50.36	59.59	70.01	81.48	con't
74	12.25	14.85	18.20	21.91	25.41	29.76	35.07	40.37	47.59	56.65	66.87	78.37	90.53	con't
75	13.34	16.22	20.00	24.28	28.27	33.32	38.67	45.65	55.00	65.11	76.52	89.26	102.15	con't
76	14.11	17.84	22.12	26.91	31.67	37.01	43.72	52.81	61.89	73.81	86.39	100.27	113.78	con't
77	15.19	19.55	24.51	30.17	35.47	41.89	50.68	59.87	70.63	83.75	97.48	112.47	126.49	con't
78	16.34	21.55	27.34	34.08	40.18	48.64	57.87	68.53	79.72	93.19	107.97	123.87	138.18	con't
79	17.57	24.09	30.83	38.66	46.76	55.98	66.49	77.45	87.97	102.36	118.06	134.32	148.96	con't
80	19.17	27.31	35.13	44.14	54.34	64.64	75.33	85.72	98.33	113.74	130.16	147.68	165.53	con't
81	21.08	31.31	40.36	50.63	62.07	73.41	83.63	96.00	107.72	126.49	144.44	165.30	182.65	con't
82	23.47	36.26	46.63	58.15	70.77	81.80	93.87	105.34	121.10	141.73	163.15	182.65	195.99	con't
83	27.12	42.21	53.96	66.65	80.35	92.07	103.21	118.69	139.11	160.24	180.14	195.99	210.26	con't
84	32.19	49.19	62.29	76.03	90.70	101.45	116.56	136.66	157.45	176.96	192.84	209.85	225.62	con't
85	39.05	57.29	71.57	86.33	100.21	114.88	134.52	154.92	173.94	189.37	206.04	224.02	242.75	con't
86	47.03	66.53	81.94	97.75	113.81	132.92	152.79	171.27	186.13	202.27	219.79	239.25	260.46	con't
87	56.36	77.06	93.78	113.50	132.03	151.28	169.11	183.31	198.78	215.68	234.56	255.30	277.80	con't
88	68.44	89.26	110.45	131.83	150.62	167.70	181.10	195.81	211.95	230.11	250.13	271.96	294.23	con't
89	82.64	106.91	129.86	150.47	167.28	179.79	193.59	208.86	226.18	245.36	266.35	288.16	309.06	con't
90	102.32	127.57	149.62	167.17	179.55	192.42	206.68	223.01	241.24	261.27	282.44	302.96	324.48	con't
91	124.63	148.66	167.09	179.44	192.26	205.67	220.89	238.02	256.94	277.32	297.27	317.95	340.87	con't
92	147.45	167.04	179.36	192.14	205.51	220.07	235.96	253.65	273.05	292.25	311.93	333.91	358.20	con't
93	167.00	179.31	192.07	205.39	219.91	235.36	251.68	269.92	288.18	306.68	327.56	350.83	376.52	con't
94	179.27	192.02	205.32	219.80	235.20	251.31	268.23	285.33	302.49	322.09	344.16	368.73	395.80	con't
95	191.98	205.27	219.73	235.09	251.15	268.09	284.03	299.68	317.82	338.50	361.76	387.61	416.01	con't
96	205.23	219.67	235.02	251.03	267.99	284.03	298.57	315.06	334.16	355.92	380.36	407.44	437.16	con't
97	219.64	234.97	250.97	267.93	284.03	298.57	314.19	331.49	351.54	374.35	399.91	428.21	459.22	con't
98	234.95	250.92	267.89	284.03	298.57	314.19	330.87	348.99	369.95	393.76	420.42	449.91	482.22	con't
99	250.91	267.86	284.03	298.57	314.19	330.87	348.71	368.44	391.05	416.53	444.86	476.04	510.02	con't

74.47

84.30

92.52

101.32

110.74

121.41

133.39

144.91

156.65

169.75

183.07

196.61

226.31

	Blended 60% Male, 40% Female Composite Select & Ultimate Age Last Birthday	6 of 6
Issue Age	Duration	Att Age
14	15	16	17	18	19	20	21	22	23	24	25	Ultimate
70	74.47	84.30	92.52	101.32	110.74	121.41	133.39	144.91	156.65	169.75	183.07	196.61	226.31	95
71	80.31	90.96	101.25	110.68	120.64	131.85	144.07	155.77	169.22	182.91	196.39	210.84	245.46	96
72	85.75	97.11	109.52	120.58	131.04	142.46	154.90	168.68	182.77	196.17	210.52	226.01	259.57	97
73	92.53	104.63	117.72	130.98	141.63	153.26	168.18	182.68	196.04	210.33	225.72	242.91	268.86	98
74	102.47	115.41	129.14	141.60	152.45	167.30	182.65	196.00	210.27	225.64	242.77	261.68	284.27	99
75	115.08	128.90	141.59	152.44	166.87	182.65	195.99	210.26	225.62	242.75	261.64	282.36	303.09	100
76	127.55	140.95	152.44	166.87	182.65	195.99	210.26	225.62	242.75	261.64	282.36	303.09	323.14	101
77	139.83	152.02	166.87	182.65	195.99	210.26	225.62	242.75	261.64	282.36	303.09	323.14	345.67	102
78	151.65	166.87	182.65	195.99	210.26	225.62	242.75	261.64	282.36	303.09	323.14	345.67	370.87	103
79	166.44	182.65	195.99	210.26	225.62	242.75	261.64	282.36	303.09	323.14	345.67	370.87	398.77	104
80	182.65	195.99	210.26	225.62	242.75	261.64	282.36	303.09	323.14	345.67	370.87	398.77	428.69	105
81	195.99	210.26	225.62	242.75	261.64	282.36	303.09	323.14	345.67	370.87	398.77	428.69	459.73	106
82	210.26	225.62	242.75	261.64	282.36	303.09	323.14	345.67	370.87	398.77	428.69	459.73	491.64	107
83	225.62	242.75	261.64	282.36	303.09	323.14	345.67	370.87	398.77	428.69	459.73	491.64	524.37	108
84	242.75	261.64	282.36	303.09	323.14	345.67	370.87	398.77	428.69	459.73	491.64	524.37	558.36	109
85	261.64	282.36	303.09	323.14	345.67	370.87	398.77	428.69	459.73	491.64	524.37	558.36	592.68	110
86	282.01	303.09	323.14	345.67	370.87	398.77	428.55	459.59	491.64	524.37	558.36	592.68	626.07	111
87	300.40	321.24	343.81	368.72	396.10	425.82	456.71	489.14	522.72	557.52	592.68	626.07	658.29	112
88	315.38	338.17	362.97	389.75	418.48	449.09	481.53	515.73	551.64	589.21	626.07	658.29	691.50	113
89	331.30	355.61	381.99	410.42	440.82	473.15	507.34	543.33	581.07	620.51	658.29	691.50	732.32	114
90	348.17	374.02	402.00	432.06	464.13	498.18	534.13	571.93	611.52	652.88	691.42	732.32	771.58	115
91	366.01	393.40	422.96	454.65	488.40	524.16	561.89	601.52	642.99	686.28	731.36	771.58	812.59	116
92	384.83	413.73	444.86	478.17	513.60	551.10	590.61	632.09	675.47	720.73	767.86	812.59	856.12	117
93	404.60	435.00	467.69	502.62	539.74	578.99	620.30	663.62	708.93	756.22	805.42	856.12	897.27	118
94	425.29	457.19	491.43	528.00	566.81	607.80	650.91	696.09	743.40	792.74	844.05	897.27	940.18	119
95	446.92	480.29	516.11	554.30	594.79	637.50	682.40	729.56	778.87	830.27	883.71	940.18	1,000.00	120
96	469.46	504.32	541.69	581.48	623.61	668.05	714.89	763.99	815.33	868.80	926.88	1,000.00
97	492.93	529.26	568.16	609.49	653.26	699.57	748.29	799.36	852.71	912.81	1,000.00
98	517.31	555.07	595.41	638.29	683.88	731.99	782.60	835.63	898.23	1,000.00
99	546.71	585.97	627.78	672.32	719.38	768.92	820.86	883.36	1,000.00

Section 1412.APPENDIX A 2001 CSO Mortality Tables

Section 1412.ILLUSTRATION II Blended 50% Male, 50% Female Composite Select & Ultimate Age Last Birthday

	Blended 50% Male, 50% Female Composite Select & Ultimate Age Last Birthday
Issue Age	Duration
1	2	3	4	5	6	7	8	9	10	11	12	13	con't
0	0.57	0.39	0.28	0.22	0.20	0.20	0.20	0.22	0.22	0.22	0.23	0.26	0.31	con't
1	0.36	0.27	0.22	0.20	0.20	0.19	0.21	0.22	0.21	0.22	0.24	0.29	0.33	con't
2	0.27	0.21	0.20	0.20	0.19	0.20	0.22	0.21	0.22	0.23	0.27	0.31	0.37	con't
3	0.21	0.19	0.19	0.19	0.20	0.20	0.21	0.22	0.22	0.26	0.31	0.36	0.46	con't
4	0.19	0.19	0.19	0.20	0.20	0.20	0.22	0.22	0.26	0.30	0.36	0.45	0.55	con't
5	0.19	0.19	0.19	0.20	0.20	0.20	0.22	0.25	0.29	0.35	0.45	0.54	0.61	con't
6	0.19	0.19	0.20	0.20	0.20	0.21	0.25	0.29	0.35	0.45	0.54	0.60	0.66	con't
7	0.19	0.20	0.19	0.20	0.20	0.24	0.28	0.34	0.44	0.54	0.60	0.65	0.69	con't
8	0.20	0.19	0.20	0.20	0.23	0.28	0.34	0.44	0.53	0.60	0.65	0.68	0.70	con't
9	0.19	0.20	0.20	0.23	0.27	0.33	0.43	0.53	0.59	0.65	0.68	0.70	0.71	con't
10	0.20	0.20	0.22	0.26	0.32	0.43	0.52	0.59	0.64	0.68	0.69	0.70	0.72	con't
11	0.19	0.22	0.26	0.32	0.42	0.52	0.59	0.63	0.67	0.69	0.69	0.71	0.73	con't
12	0.21	0.26	0.31	0.42	0.52	0.58	0.63	0.66	0.68	0.68	0.70	0.72	0.75	con't
13	0.25	0.31	0.42	0.52	0.58	0.62	0.65	0.67	0.67	0.69	0.71	0.74	0.77	con't
14	0.30	0.42	0.52	0.58	0.62	0.64	0.66	0.66	0.68	0.69	0.73	0.76	0.80	con't
15	0.41	0.52	0.58	0.62	0.63	0.64	0.65	0.67	0.68	0.71	0.74	0.78	0.82	con't
16	0.52	0.58	0.62	0.63	0.64	0.64	0.66	0.67	0.70	0.73	0.76	0.80	0.83	con't
17	0.58	0.61	0.63	0.63	0.64	0.65	0.66	0.68	0.71	0.74	0.77	0.81	0.84	con't
18	0.60	0.61	0.61	0.62	0.63	0.64	0.67	0.69	0.72	0.75	0.78	0.82	0.85	con't
19	0.58	0.59	0.60	0.61	0.62	0.65	0.67	0.70	0.73	0.75	0.79	0.82	0.87	con't
20	0.55	0.56	0.57	0.58	0.61	0.63	0.66	0.70	0.73	0.76	0.79	0.84	0.89	con't
21	0.52	0.53	0.54	0.57	0.60	0.62	0.67	0.69	0.73	0.76	0.81	0.86	0.92	con't
22	0.48	0.50	0.52	0.56	0.59	0.63	0.66	0.69	0.73	0.79	0.84	0.89	0.96	con't
23	0.45	0.47	0.51	0.55	0.59	0.63	0.67	0.71	0.76	0.82	0.87	0.93	1.01	con't
24	0.41	0.45	0.50	0.56	0.61	0.64	0.68	0.73	0.80	0.85	0.91	0.99	1.07	con't
25	0.38	0.44	0.51	0.58	0.62	0.66	0.71	0.77	0.83	0.89	0.97	1.04	1.13	con't
26	0.37	0.45	0.53	0.59	0.64	0.69	0.75	0.81	0.87	0.95	1.03	1.11	1.21	con't
27	0.38	0.47	0.54	0.61	0.67	0.73	0.79	0.85	0.92	1.00	1.09	1.19	1.30	con't
28	0.39	0.48	0.56	0.64	0.71	0.77	0.83	0.90	0.97	1.07	1.17	1.28	1.40	con't
29	0.40	0.49	0.58	0.66	0.74	0.81	0.88	0.95	1.04	1.15	1.25	1.37	1.51	con't
30	0.41	0.51	0.60	0.69	0.77	0.85	0.93	1.01	1.11	1.22	1.33	1.47	1.63	con't
31	0.42	0.52	0.62	0.71	0.80	0.89	0.98	1.07	1.17	1.28	1.41	1.58	1.78	con't
32	0.44	0.54	0.64	0.74	0.83	0.93	1.04	1.13	1.24	1.36	1.51	1.71	1.96	con't
33	0.47	0.57	0.67	0.77	0.88	0.99	1.10	1.21	1.32	1.46	1.65	1.88	2.14	con't
34	0.49	0.59	0.70	0.81	0.93	1.05	1.18	1.31	1.43	1.60	1.82	2.06	2.35	con't
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	1 of 6

	Blended 50% Male, 50% Female Composite Select & Ultimate Age Last Birthday
Issue Age	Duration	Att Age
14	15	16	17	18	19	20	21	22	23	24	25	Ultimate
0	0.35	0.43	0.51	0.59	0.65	0.70	0.72	0.74	0.75	0.76	0.78	0.80	0.82	25
1	0.38	0.49	0.57	0.63	0.68	0.72	0.73	0.75	0.76	0.78	0.80	0.82	0.86	26
2	0.46	0.55	0.62	0.67	0.71	0.73	0.75	0.76	0.78	0.80	0.82	0.85	0.89	27
3	0.55	0.61	0.66	0.70	0.73	0.75	0.76	0.78	0.80	0.82	0.85	0.87	0.90	28
4	0.61	0.66	0.70	0.72	0.75	0.76	0.78	0.80	0.82	0.84	0.87	0.89	0.91	29
5	0.66	0.70	0.72	0.74	0.76	0.78	0.80	0.81	0.84	0.86	0.88	0.90	0.92	30
6	0.69	0.71	0.74	0.75	0.77	0.79	0.81	0.83	0.85	0.87	0.89	0.91	0.94	31
7	0.71	0.73	0.75	0.76	0.79	0.80	0.82	0.85	0.87	0.88	0.90	0.93	0.97	32
8	0.72	0.74	0.75	0.78	0.80	0.82	0.85	0.87	0.88	0.90	0.93	0.97	1.01	33
9	0.73	0.75	0.77	0.80	0.82	0.85	0.87	0.88	0.90	0.93	0.97	1.01	1.06	34
10	0.74	0.77	0.79	0.82	0.84	0.87	0.88	0.90	0.93	0.97	1.01	1.06	1.12	35
11	0.76	0.79	0.81	0.84	0.86	0.88	0.90	0.93	0.97	1.01	1.06	1.12	1.19	36
12	0.78	0.81	0.84	0.86	0.88	0.90	0.93	0.97	1.01	1.06	1.12	1.19	1.27	37
13	0.81	0.84	0.86	0.88	0.90	0.93	0.97	1.01	1.06	1.12	1.19	1.26	1.35	38
14	0.83	0.86	0.88	0.90	0.93	0.97	1.01	1.06	1.12	1.19	1.26	1.34	1.43	39
15	0.85	0.88	0.90	0.93	0.97	1.01	1.06	1.12	1.19	1.26	1.34	1.43	1.53	40
16	0.87	0.90	0.92	0.97	1.01	1.06	1.12	1.19	1.26	1.34	1.43	1.53	1.65	41
17	0.88	0.92	0.95	1.01	1.06	1.12	1.19	1.26	1.34	1.43	1.53	1.65	1.79	42
18	0.90	0.95	0.99	1.06	1.12	1.19	1.26	1.34	1.43	1.53	1.65	1.79	1.96	43
19	0.93	0.99	1.05	1.12	1.19	1.26	1.34	1.43	1.53	1.65	1.79	1.96	2.16	44
20	0.96	1.03	1.12	1.18	1.26	1.34	1.43	1.53	1.65	1.79	1.96	2.16	2.36	45
21	1.00	1.09	1.17	1.25	1.34	1.42	1.53	1.65	1.79	1.96	2.16	2.36	2.59	46
22	1.05	1.14	1.24	1.33	1.42	1.53	1.65	1.79	1.96	2.16	2.36	2.59	2.81	47
23	1.10	1.21	1.31	1.41	1.52	1.65	1.79	1.96	2.16	2.36	2.59	2.81	3.03	48
24	1.16	1.28	1.40	1.51	1.64	1.79	1.96	2.16	2.36	2.58	2.80	3.03	3.28	49
25	1.24	1.36	1.50	1.63	1.78	1.96	2.16	2.36	2.58	2.80	3.02	3.28	3.57	50
26	1.33	1.46	1.61	1.77	1.95	2.15	2.36	2.58	2.79	3.02	3.28	3.57	3.93	51
27	1.43	1.57	1.75	1.93	2.13	2.36	2.57	2.79	3.02	3.28	3.57	3.93	4.34	52
28	1.55	1.71	1.91	2.12	2.34	2.57	2.78	3.02	3.28	3.57	3.93	4.34	4.81	53
29	1.67	1.87	2.09	2.32	2.55	2.77	3.01	3.28	3.57	3.93	4.34	4.80	5.34	54
30	1.82	2.04	2.28	2.52	2.75	3.00	3.27	3.57	3.91	4.34	4.79	5.30	5.94	55
31	2.01	2.25	2.49	2.74	2.98	3.26	3.56	3.90	4.32	4.78	5.28	5.85	6.58	56
32	2.20	2.46	2.71	2.97	3.24	3.54	3.89	4.31	4.77	5.27	5.82	6.45	7.22	57
33	2.41	2.68	2.94	3.23	3.53	3.88	4.29	4.75	5.25	5.80	6.40	7.05	7.85	58
34	2.63	2.91	3.21	3.52	3.87	4.28	4.73	5.22	5.77	6.36	7.00	7.66	8.55	59
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	2 of 6

	Blended 50% Male, 50% Female Composite Select & Ultimate Age Last Birthday
Issue Age	Duration
1	2	3	4	5	6	7	8	9	10	11	12	13	con't
35	0.52	0.62	0.74	0.86	0.98	1.12	1.26	1.41	1.58	1.78	2.01	2.27	2.56	con't
36	0.54	0.65	0.77	0.90	1.04	1.19	1.35	1.54	1.75	1.97	2.21	2.48	2.79	con't
37	0.58	0.69	0.82	0.96	1.10	1.27	1.47	1.70	1.93	2.17	2.42	2.70	3.04	con't
38	0.62	0.75	0.89	1.03	1.18	1.38	1.62	1.86	2.12	2.37	2.63	2.95	3.31	con't
39	0.66	0.82	0.97	1.11	1.29	1.52	1.78	2.04	2.31	2.58	2.88	3.22	3.61	con't
40	0.71	0.88	1.06	1.22	1.43	1.68	1.95	2.23	2.52	2.81	3.15	3.54	3.97	con't
41	0.77	0.97	1.16	1.36	1.58	1.85	2.14	2.43	2.75	3.08	3.46	3.89	4.36	con't
42	0.83	1.05	1.27	1.49	1.74	2.02	2.33	2.65	3.00	3.38	3.80	4.28	4.81	con't
43	0.90	1.14	1.38	1.62	1.89	2.19	2.53	2.89	3.27	3.69	4.16	4.71	5.31	con't
44	0.98	1.24	1.50	1.75	2.05	2.38	2.76	3.16	3.59	4.04	4.56	5.19	5.84	con't
45	1.07	1.34	1.61	1.89	2.23	2.60	3.02	3.47	3.94	4.43	5.02	5.71	6.37	con't
46	1.17	1.45	1.73	2.05	2.42	2.84	3.30	3.80	4.31	4.88	5.52	6.23	6.89	con't
47	1.28	1.57	1.88	2.23	2.63	3.08	3.59	4.14	4.70	5.35	6.01	6.73	7.45	con't
48	1.38	1.70	2.05	2.43	2.85	3.33	3.88	4.48	5.09	5.79	6.49	7.28	8.12	con't
49	1.47	1.84	2.24	2.64	3.08	3.58	4.18	4.83	5.47	6.20	6.99	7.91	8.92	con't
50	1.57	2.02	2.45	2.87	3.32	3.85	4.47	5.15	5.85	6.64	7.57	8.68	9.85	con't
51	1.69	2.23	2.67	3.11	3.58	4.12	4.76	5.48	6.27	7.17	8.27	9.56	10.84	con't
52	1.79	2.43	2.90	3.37	3.86	4.41	5.09	5.88	6.76	7.83	9.09	10.51	11.75	con't
53	1.89	2.61	3.14	3.63	4.14	4.74	5.49	6.39	7.37	8.60	9.98	11.39	12.65	con't
54	1.99	2.79	3.39	3.89	4.43	5.11	5.96	6.98	8.08	9.41	10.79	12.23	13.71	con't
55	2.11	2.98	3.64	4.18	4.77	5.54	6.52	7.65	8.83	10.15	11.57	13.21	14.92	con't
56	2.23	3.17	3.90	4.50	5.18	6.05	7.15	8.37	9.62	10.99	12.59	14.41	16.31	con't
57	2.35	3.37	4.17	4.86	5.65	6.65	7.82	9.11	10.42	11.97	13.76	15.80	17.94	con't
58	2.51	3.59	4.48	5.28	6.19	7.30	8.54	9.87	11.22	12.95	14.95	17.32	19.85	con't
59	2.69	3.82	4.82	5.72	6.77	7.97	9.29	10.66	12.06	13.99	16.26	18.94	21.91	con't
60	2.90	4.08	5.18	6.18	7.35	8.66	10.05	11.47	12.95	15.13	17.70	20.64	23.92	con't
61	3.14	4.37	5.56	6.66	7.94	9.36	10.83	12.33	13.94	16.39	19.22	22.38	25.90	con't
62	3.39	4.68	5.98	7.18	8.58	10.10	11.68	13.33	15.11	17.83	20.89	24.29	28.10	con't
63	3.64	5.20	6.46	7.77	9.27	10.91	12.65	14.49	16.49	19.45	22.77	26.49	30.71	con't
64	3.90	5.74	6.96	8.39	10.02	11.80	13.72	15.78	18.05	21.28	24.93	29.06	33.77	con't
65	4.11	6.19	7.52	9.07	10.86	12.79	14.88	17.17	19.74	23.28	27.34	31.97	37.28	con't
66	4.30	6.73	8.16	9.83	11.83	13.91	16.17	18.69	21.56	25.50	30.04	35.26	41.25	con't
67	4.66	7.33	8.88	10.68	12.85	15.18	17.72	20.53	23.68	28.10	33.22	39.10	45.77	con't
68	5.17	7.99	9.69	11.63	13.78	16.64	19.45	22.52	26.01	30.97	36.73	43.27	50.66	con't
69	5.71	8.72	10.60	12.71	14.65	18.30	21.23	24.54	28.96	34.56	40.98	48.25	56.38	con't
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	3 of 6

	Blended 50% Male, 50% Female Composite Select & Ultimate Age Last Birthday
Issue Age	Duration	Att Age
14	15	16	17	18	19	20	21	22	23	24	25	Ultimate
35	2.86	3.18	3.50	3.86	4.26	4.70	5.19	5.73	6.32	6.95	7.61	8.31	9.36	60
36	3.13	3.47	3.84	4.23	4.67	5.16	5.69	6.28	6.91	7.57	8.29	9.08	10.30	61
37	3.41	3.79	4.20	4.64	5.12	5.66	6.24	6.86	7.53	8.26	9.06	10.00	11.36	62
38	3.71	4.14	4.60	5.09	5.62	6.21	6.83	7.49	8.24	9.05	9.98	11.05	12.49	63
39	4.05	4.52	5.03	5.58	6.17	6.79	7.46	8.20	9.04	9.96	11.02	12.15	13.69	64
40	4.43	4.96	5.51	6.11	6.75	7.42	8.17	9.01	9.95	10.99	12.12	13.25	14.95	65
41	4.88	5.47	6.05	6.68	7.38	8.14	8.99	9.93	10.97	12.09	13.25	14.35	16.26	66
42	5.39	6.01	6.61	7.31	8.09	8.96	9.91	10.95	12.04	13.20	14.35	15.54	17.65	67
43	5.93	6.56	7.21	8.01	8.90	9.87	10.92	12.01	13.14	14.31	15.50	16.87	19.13	68
44	6.46	7.12	7.90	8.81	9.79	10.86	11.98	13.11	14.27	15.47	16.84	18.40	20.78	69
45	7.00	7.77	8.68	9.69	10.77	11.92	13.07	14.22	15.42	16.76	18.40	20.23	22.65	70
46	7.60	8.52	9.54	10.65	11.81	13.02	14.18	15.36	16.69	18.31	20.23	22.36	24.87	71
47	8.31	9.36	10.50	11.70	12.91	14.15	15.31	16.61	18.21	20.13	22.36	24.73	27.39	72
48	9.12	10.29	11.54	12.78	14.03	15.28	16.54	18.12	20.02	22.24	24.73	27.25	30.07	73
49	10.05	11.30	12.63	13.88	15.15	16.43	18.02	19.92	22.13	24.60	27.25	29.92	32.97	74
50	11.08	12.33	13.72	14.98	16.28	17.83	19.81	22.01	24.47	27.10	29.92	32.78	36.13	75
51	12.02	13.35	14.79	16.10	17.66	19.60	21.89	24.34	26.96	29.76	32.78	35.93	39.64	76
52	12.94	14.39	15.90	17.48	19.43	21.66	24.21	26.81	29.60	32.61	35.93	39.43	43.61	77
53	14.03	15.60	17.29	19.24	21.48	23.94	26.67	29.44	32.43	35.74	39.43	43.38	48.08	78
54	15.28	17.05	19.03	21.27	23.76	26.37	29.28	32.26	35.54	39.22	43.38	47.83	53.01	79
55	16.70	18.77	21.04	23.54	26.21	28.96	32.09	35.36	39.02	43.15	47.83	52.73	58.70	80
56	18.38	20.76	23.28	25.98	28.81	31.74	35.16	38.80	42.92	47.58	52.72	58.10	65.20	81
57	20.32	22.96	25.68	28.60	31.56	34.78	38.59	42.68	47.32	52.45	58.09	63.91	72.00	82
58	22.47	25.33	28.25	31.43	34.58	38.17	42.45	47.06	52.16	57.79	63.90	70.06	79.22	83
59	24.80	27.87	31.04	34.53	37.95	41.99	46.80	51.88	57.47	63.56	70.05	76.71	87.18	84
60	27.31	30.63	34.15	37.94	41.75	46.29	51.59	57.16	63.21	69.68	76.69	83.98	95.54	85
61	29.80	33.72	37.67	41.73	46.02	51.02	56.84	62.86	69.30	76.28	83.96	91.92	104.93	86
62	32.40	37.16	41.64	46.01	50.73	56.21	62.52	68.91	75.87	83.51	91.90	100.50	115.72	87
63	35.50	40.98	45.99	50.71	55.89	61.82	68.53	75.45	83.06	91.41	100.46	109.65	127.02	88
64	39.16	45.34	50.69	55.87	61.46	67.78	75.03	82.61	90.91	99.92	109.58	119.33	138.28	89
65	43.37	50.13	55.84	61.44	67.39	74.22	82.14	90.42	99.38	109.01	119.25	129.52	147.36	90
66	48.01	55.20	61.41	67.36	73.80	81.27	89.92	98.85	108.44	118.65	129.45	139.99	155.78	91
67	53.28	60.75	67.34	73.77	80.82	88.99	98.33	107.89	118.07	128.83	139.94	150.78	167.46	92
68	58.84	66.51	73.74	80.79	88.50	97.33	107.33	117.48	128.22	139.30	150.72	162.55	182.32	93
69	64.99	73.18	80.76	88.46	96.80	106.26	116.89	127.58	138.65	150.06	162.47	175.29	200.58	94
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	4 of 6

	Blended 50% Male, 50% Female Composite Select & Ultimate Age Last Birthday	5 of 6
Issue Age	Duration
1	2	3	4	5	6	7	8	9	10	11	12	13	con't
70	6.49	9.54	11.63	13.74	16.08	20.02	23.10	27.52	32.43	38.70	45.84	53.84	62.67	con't
71	7.99	10.44	12.77	15.10	18.05	21.72	25.31	30.33	35.29	42.16	49.92	58.52	68.09	con't
72	9.48	11.69	14.21	16.92	19.99	23.51	27.59	32.77	37.99	45.41	53.71	62.98	73.34	con't
73	10.57	13.05	15.77	18.76	22.02	25.68	30.47	35.95	41.41	49.44	58.44	68.55	79.58	con't
74	11.83	14.17	17.27	20.81	24.32	28.70	34.00	39.48	46.66	55.51	65.45	76.57	88.13	con't
75	12.88	15.50	19.02	23.11	27.12	32.16	37.62	44.56	53.61	63.43	74.48	86.73	98.86	con't
76	13.71	17.10	21.10	25.69	30.43	35.81	42.50	51.27	60.23	71.66	83.77	97.11	109.69	con't
77	14.85	18.83	23.47	28.87	34.14	40.52	49.00	58.00	68.44	80.98	94.16	108.54	121.51	con't
78	16.01	20.89	26.29	32.65	38.69	46.84	55.80	66.12	77.06	90.01	104.20	119.44	132.69	con't
79	17.23	23.48	29.75	37.10	44.86	53.74	63.86	74.54	85.11	98.97	114.07	129.69	143.36	con't
80	18.85	26.76	33.99	42.39	51.94	61.81	72.20	82.58	94.97	109.81	125.67	142.37	158.69	con't
81	20.77	30.81	39.11	48.61	59.27	70.09	80.24	92.34	104.22	121.86	139.09	158.51	174.65	con't
82	23.11	35.76	45.22	55.81	67.52	78.19	89.96	101.52	116.72	135.97	156.04	174.65	188.06	con't
83	26.70	41.65	52.33	63.93	76.60	87.94	99.12	113.98	132.95	152.70	171.80	188.06	202.55	con't
84	31.71	48.49	60.40	72.92	86.43	97.15	111.56	130.14	149.50	168.19	184.50	202.09	218.31	con't
85	38.56	56.41	69.36	82.79	95.78	109.67	127.71	146.60	164.76	180.61	197.83	216.53	235.87	con't
86	46.48	65.36	79.33	93.73	108.48	125.90	144.17	161.73	176.96	193.63	211.85	232.01	253.96	con't
87	55.67	75.46	90.60	108.18	124.91	142.46	159.27	173.77	189.73	207.29	226.85	248.32	271.63	con't
88	67.71	87.05	105.78	124.72	141.71	157.67	171.29	186.41	203.15	221.95	242.67	265.29	288.45	con't
89	81.56	103.02	123.17	141.56	157.19	169.81	183.94	199.74	217.62	237.46	259.22	281.91	303.71	con't
90	99.42	121.39	140.88	157.07	169.54	182.62	197.32	214.14	232.95	253.70	275.76	297.19	319.50	con't
91	119.10	140.13	156.98	169.42	182.45	196.19	211.80	229.42	249.01	270.24	291.11	312.56	336.19	con't
92	139.18	156.92	169.33	182.33	196.01	210.89	227.18	245.43	265.65	285.75	306.17	328.84	353.78	con't
93	156.88	169.27	182.24	195.89	210.71	226.53	243.30	262.28	281.39	300.60	322.14	346.03	372.28	con't
94	169.23	182.18	195.80	210.60	226.35	242.89	260.47	278.35	296.15	316.37	339.02	364.14	391.68	con't
95	182.14	195.75	210.52	226.23	242.72	260.31	276.96	293.17	311.86	333.07	356.84	383.14	411.95	con't
96	195.71	210.46	226.16	242.60	260.21	276.96	291.99	308.95	328.52	350.72	375.56	403.04	433.10	con't
97	210.43	226.10	242.53	260.14	276.96	291.99	308.02	325.72	346.14	369.30	395.20	423.80	455.10	con't
98	226.07	242.48	260.10	276.96	291.99	308.02	325.06	343.47	364.71	388.79	415.71	445.43	477.96	con't
99	242.46	260.08	276.96	291.99	308.02	325.06	343.17	363.14	385.98	411.67	440.21	471.57	505.71	con't

	Blended 50% Male, 50% Female Composite Select & Ultimate Age Last Birthday	6 of 6
Issue Age	Duration	Att Age
14	15	16	17	18	19	20	21	22	23	24	25	Ultimate
70	71.68	80.66	88.43	96.75	105.68	115.73	126.95	137.98	149.36	162.03	175.13	188.76	220.48	95
71	77.44	87.17	96.69	105.62	115.12	125.73	137.30	148.66	161.57	174.95	188.50	203.20	240.31	96
72	82.99	93.39	104.70	115.06	125.08	136.03	147.96	161.12	174.78	188.26	202.84	218.75	254.39	97
73	89.73	100.82	112.79	125.03	135.38	146.68	160.72	174.68	188.11	202.63	218.43	236.05	263.15	98
74	99.11	110.97	123.59	135.35	146.05	160.04	174.66	188.06	202.56	218.33	235.89	255.30	278.65	99
75	110.71	123.40	135.34	146.04	159.70	174.65	188.06	202.55	218.31	235.87	255.26	276.59	297.99	100
76	122.34	134.85	146.04	159.70	174.65	188.06	202.55	218.31	235.87	255.26	276.59	297.99	318.76	101
77	133.98	145.71	159.70	174.65	188.06	202.55	218.31	235.87	255.26	276.59	297.99	318.76	341.99	102
78	145.43	159.70	174.65	188.06	202.55	218.31	235.87	255.26	276.59	297.99	318.76	341.99	367.87	103
79	159.38	174.65	188.06	202.55	218.31	235.87	255.26	276.59	297.99	318.76	341.99	367.87	396.40	104
80	174.65	188.06	202.55	218.31	235.87	255.26	276.59	297.99	318.76	341.99	367.87	396.40	426.89	105
81	188.06	202.55	218.31	235.87	255.26	276.59	297.99	318.76	341.99	367.87	396.40	426.89	458.39	106
82	202.55	218.31	235.87	255.26	276.59	297.99	318.76	341.99	367.87	396.40	426.89	458.39	490.68	107
83	218.31	235.87	255.26	276.59	297.99	318.76	341.99	367.87	396.40	426.89	458.39	490.68	523.70	108
84	235.87	255.26	276.59	297.99	318.76	341.99	367.87	396.40	426.89	458.39	490.68	523.70	557.96	109
85	255.26	276.59	297.99	318.76	341.99	367.87	396.40	426.89	458.39	490.68	523.70	557.96	592.46	110
86	276.21	297.99	318.76	341.99	367.87	396.40	426.74	458.24	490.68	523.70	557.96	592.46	625.93	111
87	295.09	316.72	340.02	365.60	393.60	423.88	455.24	488.07	522.00	557.08	592.46	625.93	658.12	112
88	310.46	334.03	359.53	386.92	416.20	447.28	480.15	514.73	550.98	588.86	625.93	658.12	691.28	113
89	326.74	351.76	378.78	407.77	438.67	471.42	506.01	542.36	580.42	620.17	658.12	691.28	732.24	114
90	343.91	370.40	398.95	429.52	462.05	496.50	532.81	570.95	610.86	652.52	691.19	732.24	771.51	115
91	361.99	389.95	420.02	452.17	486.34	522.48	560.54	600.50	642.29	685.88	731.24	771.51	812.52	116
92	380.98	410.39	441.99	475.71	511.52	549.36	589.20	631.00	674.68	720.25	767.66	812.52	856.05	117
93	400.86	431.72	464.82	500.13	537.59	577.15	618.79	662.42	708.03	755.63	805.11	856.05	897.06	118
94	421.61	453.91	488.52	525.41	564.53	605.83	649.25	694.75	742.37	791.99	843.58	897.06	939.84	119
95	443.24	476.96	513.09	551.57	592.35	635.37	680.59	728.06	777.66	829.35	883.05	939.84	1,000.00	120
96	465.72	500.87	538.51	578.58	621.00	665.75	712.87	762.27	813.89	867.65	926.14	1,000.00
97	489.05	525.63	564.77	606.38	650.45	697.04	746.04	797.39	851.02	911.67	1,000.00
98	513.24	551.22	591.80	634.96	680.81	729.18	780.06	833.38	896.68	1,000.00
99	542.58	582.06	624.12	668.88	716.18	765.96	818.15	881.41	1,000.00

Section 1412.APPENDIX A 2001 CSO Mortality Tables

Section 1412.ILLUSTRATION JJ Blended 40% Male, 60% Female Composite Select & Ultimate Age Last Birthday

	Blended 40% Male, 60% Female Composite Select & Ultimate Age Last Birthday
Issue Age	Duration
1	2	3	4	5	6	7	8	9	10	11	12	13	con't
0	0.54	0.37	0.27	0.22	0.20	0.19	0.20	0.21	0.21	0.22	0.23	0.26	0.30	con't
1	0.34	0.26	0.21	0.20	0.19	0.20	0.20	0.21	0.22	0.21	0.24	0.28	0.33	con't
2	0.25	0.21	0.20	0.19	0.20	0.19	0.21	0.22	0.21	0.23	0.26	0.31	0.36	con't
3	0.21	0.20	0.19	0.20	0.19	0.19	0.22	0.21	0.22	0.26	0.30	0.35	0.44	con't
4	0.20	0.19	0.19	0.19	0.19	0.20	0.21	0.22	0.25	0.30	0.35	0.43	0.52	con't
5	0.19	0.19	0.18	0.19	0.20	0.20	0.22	0.24	0.29	0.35	0.43	0.51	0.57	con't
6	0.19	0.18	0.19	0.20	0.19	0.21	0.24	0.29	0.34	0.43	0.51	0.57	0.61	con't
7	0.18	0.19	0.20	0.19	0.20	0.24	0.28	0.34	0.42	0.51	0.56	0.60	0.63	con't
8	0.19	0.20	0.19	0.20	0.22	0.28	0.33	0.42	0.50	0.56	0.60	0.63	0.65	con't
9	0.20	0.19	0.20	0.22	0.26	0.32	0.41	0.50	0.55	0.59	0.62	0.64	0.66	con't
10	0.19	0.20	0.22	0.26	0.31	0.40	0.49	0.55	0.59	0.62	0.63	0.65	0.67	con't
11	0.20	0.22	0.26	0.31	0.40	0.48	0.54	0.59	0.61	0.63	0.64	0.66	0.68	con't
12	0.21	0.25	0.31	0.40	0.48	0.54	0.58	0.60	0.62	0.63	0.65	0.67	0.69	con't
13	0.25	0.31	0.39	0.48	0.54	0.57	0.59	0.61	0.62	0.64	0.65	0.68	0.72	con't
14	0.30	0.39	0.48	0.54	0.57	0.58	0.60	0.61	0.63	0.64	0.67	0.71	0.75	con't
15	0.39	0.48	0.54	0.56	0.58	0.58	0.60	0.61	0.63	0.65	0.69	0.74	0.78	con't
16	0.48	0.54	0.56	0.57	0.58	0.59	0.60	0.62	0.64	0.67	0.71	0.76	0.79	con't
17	0.53	0.56	0.57	0.57	0.58	0.60	0.61	0.63	0.66	0.70	0.73	0.77	0.80	con't
18	0.55	0.55	0.56	0.57	0.58	0.59	0.61	0.64	0.68	0.71	0.75	0.78	0.82	con't
19	0.53	0.53	0.55	0.56	0.57	0.59	0.62	0.65	0.69	0.72	0.76	0.79	0.84	con't
20	0.50	0.51	0.52	0.54	0.56	0.59	0.63	0.66	0.70	0.72	0.77	0.82	0.87	con't
21	0.47	0.48	0.50	0.53	0.56	0.59	0.63	0.66	0.70	0.74	0.79	0.84	0.90	con't
22	0.44	0.45	0.48	0.52	0.56	0.59	0.63	0.66	0.71	0.77	0.82	0.88	0.95	con't
23	0.41	0.44	0.47	0.52	0.56	0.60	0.64	0.68	0.74	0.80	0.86	0.92	1.00	con't
24	0.37	0.43	0.48	0.53	0.58	0.62	0.66	0.71	0.78	0.84	0.90	0.97	1.04	con't
25	0.35	0.42	0.48	0.55	0.59	0.64	0.69	0.75	0.81	0.88	0.95	1.02	1.11	con't
26	0.35	0.43	0.50	0.56	0.61	0.67	0.72	0.79	0.85	0.93	1.00	1.08	1.18	con't
27	0.36	0.44	0.51	0.58	0.64	0.70	0.76	0.83	0.90	0.98	1.06	1.15	1.26	con't
28	0.37	0.46	0.53	0.61	0.67	0.74	0.80	0.88	0.95	1.04	1.13	1.24	1.36	con't
29	0.38	0.47	0.55	0.63	0.70	0.78	0.85	0.92	1.00	1.11	1.21	1.33	1.46	con't
30	0.40	0.49	0.57	0.65	0.74	0.82	0.89	0.97	1.06	1.17	1.28	1.42	1.58	con't
31	0.41	0.50	0.59	0.68	0.77	0.85	0.94	1.03	1.12	1.24	1.37	1.53	1.72	con't
32	0.43	0.52	0.61	0.71	0.80	0.89	0.99	1.09	1.19	1.32	1.47	1.66	1.89	con't
33	0.46	0.55	0.64	0.74	0.84	0.95	1.05	1.17	1.28	1.42	1.60	1.82	2.08	con't
34	0.48	0.57	0.67	0.78	0.89	1.01	1.13	1.26	1.40	1.56	1.77	2.01	2.28	con't
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	1 of 6

	Blended 40% Male, 60% Female Composite Select & Ultimate Age Last Birthday
Issue Age	Duration	Att Age
14	15	16	17	18	19	20	21	22	23	24	25	Ultimate
0	0.35	0.41	0.48	0.55	0.61	0.65	0.67	0.68	0.70	0.71	0.72	0.74	0.77	25
1	0.37	0.46	0.54	0.59	0.64	0.66	0.68	0.70	0.71	0.72	0.74	0.77	0.81	26
2	0.44	0.52	0.58	0.62	0.66	0.67	0.69	0.71	0.72	0.74	0.76	0.80	0.84	27
3	0.52	0.57	0.62	0.65	0.67	0.69	0.70	0.72	0.74	0.76	0.79	0.83	0.85	28
4	0.57	0.62	0.65	0.67	0.69	0.70	0.72	0.74	0.76	0.79	0.82	0.84	0.86	29
5	0.61	0.64	0.67	0.68	0.70	0.72	0.74	0.76	0.79	0.81	0.83	0.85	0.87	30
6	0.64	0.66	0.68	0.69	0.72	0.74	0.76	0.78	0.81	0.83	0.84	0.87	0.90	31
7	0.65	0.67	0.69	0.71	0.73	0.76	0.78	0.80	0.83	0.84	0.87	0.90	0.93	32
8	0.66	0.68	0.70	0.73	0.75	0.78	0.80	0.83	0.84	0.87	0.90	0.93	0.97	33
9	0.67	0.69	0.72	0.75	0.78	0.80	0.83	0.84	0.87	0.90	0.93	0.97	1.03	34
10	0.68	0.71	0.74	0.77	0.80	0.83	0.84	0.87	0.90	0.93	0.97	1.03	1.10	35
11	0.70	0.73	0.77	0.79	0.82	0.84	0.87	0.90	0.93	0.97	1.03	1.10	1.16	36
12	0.73	0.76	0.79	0.82	0.84	0.87	0.90	0.93	0.97	1.03	1.10	1.16	1.24	37
13	0.76	0.79	0.82	0.84	0.87	0.90	0.93	0.97	1.03	1.10	1.16	1.23	1.31	38
14	0.79	0.82	0.84	0.87	0.90	0.93	0.97	1.03	1.10	1.16	1.23	1.31	1.39	39
15	0.81	0.84	0.87	0.90	0.93	0.97	1.03	1.10	1.16	1.23	1.31	1.39	1.49	40
16	0.82	0.86	0.89	0.93	0.97	1.03	1.10	1.16	1.23	1.31	1.39	1.49	1.60	41
17	0.84	0.88	0.91	0.97	1.03	1.10	1.16	1.23	1.31	1.39	1.49	1.60	1.74	42
18	0.87	0.91	0.96	1.03	1.10	1.16	1.23	1.31	1.39	1.49	1.60	1.74	1.90	43
19	0.90	0.96	1.02	1.09	1.16	1.23	1.31	1.39	1.49	1.60	1.74	1.90	2.08	44
20	0.94	1.01	1.09	1.15	1.23	1.30	1.39	1.49	1.60	1.74	1.90	2.08	2.28	45
21	0.98	1.06	1.14	1.22	1.30	1.38	1.49	1.60	1.74	1.90	2.08	2.28	2.51	46
22	1.03	1.11	1.21	1.29	1.38	1.48	1.60	1.74	1.90	2.08	2.28	2.51	2.73	47
23	1.08	1.18	1.28	1.37	1.48	1.60	1.74	1.90	2.08	2.28	2.50	2.73	2.95	48
24	1.14	1.24	1.36	1.47	1.59	1.73	1.90	2.08	2.28	2.50	2.72	2.95	3.21	49
25	1.21	1.32	1.45	1.58	1.72	1.89	2.08	2.28	2.50	2.71	2.95	3.21	3.51	50
26	1.29	1.41	1.56	1.72	1.88	2.07	2.28	2.49	2.71	2.95	3.21	3.51	3.86	51
27	1.39	1.52	1.70	1.87	2.06	2.27	2.49	2.70	2.94	3.21	3.51	3.86	4.27	52
28	1.49	1.65	1.85	2.04	2.26	2.48	2.70	2.94	3.21	3.51	3.86	4.27	4.73	53
29	1.61	1.80	2.01	2.23	2.47	2.69	2.94	3.21	3.51	3.86	4.27	4.72	5.25	54
30	1.76	1.97	2.20	2.43	2.67	2.93	3.20	3.50	3.85	4.27	4.72	5.21	5.83	55
31	1.94	2.17	2.41	2.65	2.91	3.19	3.49	3.84	4.25	4.71	5.21	5.76	6.45	56
32	2.13	2.38	2.63	2.89	3.17	3.47	3.83	4.24	4.70	5.20	5.74	6.34	7.07	57
33	2.34	2.60	2.87	3.16	3.46	3.81	4.22	4.68	5.17	5.72	6.30	6.93	7.70	58
34	2.56	2.84	3.14	3.45	3.80	4.20	4.65	5.15	5.68	6.27	6.88	7.53	8.38	59
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	2 of 6

	Blended 40% Male, 60% Female Composite Select & Ultimate Age Last Birthday
Issue Age	Duration
1	2	3	4	5	6	7	8	9	10	11	12	13	con't
35	0.50	0.60	0.71	0.83	0.94	1.08	1.21	1.37	1.54	1.73	1.96	2.21	2.50	con't
36	0.52	0.63	0.74	0.87	1.00	1.15	1.31	1.50	1.70	1.92	2.16	2.42	2.73	con't
37	0.56	0.67	0.79	0.92	1.07	1.23	1.43	1.65	1.87	2.11	2.36	2.64	2.97	con't
38	0.60	0.72	0.85	1.00	1.15	1.34	1.57	1.81	2.06	2.31	2.58	2.89	3.24	con't
39	0.64	0.79	0.93	1.08	1.26	1.48	1.72	1.99	2.25	2.52	2.82	3.16	3.55	con't
40	0.69	0.85	1.02	1.19	1.39	1.63	1.90	2.17	2.46	2.75	3.09	3.48	3.90	con't
41	0.75	0.93	1.12	1.32	1.54	1.80	2.08	2.38	2.69	3.02	3.40	3.83	4.29	con't
42	0.81	1.02	1.23	1.45	1.69	1.97	2.28	2.60	2.94	3.32	3.73	4.20	4.73	con't
43	0.88	1.11	1.35	1.59	1.84	2.14	2.48	2.84	3.21	3.63	4.09	4.62	5.21	con't
44	0.96	1.21	1.47	1.73	2.01	2.34	2.71	3.11	3.53	3.97	4.48	5.09	5.72	con't
45	1.05	1.32	1.59	1.87	2.20	2.56	2.97	3.41	3.87	4.36	4.93	5.59	6.23	con't
46	1.16	1.43	1.72	2.03	2.40	2.80	3.25	3.74	4.24	4.79	5.41	6.09	6.75	con't
47	1.27	1.56	1.87	2.22	2.61	3.05	3.54	4.07	4.62	5.24	5.88	6.59	7.31	con't
48	1.36	1.68	2.04	2.42	2.83	3.30	3.83	4.41	5.00	5.67	6.36	7.12	7.95	con't
49	1.45	1.82	2.22	2.62	3.06	3.55	4.12	4.74	5.37	6.08	6.85	7.73	8.70	con't
50	1.55	2.01	2.43	2.84	3.30	3.81	4.41	5.06	5.75	6.51	7.40	8.45	9.56	con't
51	1.66	2.22	2.65	3.08	3.54	4.08	4.69	5.39	6.15	7.02	8.06	9.26	10.48	con't
52	1.76	2.41	2.88	3.33	3.80	4.35	5.00	5.77	6.62	7.63	8.81	10.14	11.35	con't
53	1.86	2.59	3.11	3.57	4.07	4.66	5.38	6.24	7.18	8.33	9.63	10.97	12.22	con't
54	1.96	2.77	3.35	3.83	4.35	5.01	5.83	6.78	7.82	9.08	10.39	11.78	13.22	con't
55	2.08	2.96	3.60	4.11	4.68	5.41	6.34	7.39	8.52	9.79	11.14	12.72	14.38	con't
56	2.21	3.15	3.85	4.42	5.06	5.89	6.91	8.06	9.26	10.57	12.11	13.85	15.70	con't
57	2.32	3.35	4.12	4.76	5.52	6.45	7.55	8.76	10.02	11.51	13.22	15.17	17.24	con't
58	2.47	3.56	4.43	5.16	6.02	7.06	8.23	9.49	10.81	12.46	14.37	16.61	19.03	con't
59	2.65	3.79	4.76	5.58	6.56	7.69	8.94	10.26	11.64	13.48	15.64	18.17	20.98	con't
60	2.83	4.03	5.10	6.02	7.11	8.34	9.67	11.06	12.54	14.61	17.05	19.82	22.93	con't
61	3.05	4.30	5.45	6.47	7.66	9.00	10.42	11.91	13.52	15.86	18.54	21.55	24.90	con't
62	3.30	4.59	5.85	6.95	8.25	9.70	11.24	12.87	14.67	17.27	20.19	23.45	27.10	con't
63	3.56	5.12	6.29	7.48	8.88	10.45	12.15	13.98	16.00	18.85	22.04	25.63	29.68	con't
64	3.83	5.67	6.75	8.05	9.57	11.28	13.15	15.21	17.49	20.62	24.15	28.15	32.68	con't
65	4.05	6.10	7.27	8.67	10.34	12.19	14.25	16.54	19.12	22.57	26.51	30.99	36.09	con't
66	4.23	6.61	7.85	9.36	11.22	13.23	15.47	17.99	20.89	24.73	29.15	34.18	39.93	con't
67	4.58	7.16	8.51	10.14	12.16	14.41	16.92	19.75	22.95	27.26	32.22	37.89	44.30	con't
68	5.07	7.77	9.25	11.02	13.06	15.78	18.57	21.67	25.22	30.05	35.63	41.94	49.05	con't
69	5.60	8.45	10.09	12.03	13.95	17.34	20.30	23.66	28.05	33.49	39.70	46.72	54.52	con't
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	3 of 6

	Blended 40% Male, 60% Female Composite Select & Ultimate Age Last Birthday
Issue Age	Duration	Att Age
14	15	16	17	18	19	20	21	22	23	24	25	Ultimate
35	2.79	3.11	3.43	3.79	4.19	4.63	5.11	5.65	6.23	6.84	7.49	8.18	9.16	60
36	3.06	3.40	3.76	4.16	4.60	5.08	5.61	6.19	6.80	7.45	8.15	8.92	10.05	61
37	3.34	3.72	4.13	4.56	5.04	5.58	6.15	6.76	7.41	8.12	8.90	9.79	11.03	62
38	3.64	4.06	4.52	5.01	5.53	6.11	6.72	7.37	8.10	8.89	9.78	10.78	12.10	63
39	3.98	4.44	4.95	5.49	6.06	6.68	7.34	8.06	8.87	9.76	10.75	11.82	13.23	64
40	4.36	4.88	5.43	6.01	6.63	7.30	8.04	8.85	9.74	10.73	11.80	12.88	14.42	65
41	4.80	5.37	5.95	6.57	7.26	8.00	8.82	9.73	10.71	11.78	12.88	13.93	15.67	66
42	5.29	5.90	6.49	7.18	7.95	8.79	9.70	10.69	11.74	12.84	13.93	15.09	17.00	67
43	5.81	6.43	7.09	7.87	8.73	9.66	10.66	11.71	12.79	13.91	15.06	16.38	18.44	68
44	6.34	6.99	7.76	8.63	9.59	10.61	11.69	12.76	13.87	15.04	16.36	17.85	20.02	69
45	6.87	7.62	8.50	9.47	10.52	11.62	12.74	13.83	14.99	16.30	17.85	19.59	21.83	70
46	7.46	8.35	9.33	10.39	11.51	12.68	13.81	14.94	16.24	17.78	19.59	21.59	23.95	71
47	8.14	9.15	10.24	11.39	12.56	13.77	14.91	16.17	17.70	19.50	21.59	23.83	26.34	72
48	8.91	10.03	11.23	12.42	13.64	14.88	16.12	17.63	19.42	21.50	23.83	26.22	28.89	73
49	9.78	10.98	12.25	13.48	14.74	16.03	17.55	19.34	21.41	23.73	26.22	28.77	31.66	74
50	10.74	11.96	13.29	14.56	15.88	17.40	19.25	21.32	23.63	26.11	28.76	31.51	34.68	75
51	11.64	12.93	14.34	15.68	17.23	19.08	21.22	23.52	25.99	28.64	31.50	34.51	38.02	76
52	12.53	13.95	15.45	17.03	18.92	21.03	23.42	25.88	28.51	31.37	34.51	37.85	41.77	77
53	13.58	15.13	16.79	18.70	20.86	23.21	25.76	28.39	31.23	34.37	37.85	41.59	45.99	78
54	14.77	16.52	18.44	20.63	23.04	25.53	28.26	31.09	34.21	37.69	41.59	45.79	50.62	79
55	16.12	18.14	20.36	22.78	25.40	28.01	30.96	34.06	37.52	41.42	45.79	50.41	56.04	80
56	17.71	20.02	22.48	25.12	27.88	30.68	33.91	37.36	41.23	45.59	50.40	55.46	62.29	81
57	19.54	22.10	24.77	27.64	30.53	33.61	37.19	41.05	45.39	50.18	55.45	60.91	68.84	82
58	21.57	24.35	27.23	30.38	33.45	36.86	40.86	45.18	49.95	55.20	60.90	66.72	75.79	83
59	23.78	26.78	29.93	33.40	36.68	40.50	44.97	49.73	54.95	60.63	66.71	73.02	83.44	84
60	26.18	29.45	32.94	36.67	40.31	44.57	49.50	54.71	60.36	66.42	73.00	79.90	91.40	85
61	28.63	32.45	36.35	40.29	44.36	49.05	54.46	60.08	66.12	72.68	79.87	87.40	100.43	86
62	31.22	35.78	40.18	44.34	48.82	53.96	59.80	65.81	72.35	79.52	87.37	95.52	110.96	87
63	34.28	39.49	44.33	48.80	53.70	59.26	65.51	72.01	79.16	86.98	95.47	104.21	122.00	88
64	37.84	43.71	48.78	53.68	58.97	64.92	71.69	78.80	86.59	95.04	104.14	113.46	132.96	89
65	41.91	48.31	53.66	58.95	64.61	71.04	78.43	86.19	94.61	103.68	113.38	123.27	141.55	90
66	46.41	53.15	58.93	64.58	70.71	77.75	85.80	94.20	103.24	112.91	123.19	133.50	149.57	91
67	51.48	58.41	64.56	70.69	77.40	85.08	93.79	102.81	112.45	122.72	133.44	144.22	161.25	92
68	56.86	63.92	70.66	77.38	84.70	93.02	102.38	111.99	122.24	132.95	144.15	155.94	176.41	93
69	62.73	70.22	77.35	84.67	92.61	101.55	111.54	121.75	132.45	143.64	155.85	168.69	195.22	94
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	4 of 6

	Blended 40% Male, 60% Female Composite Select & Ultimate Age Last Birthday	5 of 6
Issue Age	Duration
1	2	3	4	5	6	7	8	9	10	11	12	13	con't
70	6.34	9.21	11.04	13.02	15.31	19.00	22.15	26.50	31.37	37.44	44.34	52.05	60.56	con't
71	7.81	10.04	12.11	14.31	17.16	20.70	24.35	29.26	34.28	40.95	48.47	56.80	66.04	con't
72	9.28	11.17	13.44	16.01	19.01	22.53	26.66	31.81	37.16	44.39	52.48	61.50	71.52	con't
73	10.28	12.41	14.90	17.76	21.00	24.74	29.52	35.04	40.70	48.57	57.35	67.19	77.81	con't
74	11.43	13.50	16.35	19.73	23.27	27.67	32.99	38.62	45.79	54.44	64.12	74.91	85.94	con't
75	12.43	14.80	18.07	21.97	26.01	31.06	36.61	43.54	52.31	61.87	72.58	84.42	95.88	con't
76	13.32	16.37	20.11	24.52	29.24	34.67	41.33	49.84	58.69	69.66	81.38	94.25	106.03	con't
77	14.53	18.13	22.47	27.61	32.88	39.22	47.43	56.26	66.43	78.43	91.17	105.03	117.10	con't
78	15.70	20.25	25.29	31.30	37.29	45.14	53.87	63.88	74.62	87.13	100.84	115.52	127.89	con't
79	16.90	22.91	28.73	35.62	43.08	51.65	61.42	71.88	82.52	95.93	110.55	125.65	138.53	con't
80	18.54	26.24	32.91	40.74	49.72	59.19	69.33	79.75	91.98	106.33	121.74	137.79	152.88	con't
81	20.48	30.32	37.94	46.73	56.70	67.05	77.18	89.09	101.13	117.81	134.48	152.75	167.98	con't
82	22.75	35.29	43.90	53.65	64.54	74.94	86.45	98.16	112.91	131.00	150.02	167.98	181.55	con't
83	26.30	41.12	50.82	61.46	73.20	84.24	95.49	109.87	127.64	146.31	164.85	181.55	196.33	con't
84	31.26	47.85	58.67	70.11	82.62	93.34	107.20	124.53	142.76	160.87	177.67	195.83	212.48	con't
85	38.11	55.60	67.37	79.64	91.86	105.11	121.84	139.55	157.11	173.41	191.21	210.56	230.45	con't
86	45.97	64.30	76.98	90.18	103.83	119.85	136.87	153.77	169.43	186.66	205.51	226.31	248.92	con't
87	55.05	74.04	87.79	103.54	118.78	134.99	151.08	165.95	182.43	200.60	220.79	242.90	266.91	con't
88	67.05	85.09	101.71	118.60	134.17	149.31	163.24	178.82	196.14	215.52	236.88	260.19	284.08	con't
89	80.59	99.61	117.40	134.02	148.78	161.63	176.14	192.46	210.88	231.32	253.75	277.19	299.72	con't
90	96.90	116.06	133.48	148.65	161.34	174.71	189.85	207.16	226.51	247.90	270.70	292.88	315.81	con't
91	114.33	132.90	148.55	161.21	174.52	188.64	204.64	222.75	242.93	264.90	286.51	308.57	332.76	con't
92	132.18	148.48	161.11	174.39	188.44	203.68	220.35	239.14	260.06	280.89	301.90	325.12	350.56	con't
93	148.43	161.05	174.30	188.31	203.48	219.67	236.87	256.51	276.33	296.10	318.17	342.54	369.22	con't
94	161.00	174.24	188.23	203.35	219.48	236.45	254.59	273.14	291.46	312.18	335.29	360.81	388.73	con't
95	174.19	188.17	203.27	219.35	236.26	254.43	271.68	288.35	307.49	329.13	353.28	379.94	409.06	con't
96	188.13	203.21	219.26	236.13	254.33	271.68	287.12	304.47	324.42	346.98	372.14	399.89	430.21	con't
97	203.17	219.21	236.05	254.25	271.68	287.12	303.51	321.51	342.25	365.69	391.83	420.67	452.17	con't
98	219.18	236.01	254.21	271.68	287.12	303.51	320.84	339.48	360.96	385.25	412.36	442.25	474.94	con't
99	235.99	254.19	271.68	287.12	303.51	320.84	339.18	359.35	382.36	408.22	436.90	468.40	502.67	con't

	Blended 40% Male, 60% Female Composite Select & Ultimate Age Last Birthday	6 of 6
Issue Age	Duration	Att Age
14	15	16	17	18	19	20	21	22	23	24	25	Ultimate
70	69.06	77.26	84.63	92.57	101.11	110.66	121.26	131.92	143.09	155.48	168.51	182.31	215.77	95
71	74.78	83.66	92.51	101.05	110.17	120.32	131.39	142.53	155.10	168.32	182.03	197.03	236.19	96
72	80.45	89.97	100.34	110.11	119.81	130.42	141.98	154.72	168.14	181.77	196.64	212.95	250.31	97
73	87.17	97.38	108.39	119.76	129.91	141.01	154.40	168.02	181.61	196.41	212.60	230.64	258.71	98
74	96.06	107.01	118.67	129.88	140.54	153.88	167.99	181.56	196.34	212.50	230.48	250.35	274.35	99
75	106.81	118.53	129.88	140.53	153.64	167.98	181.55	196.33	212.48	230.45	250.30	272.16	294.13	100
76	117.73	129.51	140.53	153.64	167.98	181.55	196.33	212.48	230.45	250.30	272.16	294.13	315.48	101
77	128.86	140.29	153.64	167.98	181.55	196.33	212.48	230.45	250.30	272.16	294.13	315.48	339.26	102
78	140.07	153.64	167.98	181.55	196.33	212.48	230.45	250.30	272.16	294.13	315.48	339.26	365.66	103
79	153.39	167.98	181.55	196.33	212.48	230.45	250.30	272.16	294.13	315.48	339.26	365.66	394.68	104
80	167.98	181.55	196.33	212.48	230.45	250.30	272.16	294.13	315.48	339.26	365.66	394.68	425.59	105
81	181.55	196.33	212.48	230.45	250.30	272.16	294.13	315.48	339.26	365.66	394.68	425.59	457.44	106
82	196.33	212.48	230.45	250.30	272.16	294.13	315.48	339.26	365.66	394.68	425.59	457.44	489.99	107
83	212.48	230.45	250.30	272.16	294.13	315.48	339.26	365.66	394.68	425.59	457.44	489.99	523.23	108
84	230.45	250.30	272.16	294.13	315.48	339.26	365.66	394.68	425.59	457.44	489.99	523.23	557.67	109
85	250.30	272.16	294.13	315.48	339.26	365.66	394.68	425.59	457.44	489.99	523.23	557.67	592.29	110
86	271.76	294.13	315.48	339.26	365.66	394.68	425.44	457.28	489.99	523.23	557.67	592.29	625.83	111
87	291.07	313.35	337.21	363.30	391.79	422.49	454.19	487.31	521.47	556.77	592.29	625.83	658.01	112
88	306.79	330.96	357.00	384.87	414.56	446.00	479.17	514.02	550.51	588.61	625.83	658.01	691.12	113
89	323.36	348.93	376.44	405.85	437.12	470.20	505.07	541.67	579.96	619.94	658.01	691.12	732.18	114
90	340.78	367.76	396.75	427.70	460.55	495.30	531.87	570.26	610.39	652.27	691.03	732.18	771.46	115
91	359.06	387.46	417.92	450.40	484.86	521.27	559.59	599.77	641.78	685.60	731.16	771.46	812.47	116
92	378.20	408.00	439.94	473.96	510.03	548.13	588.20	630.22	674.12	719.91	767.52	812.47	856.00	117
93	398.18	429.38	462.78	498.35	536.06	575.86	617.71	661.57	707.41	755.20	804.89	856.00	896.91	118
94	418.99	451.58	486.45	523.58	562.93	604.44	648.09	693.82	741.64	791.46	843.25	896.91	939.60	119
95	440.62	474.59	510.94	549.64	590.64	633.87	679.32	726.99	776.80	828.68	882.59	939.60	1,000.00	120
96	463.06	498.42	536.26	576.52	619.16	664.12	711.46	761.05	812.87	866.84	925.63	1,000.00
97	486.30	523.06	562.38	604.19	648.47	695.25	744.44	796.00	849.85	910.87	1,000.00
98	510.37	548.50	589.25	632.61	678.63	727.20	778.27	831.80	895.60	1,000.00
99	539.66	579.29	621.54	666.45	713.91	763.87	816.25	880.05	1,000.00

Section 1412.APPENDIX A 2001 CSO Mortality Tables

Section 1412.ILLUSTRATION KK Blended 20% Male, 80% Female Composite Select & Ultimate Age Last Birthday

	Blended 20% Male, 80% Female Composite Select & Ultimate Age Last Birthday
Issue Age	Duration
1	2	3	4	5	6	7	8	9	10	11	12	13	con't
0	0.48	0.34	0.25	0.20	0.19	0.19	0.19	0.21	0.21	0.21	0.23	0.25	0.29	con't
1	0.33	0.24	0.20	0.19	0.19	0.19	0.20	0.21	0.21	0.21	0.24	0.27	0.31	con't
2	0.24	0.20	0.19	0.19	0.19	0.18	0.21	0.21	0.21	0.23	0.26	0.30	0.34	con't
3	0.20	0.19	0.19	0.19	0.18	0.19	0.21	0.21	0.22	0.25	0.29	0.34	0.39	con't
4	0.19	0.19	0.19	0.18	0.19	0.19	0.21	0.21	0.24	0.28	0.34	0.39	0.44	con't
5	0.19	0.19	0.18	0.19	0.19	0.19	0.21	0.24	0.28	0.32	0.39	0.44	0.47	con't
6	0.19	0.18	0.19	0.19	0.19	0.21	0.23	0.28	0.32	0.38	0.43	0.47	0.50	con't
7	0.18	0.19	0.19	0.19	0.20	0.23	0.26	0.32	0.38	0.43	0.46	0.49	0.53	con't
8	0.19	0.19	0.19	0.20	0.21	0.26	0.31	0.37	0.42	0.46	0.49	0.52	0.54	con't
9	0.19	0.19	0.19	0.21	0.25	0.30	0.37	0.42	0.45	0.49	0.52	0.53	0.55	con't
10	0.19	0.19	0.21	0.25	0.30	0.36	0.41	0.45	0.48	0.51	0.53	0.54	0.56	con't
11	0.19	0.21	0.25	0.30	0.36	0.40	0.44	0.47	0.50	0.52	0.53	0.55	0.58	con't
12	0.21	0.24	0.30	0.36	0.40	0.43	0.46	0.49	0.51	0.52	0.54	0.57	0.60	con't
13	0.24	0.29	0.36	0.40	0.43	0.46	0.48	0.50	0.51	0.53	0.56	0.59	0.62	con't
14	0.29	0.35	0.40	0.43	0.45	0.47	0.49	0.49	0.52	0.54	0.58	0.61	0.64	con't
15	0.35	0.40	0.43	0.45	0.46	0.48	0.48	0.51	0.53	0.56	0.59	0.63	0.67	con't
16	0.40	0.43	0.45	0.46	0.47	0.47	0.50	0.52	0.55	0.58	0.61	0.65	0.70	con't
17	0.43	0.44	0.46	0.47	0.47	0.48	0.51	0.54	0.56	0.60	0.64	0.68	0.72	con't
18	0.44	0.45	0.45	0.46	0.47	0.49	0.52	0.55	0.58	0.62	0.67	0.70	0.75	con't
19	0.43	0.43	0.44	0.46	0.47	0.50	0.53	0.56	0.60	0.64	0.69	0.73	0.79	con't
20	0.40	0.41	0.43	0.45	0.48	0.51	0.54	0.58	0.62	0.66	0.71	0.76	0.83	con't
21	0.37	0.39	0.42	0.45	0.48	0.51	0.56	0.60	0.64	0.69	0.75	0.80	0.87	con't
22	0.35	0.38	0.42	0.45	0.48	0.53	0.58	0.62	0.67	0.72	0.79	0.85	0.91	con't
23	0.34	0.37	0.41	0.45	0.50	0.55	0.59	0.64	0.70	0.76	0.83	0.89	0.96	con't
24	0.32	0.37	0.41	0.47	0.52	0.57	0.62	0.68	0.74	0.80	0.87	0.94	1.01	con't
25	0.30	0.36	0.43	0.48	0.53	0.59	0.65	0.71	0.78	0.85	0.92	0.98	1.07	con't
26	0.31	0.38	0.44	0.50	0.56	0.62	0.68	0.74	0.82	0.89	0.97	1.04	1.13	con't
27	0.33	0.39	0.45	0.52	0.59	0.65	0.71	0.78	0.86	0.93	1.01	1.10	1.20	con't
28	0.34	0.41	0.47	0.55	0.61	0.68	0.75	0.83	0.90	0.98	1.07	1.17	1.28	con't
29	0.35	0.43	0.50	0.57	0.64	0.72	0.79	0.86	0.94	1.04	1.13	1.25	1.37	con't
30	0.38	0.45	0.52	0.60	0.67	0.75	0.83	0.90	0.99	1.10	1.20	1.34	1.48	con't
31	0.40	0.47	0.55	0.62	0.70	0.78	0.87	0.95	1.05	1.16	1.29	1.44	1.61	con't
32	0.42	0.49	0.57	0.65	0.73	0.82	0.92	1.01	1.12	1.25	1.40	1.57	1.77	con't
33	0.43	0.51	0.60	0.68	0.78	0.87	0.98	1.09	1.21	1.35	1.52	1.72	1.95	con't
34	0.45	0.54	0.62	0.72	0.82	0.93	1.05	1.19	1.33	1.48	1.68	1.90	2.15	con't
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	1 of 6

	Blended 20% Male, 80% Female Composite Select & Ultimate Age Last Birthday
Issue Age	Duration	Att Age
14	15	16	17	18	19	20	21	22	23	24	25	Ultimate
0	0.33	0.37	0.42	0.47	0.51	0.54	0.57	0.58	0.59	0.60	0.62	0.64	0.66	25
1	0.35	0.41	0.46	0.49	0.53	0.56	0.58	0.59	0.60	0.62	0.64	0.66	0.69	26
2	0.40	0.45	0.49	0.52	0.56	0.57	0.58	0.60	0.62	0.64	0.66	0.68	0.72	27
3	0.45	0.48	0.51	0.55	0.57	0.58	0.60	0.62	0.64	0.66	0.68	0.71	0.75	28
4	0.48	0.51	0.54	0.56	0.58	0.60	0.62	0.64	0.66	0.68	0.71	0.74	0.76	29
5	0.50	0.54	0.56	0.57	0.60	0.62	0.64	0.65	0.68	0.71	0.74	0.76	0.79	30
6	0.53	0.55	0.57	0.59	0.62	0.64	0.65	0.67	0.70	0.74	0.75	0.79	0.82	31
7	0.54	0.56	0.59	0.61	0.64	0.65	0.67	0.70	0.73	0.75	0.78	0.82	0.86	32
8	0.55	0.58	0.60	0.63	0.65	0.67	0.70	0.73	0.75	0.78	0.82	0.86	0.91	33
9	0.57	0.60	0.62	0.64	0.67	0.70	0.73	0.75	0.78	0.82	0.86	0.91	0.98	34
10	0.59	0.62	0.64	0.66	0.70	0.73	0.75	0.78	0.82	0.86	0.91	0.98	1.05	35
11	0.61	0.63	0.66	0.70	0.73	0.75	0.78	0.82	0.86	0.91	0.98	1.05	1.12	36
12	0.63	0.65	0.70	0.73	0.75	0.78	0.82	0.86	0.91	0.98	1.05	1.11	1.19	37
13	0.65	0.69	0.73	0.75	0.78	0.82	0.86	0.91	0.98	1.05	1.11	1.18	1.25	38
14	0.68	0.72	0.75	0.78	0.82	0.86	0.91	0.98	1.05	1.11	1.17	1.25	1.33	39
15	0.71	0.74	0.78	0.82	0.86	0.91	0.98	1.05	1.11	1.17	1.25	1.33	1.41	40
16	0.74	0.78	0.82	0.86	0.91	0.98	1.05	1.11	1.17	1.25	1.33	1.41	1.52	41
17	0.77	0.81	0.85	0.91	0.98	1.05	1.11	1.17	1.25	1.33	1.41	1.52	1.64	42
18	0.81	0.85	0.90	0.98	1.05	1.11	1.17	1.25	1.33	1.41	1.52	1.64	1.77	43
19	0.85	0.90	0.97	1.04	1.11	1.17	1.25	1.33	1.41	1.52	1.64	1.77	1.94	44
20	0.89	0.96	1.03	1.10	1.17	1.24	1.33	1.41	1.52	1.64	1.77	1.94	2.12	45
21	0.94	1.01	1.09	1.16	1.23	1.32	1.41	1.52	1.64	1.77	1.94	2.12	2.33	46
22	0.99	1.07	1.15	1.23	1.31	1.41	1.52	1.64	1.77	1.94	2.12	2.33	2.56	47
23	1.04	1.12	1.21	1.30	1.39	1.51	1.64	1.77	1.94	2.12	2.33	2.56	2.80	48
24	1.09	1.18	1.29	1.38	1.50	1.63	1.77	1.94	2.12	2.33	2.55	2.80	3.07	49
25	1.15	1.25	1.37	1.49	1.62	1.76	1.94	2.12	2.33	2.55	2.80	3.07	3.38	50
26	1.23	1.33	1.47	1.61	1.75	1.93	2.12	2.33	2.55	2.79	3.07	3.38	3.73	51
27	1.31	1.43	1.59	1.73	1.91	2.11	2.32	2.55	2.79	3.07	3.38	3.73	4.14	52
28	1.41	1.55	1.72	1.89	2.10	2.31	2.54	2.79	3.07	3.38	3.73	4.14	4.57	53
29	1.51	1.68	1.87	2.08	2.30	2.53	2.78	3.07	3.38	3.73	4.14	4.57	5.05	54
30	1.64	1.84	2.05	2.27	2.51	2.77	3.06	3.37	3.73	4.13	4.57	5.03	5.59	55
31	1.81	2.03	2.25	2.49	2.76	3.05	3.36	3.71	4.13	4.56	5.03	5.56	6.18	56
32	1.99	2.23	2.47	2.74	3.03	3.34	3.70	4.11	4.55	5.02	5.54	6.12	6.78	57
33	2.19	2.45	2.72	3.01	3.33	3.68	4.09	4.53	5.00	5.53	6.09	6.70	7.40	58
34	2.41	2.69	2.99	3.31	3.67	4.07	4.50	4.97	5.50	6.06	6.66	7.29	8.04	59
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	2 of 6

	Blended 20% Male, 80% Female Composite Select & Ultimate Age Last Birthday
Issue Age	Duration
1	2	3	4	5	6	7	8	9	10	11	12	13	con't
35	0.47	0.56	0.65	0.76	0.87	1.00	1.14	1.29	1.46	1.64	1.86	2.10	2.37	con't
36	0.49	0.58	0.68	0.80	0.93	1.07	1.24	1.41	1.61	1.82	2.05	2.32	2.60	con't
37	0.52	0.62	0.73	0.86	1.00	1.16	1.34	1.55	1.77	2.00	2.26	2.54	2.85	con't
38	0.55	0.67	0.79	0.93	1.09	1.27	1.47	1.71	1.94	2.20	2.47	2.78	3.13	con't
39	0.59	0.73	0.86	1.02	1.18	1.39	1.63	1.87	2.13	2.41	2.71	3.06	3.43	con't
40	0.65	0.79	0.95	1.11	1.31	1.54	1.79	2.05	2.33	2.64	2.98	3.36	3.77	con't
41	0.71	0.87	1.05	1.24	1.45	1.70	1.97	2.25	2.56	2.90	3.27	3.69	4.14	con't
42	0.77	0.96	1.16	1.37	1.61	1.87	2.16	2.48	2.82	3.19	3.60	4.05	4.54	con't
43	0.85	1.05	1.28	1.51	1.77	2.06	2.37	2.72	3.09	3.50	3.94	4.44	4.99	con't
44	0.93	1.17	1.40	1.67	1.94	2.27	2.61	2.99	3.40	3.83	4.32	4.87	5.47	con't
45	1.02	1.28	1.54	1.83	2.14	2.49	2.88	3.29	3.73	4.20	4.74	5.34	5.96	con't
46	1.13	1.40	1.69	2.00	2.35	2.73	3.16	3.60	4.08	4.60	5.18	5.82	6.47	con't
47	1.25	1.54	1.84	2.19	2.57	2.98	3.44	3.92	4.45	5.03	5.64	6.31	7.02	con't
48	1.34	1.66	2.01	2.39	2.79	3.23	3.72	4.25	4.82	5.44	6.10	6.82	7.61	con't
49	1.42	1.79	2.19	2.59	3.01	3.48	4.01	4.58	5.18	5.84	6.57	7.38	8.27	con't
50	1.51	1.98	2.39	2.79	3.23	3.73	4.29	4.89	5.54	6.26	7.07	8.00	9.00	con't
51	1.61	2.19	2.60	3.01	3.46	3.98	4.56	5.20	5.92	6.72	7.63	8.68	9.78	con't
52	1.70	2.38	2.80	3.23	3.70	4.24	4.84	5.54	6.33	7.24	8.26	9.41	10.55	con't
53	1.80	2.54	3.02	3.46	3.94	4.51	5.17	5.94	6.80	7.81	8.94	10.14	11.36	con't
54	1.90	2.72	3.26	3.70	4.20	4.81	5.55	6.39	7.32	8.43	9.61	10.90	12.27	con't
55	2.03	2.91	3.50	3.96	4.50	5.16	5.97	6.89	7.91	9.06	10.32	11.75	13.31	con't
56	2.16	3.09	3.75	4.25	4.84	5.57	6.45	7.46	8.55	9.77	11.17	12.76	14.49	con't
57	2.27	3.29	4.02	4.58	5.24	6.05	7.00	8.08	9.24	10.60	12.15	13.93	15.84	con't
58	2.40	3.50	4.31	4.93	5.67	6.58	7.60	8.75	9.99	11.50	13.23	15.22	17.41	con't
59	2.55	3.71	4.62	5.31	6.14	7.13	8.24	9.47	10.82	12.49	14.43	16.65	19.15	con't
60	2.71	3.93	4.93	5.70	6.63	7.71	8.92	10.24	11.71	13.59	15.76	18.22	21.00	con't
61	2.89	4.16	5.25	6.09	7.11	8.30	9.61	11.07	12.70	14.81	17.22	19.94	22.97	con't
62	3.12	4.41	5.59	6.50	7.61	8.90	10.35	11.98	13.80	16.17	18.83	21.82	25.19	con't
63	3.39	4.96	5.95	6.93	8.13	9.54	11.16	12.99	15.04	17.67	20.63	23.96	27.71	con't
64	3.69	5.54	6.33	7.38	8.69	10.24	12.04	14.09	16.41	19.34	22.65	26.38	30.58	con't
65	3.93	5.92	6.75	7.88	9.31	11.01	13.00	15.30	17.93	21.19	24.91	29.09	33.82	con't
66	4.10	6.35	7.22	8.44	10.03	11.89	14.09	16.64	19.61	23.25	27.42	32.13	37.45	con't
67	4.41	6.83	7.76	9.08	10.82	12.92	15.38	18.24	21.53	25.63	30.31	35.59	41.53	con't
68	4.88	7.35	8.39	9.83	11.67	14.11	16.85	20.03	23.71	28.30	33.53	39.43	46.00	con't
69	5.38	7.92	9.09	10.70	12.59	15.50	18.49	22.00	26.32	31.45	37.28	43.82	51.08	con't
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	3 of 6

	Blended 20% Male, 80% Female Composite Select & Ultimate Age Last Birthday
Issue Age	Duration	Att Age
14	15	16	17	18	19	20	21	22	23	24	25	Ultimate
35	2.65	2.96	3.29	3.65	4.04	4.47	4.94	5.46	6.03	6.61	7.25	7.92	8.75	60
36	2.92	3.26	3.62	4.02	4.44	4.91	5.43	5.99	6.58	7.21	7.89	8.62	9.54	61
37	3.20	3.57	3.98	4.41	4.88	5.39	5.95	6.54	7.17	7.86	8.59	9.40	10.39	62
38	3.51	3.92	4.36	4.83	5.35	5.91	6.50	7.13	7.83	8.57	9.38	10.26	11.32	63
39	3.85	4.29	4.78	5.30	5.86	6.46	7.10	7.79	8.55	9.35	10.23	11.18	12.31	64
40	4.22	4.71	5.24	5.81	6.41	7.05	7.76	8.52	9.34	10.22	11.16	12.14	13.37	65
41	4.63	5.17	5.74	6.34	7.00	7.72	8.49	9.32	10.21	11.15	12.14	13.13	14.50	66
42	5.09	5.67	6.27	6.93	7.66	8.45	9.29	10.19	11.14	12.12	13.13	14.22	15.73	67
43	5.58	6.19	6.84	7.58	8.38	9.24	10.16	11.12	12.10	13.12	14.20	15.43	17.06	68
44	6.08	6.73	7.47	8.29	9.17	10.11	11.10	12.08	13.10	14.19	15.41	16.77	18.53	69
45	6.61	7.34	8.16	9.06	10.01	11.04	12.07	13.08	14.17	15.39	16.77	18.32	20.21	70
46	7.18	8.00	8.90	9.88	10.92	12.02	13.07	14.15	15.35	16.73	18.32	20.10	22.13	71
47	7.81	8.72	9.71	10.77	11.88	13.05	14.13	15.32	16.69	18.27	20.10	22.08	24.28	72
48	8.50	9.50	10.58	11.71	12.89	14.11	15.30	16.65	18.23	20.05	22.08	24.23	26.60	73
49	9.26	10.34	11.51	12.70	13.95	15.25	16.62	18.19	20.01	22.02	24.23	26.54	29.12	74
50	10.08	11.22	12.47	13.73	15.08	16.55	18.16	19.96	21.98	24.17	26.53	29.05	31.87	75
51	10.89	12.13	13.47	14.84	16.38	18.07	19.92	21.92	24.11	26.47	29.05	31.79	34.90	76
52	11.73	13.09	14.55	16.12	17.92	19.82	21.87	24.05	26.41	28.98	31.79	34.82	38.27	77
53	12.69	14.18	15.80	17.63	19.68	21.77	24.00	26.35	28.92	31.72	34.82	38.19	42.01	78
54	13.77	15.45	17.30	19.36	21.63	23.88	26.29	28.85	31.65	34.74	38.19	41.91	46.11	79
55	14.99	16.90	19.00	21.29	23.80	26.16	28.78	31.57	34.66	38.10	41.91	46.01	51.04	80
56	16.40	18.56	20.90	23.44	26.11	28.65	31.50	34.58	38.01	41.82	46.00	50.48	56.89	81
57	18.00	20.40	22.99	25.79	28.57	31.35	34.50	37.91	41.72	45.90	50.47	55.34	63.03	82
58	19.80	22.43	25.27	28.37	31.27	34.33	37.82	41.61	45.78	50.35	55.32	60.58	69.52	83
59	21.78	24.67	27.79	31.20	34.25	37.64	41.51	45.67	50.22	55.19	60.56	66.28	76.68	84
60	23.99	27.15	30.61	34.24	37.55	41.31	45.55	50.10	55.06	60.41	66.26	72.51	84.01	85
61	26.35	29.96	33.82	37.54	41.21	45.33	49.97	54.91	60.26	66.09	72.49	79.33	92.48	86
62	28.95	33.12	37.39	41.20	45.21	49.72	54.77	60.10	65.92	72.30	79.29	86.74	102.66	87
63	31.92	36.65	41.18	45.20	49.59	54.50	59.95	65.74	72.12	79.08	86.68	94.75	113.38	88
64	35.31	40.61	45.17	49.57	54.34	59.65	65.57	71.92	78.87	86.44	94.67	103.40	123.97	89
65	39.14	44.88	49.54	54.32	59.48	65.25	71.72	78.66	86.21	94.41	103.30	112.71	131.91	90
66	43.36	49.30	54.30	59.47	65.09	71.39	78.45	86.00	94.18	103.05	112.62	122.71	139.44	91
67	48.09	54.05	59.45	65.07	71.22	78.11	85.80	93.97	102.82	112.39	122.65	133.50	151.32	92
68	53.18	59.14	65.05	71.20	77.93	85.43	93.76	102.60	112.15	122.41	133.44	145.35	167.15	93
69	58.57	64.84	71.18	77.90	85.23	93.36	102.37	111.90	122.15	133.16	145.25	158.33	186.97	94
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	4 of 6

	Blended 20% Male, 80% Female Composite Select & Ultimate Age Last Birthday	5 of 6
Issue Age	Duration
1	2	3	4	5	6	7	8	9	10	11	12	13	con't
70	6.02	8.57	9.90	11.63	13.84	17.05	20.33	24.53	29.34	35.06	41.53	48.74	56.68	con't
71	7.45	9.28	10.83	12.79	15.42	18.75	22.49	27.21	32.36	38.67	45.77	53.63	62.30	con't
72	8.89	10.17	11.95	14.24	17.13	20.66	24.88	29.99	35.59	42.50	50.23	58.79	68.23	con't
73	9.71	11.19	13.22	15.83	19.05	22.93	27.73	33.31	39.38	46.95	55.38	64.73	74.66	con't
74	10.64	12.21	14.59	17.68	21.27	25.74	31.08	37.04	44.17	52.48	61.73	71.96	82.09	con't
75	11.56	13.46	16.24	19.81	23.91	28.96	34.75	41.65	49.92	59.05	69.19	80.36	90.68	con't
76	12.56	14.99	18.23	22.30	26.99	32.54	39.18	47.20	55.90	66.10	77.16	89.27	99.76	con't
77	13.90	16.81	20.57	25.26	30.52	36.82	44.55	53.11	62.83	73.95	85.94	99.01	109.67	con't
78	15.09	19.04	23.40	28.77	34.69	42.05	50.39	59.89	70.31	82.12	95.06	108.91	119.93	con't
79	16.28	21.82	26.82	32.90	39.82	47.87	57.07	67.20	78.02	90.73	104.59	118.93	130.66	con't
80	17.97	25.26	30.92	37.73	45.69	54.52	64.29	74.81	86.83	100.46	115.23	130.33	143.60	con't
81	19.93	29.43	35.79	43.35	52.09	61.68	71.84	83.49	95.90	111.09	126.97	143.54	157.52	con't
82	22.11	34.43	41.51	49.80	59.29	69.25	80.45	92.46	106.58	122.92	140.38	157.52	171.54	con't
83	25.59	40.18	48.12	57.09	67.29	77.91	89.39	103.05	118.99	136.09	153.94	171.54	186.90	con't
84	30.45	46.71	55.63	65.22	76.07	86.90	99.96	115.37	131.99	149.40	167.14	186.34	203.78	con't
85	37.30	54.18	63.90	74.22	85.24	97.56	112.28	128.27	145.11	162.34	181.18	201.65	222.47	con't
86	45.07	62.47	72.97	84.18	96.11	109.99	125.19	141.29	157.84	176.08	196.06	217.92	241.58	con't
87	53.97	71.59	83.05	95.85	108.77	123.03	138.21	153.91	171.35	190.62	211.84	235.02	260.14	con't
88	65.91	81.79	94.96	108.60	122.09	136.19	150.85	167.32	185.67	206.06	228.45	252.88	277.91	con't
89	78.98	93.97	108.01	121.93	135.59	149.03	164.33	181.59	200.96	222.39	245.92	270.53	294.15	con't
90	92.72	107.37	121.64	135.43	148.69	162.73	178.70	196.86	217.15	239.60	263.57	286.87	310.73	con't
91	106.57	121.33	135.32	148.54	162.51	177.36	194.10	213.05	234.22	257.35	280.10	303.08	328.09	con't
92	120.99	135.25	148.43	162.37	177.14	193.04	210.44	230.12	252.16	274.13	296.04	320.07	346.22	con't
93	135.20	148.36	162.26	177.00	192.82	209.69	227.67	248.36	269.28	289.90	312.76	337.83	365.12	con't
94	148.31	162.20	176.90	192.69	209.48	227.21	246.31	265.88	285.00	306.46	330.25	356.36	384.78	con't
95	162.14	176.84	192.59	209.34	227.02	246.13	264.33	281.71	301.54	323.80	348.52	375.66	405.20	con't
96	176.79	192.53	209.25	226.88	246.02	264.33	280.42	298.37	318.88	341.94	367.56	395.71	426.37	con't
97	192.48	209.19	226.79	245.94	264.33	280.42	297.36	315.84	337.01	360.85	387.35	416.51	448.28	con't
98	209.15	226.74	245.89	264.33	280.42	297.36	315.13	334.14	355.94	380.53	407.91	438.05	470.94	con't
99	226.72	245.87	264.33	280.42	297.36	315.13	333.83	354.27	377.55	403.64	432.53	464.21	498.65	con't

	Blended 20% Male, 80% Female Composite Select & Ultimate Age Last Birthday	6 of 6
Issue Age	Duration	Att Age
14	15	16	17	18	19	20	21	22	23	24	25	Ultimate
70	64.28	71.13	77.87	85.19	93.13	101.94	111.65	121.86	132.85	144.99	158.13	172.39	208.63	95
71	69.96	77.41	85.14	93.09	101.69	111.19	121.58	132.54	144.73	157.90	172.07	187.68	230.05	96
72	75.90	83.95	92.74	101.63	110.92	121.09	132.23	144.48	157.69	171.77	187.25	204.30	244.29	97
73	82.66	91.37	100.84	110.87	120.84	131.76	144.28	157.57	171.59	186.98	203.92	222.68	252.26	98
74	90.77	100.20	110.38	120.81	131.54	144.04	157.53	171.54	186.91	203.80	222.50	243.14	268.19	99
75	100.11	110.31	120.81	131.53	143.92	157.52	171.54	186.90	203.78	222.47	243.09	265.82	288.68	100
76	109.95	120.65	131.53	143.92	157.52	171.54	186.90	203.78	222.47	243.09	265.82	288.68	310.92	101
77	120.36	131.43	143.92	157.52	171.54	186.90	203.78	222.47	243.09	265.82	288.68	310.92	335.51	102
78	131.33	143.92	157.52	171.54	186.90	203.78	222.47	243.09	265.82	288.68	310.92	335.51	362.66	103
79	143.82	157.52	171.54	186.90	203.78	222.47	243.09	265.82	288.68	310.92	335.51	362.66	392.36	104
80	157.52	171.54	186.90	203.78	222.47	243.09	265.82	288.68	310.92	335.51	362.66	392.36	423.84	105
81	171.54	186.90	203.78	222.47	243.09	265.82	288.68	310.92	335.51	362.66	392.36	423.84	456.15	106
82	186.90	203.78	222.47	243.09	265.82	288.68	310.92	335.51	362.66	392.36	423.84	456.15	489.07	107
83	203.78	222.47	243.09	265.82	288.68	310.92	335.51	362.66	392.36	423.84	456.15	489.07	522.60	108
84	222.47	243.09	265.82	288.68	310.92	335.51	362.66	392.36	423.84	456.15	489.07	522.60	557.28	109
85	243.09	265.82	288.68	310.92	335.51	362.66	392.36	423.84	456.15	489.07	522.60	557.28	592.09	110
86	265.38	288.68	310.92	335.51	362.66	392.36	423.68	455.99	489.07	522.60	557.28	592.09	625.70	111
87	285.40	308.65	333.34	360.18	389.33	420.61	452.78	486.29	520.78	556.36	592.09	625.70	657.86	112
88	301.67	326.74	353.56	382.09	412.35	444.27	477.86	513.07	549.88	588.29	625.70	657.86	690.92	113
89	318.70	345.08	373.28	403.28	435.05	468.56	503.81	540.76	579.36	619.62	657.86	690.92	732.11	114
90	336.51	364.21	393.80	425.27	458.57	493.71	530.64	569.34	609.77	651.94	690.82	732.11	771.39	115
91	355.10	384.12	415.11	448.05	482.92	519.68	558.33	598.81	641.13	685.22	731.06	771.39	812.40	116
92	374.47	404.81	437.20	471.64	508.07	546.49	586.88	629.20	673.40	719.46	767.34	812.40	855.95	117
93	394.61	426.26	460.07	496.01	534.04	574.14	616.30	660.46	706.58	754.65	804.60	855.95	896.71	118
94	415.50	448.48	483.71	521.16	560.81	602.62	646.55	692.58	740.67	790.78	842.81	896.71	939.27	119
95	437.15	471.45	508.12	547.10	588.38	631.90	677.64	725.59	775.67	827.82	881.98	939.27	1,000.00	120
96	459.54	495.18	533.29	573.82	616.73	661.98	709.58	759.46	811.54	865.77	924.92	1,000.00
97	482.68	519.67	559.23	601.29	645.85	692.89	742.35	794.17	848.28	909.80	1,000.00
98	506.57	544.91	585.90	629.51	675.77	724.60	775.93	829.71	894.16	1,000.00
99	535.81	575.65	618.13	663.26	710.95	761.13	813.75	878.24	1,000.00

Section 1412.APPENDIX A 2001 CSO Mortality Tables

Section 1412.ILLUSTRATION LL Blended Composite Ultimate Age Last Birthday

(80) – 80% male, 20% female

(60) – 60% male, 40% female

(50) – 50% male, 50% female

(40) – 40% male, 60% female

(20) – 20% male, 80% female

	Blended Composite Ultimate Age Last Birthday	1 of 4
Attained Age	(80)	(60)	(50)	(40)	(20)
0	0.66	0.61	0.57	0.54	0.48
1	0.43	0.40	0.39	0.37	0.34
2	0.31	0.29	0.28	0.27	0.25
3	0.24	0.22	0.22	0.22	0.20
4	0.21	0.20	0.20	0.20	0.19
5	0.20	0.20	0.20	0.19	0.19
6	0.21	0.21	0.20	0.20	0.19
7	0.22	0.22	0.22	0.21	0.21
8	0.22	0.22	0.22	0.21	0.21
9	0.23	0.22	0.22	0.22	0.21
10	0.23	0.23	0.23	0.23	0.23
11	0.27	0.27	0.26	0.26	0.25
12	0.33	0.31	0.31	0.30	0.29
13	0.38	0.36	0.35	0.35	0.33
14	0.49	0.45	0.43	0.41	0.37
15	0.60	0.54	0.51	0.48	0.42
16	0.71	0.63	0.59	0.55	0.47
17	0.80	0.70	0.65	0.61	0.51
18	0.85	0.74	0.70	0.65	0.54
19	0.88	0.77	0.72	0.67	0.57
20	0.89	0.79	0.74	0.68	0.58
21	0.91	0.80	0.75	0.70	0.59
22	0.92	0.81	0.76	0.71	0.60
23	0.93	0.83	0.78	0.72	0.62
24	0.95	0.85	0.80	0.74	0.64
25	0.98	0.88	0.82	0.77	0.66
26	1.03	0.92	0.86	0.81	0.69
27	1.06	0.94	0.89	0.84	0.72
28	1.06	0.95	0.90	0.85	0.75
29	1.05	0.95	0.91	0.86	0.76
con't	con't	con't	con't	con't	con't

	Blended Composite Ultimate Age Last Birthday	2 of 4
Attained Age	(80)	(60)	(50)	(40)	(20)
30	1.05	0.96	0.92	0.87	0.79
31	1.05	0.98	0.94	0.90	0.82
32	1.07	1.00	0.97	0.93	0.86
33	1.10	1.04	1.01	0.97	0.91
34	1.14	1.08	1.06	1.03	0.98
35	1.19	1.14	1.12	1.10	1.05
36	1.26	1.21	1.19	1.16	1.12
37	1.34	1.29	1.27	1.24	1.19
38	1.43	1.37	1.35	1.31	1.25
39	1.53	1.46	1.43	1.39	1.33
40	1.64	1.57	1.53	1.49	1.41
41	1.78	1.70	1.65	1.60	1.52
42	1.95	1.85	1.79	1.74	1.64
43	2.15	2.02	1.96	1.90	1.77
44	2.37	2.23	2.16	2.08	1.94
45	2.61	2.45	2.36	2.28	2.12
46	2.86	2.68	2.59	2.51	2.33
47	3.07	2.90	2.81	2.73	2.56
48	3.26	3.11	3.03	2.95	2.80
49	3.49	3.35	3.28	3.21	3.07
50	3.77	3.64	3.57	3.51	3.38
51	4.13	4.00	3.93	3.86	3.73
52	4.55	4.42	4.34	4.27	4.14
53	5.05	4.89	4.81	4.73	4.57
54	5.64	5.44	5.34	5.25	5.05
55	6.29	6.06	5.94	5.83	5.59
56	6.99	6.72	6.58	6.45	6.18
57	7.66	7.37	7.22	7.07	6.78
58	8.32	8.01	7.85	7.70	7.40
59	9.08	8.72	8.55	8.38	8.04
60	9.98	9.57	9.36	9.16	8.75
61	11.07	10.56	10.30	10.05	9.54
62	12.32	11.67	11.36	11.03	10.39
63	13.67	12.88	12.49	12.10	11.32
64	15.09	14.15	13.69	13.23	12.31
con't	con't	con't	con't	con't	con't

	Blended Composite Ultimate Age Last Birthday	3 of 4
Attained Age	(80)	(60)	(50)	(40)	(20)
65	16.56	15.48	14.95	14.42	13.37
66	18.05	16.85	16.26	15.67	14.50
67	19.62	18.30	17.65	17.00	15.73
68	21.27	19.84	19.13	18.44	17.06
69	23.10	21.54	20.78	20.02	18.53
70	25.20	23.49	22.65	21.83	20.21
71	27.74	25.81	24.87	23.95	22.13
72	30.67	28.47	27.39	26.34	24.28
73	33.75	31.27	30.07	28.89	26.60
74	37.07	34.30	32.97	31.66	29.12
75	40.71	37.62	36.13	34.68	31.87
76	44.77	41.30	39.64	38.02	34.90
77	49.45	45.49	43.61	41.77	38.27
78	54.81	50.24	48.08	45.99	42.01
79	60.76	55.49	53.01	50.62	46.11
80	67.46	61.50	58.70	56.04	51.04
81	74.85	68.25	65.20	62.29	56.89
82	82.60	75.32	72.00	68.84	63.03
83	90.94	82.87	79.22	75.79	69.52
84	100.17	91.19	87.18	83.44	76.68
85	110.18	100.02	95.54	91.40	84.01
86	121.22	109.85	104.93	100.43	92.48
87	133.35	120.98	115.72	110.96	102.66
88	146.09	132.63	127.02	122.00	113.38
89	159.05	144.30	138.28	132.96	123.97
90	170.71	154.00	147.36	141.55	131.91
91	181.64	162.99	155.78	149.57	139.44
92	194.31	174.78	167.46	161.25	151.32
93	208.89	189.39	182.32	176.41	167.15
94	225.69	207.11	200.58	195.22	186.97
95	243.43	226.31	220.48	215.77	208.63
96	261.08	245.46	240.31	236.19	230.05
97	275.71	259.57	254.39	250.31	244.29
98	287.15	268.86	263.15	258.71	252.26
99	302.85	284.27	278.65	274.35	268.19
con't	con't	con't	con't	con't	con't

	Blended Composite Ultimate Age Last Birthday	4 of 4
Attained Age	(80)	(60)	(50)	(40)	(20)
100	320.57	303.09	297.99	294.13	288.68
101	338.67	323.14	318.76	315.48	310.92
102	359.10	345.67	341.99	339.26	335.51
103	382.14	370.87	367.87	365.66	362.66
104	407.85	398.77	396.40	394.68	392.36
105	435.73	428.69	426.89	425.59	423.84
106	465.05	459.73	458.39	457.44	456.15
107	495.52	491.64	490.68	489.99	489.07
108	527.06	524.37	523.70	523.23	522.60
109	560.03	558.36	557.96	557.67	557.28
110	593.58	592.68	592.46	592.29	592.09
111	626.63	626.07	625.93	625.83	625.70
112	658.96	658.29	658.12	658.01	657.86
113	692.41	691.50	691.28	691.12	690.92
114	732.66	732.32	732.24	732.18	732.11
115	771.87	771.58	771.51	771.46	771.39
116	812.90	812.59	812.52	812.47	812.40
117	856.40	856.12	856.05	856.00	855.95
118	898.17	897.27	897.06	896.91	896.71
119	941.67	940.18	939.84	939.60	939.27
120	1000.00	1000.00	1000.00	1000.00	1000.00

Section 1412.APPENDIX A 2001 CSO Mortality Tables

Section 1412.ILLUSTRATION MM Blended 80% Male, 20% Female Nonsmoker Select & Ultimate Age Last Birthday

	Blended 80% Male, 20% Female Nonsmoker Select & Ultimate Age Last Birthday
Issue Age	Duration
1	2	3	4	5	6	7	8	9	10	11	12	13	con't
0														con't
1														con't
2														con't
3														con't
4													0.64	con't
5												0.63	0.72	con't
6											0.63	0.72	0.78	con't
7										0.63	0.72	0.78	0.81	con't
8									0.63	0.71	0.78	0.80	0.82	con't
9								0.62	0.71	0.77	0.80	0.81	0.81	con't
10							0.62	0.71	0.76	0.79	0.80	0.80	0.81	con't
11						0.62	0.71	0.76	0.78	0.79	0.79	0.80	0.81	con't
12					0.62	0.71	0.75	0.77	0.78	0.78	0.79	0.81	0.82	con't
13				0.62	0.71	0.75	0.76	0.77	0.77	0.78	0.79	0.82	0.84	con't
14			0.62	0.71	0.75	0.76	0.77	0.77	0.78	0.78	0.80	0.83	0.87	con't
15		0.62	0.70	0.75	0.75	0.76	0.76	0.77	0.77	0.79	0.81	0.85	0.88	con't
16	0.62	0.70	0.74	0.74	0.75	0.75	0.76	0.76	0.78	0.80	0.83	0.86	0.88	con't
17	0.69	0.73	0.73	0.74	0.74	0.75	0.75	0.77	0.78	0.81	0.84	0.86	0.87	con't
18	0.71	0.71	0.72	0.72	0.73	0.74	0.75	0.76	0.79	0.80	0.83	0.84	0.86	con't
19	0.68	0.69	0.69	0.70	0.71	0.73	0.73	0.76	0.77	0.79	0.81	0.83	0.86	con't
20	0.64	0.65	0.66	0.67	0.68	0.70	0.72	0.73	0.75	0.77	0.80	0.82	0.87	con't
21	0.60	0.60	0.62	0.63	0.65	0.67	0.70	0.71	0.73	0.76	0.79	0.84	0.89	con't
22	0.56	0.57	0.59	0.61	0.64	0.66	0.68	0.71	0.72	0.76	0.80	0.86	0.92	con't
23	0.51	0.53	0.56	0.60	0.63	0.65	0.68	0.70	0.74	0.78	0.83	0.89	0.96	con't
24	0.46	0.49	0.55	0.60	0.63	0.66	0.69	0.72	0.76	0.81	0.87	0.93	1.02	con't
25	0.42	0.48	0.55	0.61	0.64	0.68	0.71	0.74	0.80	0.86	0.92	0.99	1.08	con't
26	0.41	0.49	0.55	0.63	0.66	0.70	0.74	0.78	0.84	0.91	0.98	1.06	1.15	con't
27	0.41	0.49	0.57	0.64	0.69	0.72	0.78	0.83	0.89	0.97	1.06	1.14	1.25	con't
28	0.41	0.50	0.59	0.66	0.72	0.76	0.82	0.89	0.95	1.04	1.14	1.24	1.36	con't
29	0.41	0.51	0.60	0.68	0.75	0.81	0.88	0.95	1.03	1.13	1.23	1.34	1.47	con't
30	0.41	0.52	0.61	0.70	0.78	0.86	0.94	1.01	1.09	1.20	1.31	1.43	1.59	con't
31	0.42	0.53	0.63	0.71	0.81	0.90	0.99	1.06	1.15	1.25	1.37	1.54	1.74	con't
32	0.43	0.54	0.65	0.74	0.84	0.94	1.03	1.11	1.21	1.31	1.46	1.66	1.91	con't
33	0.46	0.57	0.68	0.78	0.89	0.99	1.09	1.19	1.28	1.41	1.59	1.82	2.08	con't
34	0.49	0.59	0.71	0.82	0.93	1.04	1.16	1.27	1.38	1.54	1.75	1.99	2.26	con't
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	1 of 6

	Blended 80% Male, 20% Female Nonsmoker Select & Ultimate Age Last Birthday
Issue Age	Duration	Att Age
14	15	16	17	18	19	20	21	22	23	24	25	Ultimate
0				0.70	0.78	0.82	0.84	0.85	0.85	0.86	0.87	0.88	0.90	25
1			0.67	0.75	0.81	0.83	0.85	0.85	0.86	0.87	0.88	0.89	0.94	26
2		0.65	0.73	0.79	0.83	0.84	0.85	0.86	0.87	0.88	0.89	0.92	0.97	27
3	0.64	0.72	0.78	0.82	0.84	0.85	0.86	0.87	0.88	0.89	0.91	0.94	0.96	28
4	0.72	0.78	0.82	0.84	0.85	0.86	0.87	0.88	0.88	0.90	0.93	0.94	0.95	29
5	0.78	0.82	0.84	0.85	0.86	0.86	0.87	0.88	0.89	0.91	0.92	0.93	0.94	30
6	0.82	0.84	0.84	0.85	0.85	0.87	0.86	0.88	0.90	0.90	0.92	0.92	0.94	31
7	0.83	0.83	0.84	0.85	0.86	0.86	0.88	0.89	0.90	0.91	0.92	0.94	0.96	32
8	0.82	0.83	0.83	0.86	0.86	0.88	0.89	0.90	0.91	0.92	0.94	0.96	0.99	33
9	0.82	0.83	0.84	0.86	0.88	0.89	0.90	0.91	0.92	0.94	0.96	0.99	1.03	34
10	0.82	0.84	0.86	0.87	0.89	0.90	0.91	0.92	0.94	0.96	0.99	1.03	1.08	35
11	0.83	0.85	0.87	0.88	0.90	0.91	0.92	0.94	0.96	0.99	1.03	1.08	1.14	36
12	0.85	0.87	0.88	0.90	0.91	0.92	0.94	0.96	0.99	1.03	1.08	1.14	1.21	37
13	0.87	0.88	0.90	0.91	0.92	0.94	0.96	0.99	1.03	1.08	1.13	1.21	1.28	38
14	0.88	0.89	0.91	0.92	0.94	0.96	0.99	1.03	1.08	1.13	1.20	1.28	1.36	39
15	0.89	0.90	0.92	0.94	0.96	0.99	1.03	1.08	1.13	1.20	1.28	1.36	1.46	40
16	0.90	0.91	0.93	0.96	0.99	1.03	1.08	1.13	1.20	1.28	1.36	1.46	1.58	41
17	0.89	0.91	0.93	0.99	1.02	1.08	1.13	1.20	1.28	1.36	1.46	1.58	1.73	42
18	0.90	0.93	0.96	1.02	1.07	1.13	1.20	1.28	1.36	1.46	1.58	1.73	1.90	43
19	0.90	0.96	1.01	1.07	1.13	1.20	1.28	1.36	1.46	1.58	1.73	1.90	2.10	44
20	0.92	1.00	1.07	1.13	1.20	1.28	1.36	1.46	1.58	1.73	1.90	2.10	2.31	45
21	0.96	1.04	1.13	1.20	1.28	1.36	1.46	1.58	1.73	1.90	2.10	2.31	2.53	46
22	1.00	1.09	1.19	1.27	1.36	1.46	1.58	1.73	1.90	2.10	2.31	2.53	2.72	47
23	1.04	1.16	1.26	1.35	1.46	1.58	1.73	1.90	2.10	2.31	2.52	2.72	2.89	48
24	1.11	1.23	1.34	1.45	1.58	1.73	1.90	2.10	2.31	2.51	2.71	2.89	3.10	49
25	1.18	1.31	1.45	1.57	1.72	1.90	2.10	2.31	2.51	2.70	2.89	3.10	3.36	50
26	1.28	1.41	1.57	1.72	1.89	2.09	2.31	2.51	2.70	2.88	3.10	3.36	3.68	51
27	1.39	1.53	1.71	1.88	2.09	2.30	2.50	2.69	2.88	3.10	3.36	3.68	4.06	52
28	1.50	1.67	1.88	2.07	2.29	2.50	2.68	2.88	3.10	3.36	3.68	4.06	4.50	53
29	1.63	1.82	2.05	2.26	2.48	2.68	2.87	3.10	3.36	3.67	4.06	4.49	5.04	54
30	1.78	2.00	2.23	2.45	2.66	2.87	3.09	3.35	3.66	4.04	4.49	4.99	5.64	55
31	1.96	2.21	2.43	2.65	2.85	3.08	3.34	3.64	4.03	4.48	4.97	5.53	6.27	56
32	2.15	2.40	2.62	2.85	3.08	3.33	3.63	4.02	4.46	4.95	5.49	6.10	6.89	57
33	2.34	2.59	2.82	3.07	3.33	3.63	3.99	4.43	4.91	5.45	6.04	6.67	7.51	58
34	2.54	2.79	3.04	3.32	3.62	3.98	4.39	4.87	5.40	5.98	6.61	7.26	8.22	59
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	2 of 6

	Blended 80% Male, 20% Female Nonsmoker Select & Ultimate Age Last Birthday
Issue Age	Duration
1	2	3	4	5	6	7	8	9	10	11	12	13	con't
35	0.52	0.63	0.74	0.86	0.98	1.10	1.23	1.37	1.52	1.71	1.93	2.17	2.45	con't
36	0.54	0.65	0.77	0.90	1.03	1.16	1.31	1.50	1.69	1.90	2.11	2.36	2.65	con't
37	0.58	0.69	0.82	0.95	1.08	1.24	1.43	1.65	1.87	2.08	2.30	2.55	2.86	con't
38	0.62	0.75	0.89	1.01	1.16	1.34	1.57	1.81	2.04	2.26	2.49	2.76	3.10	con't
39	0.66	0.82	0.95	1.09	1.26	1.47	1.73	1.97	2.21	2.44	2.70	3.01	3.37	con't
40	0.71	0.88	1.04	1.19	1.39	1.63	1.90	2.15	2.40	2.65	2.95	3.30	3.70	con't
41	0.75	0.95	1.15	1.33	1.54	1.79	2.07	2.34	2.61	2.91	3.25	3.64	4.08	con't
42	0.81	1.03	1.25	1.45	1.68	1.94	2.24	2.53	2.84	3.18	3.56	4.00	4.51	con't
43	0.87	1.10	1.34	1.55	1.79	2.07	2.40	2.73	3.08	3.45	3.88	4.41	4.99	con't
44	0.94	1.18	1.42	1.65	1.91	2.23	2.58	2.97	3.35	3.76	4.25	4.89	5.50	con't
45	1.02	1.27	1.51	1.76	2.06	2.41	2.81	3.24	3.68	4.13	4.70	5.39	6.00	con't
46	1.10	1.35	1.59	1.88	2.22	2.61	3.07	3.55	4.03	4.57	5.19	5.88	6.50	con't
47	1.19	1.44	1.71	2.03	2.40	2.83	3.33	3.86	4.40	5.04	5.67	6.37	7.05	con't
48	1.27	1.55	1.86	2.20	2.60	3.05	3.59	4.19	4.77	5.46	6.14	6.90	7.73	con't
49	1.36	1.68	2.03	2.39	2.81	3.29	3.87	4.52	5.14	5.85	6.63	7.56	8.60	con't
50	1.47	1.85	2.22	2.61	3.03	3.54	4.15	4.82	5.50	6.28	7.23	8.41	9.63	con't
51	1.58	2.03	2.44	2.86	3.29	3.80	4.43	5.14	5.91	6.84	8.00	9.40	10.76	con't
52	1.68	2.21	2.66	3.12	3.57	4.09	4.76	5.56	6.45	7.57	8.94	10.49	11.75	con't
53	1.77	2.37	2.88	3.37	3.86	4.43	5.18	6.12	7.14	8.45	9.97	11.46	12.70	con't
54	1.85	2.54	3.12	3.63	4.15	4.82	5.70	6.78	7.94	9.39	10.85	12.35	13.83	con't
55	1.95	2.72	3.35	3.90	4.48	5.28	6.32	7.54	8.79	10.19	11.65	13.38	15.15	con't
56	2.06	2.89	3.59	4.21	4.90	5.84	7.02	8.35	9.66	11.07	12.76	14.68	16.67	con't
57	2.19	3.07	3.85	4.58	5.42	6.49	7.77	9.15	10.49	12.12	14.03	16.23	18.47	con't
58	2.35	3.28	4.15	5.01	6.00	7.19	8.54	9.93	11.28	13.10	15.26	17.86	20.60	con't
59	2.55	3.52	4.49	5.48	6.62	7.92	9.32	10.71	12.08	14.13	16.59	19.57	22.88	con't
60	2.79	3.79	4.85	5.97	7.26	8.65	10.10	11.51	12.92	15.24	18.04	21.30	24.96	con't
61	3.06	4.10	5.25	6.49	7.90	9.40	10.91	12.36	13.85	16.46	19.54	23.00	26.85	con't
62	3.31	4.44	5.72	7.08	8.61	10.22	11.81	13.37	15.01	17.89	21.18	24.84	28.97	con't
63	3.53	4.89	6.26	7.75	9.40	11.12	12.85	14.60	16.44	19.54	23.04	27.01	31.57	con't
64	3.73	5.35	6.84	8.49	10.28	12.14	14.03	15.99	18.07	21.39	25.21	29.61	34.71	con't
65	3.90	5.83	7.50	9.31	11.28	13.29	15.34	17.49	19.85	23.48	27.72	32.64	38.42	con't
66	4.10	6.44	8.25	10.20	12.44	14.60	16.79	19.14	21.79	25.82	30.57	36.15	42.73	con't
67	4.49	7.11	9.10	11.21	13.65	16.07	18.55	21.18	24.08	28.62	34.02	40.37	47.72	con't
68	5.00	7.85	10.05	12.32	14.64	17.76	20.50	23.35	26.53	31.69	37.82	44.91	53.08	con't
69	5.53	8.69	11.11	13.57	15.47	19.63	22.40	25.41	29.80	35.73	42.60	50.55	59.55	con't
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	3 of 6

	Blended 80% Male, 20% Female Nonsmoker Select & Ultimate Age Last Birthday
Issue Age	Duration	Att Age
14	15	16	17	18	19	20	21	22	23	24	25	Ultimate
35	2.74	3.02	3.30	3.61	3.97	4.38	4.82	5.35	5.93	6.55	7.21	7.90	9.07	60
36	2.97	3.29	3.61	3.95	4.35	4.80	5.29	5.87	6.48	7.15	7.86	8.67	10.09	61
37	3.21	3.57	3.94	4.34	4.77	5.27	5.80	6.42	7.08	7.82	8.64	9.65	11.27	62
38	3.47	3.87	4.30	4.74	5.24	5.78	6.36	7.02	7.77	8.61	9.61	10.81	12.54	63
39	3.77	4.21	4.69	5.19	5.75	6.33	6.96	7.71	8.57	9.57	10.74	12.03	13.88	64
40	4.13	4.62	5.14	5.70	6.30	6.94	7.65	8.52	9.52	10.67	11.95	13.23	15.27	65
41	4.56	5.11	5.66	6.25	6.90	7.63	8.45	9.46	10.60	11.85	13.18	14.37	16.70	66
42	5.06	5.63	6.18	6.84	7.58	8.43	9.38	10.51	11.72	13.03	14.30	15.61	18.21	67
43	5.57	6.14	6.75	7.51	8.38	9.35	10.41	11.62	12.88	14.17	15.48	17.04	19.81	68
44	6.07	6.67	7.41	8.29	9.29	10.36	11.50	12.74	14.03	15.34	16.90	18.70	21.59	69
45	6.57	7.30	8.19	9.20	10.30	11.45	12.62	13.89	15.19	16.69	18.60	20.74	23.66	70
46	7.15	8.07	9.11	10.23	11.41	12.60	13.79	15.05	16.52	18.39	20.65	23.17	26.16	71
47	7.88	8.97	10.15	11.35	12.57	13.78	14.95	16.35	18.17	20.42	23.07	25.88	29.05	72
48	8.74	9.97	11.28	12.52	13.75	14.94	16.21	17.97	20.18	22.81	25.78	28.74	32.11	73
49	9.76	11.07	12.46	13.69	14.89	16.17	17.80	19.97	22.57	25.48	28.63	31.74	35.39	74
50	10.92	12.19	13.62	14.81	16.08	17.74	19.77	22.33	25.21	28.31	31.62	34.95	38.96	75
51	11.93	13.26	14.70	15.98	17.62	19.68	22.11	24.96	28.02	31.28	34.83	38.50	42.97	76
52	12.89	14.34	15.84	17.48	19.56	21.89	24.72	27.75	30.97	34.47	38.39	42.50	47.59	77
53	14.05	15.59	17.31	19.39	21.78	24.37	27.50	30.68	34.14	38.00	42.39	47.07	52.89	78
54	15.40	17.14	19.21	21.60	24.22	27.09	30.41	33.84	37.65	41.98	46.97	52.34	58.79	79
55	16.96	19.01	21.44	24.07	26.86	29.93	33.53	37.30	41.59	46.52	52.22	58.19	65.44	80
56	18.80	21.26	23.93	26.73	29.65	32.96	36.95	41.19	46.08	51.74	58.06	64.66	72.78	81
57	20.96	23.77	26.56	29.52	32.65	36.32	40.80	45.64	51.24	57.53	64.53	71.66	80.51	82
58	23.38	26.37	29.33	32.54	35.96	40.09	45.22	50.75	56.98	63.93	71.54	79.07	88.86	83
59	25.94	29.11	32.32	35.86	39.69	44.42	50.29	56.45	63.32	70.87	78.93	87.09	98.08	84
60	28.64	32.07	35.62	39.59	43.97	49.39	55.93	62.74	70.20	78.19	86.93	95.93	108.09	85
61	31.17	35.36	39.37	43.84	48.87	54.91	62.19	69.57	77.48	86.14	95.77	105.69	119.14	86
62	33.71	38.99	43.68	48.72	54.33	61.04	68.97	76.79	85.38	94.91	105.54	116.29	131.32	87
63	36.84	43.02	48.57	54.16	60.37	67.68	76.13	84.64	94.10	104.61	116.14	127.61	144.11	88
64	40.68	47.71	53.97	60.16	66.92	74.70	83.92	93.31	103.74	115.15	127.47	139.56	157.19	89
65	45.22	53.02	59.98	66.71	73.87	82.33	92.52	102.85	114.19	126.41	139.42	151.98	169.05	90
66	50.31	58.85	66.55	73.68	81.43	90.77	101.99	113.22	125.35	138.27	151.85	164.33	180.21	91
67	56.17	65.36	73.51	81.25	89.81	100.10	112.29	124.31	137.14	150.62	164.23	176.56	193.10	92
68	62.31	72.04	81.08	89.62	99.06	110.25	123.33	136.04	149.44	162.96	176.47	189.88	207.93	93
69	69.45	80.04	89.46	98.87	109.14	121.12	134.98	148.27	161.69	175.13	189.78	204.01	224.90	94
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	4 of 6

	Blended 80% Male, 20% Female Nonsmoker Select & Ultimate Age Last Birthday	5 of 6
Issue Age	Duration	Att Age
1	2	3	4	5	6	7	8	9	10	11	12	13
70	6.39	9.62	12.29	14.67	17.04	21.50	24.29	28.82	33.72	40.41	48.13	56.93	66.74	con't
71	7.81	10.66	13.60	16.19	19.33	23.20	26.56	31.75	36.45	43.80	52.16	61.54	72.15	con't
72	9.24	12.17	15.29	18.31	21.45	24.87	28.73	33.90	38.67	46.56	55.38	65.43	76.65	con't
73	10.52	13.80	17.09	20.35	23.58	26.96	31.66	36.97	41.75	50.26	59.82	70.78	82.71	con't
74	12.03	14.99	18.67	22.57	25.95	30.18	35.38	40.34	47.58	56.85	67.58	79.81	92.88	con't
75	13.16	16.39	20.50	25.00	28.89	33.86	38.95	45.94	55.89	66.42	78.61	92.36	106.80	con't
76	13.83	18.01	22.64	27.66	32.38	37.55	44.27	53.91	63.26	76.36	89.92	105.11	120.82	con't
77	14.75	19.61	24.99	31.00	36.25	42.68	52.00	61.57	73.08	87.66	102.64	119.21	136.01	con't
78	15.87	21.45	27.76	35.03	41.17	50.16	59.90	71.34	83.20	98.04	114.28	131.99	149.35	con't
79	17.10	23.80	31.22	39.79	48.43	58.29	69.65	81.27	91.94	107.86	125.12	143.28	160.95	con't
80	18.63	26.81	35.53	45.55	56.90	68.11	79.53	90.15	103.54	120.69	138.75	158.81	181.39	con't
81	20.50	30.60	40.87	52.47	65.42	77.92	88.49	101.68	113.44	135.44	155.62	180.90	202.40	con't
82	22.95	35.40	47.36	60.60	75.10	87.02	100.02	111.61	129.22	153.95	179.51	202.26	216.54	con't
83	26.60	41.31	55.02	69.85	85.81	98.59	109.99	127.43	152.07	177.69	200.63	216.44	231.17	con't
84	31.65	48.40	63.79	80.05	97.40	108.59	125.83	150.30	175.70	198.59	214.33	230.79	246.32	con't
85	38.33	56.70	73.62	91.30	107.51	124.50	148.70	173.90	196.44	212.11	228.23	245.15	263.04	con't
86	46.20	66.33	84.82	103.99	123.55	147.42	172.33	194.50	209.77	225.78	242.32	260.63	280.44	con't
87	55.47	77.66	97.99	123.02	146.60	171.12	192.91	207.72	223.25	239.59	257.42	276.86	297.58	con't
88	67.33	91.21	118.31	146.15	170.47	191.79	206.08	221.06	236.87	254.39	273.23	293.44	313.61	con't
89	82.05	112.87	142.98	170.12	191.28	205.03	219.43	234.59	251.54	269.93	289.47	309.19	327.84	con't
90	105.86	139.33	168.64	191.01	204.64	218.45	232.98	249.17	266.91	285.87	305.03	323.29	342.70	con't
91	134.66	166.98	190.76	204.38	218.15	232.07	247.59	264.50	282.59	301.31	319.06	337.72	358.67	con't
92	164.91	190.53	204.14	217.91	231.81	246.82	262.92	280.16	298.07	315.33	333.14	353.26	375.72	con't
93	190.30	203.92	217.69	231.60	246.58	262.34	278.60	295.66	312.24	329.15	348.33	369.89	393.74	con't
94	203.71	217.49	231.39	246.36	262.12	278.25	294.36	309.93	325.92	344.09	364.61	387.48	412.88	con't
95	217.29	231.21	246.18	261.93	278.04	294.18	308.91	323.66	340.75	360.13	381.86	406.21	433.16	con't
96	231.04	246.02	261.77	277.88	294.04	308.86	322.79	338.60	356.69	377.16	400.29	426.10	454.57	con't
97	245.87	261.63	277.74	293.93	308.82	322.76	337.90	354.58	373.64	395.39	419.90	447.14	477.12	con't
98	261.50	277.62	293.84	308.78	322.74	337.89	354.08	371.58	391.80	414.82	440.66	469.33	500.84	con't
99	277.55	293.77	308.75	322.72	337.89	354.08	371.35	390.56	412.56	437.39	465.05	495.58	528.90	con't

	Blended 80% Male, 20% Female Nonsmoker Select & Ultimate Age Last Birthday	6 of 6
Issue Age	Duration	Att Age
14	15	16	17	18	19	20	21	22	23	24	25	Ultimate
70	77.46	89.15	98.69	108.92	119.93	132.62	147.12	160.45	173.79	188.95	203.89	218.24	242.73	95
71	83.48	96.29	108.68	119.69	131.35	144.63	159.26	172.52	188.16	203.72	218.04	232.79	260.48	96
72	88.81	102.64	117.91	131.16	143.30	156.65	171.30	187.41	203.60	217.83	232.50	247.74	275.32	97
73	96.01	110.75	126.85	143.15	155.29	168.59	186.70	203.51	217.70	232.36	247.50	264.18	287.06	98
74	107.34	123.17	140.37	155.18	167.24	185.19	203.44	217.63	232.27	247.45	264.08	282.15	302.85	99
75	122.61	139.61	155.08	167.11	184.45	203.40	217.60	232.22	247.39	264.03	282.12	301.51	320.57	100
76	137.75	153.92	166.92	184.23	203.37	217.51	232.20	247.35	263.97	282.06	301.51	320.57	338.67	101
77	152.06	166.07	184.04	203.12	217.49	232.10	247.35	263.97	282.06	301.45	320.57	338.59	359.10	102
78	165.35	183.84	202.94	217.25	232.01	247.24	263.97	282.06	301.45	320.49	338.59	358.83	382.14	103
79	182.99	202.71	217.08	231.77	247.07	263.84	282.00	301.45	320.49	338.59	358.67	381.88	407.85	104
80	202.54	216.84	231.62	246.87	263.69	281.92	301.38	320.49	338.59	358.59	381.63	407.85	435.73	105
81	216.72	231.46	246.70	263.57	281.79	301.36	320.49	338.59	358.42	381.51	407.85	435.73	465.05	106
82	231.31	246.59	263.40	281.68	301.25	320.47	338.59	358.26	381.25	407.85	435.73	465.05	495.52	107
83	246.45	263.25	281.59	301.16	320.32	338.58	358.10	381.01	407.85	435.73	465.05	495.52	527.06	108
84	263.17	281.38	301.08	320.25	338.44	358.00	380.75	407.85	435.73	465.05	495.52	527.06	560.03	109
85	281.31	300.88	320.20	338.39	357.81	380.62	407.85	435.73	465.05	495.52	527.06	560.03	593.58	110
86	300.57	320.06	338.36	357.62	380.36	407.85	435.63	464.93	495.52	527.06	560.03	593.58	626.63	111
87	318.07	336.91	357.49	378.43	405.74	433.42	462.59	493.46	525.70	559.32	593.58	626.63	658.96	112
88	332.54	353.19	375.96	400.71	427.52	456.36	487.18	519.88	554.40	590.67	626.63	658.96	692.41	113
89	347.96	370.24	394.57	421.03	449.62	480.27	512.90	547.45	583.82	621.95	658.96	692.41	732.66	114
90	364.47	388.25	414.25	442.47	472.84	505.29	539.75	576.15	614.39	654.40	692.34	732.66	771.87	115
91	381.91	407.33	435.04	465.02	497.16	531.42	567.71	605.96	646.07	688.00	731.84	771.87	812.90	116
92	400.43	427.52	456.95	488.66	522.58	558.66	596.79	636.87	678.87	722.83	768.71	812.90	856.40	117
93	420.07	448.82	479.95	513.41	549.12	587.00	626.94	668.86	712.83	758.84	806.80	856.40	898.17	118
94	440.81	471.22	504.05	539.26	576.75	616.40	658.12	701.95	747.96	796.03	846.13	898.17	941.67	119
95	462.68	494.73	529.28	566.22	605.43	646.79	690.36	736.23	784.26	834.41	886.61	941.67	1,000.00	120
96	485.67	519.39	555.62	594.22	635.07	678.21	723.78	771.62	821.69	873.90	930.17	1,000.00
97	509.82	545.16	583.00	623.15	665.68	710.80	758.29	808.12	860.19	917.97	1,000.00
98	535.10	571.97	611.26	653.01	697.49	744.46	793.88	845.64	905.26	1,000.00
99	564.83	603.20	644.01	687.58	733.63	782.12	832.92	892.25	1,000.00

Section 1412.APPENDIX A 2001 CSO Mortality Tables

Section 1412.ILLUSTRATION NN Blended 60% Male, 40% Female Nonsmoker Select & Ultimate Age Last Birthday

	Blended 60% Male, 40% Female Nonsmoker Select & Ultimate Age Last Birthday
Issue Age	Duration
1	2	3	4	5	6	7	8	9	10	11	12	13	con't
0														con't
1														con't
2														con't
3														con't
4													0.57	con't
5												0.57	0.64	con't
6											0.57	0.63	0.69	con't
7										0.57	0.63	0.68	0.72	con't
8									0.56	0.63	0.68	0.71	0.72	con't
9								0.56	0.63	0.68	0.71	0.71	0.72	con't
10							0.56	0.62	0.67	0.70	0.70	0.71	0.71	con't
11						0.55	0.62	0.66	0.69	0.69	0.70	0.70	0.72	con't
12					0.55	0.62	0.66	0.68	0.68	0.69	0.69	0.71	0.73	con't
13				0.55	0.62	0.65	0.67	0.67	0.68	0.68	0.70	0.72	0.75	con't
14			0.55	0.62	0.65	0.66	0.67	0.68	0.68	0.69	0.71	0.74	0.78	con't
15		0.55	0.61	0.65	0.66	0.66	0.67	0.67	0.68	0.69	0.72	0.76	0.79	con't
16	0.55	0.61	0.64	0.65	0.65	0.66	0.66	0.67	0.69	0.71	0.74	0.77	0.80	con't
17	0.60	0.63	0.64	0.64	0.65	0.65	0.66	0.68	0.69	0.72	0.75	0.77	0.81	con't
18	0.62	0.62	0.63	0.63	0.64	0.65	0.66	0.68	0.70	0.73	0.75	0.78	0.81	con't
19	0.60	0.60	0.61	0.61	0.62	0.64	0.65	0.68	0.70	0.72	0.76	0.78	0.81	con't
20	0.56	0.56	0.58	0.59	0.60	0.62	0.65	0.67	0.69	0.72	0.75	0.79	0.83	con't
21	0.52	0.53	0.55	0.56	0.59	0.61	0.64	0.65	0.69	0.72	0.76	0.81	0.86	con't
22	0.48	0.50	0.52	0.55	0.58	0.61	0.62	0.66	0.69	0.73	0.78	0.83	0.89	con't
23	0.45	0.47	0.51	0.54	0.58	0.60	0.64	0.67	0.71	0.75	0.81	0.86	0.93	con't
24	0.41	0.45	0.50	0.54	0.58	0.62	0.66	0.69	0.74	0.79	0.85	0.91	0.98	con't
25	0.38	0.44	0.50	0.55	0.60	0.64	0.67	0.72	0.77	0.83	0.89	0.96	1.04	con't
26	0.37	0.44	0.51	0.58	0.62	0.66	0.70	0.75	0.81	0.88	0.95	1.02	1.11	con't
27	0.37	0.45	0.53	0.59	0.64	0.68	0.74	0.79	0.86	0.93	1.01	1.09	1.20	con't
28	0.38	0.47	0.55	0.61	0.67	0.72	0.78	0.84	0.91	0.99	1.08	1.19	1.30	con't
29	0.39	0.48	0.56	0.63	0.70	0.76	0.82	0.89	0.97	1.06	1.16	1.28	1.40	con't
30	0.39	0.49	0.57	0.65	0.73	0.80	0.87	0.95	1.03	1.13	1.24	1.36	1.51	con't
31	0.40	0.50	0.59	0.67	0.75	0.83	0.92	1.00	1.09	1.19	1.31	1.46	1.65	con't
32	0.42	0.51	0.61	0.69	0.79	0.87	0.97	1.05	1.15	1.26	1.40	1.58	1.81	con't
33	0.44	0.54	0.63	0.73	0.83	0.92	1.03	1.13	1.22	1.35	1.52	1.73	1.98	con't
34	0.47	0.56	0.66	0.77	0.87	0.98	1.10	1.21	1.33	1.48	1.67	1.90	2.15	con't
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	1 of 6

	Blended 60% Male, 40% Female Nonsmoker Select & Ultimate Age Last Birthday
Issue Age	Duration	Att Age
14	15	16	17	18	19	20	21	22	23	24	25	Ultimate
0				0.62	0.69	0.73	0.75	0.75	0.76	0.76	0.77	0.78	0.80	25
1			0.60	0.67	0.71	0.74	0.75	0.76	0.76	0.77	0.78	0.80	0.84	26
2		0.59	0.65	0.70	0.73	0.75	0.76	0.76	0.77	0.78	0.79	0.83	0.87	27
3	0.58	0.64	0.69	0.73	0.75	0.76	0.76	0.77	0.78	0.79	0.82	0.85	0.86	28
4	0.64	0.69	0.73	0.74	0.76	0.76	0.77	0.78	0.79	0.81	0.84	0.85	0.87	29
5	0.69	0.72	0.74	0.75	0.76	0.77	0.78	0.79	0.80	0.82	0.83	0.86	0.87	30
6	0.72	0.73	0.75	0.75	0.76	0.77	0.78	0.80	0.81	0.83	0.84	0.86	0.88	31
7	0.73	0.74	0.74	0.75	0.76	0.77	0.79	0.81	0.82	0.84	0.86	0.88	0.91	32
8	0.73	0.73	0.74	0.76	0.77	0.79	0.81	0.82	0.84	0.86	0.88	0.91	0.94	33
9	0.72	0.73	0.75	0.77	0.79	0.80	0.82	0.84	0.86	0.88	0.91	0.94	0.98	34
10	0.73	0.75	0.77	0.79	0.80	0.82	0.84	0.86	0.88	0.91	0.94	0.98	1.04	35
11	0.74	0.76	0.79	0.80	0.82	0.84	0.86	0.88	0.91	0.94	0.98	1.04	1.10	36
12	0.76	0.78	0.80	0.82	0.84	0.86	0.88	0.91	0.94	0.98	1.04	1.09	1.16	37
13	0.78	0.79	0.82	0.84	0.86	0.88	0.91	0.94	0.98	1.04	1.09	1.16	1.23	38
14	0.79	0.81	0.84	0.86	0.88	0.91	0.94	0.98	1.04	1.09	1.16	1.23	1.31	39
15	0.81	0.84	0.86	0.88	0.91	0.94	0.98	1.04	1.09	1.15	1.23	1.31	1.41	40
16	0.83	0.85	0.87	0.91	0.94	0.98	1.04	1.09	1.15	1.23	1.31	1.41	1.52	41
17	0.84	0.86	0.88	0.94	0.98	1.04	1.09	1.15	1.23	1.31	1.41	1.52	1.65	42
18	0.85	0.88	0.92	0.98	1.03	1.09	1.15	1.22	1.31	1.41	1.52	1.65	1.80	43
19	0.86	0.92	0.97	1.03	1.09	1.15	1.22	1.31	1.41	1.52	1.65	1.80	1.98	44
20	0.89	0.96	1.03	1.08	1.15	1.22	1.31	1.41	1.52	1.65	1.80	1.98	2.18	45
21	0.93	1.00	1.08	1.15	1.22	1.31	1.41	1.52	1.65	1.80	1.98	2.18	2.39	46
22	0.97	1.05	1.14	1.22	1.30	1.41	1.52	1.65	1.80	1.98	2.18	2.39	2.58	47
23	1.01	1.11	1.21	1.29	1.40	1.52	1.65	1.80	1.98	2.18	2.38	2.58	2.77	48
24	1.07	1.18	1.28	1.39	1.51	1.65	1.80	1.98	2.18	2.38	2.58	2.77	2.99	49
25	1.13	1.25	1.38	1.51	1.64	1.80	1.98	2.18	2.38	2.57	2.77	2.99	3.26	50
26	1.22	1.35	1.49	1.63	1.79	1.98	2.18	2.37	2.57	2.76	2.99	3.26	3.58	51
27	1.33	1.46	1.62	1.78	1.97	2.17	2.37	2.56	2.76	2.99	3.26	3.58	3.96	52
28	1.43	1.59	1.77	1.96	2.16	2.36	2.55	2.76	2.99	3.26	3.58	3.96	4.39	53
29	1.54	1.73	1.93	2.14	2.35	2.54	2.75	2.99	3.26	3.57	3.96	4.38	4.89	54
30	1.69	1.89	2.10	2.32	2.52	2.74	2.98	3.25	3.56	3.94	4.38	4.85	5.46	55
31	1.86	2.08	2.29	2.51	2.73	2.97	3.23	3.54	3.93	4.36	4.84	5.37	6.06	56
32	2.04	2.27	2.49	2.72	2.96	3.22	3.52	3.91	4.34	4.81	5.34	5.93	6.66	57
33	2.22	2.46	2.69	2.95	3.22	3.52	3.88	4.32	4.78	5.30	5.88	6.49	7.26	58
34	2.41	2.67	2.92	3.20	3.51	3.87	4.27	4.74	5.25	5.82	6.43	7.06	7.94	59
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	2 of 6

	Blended 60% Male, 40% Female Nonsmoker Select & Ultimate Age Last Birthday
Issue Age	Duration
1	2	3	4	5	6	7	8	9	10	11	12	13	con't
35	0.49	0.59	0.69	0.80	0.92	1.04	1.16	1.31	1.46	1.64	1.84	2.08	2.34	con't
36	0.51	0.61	0.72	0.84	0.97	1.10	1.25	1.43	1.62	1.82	2.03	2.27	2.54	con't
37	0.54	0.65	0.77	0.89	1.02	1.18	1.36	1.57	1.78	1.99	2.21	2.46	2.76	con't
38	0.58	0.71	0.84	0.96	1.10	1.28	1.49	1.72	1.95	2.17	2.40	2.68	3.00	con't
39	0.63	0.77	0.90	1.03	1.20	1.40	1.64	1.88	2.11	2.35	2.61	2.92	3.27	con't
40	0.68	0.83	0.98	1.13	1.32	1.55	1.80	2.05	2.30	2.56	2.86	3.20	3.59	con't
41	0.72	0.90	1.08	1.26	1.46	1.70	1.97	2.23	2.51	2.80	3.14	3.53	3.95	con't
42	0.77	0.97	1.18	1.37	1.60	1.85	2.14	2.42	2.73	3.06	3.45	3.88	4.36	con't
43	0.83	1.05	1.27	1.48	1.72	1.99	2.30	2.63	2.96	3.34	3.76	4.26	4.82	con't
44	0.91	1.14	1.36	1.59	1.85	2.15	2.49	2.86	3.24	3.64	4.11	4.70	5.30	con't
45	0.99	1.23	1.46	1.71	2.00	2.34	2.72	3.13	3.56	3.99	4.54	5.18	5.78	con't
46	1.07	1.31	1.56	1.84	2.17	2.54	2.98	3.43	3.89	4.41	5.00	5.66	6.27	con't
47	1.15	1.40	1.68	1.99	2.35	2.76	3.23	3.73	4.24	4.85	5.46	6.13	6.80	con't
48	1.23	1.51	1.83	2.16	2.54	2.98	3.48	4.04	4.61	5.25	5.90	6.64	7.44	con't
49	1.32	1.64	1.99	2.35	2.74	3.20	3.75	4.36	4.95	5.62	6.38	7.25	8.22	con't
50	1.42	1.80	2.17	2.55	2.96	3.44	4.02	4.65	5.30	6.04	6.93	8.00	9.13	con't
51	1.52	1.98	2.37	2.77	3.20	3.69	4.29	4.95	5.69	6.55	7.61	8.87	10.12	con't
52	1.61	2.15	2.58	3.01	3.45	3.96	4.59	5.33	6.17	7.19	8.43	9.82	11.02	con't
53	1.70	2.31	2.78	3.24	3.71	4.26	4.96	5.83	6.77	7.96	9.32	10.69	11.91	con't
54	1.78	2.47	3.00	3.48	3.98	4.61	5.42	6.40	7.46	8.77	10.11	11.51	12.95	con't
55	1.89	2.64	3.23	3.74	4.29	5.03	5.96	7.06	8.21	9.49	10.86	12.46	14.14	con't
56	2.00	2.82	3.47	4.04	4.68	5.52	6.57	7.77	8.98	10.30	11.86	13.64	15.51	con't
57	2.12	3.00	3.73	4.39	5.14	6.10	7.24	8.49	9.75	11.26	13.01	15.02	17.14	con't
58	2.27	3.20	4.02	4.78	5.66	6.73	7.94	9.22	10.51	12.19	14.16	16.51	19.04	con't
59	2.46	3.43	4.34	5.21	6.22	7.38	8.66	9.97	11.29	13.17	15.42	18.10	21.10	con't
60	2.66	3.68	4.68	5.66	6.79	8.05	9.38	10.73	12.13	14.25	16.80	19.74	23.05	con't
61	2.90	3.96	5.04	6.12	7.37	8.74	10.14	11.55	13.06	15.45	18.25	21.41	24.92	con't
62	3.14	4.27	5.46	6.64	8.00	9.47	10.97	12.51	14.18	16.82	19.84	23.22	27.03	con't
63	3.37	4.73	5.94	7.23	8.69	10.27	11.91	13.64	15.51	18.38	21.64	25.35	29.56	con't
64	3.59	5.21	6.44	7.86	9.45	11.16	12.98	14.91	17.02	20.14	23.72	27.83	32.54	con't
65	3.78	5.66	7.02	8.56	10.32	12.18	14.15	16.29	18.68	22.12	26.10	30.71	36.03	con't
66	3.97	6.20	7.67	9.34	11.32	13.32	15.46	17.82	20.51	24.34	28.81	34.01	40.05	con't
67	4.33	6.79	8.40	10.21	12.37	14.62	17.04	19.69	22.65	26.97	32.03	37.92	44.69	con't
68	4.82	7.45	9.23	11.19	13.30	16.12	18.81	21.71	24.99	29.86	35.59	42.17	49.68	con't
69	5.33	8.20	10.16	12.29	14.15	17.80	20.60	23.71	28.00	33.56	39.97	47.33	55.60	con't
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	3 of 6

	Blended 60% Male, 40% Female Nonsmoker Select & Ultimate Age Last Birthday
Issue Age	Duration	Att Age
14	15	16	17	18	19	20	21	22	23	24	25	Ultimate
35	2.62	2.90	3.19	3.50	3.85	4.25	4.69	5.20	5.77	6.37	7.01	7.68	8.73	60
36	2.86	3.16	3.48	3.84	4.23	4.67	5.15	5.71	6.31	6.95	7.65	8.42	9.66	61
37	3.10	3.44	3.81	4.21	4.64	5.12	5.65	6.25	6.89	7.60	8.39	9.32	10.71	62
38	3.36	3.75	4.17	4.61	5.09	5.63	6.19	6.83	7.55	8.35	9.28	10.36	11.85	63
39	3.67	4.09	4.55	5.05	5.59	6.17	6.78	7.50	8.31	9.24	10.30	11.46	13.05	64
40	4.02	4.49	5.00	5.54	6.13	6.75	7.44	8.27	9.20	10.25	11.40	12.56	14.32	65
41	4.43	4.96	5.50	6.07	6.71	7.42	8.21	9.14	10.19	11.32	12.52	13.64	15.63	66
42	4.89	5.46	6.01	6.65	7.37	8.18	9.08	10.11	11.22	12.41	13.60	14.82	17.03	67
43	5.39	5.96	6.56	7.30	8.13	9.04	10.04	11.14	12.29	13.49	14.72	16.15	18.52	68
44	5.87	6.47	7.20	8.04	8.97	9.98	11.05	12.19	13.38	14.61	16.04	17.68	20.19	69
45	6.36	7.08	7.93	8.88	9.91	11.00	12.11	13.28	14.50	15.89	17.61	19.54	22.10	70
46	6.93	7.81	8.77	9.82	10.93	12.08	13.20	14.40	15.76	17.45	19.47	21.72	24.39	71
47	7.61	8.62	9.71	10.85	12.01	13.20	14.31	15.63	17.28	19.30	21.65	24.16	27.00	72
48	8.39	9.53	10.74	11.92	13.12	14.30	15.52	17.13	19.12	21.46	24.08	26.75	29.77	73
49	9.31	10.52	11.82	13.01	14.22	15.49	17.00	18.96	21.27	23.87	26.67	29.48	32.76	74
50	10.33	11.54	12.89	14.09	15.38	16.95	18.81	21.10	23.67	26.43	29.40	32.42	36.03	75
51	11.26	12.54	13.93	15.22	16.82	18.74	20.94	23.48	26.21	29.15	32.34	35.66	39.66	76
52	12.16	13.56	15.02	16.62	18.60	20.76	23.31	26.01	28.92	32.07	35.58	39.29	43.81	77
53	13.23	14.73	16.39	18.37	20.63	23.03	25.83	28.70	31.83	35.30	39.21	43.40	48.51	78
54	14.46	16.15	18.12	20.39	22.86	25.51	28.51	31.60	35.04	38.91	43.32	48.07	53.72	79
55	15.87	17.85	20.15	22.65	25.30	28.13	31.38	34.78	38.62	42.99	47.99	53.25	59.68	80
56	17.54	19.87	22.40	25.09	27.90	30.93	34.52	38.32	42.67	47.63	53.15	58.93	66.40	81
57	19.49	22.12	24.81	27.69	30.68	34.02	38.04	42.33	47.26	52.75	58.83	65.08	73.46	82
58	21.65	24.49	27.37	30.51	33.73	37.48	42.03	46.89	52.34	58.39	64.98	71.61	81.01	83
59	23.97	27.01	30.14	33.62	37.16	41.40	46.56	51.95	57.94	64.49	71.49	78.64	89.34	84
60	26.45	29.75	33.23	37.06	41.04	45.85	51.56	57.51	63.99	70.95	78.53	86.37	98.19	85
61	28.88	32.82	36.74	40.91	45.44	50.78	57.08	63.52	70.41	77.94	86.25	94.87	108.07	86
62	31.38	36.23	40.72	45.29	50.32	56.22	63.06	69.90	77.38	85.62	94.72	104.04	119.25	87
63	34.40	40.01	45.15	50.15	55.69	62.09	69.39	76.82	85.02	94.05	103.89	113.80	130.97	88
64	38.01	44.35	49.98	55.49	61.50	68.32	76.25	84.42	93.40	103.17	113.66	124.15	142.78	89
65	42.23	49.22	55.33	61.31	67.69	75.09	83.81	92.74	102.45	112.90	124.00	134.99	152.72	90
66	46.96	54.50	61.18	67.54	74.44	82.57	92.11	101.75	112.14	123.19	134.85	145.99	161.93	91
67	52.37	60.32	67.41	74.30	81.88	90.79	101.09	111.40	122.41	134.00	145.88	157.17	173.91	92
68	58.07	66.35	74.16	81.74	90.04	99.68	110.72	121.66	133.21	145.04	157.09	169.37	188.75	93
69	64.51	73.43	81.62	89.90	98.90	109.22	120.91	132.41	144.17	156.19	169.28	182.50	206.57	94
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	4 of 6

	Blended 60% Male, 40% Female Nonsmoker Select & Ultimate Age Last Birthday	5 of 6
Issue Age	Duration
1	2	3	4	5	6	7	8	9	10	11	12	13	con't
70	6.10	9.02	11.21	13.32	15.59	19.54	22.45	26.79	31.57	37.83	45.01	53.13	62.16	con't
71	7.49	9.94	12.37	14.70	17.62	21.23	24.66	29.60	34.39	41.28	49.09	57.81	67.61	con't
72	8.88	11.23	13.84	16.56	19.57	22.96	26.88	31.96	36.96	44.42	52.75	62.16	72.30	con't
73	9.99	12.63	15.43	18.42	21.59	25.09	29.75	35.09	40.28	48.39	57.45	67.73	78.20	con't
74	11.29	13.75	16.93	20.48	23.89	28.13	33.31	38.58	45.73	54.57	64.67	76.04	87.37	con't
75	12.33	15.06	18.67	22.77	26.68	31.61	36.88	43.79	53.06	62.97	74.28	86.92	99.23	con't
76	13.11	16.63	20.71	25.32	29.97	35.21	41.82	50.78	59.82	71.73	84.20	98.03	111.28	con't
77	14.16	18.28	23.02	28.48	33.65	39.95	48.59	57.70	68.42	81.57	95.20	110.18	124.20	con't
78	15.28	20.21	25.76	32.25	38.22	46.50	55.61	66.21	77.39	90.92	105.64	121.55	136.00	con't
79	16.49	22.67	29.13	36.70	44.60	53.65	64.07	74.99	85.58	100.07	115.73	132.04	146.88	con't
80	18.06	25.79	33.29	42.02	51.98	62.13	72.76	83.20	95.89	111.43	127.84	145.50	163.57	con't
81	19.94	29.65	38.37	48.35	59.54	70.75	80.99	93.40	105.27	124.22	142.20	163.24	180.84	con't
82	22.26	34.46	44.48	55.71	68.10	79.07	91.14	102.73	118.66	139.53	161.04	180.72	194.36	con't
83	25.80	40.23	51.64	64.05	77.54	89.26	100.48	116.09	136.68	158.12	178.18	194.30	208.87	con't
84	30.72	47.02	59.80	73.25	87.78	98.60	113.83	134.07	155.12	174.99	191.07	208.37	224.45	con't
85	37.37	54.91	68.87	83.39	97.26	112.01	131.78	152.43	171.80	187.64	204.53	222.76	241.80	con't
86	45.10	63.90	79.05	94.74	110.82	130.01	150.15	168.95	184.24	200.81	218.58	238.31	259.78	con't
87	54.12	74.23	90.75	110.37	129.01	148.46	166.64	181.24	197.16	214.52	233.64	254.66	277.26	con't
88	65.88	86.27	107.27	128.63	147.66	165.06	178.88	194.02	210.63	229.23	249.49	271.49	293.86	con't
89	79.78	103.72	126.57	147.36	164.44	177.44	191.70	207.39	225.20	244.77	265.95	287.84	308.89	con't
90	99.15	124.23	146.40	164.22	177.00	190.39	205.15	221.87	240.56	260.92	282.18	302.84	324.40	con't
91	121.24	145.33	164.02	176.79	190.08	203.95	219.70	237.23	256.42	277.11	297.21	317.92	340.96	con't
92	144.02	163.84	176.60	189.88	203.70	218.68	235.07	253.11	272.75	292.24	311.96	334.07	358.52	con't
93	163.68	176.43	189.70	203.50	218.45	234.34	251.03	269.55	288.18	306.76	327.77	351.21	376.90	con't
94	176.29	189.55	203.34	218.26	234.12	250.61	267.83	285.15	302.59	322.36	344.60	369.17	396.22	con't
95	189.42	203.21	218.12	233.95	250.40	267.65	283.84	299.69	318.12	338.98	362.25	388.10	416.47	con't
96	203.10	218.00	233.82	250.25	267.52	283.81	298.57	315.39	334.68	356.45	380.88	407.96	437.67	con't
97	217.90	233.72	250.13	267.43	283.79	298.56	314.51	332.03	352.10	374.92	400.48	428.77	459.77	con't
98	233.63	250.04	267.36	283.77	298.55	314.50	331.41	349.57	370.55	394.36	421.02	450.51	482.82	con't
99	250.00	267.31	283.76	298.54	314.50	331.41	349.29	369.05	391.67	417.15	445.48	476.66	510.63	con't

	Blended 60% Male, 40% Female Nonsmoker Select & Ultimate Age Last Birthday	6 of 6
Issue Age	Duration	Att Age
14	15	16	17	18	19	20	21	22	23	24	25	Ultimate
70	71.60	81.30	89.72	98.70	108.38	119.33	131.61	143.32	155.25	168.65	182.34	196.16	225.82	95
71	77.24	87.90	98.46	108.15	118.45	129.96	142.52	154.40	168.06	182.09	195.87	210.57	245.03	96
72	82.57	94.22	106.89	118.28	129.06	140.80	153.58	167.54	181.93	195.59	210.14	225.87	259.28	97
73	89.59	101.99	115.36	128.93	139.90	151.82	167.03	181.78	195.40	209.93	225.52	242.86	268.81	98
74	99.63	12.89	127.08	139.81	150.95	166.06	181.70	195.30	209.81	225.43	242.73	261.73	284.27	99
75	112.50	126.58	139.72	150.87	165.60	181.64	195.28	209.74	225.35	242.64	261.69	282.39	303.09	100
76	125.36	138.98	150.73	165.44	181.62	195.17	209.73	225.28	242.56	261.60	282.39	303.09	323.14	101
77	137.78	150.17	165.32	181.42	195.15	209.61	225.28	242.56	261.60	282.31	303.09	323.05	345.67	102
78	149.71	165.14	181.30	194.94	209.54	225.14	242.56	261.60	282.31	302.98	323.05	345.31	370.87	103
79	164.59	181.08	194.84	209.34	225.04	242.39	261.53	282.30	302.98	323.05	345.09	370.55	398.77	104
80	180.95	194.60	209.25	224.89	242.31	261.42	282.20	302.97	323.05	344.99	370.22	398.77	428.69	105
81	194.53	209.11	224.76	242.24	261.35	282.19	302.97	323.05	344.77	370.07	398.77	428.69	459.73	106
82	208.99	224.69	242.10	261.29	282.12	302.96	323.05	344.56	369.74	398.77	428.69	459.73	491.64	107
83	224.56	241.97	261.24	282.08	302.83	323.04	344.35	369.43	398.77	428.69	459.73	491.64	524.37	108
84	241.93	261.02	282.03	302.79	322.89	344.23	369.10	398.77	428.69	459.73	491.64	524.37	558.36	109
85	260.98	281.81	302.76	322.87	344.01	368.94	398.77	428.69	459.73	491.64	524.37	558.36	592.68	110
86	281.42	302.61	322.85	343.78	368.62	398.77	428.55	459.59	491.64	524.37	558.36	592.68	626.07	111
87	299.93	320.95	343.64	366.15	396.12	425.84	456.73	489.16	522.73	557.53	592.68	626.07	658.29	112
88	315.14	338.04	363.02	389.82	418.55	449.16	481.59	515.78	551.67	589.24	626.07	658.29	691.50	113
89	331.24	355.73	382.13	410.55	440.95	473.26	507.43	543.41	581.13	620.54	658.29	691.50	732.32	114
90	348.35	374.22	402.19	432.24	464.31	498.33	534.26	572.04	611.60	652.90	691.42	732.32	771.58	115
91	366.27	393.66	423.20	454.88	488.61	524.35	562.06	601.65	643.07	686.31	731.36	771.58	812.59	116
92	385.14	414.04	445.16	478.44	513.85	551.33	590.81	632.23	675.55	720.78	767.87	812.59	856.12	117
93	404.96	435.35	468.02	502.93	540.02	579.23	620.50	663.77	709.04	756.29	805.46	856.12	897.27	118
94	425.71	457.58	491.81	528.35	567.12	608.06	651.12	696.27	743.54	792.83	844.11	897.27	940.18	119
95	447.37	480.73	516.52	554.68	595.12	637.78	682.65	729.77	779.04	830.40	883.78	940.18	1,000.00	120
96	469.95	504.80	542.14	581.89	623.97	668.37	715.16	764.23	815.52	868.94	926.94	1,000.00
97	493.47	529.78	568.63	609.92	653.66	699.93	748.61	799.64	852.93	912.93	1,000.00
98	517.88	555.61	595.91	638.77	684.31	732.40	782.97	835.93	898.42	1,000.00
99	547.29	586.52	628.31	672.81	719.85	769.35	821.23	883.61	1,000.00

Section 1412.APPENDIX A 2001 CSO Mortality Tables

Section 1412.ILLUSTRATION OO Blended 50% Male, 50% Female Nonsmoker Select & Ultimate Age Last Birthday

	Blended 50% Male, 50% Female Nonsmoker Select & Ultimate Age Last Birthday
Issue Age	Duration
1	2	3	4	5	6	7	8	9	10	11	12	13	con't
0														con't
1														con't
2														con't
3														con't
4													0.54	con't
5												0.54	0.59	con't
6											0.53	0.59	0.64	con't
7										0.53	0.59	0.63	0.66	con't
8									0.53	0.58	0.63	0.65	0.67	con't
9								0.53	0.58	0.62	0.65	0.66	0.67	con't
10							0.52	0.58	0.62	0.64	0.65	0.66	0.67	con't
11						0.52	0.57	0.61	0.63	0.64	0.65	0.66	0.68	con't
12					0.52	0.57	0.60	0.62	0.63	0.64	0.65	0.67	0.69	con't
13				0.52	0.57	0.60	0.61	0.62	0.63	0.64	0.66	0.68	0.71	con't
14			0.52	0.57	0.60	0.61	0.62	0.62	0.64	0.65	0.67	0.70	0.73	con't
15		0.52	0.57	0.60	0.60	0.61	0.62	0.62	0.64	0.65	0.68	0.72	0.74	con't
16	0.52	0.57	0.59	0.59	0.60	0.61	0.62	0.63	0.65	0.67	0.70	0.73	0.76	con't
17	0.56	0.59	0.59	0.59	0.60	0.61	0.62	0.64	0.66	0.68	0.71	0.74	0.77	con't
18	0.57	0.57	0.58	0.59	0.60	0.61	0.62	0.64	0.67	0.69	0.72	0.75	0.78	con't
19	0.55	0.55	0.56	0.57	0.58	0.60	0.61	0.65	0.67	0.69	0.72	0.76	0.80	con't
20	0.51	0.52	0.54	0.55	0.56	0.59	0.62	0.64	0.66	0.69	0.73	0.77	0.82	con't
21	0.48	0.49	0.51	0.53	0.55	0.58	0.61	0.63	0.67	0.70	0.75	0.79	0.84	con't
22	0.45	0.47	0.49	0.51	0.55	0.58	0.60	0.64	0.67	0.72	0.77	0.82	0.88	con't
23	0.42	0.44	0.48	0.51	0.55	0.58	0.61	0.66	0.70	0.74	0.80	0.85	0.92	con't
24	0.38	0.42	0.47	0.51	0.55	0.59	0.63	0.68	0.73	0.78	0.84	0.89	0.97	con't
25	0.35	0.42	0.47	0.53	0.57	0.61	0.66	0.70	0.76	0.82	0.88	0.95	1.03	con't
26	0.35	0.42	0.48	0.55	0.59	0.64	0.68	0.74	0.80	0.86	0.93	1.01	1.09	con't
27	0.35	0.43	0.50	0.57	0.62	0.66	0.72	0.78	0.84	0.91	0.99	1.08	1.17	con't
28	0.36	0.44	0.52	0.59	0.64	0.70	0.76	0.82	0.89	0.97	1.06	1.16	1.26	con't
29	0.37	0.46	0.54	0.61	0.67	0.74	0.80	0.87	0.95	1.04	1.14	1.24	1.36	con't
30	0.39	0.48	0.55	0.63	0.70	0.78	0.85	0.92	1.00	1.10	1.21	1.32	1.47	con't
31	0.40	0.49	0.57	0.65	0.73	0.81	0.89	0.97	1.06	1.16	1.28	1.42	1.60	con't
32	0.41	0.50	0.59	0.67	0.76	0.85	0.94	1.02	1.12	1.22	1.37	1.54	1.76	con't
33	0.43	0.52	0.61	0.71	0.80	0.90	1.00	1.09	1.19	1.32	1.49	1.69	1.92	con't
34	0.46	0.54	0.64	0.74	0.84	0.95	1.06	1.17	1.30	1.45	1.64	1.85	2.10	con't
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	1 of 6

	Blended 50% Male, 50% Female Nonsmoker Select & Ultimate Age Last Birthday
Issue Age	Duration	Att
14	15	16	17	18	19	20	21	22	23	24	25	Ultimate	Age
0				0.58	0.64	0.68	0.70	0.70	0.71	0.72	0.72	0.74	0.76	25
1			0.57	0.62	0.67	0.69	0.70	0.71	0.72	0.72	0.73	0.75	0.80	26
2		0.55	0.60	0.65	0.68	0.69	0.71	0.72	0.72	0.73	0.75	0.78	0.82	27
3	0.54	0.59	0.64	0.68	0.69	0.70	0.71	0.72	0.73	0.75	0.77	0.80	0.82	28
4	0.59	0.64	0.68	0.69	0.70	0.71	0.72	0.73	0.75	0.77	0.79	0.81	0.83	29
5	0.64	0.67	0.69	0.70	0.71	0.72	0.73	0.74	0.76	0.78	0.79	0.82	0.84	30
6	0.67	0.68	0.69	0.70	0.71	0.73	0.73	0.75	0.77	0.79	0.80	0.82	0.86	31
7	0.68	0.68	0.70	0.71	0.72	0.73	0.75	0.77	0.79	0.80	0.82	0.85	0.88	32
8	0.67	0.69	0.70	0.72	0.73	0.75	0.77	0.79	0.80	0.82	0.85	0.88	0.92	33
9	0.68	0.69	0.71	0.73	0.75	0.77	0.79	0.80	0.82	0.85	0.88	0.92	0.96	34
10	0.68	0.70	0.72	0.74	0.76	0.79	0.80	0.82	0.85	0.88	0.92	0.96	1.02	35
11	0.69	0.72	0.74	0.76	0.78	0.80	0.82	0.85	0.88	0.92	0.96	1.02	1.08	36
12	0.71	0.74	0.76	0.78	0.80	0.82	0.85	0.88	0.92	0.96	1.02	1.08	1.15	37
13	0.74	0.76	0.78	0.80	0.82	0.85	0.88	0.92	0.96	1.02	1.07	1.14	1.21	38
14	0.75	0.78	0.80	0.82	0.85	0.88	0.92	0.96	1.02	1.07	1.14	1.21	1.29	39
15	0.77	0.80	0.82	0.85	0.88	0.92	0.96	1.02	1.07	1.13	1.21	1.29	1.38	40
16	0.79	0.81	0.84	0.88	0.92	0.96	1.02	1.07	1.13	1.21	1.29	1.38	1.48	41
17	0.80	0.83	0.86	0.92	0.96	1.02	1.07	1.13	1.21	1.29	1.38	1.48	1.61	42
18	0.82	0.86	0.89	0.96	1.01	1.07	1.13	1.20	1.29	1.38	1.48	1.61	1.76	43
19	0.84	0.89	0.95	1.01	1.07	1.13	1.20	1.28	1.38	1.48	1.61	1.76	1.93	44
20	0.87	0.94	1.01	1.07	1.13	1.20	1.28	1.38	1.48	1.61	1.76	1.93	2.11	45
21	0.91	0.98	1.06	1.13	1.20	1.28	1.38	1.48	1.61	1.76	1.93	2.11	2.32	46
22	0.95	1.03	1.12	1.20	1.28	1.38	1.48	1.61	1.76	1.93	2.11	2.32	2.52	47
23	1.00	1.09	1.19	1.27	1.37	1.48	1.61	1.76	1.93	2.11	2.31	2.52	2.71	48
24	1.05	1.16	1.26	1.36	1.47	1.60	1.76	1.93	2.11	2.31	2.51	2.71	2.93	49
25	1.12	1.23	1.35	1.47	1.59	1.75	1.93	2.11	2.31	2.51	2.71	2.93	3.20	50
26	1.20	1.32	1.45	1.59	1.74	1.92	2.11	2.31	2.50	2.71	2.93	3.20	3.53	51
27	1.30	1.42	1.58	1.73	1.91	2.10	2.30	2.50	2.70	2.93	3.20	3.53	3.90	52
28	1.39	1.54	1.72	1.90	2.09	2.29	2.49	2.70	2.93	3.20	3.53	3.90	4.33	53
29	1.50	1.68	1.88	2.07	2.28	2.48	2.69	2.93	3.20	3.52	3.90	4.32	4.82	54
30	1.64	1.84	2.05	2.25	2.46	2.68	2.92	3.19	3.51	3.89	4.31	4.79	5.37	55
31	1.80	2.02	2.23	2.45	2.67	2.91	3.17	3.50	3.87	4.31	4.77	5.31	5.96	56
32	1.98	2.21	2.43	2.65	2.90	3.16	3.47	3.85	4.28	4.76	5.27	5.85	6.55	57
33	2.16	2.40	2.63	2.88	3.15	3.46	3.83	4.25	4.72	5.24	5.80	6.40	7.15	58
34	2.36	2.60	2.86	3.14	3.45	3.81	4.21	4.68	5.19	5.75	6.34	6.97	7.81	59
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	2 of 6

	Blended 50% Male, 50% Female Nonsmoker Select & Ultimate Age Last Birthday
Issue Age	Duration
1	2	3	4	5	6	7	8	9	10	11	12	13	con't
35	0.48	0.57	0.67	0.78	0.89	1.01	1.13	1.27	1.43	1.60	1.80	2.03	2.29	con't
36	0.50	0.60	0.70	0.82	0.94	1.07	1.22	1.39	1.58	1.77	1.98	2.22	2.50	con't
37	0.53	0.63	0.75	0.87	0.99	1.15	1.33	1.53	1.74	1.95	2.17	2.42	2.71	con't
38	0.57	0.69	0.81	0.93	1.07	1.24	1.46	1.67	1.90	2.13	2.36	2.63	2.95	con't
39	0.61	0.74	0.87	1.01	1.17	1.37	1.60	1.83	2.07	2.31	2.57	2.87	3.22	con't
40	0.66	0.80	0.95	1.10	1.29	1.51	1.75	2.00	2.25	2.51	2.81	3.15	3.54	con't
41	0.70	0.88	1.05	1.22	1.43	1.66	1.92	2.17	2.45	2.75	3.08	3.47	3.89	con't
42	0.76	0.95	1.15	1.34	1.56	1.81	2.09	2.36	2.67	3.01	3.38	3.81	4.29	con't
43	0.82	1.03	1.24	1.46	1.69	1.96	2.25	2.57	2.91	3.28	3.70	4.19	4.73	con't
44	0.89	1.11	1.34	1.57	1.82	2.12	2.44	2.81	3.18	3.58	4.05	4.62	5.20	con't
45	0.97	1.20	1.44	1.69	1.97	2.30	2.67	3.07	3.49	3.93	4.46	5.08	5.68	con't
46	1.05	1.29	1.54	1.82	2.14	2.51	2.93	3.37	3.82	4.33	4.90	5.55	6.16	con't
47	1.14	1.39	1.66	1.97	2.32	2.72	3.18	3.66	4.17	4.75	5.35	6.01	6.69	con't
48	1.22	1.49	1.81	2.14	2.51	2.94	3.43	3.97	4.52	5.15	5.79	6.51	7.30	con't
49	1.30	1.61	1.96	2.32	2.71	3.17	3.69	4.28	4.86	5.52	6.25	7.10	8.03	con't
50	1.39	1.77	2.14	2.51	2.92	3.40	3.96	4.57	5.20	5.92	6.78	7.80	8.88	con't
51	1.49	1.95	2.34	2.72	3.15	3.63	4.21	4.86	5.58	6.41	7.42	8.61	9.80	con't
52	1.58	2.12	2.53	2.95	3.39	3.89	4.50	5.23	6.03	7.01	8.17	9.49	10.65	con't
53	1.66	2.28	2.73	3.18	3.64	4.18	4.86	5.68	6.59	7.71	9.00	10.31	11.50	con't
54	1.74	2.44	2.95	3.41	3.90	4.51	5.28	6.21	7.22	8.47	9.74	11.09	12.49	con't
55	1.85	2.61	3.17	3.66	4.20	4.90	5.79	6.82	7.92	9.15	10.46	12.01	13.63	con't
56	1.97	2.78	3.41	3.95	4.57	5.37	6.36	7.48	8.64	9.92	11.42	13.13	14.94	con't
57	2.08	2.96	3.67	4.28	5.00	5.91	6.98	8.17	9.38	10.82	12.51	14.44	16.48	con't
58	2.23	3.16	3.96	4.66	5.50	6.50	7.64	8.87	10.12	11.73	13.62	15.86	18.27	con't
59	2.41	3.38	4.27	5.07	6.02	7.12	8.32	9.59	10.90	12.70	14.85	17.38	20.23	con't
60	2.60	3.62	4.59	5.50	6.56	7.75	9.02	10.35	11.74	13.77	16.19	18.97	22.12	con't
61	2.82	3.89	4.94	5.94	7.11	8.40	9.76	11.16	12.67	14.95	17.62	20.62	23.98	con't
62	3.05	4.18	5.34	6.43	7.70	9.09	10.56	12.09	13.77	16.29	19.19	22.43	26.09	con't
63	3.29	4.65	5.78	6.97	8.34	9.85	11.45	13.17	15.06	17.82	20.97	24.53	28.58	con't
64	3.53	5.14	6.25	7.55	9.04	10.69	12.45	14.38	16.51	19.53	22.99	26.96	31.50	con't
65	3.72	5.56	6.78	8.20	9.84	11.63	13.56	15.70	18.11	21.45	25.31	29.76	34.89	con't
66	3.91	6.08	7.38	8.91	10.76	12.69	14.81	17.17	19.89	23.62	27.95	32.98	38.78	con't
67	4.25	6.64	8.06	9.72	11.74	13.91	16.30	18.96	21.96	26.17	31.06	36.75	43.24	con't
68	4.73	7.26	8.83	10.63	12.64	15.32	17.99	20.91	24.24	29.00	34.53	40.87	48.08	con't
69	5.23	7.95	9.70	11.67	13.50	16.92	19.72	22.89	27.13	32.53	38.73	45.81	53.76	con't
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	3 of 6

	Blended 50% Male, 50% Female Nonsmoker Select & Ultimate Age Last Birthday
Issue Age	Duration	Att Age
14	15	16	17	18	19	20	21	22	23	24	25	Ultimate
35	2.56	2.84	3.12	3.44	3.80	4.19	4.63	5.14	5.70	6.28	6.92	7.58	8.56	60
36	2.79	3.10	3.42	3.78	4.17	4.61	5.09	5.64	6.23	6.86	7.55	8.30	9.44	61
37	3.04	3.38	3.75	4.15	4.58	5.06	5.58	6.17	6.81	7.50	8.26	9.15	10.44	62
38	3.30	3.69	4.10	4.55	5.03	5.56	6.12	6.75	7.45	8.22	9.11	10.14	11.51	63
39	3.61	4.03	4.49	4.99	5.52	6.09	6.70	7.40	8.19	9.07	10.08	11.18	12.64	64
40	3.96	4.42	4.93	5.47	6.05	6.67	7.35	8.14	9.04	10.03	11.13	12.24	13.84	65
41	4.36	4.88	5.42	5.99	6.63	7.32	8.09	8.99	9.98	11.06	12.20	13.28	15.10	66
42	4.81	5.37	5.92	6.56	7.27	8.06	8.92	9.92	10.98	12.10	13.24	14.42	16.44	67
43	5.29	5.87	6.47	7.20	8.00	8.89	9.85	10.91	12.01	13.15	14.34	15.71	17.89	68
44	5.78	6.38	7.10	7.92	8.82	9.80	10.83	11.92	13.06	14.25	15.62	17.18	19.50	69
45	6.27	6.98	7.81	8.72	9.72	10.78	11.85	12.97	14.15	15.49	17.12	18.95	21.33	70
46	6.83	7.67	8.61	9.62	10.70	11.82	12.91	14.06	15.38	16.99	18.89	21.01	23.51	71
47	7.48	8.45	9.50	10.60	11.73	12.89	14.00	15.28	16.85	18.74	20.95	23.31	25.99	72
48	8.22	9.31	10.47	11.62	12.79	13.98	15.19	16.73	18.59	20.79	23.25	25.77	28.63	73
49	9.08	10.26	11.50	12.68	13.88	15.16	16.62	18.47	20.63	23.07	25.70	28.38	31.48	74
50	10.04	11.22	12.53	13.73	15.03	16.57	18.35	20.49	22.90	25.50	28.31	31.19	34.60	75
51	10.92	12.17	13.54	14.84	16.43	18.28	20.36	22.75	25.32	28.10	31.12	34.28	38.06	76
52	11.79	13.17	14.62	16.21	18.14	20.21	22.61	25.16	27.91	30.90	34.21	37.74	41.99	77
53	12.82	14.30	15.94	17.88	20.07	22.36	25.01	27.73	30.70	33.98	37.67	41.63	46.42	78
54	14.00	15.66	17.59	19.80	22.20	24.73	27.56	30.51	33.77	37.43	41.57	46.04	51.32	79
55	15.35	17.28	19.51	21.95	24.55	27.24	30.32	33.55	37.19	41.30	45.97	50.91	56.97	80
56	16.93	19.18	21.65	24.29	27.04	29.94	33.33	36.93	41.03	45.67	50.81	56.23	63.43	81
57	18.76	21.30	23.95	26.79	29.71	32.91	36.69	40.75	45.36	50.49	56.15	62.01	70.21	82
58	20.80	23.56	26.41	29.52	32.65	36.21	40.49	45.06	50.15	55.78	61.92	68.16	77.43	83
59	23.01	25.97	29.09	32.52	35.93	39.95	44.77	49.81	55.41	61.52	68.06	74.79	85.41	84
60	25.38	28.63	32.08	35.82	39.64	44.17	49.49	55.04	61.09	67.61	74.70	82.07	93.80	85
61	27.76	31.59	35.47	39.51	43.81	48.82	54.67	60.70	67.16	74.21	81.96	90.07	103.24	86
62	30.25	34.89	39.31	43.66	48.42	53.94	60.30	66.72	73.74	81.44	89.93	98.69	114.08	87
63	33.21	38.56	43.53	48.25	53.49	59.49	66.28	73.26	80.94	89.36	98.54	107.89	125.44	88
64	36.73	42.76	48.09	53.29	58.98	65.38	72.76	80.42	88.81	97.93	107.74	117.68	136.85	89
65	40.81	47.43	53.14	58.80	64.85	71.79	79.90	88.25	97.33	107.11	117.51	128.00	146.16	90
66	45.38	52.46	58.68	64.72	71.27	78.88	87.73	96.75	106.47	116.85	127.86	138.60	154.78	91
67	50.59	57.98	64.60	71.14	78.32	86.66	96.21	105.86	116.21	127.16	138.51	149.58	166.63	92
68	56.10	63.74	71.02	78.19	86.04	95.08	105.32	115.60	126.53	137.83	149.50	161.59	181.70	93
69	62.23	70.42	78.09	85.93	94.44	104.11	115.00	125.88	137.13	148.77	161.49	174.60	200.06	94
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	4 of 6

	Blended 50% Male, 50% Female Nonsmoker Select & Ultimate Age Last Birthday	5 of 6
Issue	Duration
Age	1	2	3	4	5	6	7	8	9	10	11	12	13	con't
70	5.96	8.73	10.67	12.66	14.88	18.59	21.56	25.81	30.55	36.61	43.54	51.35	60.05	con't
71	7.33	9.58	11.76	13.97	16.78	20.27	23.74	28.58	33.41	40.09	47.66	56.09	65.54	con't
72	8.70	10.76	13.14	15.72	18.66	22.05	25.99	31.03	36.15	43.42	51.54	60.67	70.35	con't
73	9.73	12.06	14.63	17.49	20.64	24.19	28.85	34.21	39.60	47.52	56.37	66.36	76.20	con't
74	10.93	13.14	16.08	19.48	22.90	27.16	32.35	37.76	44.87	53.53	63.36	74.37	84.96	con't
75	11.94	14.43	17.79	21.71	25.63	30.56	35.92	42.80	51.76	61.42	72.36	84.55	95.99	con't
76	12.76	15.97	19.79	24.21	28.83	34.11	40.69	49.35	58.26	69.68	81.70	95.00	107.28	con't
77	13.87	17.64	22.08	27.29	32.44	38.69	47.04	55.95	66.35	78.91	92.01	106.39	119.34	con't
78	15.01	19.63	24.81	30.96	36.86	44.84	53.69	63.93	74.86	87.87	102.01	117.25	130.64	con't
79	16.20	22.15	28.16	35.27	42.84	51.57	61.60	72.25	82.86	96.80	111.87	127.53	141.38	con't
80	17.79	25.31	32.26	40.41	49.76	59.48	69.81	80.22	92.67	107.62	123.47	140.30	156.81	con't
81	19.68	29.22	37.24	46.49	56.95	67.63	77.78	89.92	101.91	119.70	136.96	156.55	172.92	con't
82	21.95	34.03	43.19	53.54	65.05	75.66	87.42	99.08	114.42	133.88	154.05	172.82	186.48	con't
83	25.44	39.75	50.14	61.52	74.00	85.33	96.57	111.55	130.66	150.70	169.95	186.44	201.19	con't
84	30.30	46.42	58.06	70.35	83.74	94.50	109.01	127.73	147.33	166.32	182.80	200.65	217.13	con't
85	36.94	54.13	66.84	80.08	93.04	107.00	125.17	144.29	162.76	178.95	196.36	215.27	234.89	con't
86	44.62	62.86	76.62	90.95	105.71	123.21	141.75	159.58	175.16	192.21	210.64	231.05	253.24	con't
87	53.54	72.78	87.77	105.30	122.13	139.86	156.99	171.83	188.17	206.14	225.89	247.64	271.07	con't
88	65.26	84.23	102.84	121.78	139.00	155.24	169.22	184.70	201.85	221.04	241.97	264.80	288.08	con't
89	78.85	100.05	120.16	138.72	154.59	167.63	182.14	198.29	216.62	236.81	258.78	281.59	303.53	con't
90	96.48	118.32	137.96	154.38	167.18	180.71	195.84	212.99	232.23	253.31	275.48	297.04	319.37	con't
91	116.00	137.12	154.20	166.98	180.41	194.54	210.62	228.60	248.44	270.02	291.01	312.47	336.22	con't
92	136.10	154.05	166.81	180.22	194.30	209.53	226.26	244.86	265.32	285.70	306.12	328.92	354.01	con't
93	153.91	166.67	180.06	194.11	209.30	225.49	242.62	261.88	281.35	300.60	322.26	346.31	372.56	con't
94	166.54	179.93	193.96	209.12	225.27	242.18	260.05	278.12	296.17	316.53	339.34	364.45	391.99	con't
95	179.82	193.84	208.99	225.11	241.97	259.87	276.72	293.08	312.04	333.43	357.19	383.49	412.29	con't
96	193.75	208.88	224.99	241.82	259.74	276.70	291.90	309.16	328.90	351.11	375.95	403.42	433.46	con't
97	208.80	224.89	241.71	259.65	276.68	291.89	308.23	326.12	346.55	369.71	395.61	424.21	455.50	con't
98	224.82	241.63	259.58	276.67	291.88	308.23	325.46	343.89	365.14	389.22	416.14	445.87	478.38	con't
99	241.59	259.54	276.65	291.87	308.22	325.46	343.60	363.58	386.43	412.12	440.66	472.02	506.15	con't

68.94

77.77

85.74

94.25

103.43

113.74

125.23

136.43

148.00

160.94

174.42

188.31

219.99

	Blended 50% Male, 50% Female Nonsmoker Select & Ultimate Age Last Birthday	6 of 6
Issue Age	Duration	Att Age
14	15	16	17	18	19	20	21	22	23	24	25	Ultimate
70	68.94	77.77	85.74	94.25	103.43	113.74	125.23	136.43	148.00	160.94	174.42	188.31	219.99	95
71	74.44	84.18	94.00	103.20	113.02	123.91	135.79	147.32	160.44	174.14	188.00	202.91	239.86	96
72	79.80	90.55	102.16	112.86	123.20	134.43	146.65	160.00	173.97	187.68	202.43	218.55	254.05	97
73	86.79	98.23	110.53	123.08	133.71	145.26	159.57	173.81	187.48	202.20	218.16	235.93	263.03	98
74	96.33	108.57	121.61	133.63	144.58	158.81	173.71	187.37	202.07	218.06	235.77	255.27	278.61	99
75	108.25	121.22	133.55	144.52	158.44	173.65	187.35	202.00	217.97	235.68	255.22	276.56	297.99	100
76	120.26	132.97	144.40	158.31	173.64	187.22	201.99	217.90	235.59	255.13	276.56	297.99	318.76	101
77	132.03	143.95	158.22	173.45	187.21	201.85	217.90	235.58	255.13	276.48	297.99	318.65	341.99	102
78	143.59	158.06	173.36	187.02	201.81	217.75	235.58	255.12	276.47	297.87	318.65	341.61	367.87	103
79	157.61	173.14	186.94	201.61	217.67	235.41	255.04	276.46	297.86	318.65	341.38	367.52	396.40	104
80	173.03	186.70	201.54	217.53	235.35	254.94	276.35	297.86	318.65	341.27	367.18	396.40	426.89	105
81	186.65	201.42	217.41	235.30	254.88	276.35	297.86	318.65	341.04	367.02	396.40	426.89	458.39	106
82	201.30	217.36	235.17	254.84	276.30	297.85	318.65	340.81	366.68	396.40	426.89	458.39	490.68	107
83	217.24	235.05	254.80	276.26	297.72	318.65	340.58	366.34	396.40	426.89	458.39	490.68	523.70	108
84	235.01	254.58	276.22	297.69	318.50	340.46	366.00	396.40	426.89	458.39	490.68	523.70	557.96	109
85	254.54	276.00	297.67	318.48	340.22	365.82	396.40	426.89	458.39	490.68	523.70	557.96	592.46	110
86	275.58	297.52	318.47	339.99	365.48	396.40	426.74	458.24	490.68	523.70	557.96	592.46	625.93	111
87	294.62	316.44	339.84	362.88	393.62	423.90	455.26	488.08	522.00	557.09	592.46	625.93	658.12	112
88	310.22	333.89	359.57	386.98	416.26	447.34	480.20	514.77	551.01	588.88	625.93	658.12	691.28	113
89	326.65	351.84	378.88	407.86	438.76	471.51	506.08	542.42	580.47	620.19	658.12	691.28	732.24	114
90	344.04	370.55	399.09	429.65	462.17	496.61	532.90	571.03	610.91	652.54	691.19	732.24	771.51	115
91	362.18	390.14	420.20	452.34	486.49	522.61	560.66	600.59	642.34	685.90	731.24	771.51	812.52	116
92	381.21	410.62	442.20	475.91	511.70	549.52	589.34	631.09	674.73	720.29	767.67	812.52	856.05	117
93	401.13	431.97	465.06	500.35	537.79	577.33	618.93	662.52	708.11	755.67	805.13	856.05	897.06	118
94	421.91	454.20	488.79	525.66	564.76	606.02	649.41	694.88	742.46	792.07	843.62	897.06	939.84	119
95	443.56	477.27	513.39	551.84	592.59	635.58	680.77	728.20	777.78	829.43	883.10	939.84	1,000.00	120
96	466.07	501.21	538.83	578.87	621.25	665.98	713.07	762.44	814.03	867.75	926.18	1,000.00
97	489.44	526.00	565.11	606.69	650.73	697.30	746.26	797.59	851.18	911.76	1,000.00
98	513.65	551.61	592.16	635.30	681.11	729.47	780.33	833.60	896.81	1,000.00
99	543.00	582.45	624.50	669.23	716.50	766.27	818.42	881.59	1,000.00

Section 1412.APPENDIX A 2001 CSO Mortality Tables

Section 1412.ILLUSTRATION PP Blended 40% Male, 60% Female Nonsmoker Select & Ultimate Age Last Birthday

	Blended 40% Male, 60% Female Nonsmoker Select & Ultimate Age Last Birthday
Issue Age	Duration
1	2	3	4	5	6	7	8	9	10	11	12	13	con't
0														con't
1														con't
2														con't
3														con't
4													0.51	con't
5												0.51	0.55	con't
6											0.50	0.55	0.59	con't
7										0.50	0.55	0.58	0.61	con't
8									0.49	0.54	0.58	0.60	0.62	con't
9								0.49	0.54	0.57	0.60	0.61	0.62	con't
10							0.48	0.54	0.57	0.59	0.60	0.61	0.63	con't
11						0.48	0.53	0.56	0.58	0.59	0.60	0.62	0.63	con't
12					0.48	0.52	0.55	0.57	0.58	0.59	0.61	0.63	0.64	con't
13				0.48	0.52	0.55	0.56	0.57	0.58	0.60	0.61	0.64	0.66	con't
14			0.48	0.52	0.54	0.56	0.57	0.57	0.59	0.60	0.62	0.65	0.69	con't
15		0.48	0.52	0.54	0.55	0.56	0.57	0.57	0.59	0.61	0.64	0.68	0.70	con't
16	0.48	0.52	0.54	0.54	0.55	0.56	0.57	0.58	0.60	0.62	0.66	0.69	0.71	con't
17	0.52	0.54	0.54	0.54	0.55	0.56	0.57	0.59	0.61	0.64	0.67	0.70	0.73	con't
18	0.52	0.52	0.53	0.54	0.55	0.56	0.58	0.60	0.63	0.65	0.68	0.71	0.75	con't
19	0.50	0.50	0.51	0.52	0.54	0.56	0.57	0.61	0.63	0.65	0.69	0.73	0.77	con't
20	0.47	0.48	0.49	0.51	0.52	0.55	0.58	0.61	0.63	0.66	0.70	0.75	0.80	con't
21	0.44	0.45	0.47	0.49	0.51	0.55	0.58	0.60	0.64	0.68	0.72	0.78	0.83	con't
22	0.41	0.43	0.46	0.48	0.52	0.55	0.58	0.62	0.65	0.71	0.75	0.81	0.87	con't
23	0.38	0.41	0.44	0.48	0.52	0.55	0.59	0.64	0.69	0.73	0.79	0.84	0.91	con't
24	0.35	0.40	0.44	0.49	0.53	0.57	0.61	0.66	0.72	0.77	0.83	0.88	0.96	con't
25	0.33	0.39	0.44	0.50	0.54	0.59	0.64	0.69	0.75	0.81	0.87	0.93	1.01	con't
26	0.33	0.40	0.45	0.52	0.56	0.62	0.67	0.72	0.78	0.85	0.91	0.99	1.07	con't
27	0.34	0.40	0.47	0.54	0.59	0.64	0.70	0.76	0.82	0.89	0.97	1.05	1.15	con't
28	0.34	0.42	0.49	0.56	0.62	0.68	0.73	0.80	0.87	0.95	1.03	1.12	1.23	con't
29	0.36	0.44	0.51	0.58	0.64	0.71	0.77	0.84	0.92	1.01	1.10	1.20	1.31	con't
30	0.37	0.46	0.53	0.60	0.67	0.75	0.82	0.89	0.97	1.07	1.17	1.28	1.42	con't
31	0.39	0.47	0.55	0.62	0.70	0.78	0.86	0.94	1.02	1.12	1.24	1.38	1.56	con't
32	0.41	0.48	0.57	0.65	0.73	0.82	0.91	0.99	1.08	1.19	1.33	1.50	1.71	con't
33	0.43	0.50	0.59	0.68	0.77	0.87	0.96	1.05	1.15	1.28	1.45	1.65	1.87	con't
34	0.45	0.52	0.62	0.71	0.81	0.92	1.02	1.14	1.26	1.41	1.60	1.81	2.04	con't
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	1 of 6

	Blended 40% Male, 60% Female Nonsmoker Select & Ultimate Age Last Birthday
Issue Age	Duration	Att Age
14	15	16	17	18	19	20	21	22	23	24	25	Ultimate
0				0.55	0.60	0.63	0.65	0.65	0.66	0.67	0.67	0.69	0.71	25
1			0.53	0.58	0.62	0.64	0.65	0.66	0.67	0.67	0.68	0.70	0.75	26
2		0.51	0.57	0.61	0.64	0.64	0.66	0.67	0.67	0.68	0.70	0.73	0.77	27
3	0.51	0.56	0.60	0.63	0.64	0.65	0.66	0.67	0.68	0.70	0.73	0.75	0.77	28
4	0.55	0.60	0.62	0.64	0.65	0.66	0.67	0.68	0.70	0.73	0.74	0.76	0.78	29
5	0.59	0.62	0.63	0.65	0.66	0.67	0.68	0.69	0.72	0.74	0.75	0.77	0.80	30
6	0.61	0.63	0.64	0.65	0.67	0.68	0.69	0.71	0.73	0.74	0.76	0.79	0.82	31
7	0.62	0.63	0.65	0.66	0.68	0.69	0.71	0.73	0.74	0.76	0.79	0.82	0.85	32
8	0.62	0.64	0.65	0.67	0.69	0.71	0.73	0.74	0.76	0.79	0.82	0.85	0.89	33
9	0.63	0.65	0.66	0.68	0.71	0.73	0.74	0.76	0.79	0.82	0.85	0.89	0.94	34
10	0.64	0.66	0.68	0.70	0.72	0.74	0.76	0.78	0.82	0.84	0.89	0.94	1.00	35
11	0.65	0.67	0.70	0.72	0.74	0.76	0.78	0.81	0.84	0.88	0.93	0.99	1.06	36
12	0.67	0.70	0.72	0.74	0.76	0.78	0.81	0.84	0.88	0.93	0.99	1.06	1.13	37
13	0.70	0.72	0.74	0.76	0.78	0.81	0.84	0.88	0.93	0.99	1.05	1.12	1.19	38
14	0.71	0.73	0.76	0.78	0.81	0.84	0.88	0.93	0.99	1.05	1.11	1.19	1.26	39
15	0.73	0.75	0.78	0.81	0.84	0.88	0.93	0.99	1.05	1.11	1.19	1.26	1.34	40
16	0.74	0.78	0.81	0.84	0.88	0.93	0.99	1.05	1.11	1.19	1.26	1.34	1.44	41
17	0.76	0.80	0.83	0.88	0.93	0.99	1.05	1.11	1.19	1.26	1.34	1.44	1.56	42
18	0.79	0.83	0.87	0.93	0.99	1.05	1.11	1.19	1.26	1.34	1.44	1.56	1.70	43
19	0.82	0.87	0.93	0.99	1.05	1.11	1.19	1.26	1.34	1.44	1.56	1.70	1.87	44
20	0.85	0.92	0.99	1.05	1.11	1.18	1.26	1.34	1.44	1.56	1.70	1.87	2.05	45
21	0.89	0.97	1.04	1.11	1.18	1.25	1.34	1.44	1.56	1.70	1.87	2.05	2.25	46
22	0.94	1.02	1.10	1.17	1.25	1.34	1.44	1.56	1.70	1.87	2.05	2.25	2.45	47
23	0.99	1.07	1.16	1.24	1.33	1.44	1.56	1.70	1.87	2.05	2.24	2.45	2.65	48
24	1.04	1.13	1.23	1.32	1.43	1.55	1.70	1.87	2.05	2.24	2.45	2.65	2.88	49
25	1.10	1.20	1.31	1.42	1.55	1.70	1.87	2.05	2.24	2.44	2.65	2.88	3.16	50
26	1.18	1.28	1.41	1.54	1.69	1.86	2.05	2.24	2.44	2.65	2.88	3.16	3.49	51
27	1.26	1.38	1.53	1.68	1.85	2.04	2.23	2.44	2.64	2.88	3.16	3.49	3.86	52
28	1.35	1.49	1.67	1.84	2.03	2.22	2.42	2.64	2.88	3.16	3.49	3.86	4.27	53
29	1.46	1.62	1.82	2.01	2.21	2.42	2.63	2.87	3.16	3.48	3.85	4.27	4.75	54
30	1.59	1.78	1.98	2.18	2.40	2.62	2.86	3.15	3.47	3.84	4.26	4.73	5.28	55
31	1.74	1.96	2.16	2.38	2.61	2.85	3.13	3.46	3.83	4.25	4.71	5.23	5.85	56
32	1.91	2.14	2.36	2.59	2.84	3.11	3.43	3.81	4.23	4.70	5.19	5.76	6.43	57
33	2.09	2.33	2.57	2.82	3.10	3.41	3.78	4.20	4.66	5.17	5.71	6.31	7.02	58
34	2.29	2.54	2.80	3.09	3.40	3.76	4.16	4.62	5.12	5.66	6.25	6.87	7.66	59
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	2 of 6

	Blended 40% Male, 60% Female Nonsmoker Select & Ultimate Age Last Birthday
Issue Age	Duration
1	2	3	4	5	6	7	8	9	10	11	12	13	con't
35	0.47	0.55	0.65	0.75	0.86	0.97	1.10	1.24	1.39	1.56	1.76	1.98	2.24	con't
36	0.49	0.58	0.68	0.79	0.91	1.03	1.19	1.35	1.53	1.73	1.93	2.17	2.45	con't
37	0.51	0.61	0.72	0.84	0.96	1.11	1.29	1.49	1.69	1.90	2.12	2.37	2.66	con't
38	0.55	0.66	0.77	0.90	1.04	1.21	1.42	1.63	1.85	2.08	2.31	2.58	2.90	con't
39	0.59	0.71	0.83	0.98	1.14	1.33	1.55	1.78	2.02	2.26	2.52	2.83	3.18	con't
40	0.63	0.77	0.91	1.07	1.25	1.47	1.70	1.95	2.20	2.46	2.76	3.11	3.49	con't
41	0.68	0.85	1.01	1.18	1.38	1.61	1.87	2.13	2.39	2.70	3.04	3.42	3.83	con't
42	0.74	0.92	1.11	1.30	1.52	1.76	2.04	2.31	2.62	2.96	3.33	3.75	4.22	con't
43	0.80	1.00	1.21	1.42	1.65	1.92	2.21	2.52	2.86	3.22	3.64	4.12	4.65	con't
44	0.87	1.08	1.31	1.54	1.79	2.08	2.40	2.76	3.13	3.52	3.98	4.54	5.10	con't
45	0.95	1.18	1.42	1.66	1.95	2.27	2.63	3.02	3.43	3.87	4.38	4.99	5.57	con't
46	1.03	1.27	1.52	1.80	2.12	2.48	2.88	3.31	3.75	4.25	4.81	5.44	6.05	con't
47	1.13	1.37	1.64	1.95	2.30	2.69	3.13	3.60	4.09	4.66	5.25	5.90	6.56	con't
48	1.21	1.47	1.79	2.12	2.49	2.90	3.38	3.90	4.43	5.05	5.68	6.38	7.15	con't
49	1.27	1.59	1.94	2.29	2.68	3.12	3.64	4.19	4.76	5.41	6.12	6.94	7.84	con't
50	1.36	1.75	2.11	2.48	2.89	3.34	3.89	4.48	5.10	5.80	6.63	7.60	8.64	con't
51	1.46	1.93	2.31	2.68	3.11	3.57	4.14	4.77	5.46	6.27	7.22	8.35	9.49	con't
52	1.55	2.09	2.50	2.90	3.33	3.82	4.42	5.11	5.89	6.83	7.92	9.16	10.29	con't
53	1.63	2.24	2.69	3.11	3.57	4.10	4.75	5.53	6.41	7.47	8.67	9.93	11.11	con't
54	1.71	2.40	2.89	3.33	3.82	4.40	5.14	6.02	6.99	8.15	9.38	10.68	12.06	con't
55	1.82	2.57	3.11	3.58	4.10	4.77	5.61	6.58	7.62	8.80	10.08	11.56	13.14	con't
56	1.94	2.74	3.35	3.87	4.45	5.20	6.14	7.20	8.31	9.54	10.98	12.62	14.38	con't
57	2.04	2.92	3.61	4.18	4.87	5.71	6.72	7.85	9.01	10.40	12.01	13.85	15.82	con't
58	2.19	3.12	3.89	4.54	5.33	6.27	7.35	8.52	9.74	11.29	13.08	15.20	17.51	con't
59	2.36	3.33	4.19	4.94	5.82	6.85	8.00	9.22	10.51	12.24	14.27	16.66	19.36	con't
60	2.53	3.56	4.51	5.34	6.33	7.45	8.67	9.96	11.35	13.29	15.58	18.21	21.20	con't
61	2.74	3.81	4.84	5.76	6.85	8.07	9.38	10.76	12.28	14.45	16.99	19.86	23.06	con't
62	2.97	4.09	5.21	6.21	7.40	8.72	10.14	11.66	13.35	15.77	18.55	21.66	25.17	con't
63	3.20	4.57	5.62	6.71	7.99	9.43	11.00	12.70	14.61	17.27	20.30	23.73	27.63	con't
64	3.45	5.08	6.06	7.24	8.63	10.20	11.94	13.86	16.00	18.93	22.28	26.12	30.48	con't
65	3.66	5.48	6.55	7.83	9.36	11.08	12.98	15.13	17.55	20.80	24.55	28.85	33.78	con't
66	3.85	5.96	7.10	8.49	10.20	12.08	14.17	16.54	19.28	22.92	27.12	31.98	37.55	con't
67	4.18	6.48	7.73	9.24	11.12	13.22	15.58	18.24	21.29	25.39	30.14	35.63	41.86	con't
68	4.64	7.07	8.44	10.08	12.00	14.55	17.18	20.13	23.52	28.14	33.51	39.63	46.55	con't
69	5.13	7.72	9.24	11.05	12.87	16.05	18.87	22.10	26.30	31.53	37.53	44.36	52.00	con't
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	3 of 6

	Blended 40% Male, 60% Female Nonsmoker Select & Ultimate Age Last Birthday
Issue Age	Duration	Att
14	15	16	17	18	19	20	21	22	23	24	25	Ultimate	Age
35	2.50	2.78	3.06	3.39	3.74	4.14	4.57	5.07	5.62	6.19	6.82	7.47	8.39	60
36	2.73	3.05	3.37	3.72	4.11	4.55	5.02	5.56	6.14	6.76	7.43	8.17	9.23	61
37	2.98	3.33	3.69	4.09	4.52	4.99	5.51	6.09	6.71	7.39	8.12	8.99	10.16	62
38	3.26	3.63	4.04	4.48	4.96	5.48	6.04	6.66	7.34	8.09	8.94	9.91	11.16	63
39	3.56	3.97	4.43	4.91	5.44	6.00	6.61	7.29	8.06	8.91	9.86	10.90	12.23	64
40	3.90	4.36	4.86	5.39	5.96	6.57	7.24	8.01	8.88	9.83	10.85	11.91	13.37	65
41	4.30	4.80	5.33	5.91	6.53	7.21	7.96	8.83	9.78	10.80	11.87	12.92	14.58	66
42	4.73	5.28	5.83	6.47	7.16	7.93	8.78	9.72	10.73	11.80	12.88	14.03	15.86	67
43	5.20	5.77	6.38	7.09	7.87	8.73	9.66	10.67	11.72	12.81	13.96	15.27	17.25	68
44	5.67	6.28	6.98	7.78	8.66	9.61	10.60	11.65	12.74	13.88	15.20	16.68	18.80	69
45	6.16	6.86	7.67	8.56	9.53	10.55	11.59	12.67	13.81	15.10	16.63	18.36	20.57	70
46	6.71	7.53	8.44	9.42	10.46	11.55	12.61	13.74	15.01	16.52	18.30	20.30	22.65	71
47	7.34	8.27	9.28	10.34	11.45	12.60	13.68	14.92	16.41	18.19	20.25	22.48	25.00	72
48	8.05	9.09	10.21	11.32	12.49	13.67	14.85	16.31	18.07	20.12	22.43	24.81	27.51	73
49	8.86	9.98	11.18	12.34	13.55	14.82	16.22	17.97	20.01	22.28	24.76	27.30	30.23	74
50	9.74	10.89	12.16	13.37	14.69	16.18	17.87	19.89	22.15	24.60	27.24	29.99	33.21	75
51	10.58	11.82	13.16	14.47	16.03	17.81	19.78	22.03	24.46	27.08	29.93	32.95	36.51	76
52	11.43	12.79	14.21	15.79	17.66	19.65	21.91	24.33	26.93	29.75	32.90	36.23	40.23	77
53	12.41	13.88	15.49	17.38	19.51	21.71	24.20	26.78	29.60	32.71	36.18	39.92	44.40	78
54	13.53	15.17	17.06	19.20	21.55	23.97	26.65	29.45	32.54	35.98	39.87	44.07	49.00	79
55	14.82	16.70	18.88	21.25	23.81	26.37	29.30	32.37	35.80	39.66	44.02	48.64	54.38	80
56	16.31	18.50	20.90	23.50	26.21	28.97	32.18	35.59	39.44	43.78	48.56	53.65	60.59	81
57	18.03	20.50	23.10	25.91	28.78	31.83	35.39	39.21	43.53	48.31	53.58	59.09	67.13	82
58	19.96	22.65	25.47	28.56	31.60	34.99	39.00	43.28	48.03	53.29	59.01	64.90	74.06	83
59	22.06	24.97	28.06	31.47	34.75	38.54	43.05	47.76	52.97	58.69	64.81	71.16	81.72	84
60	24.34	27.52	30.95	34.64	38.28	42.54	47.49	52.67	58.34	64.46	71.08	78.05	89.72	85
61	26.67	30.39	34.23	38.15	42.23	46.93	52.37	58.01	64.08	70.69	77.95	85.61	98.79	86
62	29.15	33.60	37.93	42.08	46.59	51.77	57.68	63.71	70.30	77.52	85.47	93.77	109.38	87
63	32.07	37.16	41.95	46.42	51.38	57.01	63.33	69.90	77.11	85.01	93.62	102.51	120.48	88
64	35.49	41.21	46.26	51.18	56.57	62.59	69.46	76.67	84.55	93.12	102.35	111.86	131.58	89
65	39.43	45.70	51.04	56.40	62.15	68.68	76.23	84.08	92.62	101.84	111.69	121.79	140.40	90
66	43.86	50.50	56.30	62.04	68.26	75.42	83.66	92.14	101.32	111.15	121.64	132.13	148.60	91
67	48.88	55.74	61.94	68.15	74.98	82.82	91.72	100.83	110.65	121.08	132.05	143.03	160.44	92
68	54.22	61.26	68.04	74.87	82.33	90.84	100.41	110.17	120.59	131.50	142.95	154.98	175.81	93
69	60.07	67.58	74.77	82.23	90.33	99.47	109.69	120.08	130.95	142.37	154.87	167.98	194.70	94
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	4 of 6

	Blended 40% Male, 60% Female Nonsmoker Select & Ultimate Age Last Birthday	5 of 6
Issue Age	Duration
1	2	3	4	5	6	7	8	9	10	11	12	13	con't
70	5.81	8.44	10.15	12.02	14.19	17.67	20.69	24.86	29.56	35.43	42.12	49.67	58.05	con't
71	7.17	9.24	11.17	13.26	15.96	19.35	22.85	27.58	32.46	38.96	46.29	54.46	63.59	con't
72	8.53	10.31	12.44	14.89	17.77	21.16	25.14	30.14	35.37	42.47	50.39	59.26	68.51	con't
73	9.48	11.50	13.85	16.59	19.72	23.33	27.98	33.36	38.95	46.71	55.36	65.06	74.35	con't
74	10.58	12.55	15.27	18.52	21.95	26.22	31.41	36.98	44.07	52.56	62.14	72.82	82.75	con't
75	11.55	13.81	16.93	20.69	24.62	29.54	35.00	41.86	50.54	59.97	70.58	82.36	93.03	con't
76	12.42	15.32	18.90	23.15	27.74	33.07	39.62	48.01	56.81	67.78	79.40	92.23	103.67	con't
77	13.59	17.02	21.18	26.14	31.29	37.49	45.57	54.32	64.43	76.47	89.12	102.98	115.02	con't
78	14.74	19.06	23.91	29.72	35.57	43.26	51.88	61.82	72.52	85.09	98.75	113.43	125.94	con't
79	15.92	21.64	27.24	33.92	41.20	49.62	59.30	69.72	80.37	93.86	108.44	123.57	136.62	con't
80	17.53	24.85	31.29	38.90	47.69	57.02	67.10	77.52	89.78	104.24	119.62	135.81	151.07	con't
81	19.42	28.81	36.17	44.75	54.53	64.75	74.87	86.79	98.92	115.75	132.43	150.86	166.29	con't
82	21.64	33.62	41.98	51.53	62.24	72.57	84.07	95.83	110.70	129.01	148.09	166.20	179.99	con't
83	25.09	39.29	48.75	59.20	70.78	81.81	93.10	107.56	125.46	144.40	163.04	179.96	194.96	con't
84	29.90	45.85	56.45	67.70	80.10	90.84	104.79	122.25	140.69	159.07	175.99	194.38	211.28	con't
85	36.55	53.42	64.99	77.10	89.30	102.60	119.45	137.37	155.18	171.78	189.73	209.28	229.43	con't
86	44.18	61.92	74.43	87.57	101.23	117.33	134.59	151.73	167.68	185.23	204.28	225.31	248.13	con't
87	53.01	71.49	85.12	100.84	116.18	132.56	148.91	164.08	180.88	199.42	219.77	242.16	266.30	con't
88	64.71	82.43	98.96	115.86	131.64	147.02	161.25	177.14	194.83	214.56	236.10	259.65	283.71	con't
89	78.02	96.84	114.62	131.38	146.34	159.55	174.39	191.00	209.85	230.59	253.25	276.86	299.51	con't
90	94.13	113.22	130.79	146.14	159.09	172.87	188.38	205.96	225.72	247.45	270.42	292.70	315.64	con't
91	111.47	130.13	145.98	158.90	172.57	187.00	203.44	221.86	242.29	264.65	286.38	308.43	332.73	con't
92	129.36	145.84	158.74	172.38	186.77	202.29	219.38	238.51	259.70	280.80	301.80	325.14	350.73	con't
93	145.72	158.62	172.23	186.59	202.06	218.57	236.14	256.08	276.24	296.03	318.20	342.74	369.42	con't
94	158.50	172.12	186.45	201.89	218.35	235.69	254.16	272.85	291.40	312.25	335.52	361.04	388.95	con't
95	172.02	186.35	201.77	218.20	235.48	253.97	271.39	288.17	307.58	329.39	353.54	380.19	409.30	con't
96	186.27	201.68	218.09	235.33	253.85	271.38	286.95	304.58	324.69	347.25	372.41	400.16	430.47	con't
97	201.60	218.00	235.23	253.76	271.36	286.94	303.62	321.80	342.53	365.98	392.12	420.95	452.44	con't
98	217.93	235.16	253.70	271.36	286.94	303.61	321.12	339.79	361.27	385.55	412.66	442.56	475.23	con't
99	235.12	253.66	271.35	286.94	303.61	321.12	339.49	359.67	382.68	408.54	437.22	468.71	502.98	con't

	Blended 40% Male, 60% Female Nonsmoker Select & Ultimate Age Last Birthday	6 of 6
Issue Age	Duration	Att Age
14	15	16	17	18	19	20	21	22	23	24	25	Ultimate
70	66.42	74.45	82.04	90.16	98.93	108.72	119.56	130.39	141.74	154.39	167.79	181.85	215.26	95
71	71.80	80.72	89.89	98.69	108.15	118.54	129.88	141.19	153.96	167.49	181.50	196.70	235.72	96
72	77.23	87.17	97.87	108.00	117.99	128.84	140.66	153.59	167.29	181.17	196.18	212.69	249.92	97
73	84.22	94.82	106.20	117.88	128.29	139.59	153.23	167.13	180.94	195.94	212.27	230.44	258.51	98
74	93.33	104.69	116.75	128.21	139.08	152.64	167.03	180.83	195.79	212.16	230.28	250.22	274.25	99
75	104.44	116.46	128.13	139.03	152.37	166.96	180.81	195.71	212.07	230.18	250.17	272.08	294.13	100
76	115.73	127.70	138.92	152.25	166.95	180.68	195.70	211.98	230.08	250.08	272.08	294.13	315.48	101
77	126.99	138.58	152.18	166.77	180.66	195.56	211.98	230.08	250.08	271.98	294.13	315.37	339.26	102
78	138.31	152.03	166.71	180.48	195.52	211.82	230.08	250.07	271.98	294.00	315.37	338.87	365.66	103
79	151.68	166.49	180.42	195.33	211.77	229.89	249.98	271.97	294.00	315.37	338.62	365.31	394.68	104
80	166.39	180.19	195.28	211.64	229.84	249.86	271.85	293.99	315.37	338.51	364.95	394.68	425.59	105
81	180.15	195.17	211.53	229.80	249.82	271.85	293.99	315.37	338.27	364.78	394.68	425.59	457.44	106
82	195.06	211.49	229.69	249.79	271.81	293.99	315.37	338.03	364.42	394.68	425.59	457.44	489.99	107
83	211.37	229.57	249.76	271.78	293.86	315.37	337.79	364.07	394.68	425.59	457.44	489.99	523.23	108
84	229.54	249.54	271.75	293.84	315.22	337.67	363.72	394.68	425.59	457.44	489.99	523.23	557.67	109
85	249.51	271.52	293.82	315.21	337.43	363.54	394.68	425.59	457.44	489.99	523.23	557.67	592.29	110
86	271.09	293.68	315.20	337.18	363.19	394.68	425.44	457.28	489.99	523.23	557.67	592.29	625.83	111
87	290.62	313.07	337.03	360.48	391.80	422.49	454.20	487.32	521.48	556.77	592.29	625.83	658.01	112
88	306.55	330.81	357.03	384.91	414.60	446.03	479.20	514.04	550.53	588.62	625.83	658.01	691.12	113
89	323.25	348.99	376.51	405.92	437.18	470.26	505.11	541.71	579.99	619.95	658.01	691.12	732.18	114
90	340.87	367.86	396.85	427.79	460.64	495.38	531.94	570.31	610.43	652.28	691.03	732.18	771.45	115
91	359.20	387.59	418.04	450.52	484.97	521.37	559.67	599.83	641.82	685.60	731.16	771.45	812.47	116
92	378.36	408.16	440.08	474.10	510.16	548.24	588.30	630.29	674.17	719.93	767.52	812.47	856.00	117
93	398.37	429.56	462.95	498.50	536.20	575.98	617.82	661.64	707.47	755.24	804.90	856.00	896.91	118
94	419.20	451.78	486.64	523.75	563.09	604.57	648.20	693.91	741.70	791.51	843.28	896.91	939.60	119
95	440.85	474.81	511.15	549.83	590.81	634.02	679.45	727.09	776.88	828.74	882.63	939.60	1,000.00	120
96	463.31	498.66	536.48	576.72	619.33	664.28	711.59	761.17	812.98	866.91	925.65	1,000.00
97	486.58	523.32	562.62	604.40	648.67	695.42	744.60	796.13	849.95	910.93	1,000.00
98	510.66	548.77	589.51	632.85	678.84	727.40	778.46	831.95	895.69	1,000.00
99	539.95	579.57	621.80	666.69	714.14	764.09	816.44	880.17	1,000.00

Section 1412.APPENDIX A 2001 CSO Mortality Tables

Section 1412.ILLUSTRATION QQ Blended 20% Male, 80% Female Nonsmoker Select & Ultimate Age Last Birthday

	Blended 20% Male, 80% Female Nonsmoker Select & Ultimate Age Last Birthday
Issue Age	Duration
1	2	3	4	5	6	7	8	9	10	11	12	13	con't
0														con't
1														con't
2														con't
3														con't
4													0.44	con't
5												0.44	0.47	con't
6											0.43	0.46	0.49	con't
7										0.43	0.46	0.48	0.51	con't
8									0.42	0.46	0.48	0.50	0.52	con't
9								0.42	0.45	0.48	0.50	0.51	0.52	con't
10							0.41	0.45	0.47	0.49	0.50	0.51	0.53	con't
11						0.40	0.44	0.46	0.48	0.49	0.50	0.52	0.54	con't
12					0.40	0.43	0.45	0.47	0.48	0.49	0.51	0.53	0.55	con't
13				0.40	0.43	0.44	0.46	0.47	0.48	0.50	0.52	0.54	0.57	con't
14			0.40	0.43	0.44	0.45	0.47	0.47	0.49	0.51	0.53	0.56	0.60	con't
15		0.40	0.43	0.44	0.45	0.46	0.47	0.48	0.50	0.51	0.55	0.59	0.61	con't
16	0.40	0.43	0.44	0.44	0.45	0.46	0.47	0.49	0.51	0.53	0.57	0.60	0.63	con't
17	0.42	0.44	0.44	0.44	0.45	0.46	0.48	0.50	0.52	0.56	0.59	0.62	0.67	con't
18	0.43	0.43	0.43	0.44	0.45	0.47	0.48	0.51	0.55	0.57	0.61	0.65	0.70	con't
19	0.41	0.41	0.42	0.44	0.45	0.46	0.50	0.53	0.56	0.59	0.63	0.69	0.73	con't
20	0.38	0.39	0.41	0.43	0.44	0.47	0.51	0.54	0.57	0.61	0.66	0.72	0.77	con't
21	0.36	0.38	0.40	0.42	0.45	0.49	0.52	0.54	0.60	0.65	0.69	0.75	0.80	con't
22	0.33	0.36	0.39	0.42	0.46	0.50	0.53	0.58	0.62	0.68	0.73	0.78	0.84	con't
23	0.32	0.35	0.38	0.42	0.47	0.50	0.55	0.61	0.66	0.71	0.77	0.82	0.88	con't
24	0.30	0.35	0.39	0.43	0.48	0.52	0.58	0.63	0.69	0.75	0.80	0.86	0.93	con't
25	0.29	0.35	0.39	0.45	0.50	0.55	0.61	0.66	0.72	0.78	0.84	0.91	0.97	con't
26	0.29	0.35	0.41	0.47	0.52	0.58	0.63	0.69	0.75	0.82	0.88	0.95	1.03	con't
27	0.30	0.36	0.43	0.49	0.55	0.60	0.66	0.72	0.79	0.85	0.92	1.00	1.10	con't
28	0.32	0.38	0.45	0.51	0.57	0.63	0.69	0.76	0.82	0.89	0.98	1.07	1.16	con't
29	0.34	0.41	0.47	0.53	0.59	0.66	0.72	0.79	0.86	0.95	1.04	1.13	1.24	con't
30	0.36	0.43	0.49	0.56	0.62	0.69	0.76	0.82	0.91	1.00	1.10	1.21	1.34	con't
31	0.37	0.44	0.51	0.58	0.64	0.72	0.79	0.87	0.96	1.06	1.17	1.31	1.47	con't
32	0.39	0.46	0.53	0.60	0.67	0.76	0.84	0.93	1.02	1.13	1.27	1.42	1.61	con't
33	0.41	0.47	0.55	0.63	0.71	0.80	0.90	0.99	1.10	1.23	1.38	1.56	1.76	con't
34	0.42	0.49	0.57	0.66	0.75	0.85	0.96	1.08	1.20	1.35	1.52	1.72	1.93	con't
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	1 of 6

	Blended 20% Male, 80% Female Nonsmoker Select & Ultimate Age Last Birthday
Issue Age	Duration	Att Age
14	15	16	17	18	19	20	21	22	23	24	25	Ultimate
0				0.47	0.50	0.53	0.55	0.55	0.56	0.57	0.58	0.59	0.61	25
1			0.46	0.49	0.52	0.54	0.55	0.56	0.57	0.58	0.59	0.61	0.65	26
2		0.45	0.48	0.51	0.54	0.54	0.56	0.57	0.58	0.59	0.61	0.64	0.67	27
3	0.45	0.48	0.50	0.53	0.54	0.55	0.56	0.58	0.59	0.61	0.63	0.66	0.68	28
4	0.47	0.50	0.52	0.53	0.55	0.56	0.57	0.59	0.61	0.63	0.65	0.68	0.71	29
5	0.49	0.52	0.53	0.54	0.56	0.57	0.59	0.60	0.63	0.65	0.67	0.70	0.73	30
6	0.51	0.52	0.54	0.55	0.57	0.58	0.60	0.62	0.64	0.67	0.69	0.73	0.76	31
7	0.52	0.53	0.55	0.56	0.58	0.60	0.62	0.64	0.66	0.69	0.73	0.76	0.80	32
8	0.52	0.54	0.56	0.58	0.60	0.62	0.64	0.66	0.69	0.73	0.76	0.79	0.84	33
9	0.54	0.55	0.57	0.59	0.62	0.64	0.66	0.69	0.73	0.76	0.79	0.84	0.90	34
10	0.55	0.57	0.59	0.61	0.64	0.66	0.69	0.72	0.76	0.79	0.84	0.89	0.96	35
11	0.56	0.58	0.61	0.64	0.66	0.69	0.72	0.75	0.79	0.83	0.89	0.95	1.02	36
12	0.58	0.60	0.64	0.66	0.69	0.72	0.75	0.79	0.83	0.89	0.95	1.01	1.08	37
13	0.60	0.63	0.66	0.69	0.72	0.75	0.79	0.83	0.89	0.95	1.01	1.07	1.14	38
14	0.62	0.65	0.69	0.72	0.75	0.79	0.83	0.89	0.95	1.01	1.07	1.14	1.21	39
15	0.65	0.69	0.72	0.75	0.79	0.83	0.89	0.95	1.01	1.06	1.14	1.21	1.29	40
16	0.68	0.72	0.75	0.79	0.83	0.89	0.95	1.01	1.06	1.13	1.21	1.28	1.38	41
17	0.71	0.75	0.78	0.83	0.89	0.95	1.01	1.06	1.13	1.21	1.28	1.38	1.48	42
18	0.74	0.78	0.83	0.89	0.95	1.01	1.06	1.13	1.21	1.28	1.38	1.48	1.61	43
19	0.78	0.83	0.89	0.95	1.01	1.06	1.13	1.21	1.28	1.38	1.48	1.61	1.75	44
20	0.82	0.88	0.95	1.00	1.06	1.13	1.21	1.28	1.38	1.48	1.61	1.75	1.92	45
21	0.86	0.93	1.00	1.06	1.13	1.20	1.28	1.38	1.48	1.61	1.75	1.92	2.11	46
22	0.91	0.98	1.05	1.12	1.20	1.28	1.38	1.48	1.61	1.75	1.92	2.11	2.31	47
23	0.96	1.02	1.11	1.18	1.27	1.37	1.48	1.61	1.75	1.92	2.11	2.31	2.53	48
24	1.00	1.08	1.17	1.26	1.36	1.47	1.61	1.75	1.92	2.10	2.31	2.53	2.77	49
25	1.05	1.14	1.25	1.36	1.46	1.60	1.75	1.92	2.10	2.31	2.53	2.77	3.06	50
26	1.12	1.22	1.34	1.46	1.59	1.75	1.92	2.10	2.31	2.53	2.77	3.06	3.39	51
27	1.20	1.31	1.44	1.58	1.73	1.91	2.09	2.31	2.53	2.77	3.06	3.39	3.76	52
28	1.28	1.41	1.56	1.72	1.90	2.08	2.29	2.53	2.77	3.06	3.39	3.76	4.16	53
29	1.37	1.53	1.70	1.88	2.07	2.28	2.51	2.77	3.06	3.38	3.75	4.15	4.60	54
30	1.50	1.67	1.85	2.05	2.27	2.50	2.75	3.05	3.38	3.74	4.15	4.59	5.10	55
31	1.64	1.83	2.03	2.25	2.49	2.74	3.02	3.36	3.73	4.13	4.58	5.07	5.64	56
32	1.80	2.01	2.23	2.47	2.72	3.00	3.32	3.70	4.11	4.56	5.05	5.59	6.20	57
33	1.97	2.20	2.45	2.70	2.99	3.30	3.67	4.08	4.52	5.02	5.55	6.13	6.78	58
34	2.17	2.42	2.68	2.97	3.29	3.64	4.04	4.49	4.97	5.50	6.07	6.67	7.38	59
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	2 of 6

	Blended 20% Male, 80% Female Nonsmoker Select & Ultimate Age Last Birthday
Issue Age	Duration
1	2	3	4	5	6	7	8	9	10	11	12	13	con't
35	0.44	0.52	0.60	0.69	0.80	0.91	1.03	1.17	1.33	1.49	1.67	1.89	2.13	con't
36	0.46	0.54	0.63	0.74	0.85	0.98	1.12	1.28	1.46	1.65	1.85	2.08	2.34	con't
37	0.48	0.57	0.67	0.78	0.91	1.05	1.22	1.40	1.60	1.81	2.03	2.28	2.56	con't
38	0.51	0.62	0.72	0.85	0.99	1.14	1.34	1.54	1.75	1.98	2.22	2.50	2.80	con't
39	0.55	0.66	0.78	0.92	1.08	1.26	1.47	1.69	1.92	2.17	2.43	2.73	3.08	con't
40	0.60	0.72	0.86	1.01	1.18	1.39	1.61	1.85	2.10	2.37	2.67	3.01	3.38	con't
41	0.64	0.79	0.94	1.11	1.30	1.52	1.77	2.02	2.29	2.59	2.93	3.31	3.71	con't
42	0.70	0.87	1.04	1.23	1.44	1.67	1.94	2.21	2.51	2.84	3.22	3.63	4.07	con't
43	0.76	0.95	1.14	1.35	1.58	1.84	2.11	2.42	2.75	3.11	3.52	3.97	4.48	con't
44	0.84	1.04	1.25	1.48	1.73	2.01	2.31	2.65	3.02	3.40	3.85	4.36	4.90	con't
45	0.92	1.14	1.37	1.61	1.89	2.20	2.54	2.91	3.31	3.73	4.22	4.78	5.35	con't
46	1.00	1.24	1.49	1.75	2.07	2.41	2.79	3.19	3.61	4.09	4.62	5.22	5.82	con't
47	1.09	1.34	1.61	1.91	2.25	2.62	3.03	3.47	3.94	4.47	5.04	5.66	6.32	con't
48	1.17	1.44	1.75	2.08	2.43	2.83	3.27	3.75	4.26	4.84	5.45	6.13	6.86	con't
49	1.23	1.55	1.90	2.25	2.62	3.04	3.52	4.03	4.58	5.20	5.87	6.64	7.47	con't
50	1.31	1.70	2.06	2.41	2.81	3.25	3.76	4.31	4.90	5.57	6.33	7.20	8.14	con't
51	1.39	1.88	2.24	2.59	3.01	3.46	4.00	4.59	5.24	5.99	6.84	7.83	8.86	con't
52	1.48	2.04	2.41	2.79	3.21	3.69	4.25	4.89	5.62	6.46	7.42	8.50	9.57	con't
53	1.56	2.18	2.59	2.98	3.42	3.93	4.53	5.24	6.04	6.98	8.04	9.17	10.32	con't
54	1.64	2.33	2.78	3.19	3.65	4.20	4.86	5.64	6.52	7.54	8.66	9.87	11.17	con't
55	1.76	2.49	3.00	3.42	3.91	4.52	5.25	6.10	7.05	8.12	9.31	10.66	12.15	con't
56	1.88	2.67	3.23	3.69	4.23	4.89	5.70	6.63	7.64	8.78	10.10	11.61	13.26	con't
57	1.98	2.85	3.48	3.98	4.59	5.33	6.20	7.21	8.28	9.56	11.02	12.70	14.54	con't
58	2.11	3.03	3.75	4.32	5.00	5.82	6.76	7.82	8.98	10.39	12.02	13.91	16.01	con't
59	2.26	3.23	4.04	4.67	5.43	6.33	7.35	8.49	9.75	11.31	13.14	15.25	17.66	con't
60	2.40	3.45	4.33	5.03	5.87	6.86	7.97	9.21	10.59	12.34	14.39	16.73	19.40	con't
61	2.58	3.67	4.64	5.40	6.33	7.42	8.63	9.98	11.52	13.48	15.76	18.35	21.26	con't
62	2.79	3.91	4.96	5.79	6.80	7.99	9.33	10.84	12.55	14.76	17.29	20.15	23.37	con't
63	3.04	4.41	5.30	6.20	7.30	8.60	10.09	11.79	13.72	16.18	18.99	22.18	25.78	con't
64	3.31	4.94	5.67	6.63	7.83	9.26	10.93	12.83	15.01	17.75	20.90	24.48	28.52	con't
65	3.54	5.30	6.08	7.11	8.43	10.00	11.85	13.99	16.46	19.53	23.06	27.09	31.64	con't
66	3.72	5.72	6.53	7.66	9.12	10.86	12.91	15.30	18.09	21.55	25.52	30.05	35.20	con't
67	4.02	6.17	7.06	8.28	9.90	11.85	14.17	16.85	19.99	23.89	28.36	33.46	39.22	con't
68	4.46	6.68	7.66	9.00	10.73	13.02	15.60	18.62	22.12	26.51	31.54	37.25	43.66	con't
69	4.93	7.25	8.34	9.84	11.63	14.37	17.21	20.56	24.68	29.63	35.25	41.62	48.71	con't
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	3 of 6

	Blended 20% Male, 80% Female Nonsmoker Select & Ultimate Age Last Birthday
Issue Age	Duration	Att Age
14	15	16	17	18	19	20	21	22	23	24	25	Ultimate
35	2.39	2.66	2.95	3.27	3.62	4.01	4.44	4.93	5.46	6.01	6.62	7.26	8.05	60
36	2.62	2.92	3.24	3.61	3.99	4.42	4.88	5.40	5.97	6.57	7.22	7.91	8.80	61
37	2.87	3.21	3.57	3.96	4.39	4.85	5.36	5.92	6.52	7.17	7.87	8.65	9.62	62
38	3.15	3.52	3.91	4.35	4.82	5.33	5.87	6.47	7.13	7.83	8.61	9.47	10.49	63
39	3.46	3.85	4.29	4.77	5.28	5.84	6.43	7.08	7.80	8.58	9.43	10.34	11.43	64
40	3.79	4.23	4.72	5.23	5.79	6.39	7.04	7.76	8.55	9.40	10.31	11.26	12.44	65
41	4.16	4.65	5.17	5.73	6.34	7.00	7.71	8.52	9.37	10.28	11.24	12.21	13.53	66
42	4.57	5.11	5.66	6.28	6.95	7.68	8.47	9.34	10.24	11.20	12.19	13.25	14.72	67
43	5.01	5.59	6.19	6.88	7.62	8.43	9.29	10.21	11.15	12.15	13.21	14.41	16.01	68
44	5.48	6.09	6.77	7.53	8.36	9.24	10.17	11.12	12.11	13.17	14.38	15.71	17.45	69
45	5.96	6.65	7.41	8.25	9.15	10.11	11.09	12.07	13.13	14.32	15.68	17.20	19.08	70
46	6.48	7.26	8.11	9.02	10.00	11.05	12.04	13.09	14.27	15.62	17.16	18.92	20.95	71
47	7.06	7.93	8.86	9.85	10.91	12.03	13.06	14.22	15.56	17.11	18.89	20.83	23.06	72
48	7.70	8.66	9.68	10.74	11.87	13.05	14.19	15.51	17.05	18.82	20.81	22.93	25.32	73
49	8.41	9.44	10.55	11.68	12.89	14.17	15.46	16.99	18.77	20.74	22.90	25.19	27.79	74
50	9.17	10.26	11.46	12.66	14.00	15.44	16.94	18.71	20.68	22.82	25.17	27.64	30.51	75
51	9.93	11.11	12.40	13.74	15.27	16.90	18.66	20.62	22.75	25.08	27.62	30.34	33.50	76
52	10.72	12.02	13.42	14.98	16.74	18.57	20.56	22.69	25.01	27.53	30.31	33.32	36.84	77
53	11.61	13.04	14.61	16.41	18.40	20.43	22.62	24.93	27.45	30.22	33.29	36.63	40.54	78
54	12.62	14.22	16.02	18.04	20.26	22.48	24.86	27.37	30.14	33.19	36.60	40.32	44.60	79
55	13.78	15.58	17.64	19.90	22.34	24.68	27.29	30.05	33.11	36.49	40.28	44.36	49.48	80
56	15.10	17.17	19.45	21.95	24.57	27.08	29.94	32.99	36.38	40.16	44.30	48.78	55.29	81
57	16.62	18.93	21.44	24.20	26.95	29.72	32.87	36.25	40.02	44.18	48.73	53.62	61.42	82
58	18.32	20.86	23.63	26.68	29.56	32.62	36.13	39.87	44.02	48.58	53.56	58.85	67.87	83
59	20.20	22.99	26.04	29.40	32.45	35.84	39.74	43.86	48.40	53.39	58.78	64.51	75.03	84
60	22.29	25.36	28.75	32.33	35.65	39.42	43.69	48.22	53.17	58.59	64.46	70.73	82.39	85
61	24.54	28.06	31.84	35.52	39.21	43.35	48.02	52.98	58.35	64.23	70.66	77.60	90.90	86
62	27.02	31.09	35.29	39.06	43.12	47.66	52.77	58.13	64.00	70.40	77.48	85.04	101.13	87
63	29.85	34.46	38.94	42.95	47.40	52.36	57.87	63.73	70.16	77.19	84.90	93.07	111.90	88
64	33.10	38.25	42.81	47.21	52.07	57.42	63.41	69.86	76.90	84.58	92.91	101.80	122.62	89
65	36.80	42.42	47.09	51.92	57.14	62.97	69.57	76.60	84.26	92.61	101.62	111.22	130.77	90
66	40.97	46.81	51.84	57.07	62.74	69.14	76.35	83.98	92.30	101.32	111.08	121.31	138.45	91
67	45.65	51.55	56.99	62.68	68.91	75.93	83.75	92.01	101.04	110.75	121.23	132.26	150.46	92
68	50.70	56.65	62.59	68.84	75.66	83.32	91.80	100.78	110.50	120.93	132.18	144.32	166.48	93
69	56.08	62.36	68.76	75.60	83.05	91.34	100.51	110.22	120.62	131.85	144.20	157.52	186.36	94
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	4 of 6

	Blended 20% Male, 80% Female Nonsmoker Select & Ultimate Age Last Birthday	5 of 6
Issue Age	Duration
1	2	3	4	5	6	7	8	9	10	11	12	13	con't
70	5.53	7.87	9.13	10.75	12.84	15.88	19.02	23.04	27.66	33.20	39.46	46.51	54.33	con't
71	6.86	8.56	10.02	11.88	14.38	17.56	21.14	25.69	30.67	36.81	43.74	51.44	60.00	con't
72	8.19	9.42	11.10	13.29	16.06	19.45	23.51	28.44	33.91	40.68	48.25	56.69	65.18	con't
73	8.99	10.41	12.34	14.85	17.95	21.67	26.32	31.76	37.73	45.18	53.49	62.72	71.02	con't
74	9.89	11.41	13.69	16.66	20.13	24.45	29.66	35.53	42.57	50.76	59.91	70.04	78.83	con't
75	10.79	12.62	15.29	18.73	22.70	27.63	33.29	40.11	48.30	57.33	67.40	78.50	87.87	con't
76	11.77	14.09	17.21	21.12	25.69	31.12	37.64	45.54	54.16	64.35	75.33	87.40	97.46	con't
77	13.06	15.84	19.47	24.00	29.12	35.29	42.88	51.35	60.99	72.14	84.05	97.10	107.69	con't
78	14.22	17.99	22.20	27.41	33.18	40.38	48.61	58.03	68.39	80.23	93.11	106.94	118.07	con't
79	15.39	20.69	25.50	31.41	38.17	46.08	55.19	65.24	76.04	88.78	102.60	116.95	128.82	con't
80	17.04	24.00	29.47	36.11	43.92	52.60	62.29	72.78	84.79	98.50	113.21	128.42	141.82	con't
81	18.96	28.03	34.21	41.59	50.19	59.65	69.75	81.38	93.84	109.14	125.00	141.68	155.81	con't
82	21.08	32.88	39.79	47.91	57.27	67.15	78.28	90.31	104.50	121.02	138.50	155.73	169.90	con't
83	24.46	38.47	46.25	55.07	65.14	75.72	87.19	100.90	116.94	134.23	152.13	169.88	185.44	con't
84	29.19	44.84	53.62	63.07	73.83	84.64	97.74	113.26	130.00	147.60	165.40	184.81	202.47	con't
85	35.84	52.14	61.75	71.95	82.93	95.26	110.08	126.21	143.21	160.66	179.61	200.27	221.32	con't
86	43.40	60.27	70.67	81.84	93.75	107.68	123.07	139.31	156.06	174.58	194.72	216.80	240.65	con't
87	52.09	69.26	80.64	93.41	106.43	120.77	136.14	152.04	169.74	189.33	210.70	234.14	259.40	con't
88	63.77	79.36	92.48	106.14	119.78	134.03	148.88	165.60	184.27	204.96	227.52	252.19	277.39	con't
89	76.62	91.48	105.52	119.55	133.30	147.01	162.56	180.06	199.80	221.50	245.26	270.03	293.83	con't
90	90.24	104.85	119.22	133.12	146.53	160.90	177.18	195.55	216.20	238.97	263.12	286.57	310.50	con't
91	104.05	118.89	132.99	146.35	160.59	175.68	192.80	212.01	233.40	256.91	279.82	302.87	327.97	con't
92	118.51	132.88	146.23	160.42	175.45	191.56	209.33	229.32	251.62	273.87	295.84	319.98	346.28	con't
93	132.79	146.12	160.30	175.28	191.34	208.47	226.78	247.74	269.02	289.73	312.68	337.91	365.20	con't
94	146.04	160.21	175.17	191.17	208.25	226.31	245.69	265.42	284.83	306.40	330.34	356.46	384.88	con't
95	160.13	175.09	191.07	208.09	226.10	245.50	263.87	281.42	301.48	323.91	348.62	375.76	405.30	con't
96	175.02	190.99	208.00	225.95	245.38	263.86	280.13	298.32	318.99	342.06	367.67	395.82	426.48	con't
97	190.94	207.92	225.86	245.30	263.85	280.13	297.31	315.96	337.13	360.97	387.47	416.62	448.39	con't
98	207.87	225.80	245.25	263.85	280.12	297.31	315.25	334.26	356.06	380.65	408.03	438.17	471.06	con't
99	225.77	245.21	263.85	280.12	297.31	315.25	333.95	354.40	377.68	403.77	432.66	464.33	498.77	con't

	Blended 20% Male, 80% Female Nonsmoker Select & Ultimate Age Last Birthday	6 of 6
Issue Age	Duration	Att Age
14	15	16	17	18	19	20	21	22	23	24	25	Ultimate
70	61.80	68.44	75.41	82.88	91.05	100.04	109.92	120.29	131.44	143.83	157.32	171.81	208.04	95
71	67.02	74.51	82.61	90.80	99.73	109.42	120.01	131.12	143.51	156.97	171.43	187.21	229.49	96
72	72.62	81.18	90.33	99.58	109.13	119.50	130.82	143.25	156.76	171.05	186.63	203.88	243.80	97
73	79.65	88.84	98.70	109.03	119.22	130.28	143.00	156.56	170.80	186.36	203.42	222.31	251.91	98
74	88.06	97.98	108.50	119.14	130.04	142.69	156.46	170.68	186.21	203.30	222.13	242.84	267.93	99
75	97.85	108.35	119.08	130.02	142.57	156.38	170.66	186.12	203.19	222.02	242.79	265.57	288.54	100
76	108.03	118.88	129.93	142.49	156.37	170.51	186.11	203.10	221.91	242.68	265.57	288.54	310.83	101
77	118.57	129.75	142.45	156.22	170.50	185.96	203.10	221.91	242.68	265.47	288.54	310.71	335.51	102
78	129.62	142.31	156.19	170.34	185.94	202.93	221.91	242.67	265.47	288.40	310.71	335.09	362.66	103
79	142.12	155.99	170.31	185.76	202.90	221.70	242.58	265.46	288.39	310.71	334.84	362.28	392.36	104
80	155.90	170.08	185.73	202.79	221.68	242.46	265.34	288.39	310.71	334.71	361.91	392.36	423.84	105
81	170.06	185.64	202.69	221.67	242.44	265.33	288.39	310.71	334.46	361.72	392.36	423.84	456.15	106
82	185.55	202.68	221.56	242.42	265.31	288.38	310.71	334.21	361.36	392.36	423.84	456.15	489.07	107
83	202.57	221.45	242.41	265.30	288.26	310.71	333.96	360.99	392.36	423.84	456.15	489.07	522.60	108
84	221.44	242.19	265.28	288.24	310.55	333.83	360.61	392.36	423.84	456.15	489.07	522.60	557.28	109
85	242.17	265.04	288.23	310.55	333.58	360.42	392.36	423.84	456.15	489.07	522.60	557.28	592.09	110
86	264.58	288.09	310.54	333.32	360.06	392.36	423.68	455.99	489.07	522.60	557.28	592.09	625.70	111
87	284.81	308.28	333.16	357.20	389.33	420.61	452.79	486.30	520.79	556.36	592.09	625.70	657.86	112
88	301.32	326.58	353.57	382.11	412.36	444.28	477.87	513.08	549.89	588.29	625.70	657.86	690.92	113
89	318.57	345.11	373.31	403.31	435.08	468.58	503.83	540.77	579.37	619.62	657.86	690.92	732.10	114
90	336.56	364.25	393.84	425.30	458.61	493.74	530.66	569.36	609.79	651.94	690.82	732.10	771.38	115
91	355.16	384.18	415.16	448.10	482.96	519.73	558.36	598.84	641.14	685.23	731.05	771.38	812.40	116
92	374.54	404.87	437.26	471.69	508.12	546.54	586.92	629.22	673.41	719.46	767.33	812.40	855.95	117
93	394.69	426.33	460.14	496.07	534.09	574.19	616.34	660.48	706.60	754.65	804.59	855.95	896.71	118
94	415.58	448.56	483.78	521.23	560.87	602.66	646.59	692.61	740.69	790.79	842.82	896.71	939.27	119
95	437.24	471.54	508.20	547.17	588.44	631.95	677.68	725.62	775.70	827.85	881.99	939.27	1,000.00	120
96	459.64	495.28	533.37	573.89	616.80	662.04	709.64	759.50	811.58	865.80	924.94	1,000.00
97	482.79	519.77	559.32	601.38	645.92	692.95	742.41	794.22	848.32	909.83	1,000.00
98	506.69	545.01	586.00	629.60	675.85	724.67	775.99	829.77	894.19	1,000.00
99	535.93	575.76	618.23	663.34	711.03	761.22	813.82	878.29	1,000.00

Section 1412.APPENDIX A 2001 CSO Mortality Tables

Section 1412.ILLUSTRATION RR Blended Nonsmoker Ultimate Age Last Birthday

(80) – 80% male, 20% female

(60) – 60% male, 40% female

(50) – 50% male, 50% female

(40) – 40% male, 60% female

(20) – 20% male, 80% female

	Blended Nonsmoker Ultimate Age Last Birthday	1 of 3
Attained Age	(80)	(60)	(50)	(40)	(20)
16	0.70	0.62	0.58	0.55	0.47
17	0.78	0.69	0.64	0.60	0.50
18	0.82	0.73	0.68	0.63	0.53
19	0.84	0.75	0.70	0.65	0.55
20	0.85	0.75	0.70	0.65	0.55
21	0.85	0.76	0.71	0.66	0.56
22	0.86	0.76	0.72	0.67	0.57
23	0.87	0.77	0.72	0.67	0.58
24	0.88	0.78	0.74	0.69	0.59
25	0.90	0.80	0.76	0.71	0.61
26	0.94	0.84	0.80	0.75	0.65
27	0.97	0.87	0.82	0.77	0.67
28	0.96	0.86	0.82	0.77	0.68
29	0.95	0.87	0.83	0.78	0.71
30	0.94	0.87	0.84	0.80	0.73
31	0.94	0.88	0.86	0.82	0.76
32	0.96	0.91	0.88	0.85	0.80
33	0.99	0.94	0.92	0.89	0.84
34	1.03	0.98	0.96	0.94	0.90
35	1.08	1.04	1.02	1.00	0.96
36	1.14	1.10	1.08	1.06	1.02
37	1.21	1.16	1.15	1.13	1.08
38	1.28	1.23	1.21	1.19	1.14
39	1.36	1.31	1.29	1.26	1.21
40	1.46	1.41	1.38	1.34	1.29
41	1.58	1.52	1.48	1.44	1.38
42	1.73	1.65	1.61	1.56	1.48
43	1.90	1.80	1.76	1.70	1.61
44	2.10	1.98	1.93	1.87	1.75
45	2.31	2.18	2.11	2.05	1.92
con't	con't	con't	con't	con't	con't

	Blended Nonsmoker Ultimate Age Last Birthday	2 of 3
Attained Age	(80)	(60)	(50)	(40)	(20)
46	2.53	2.39	2.32	2.25	2.11
47	2.72	2.58	2.52	2.45	2.31
48	2.89	2.77	2.71	2.65	2.53
49	3.10	2.99	2.93	2.88	2.77
50	3.36	3.26	3.20	3.16	3.06
51	3.68	3.58	3.53	3.49	3.39
52	4.06	3.96	3.90	3.86	3.76
53	4.50	4.39	4.33	4.27	4.16
54	5.04	4.89	4.82	4.75	4.60
55	5.64	5.46	5.37	5.28	5.10
56	6.27	6.06	5.96	5.85	5.64
57	6.89	6.66	6.55	6.43	6.20
58	7.51	7.26	7.15	7.02	6.78
59	8.22	7.94	7.81	7.66	7.38
60	9.07	8.73	8.56	8.39	8.05
61	10.09	9.66	9.44	9.23	8.80
62	11.27	10.71	10.44	10.16	9.62
63	12.54	11.85	11.51	11.16	10.49
64	13.88	13.05	12.64	12.23	11.43
65	15.27	14.32	13.84	13.37	12.44
66	16.70	15.63	15.10	14.58	13.53
67	18.21	17.03	16.44	15.86	14.72
68	19.81	18.52	17.89	17.25	16.01
69	21.59	20.19	19.50	18.80	17.45
70	23.66	22.10	21.33	20.57	19.08
71	26.16	24.39	23.51	22.65	20.95
72	29.05	27.00	25.99	25.00	23.06
73	32.11	29.77	28.63	27.51	25.32
74	35.39	32.76	31.48	30.23	27.79
75	38.96	36.03	34.60	33.21	30.51
76	42.97	39.66	38.06	36.51	33.50
77	47.59	43.81	41.99	40.23	36.84
78	52.89	48.51	46.42	44.40	40.54
79	58.79	53.72	51.32	49.00	44.60
80	65.44	59.68	56.97	54.38	49.48
81	72.78	66.40	63.43	60.59	55.29
82	80.51	73.46	70.21	67.13	61.42
83	88.86	81.01	77.43	74.06	67.87
84	98.08	89.34	85.41	81.72	75.03
85	108.09	98.19	93.80	89.72	82.39
con't	con't	con't	con't	con't	con't

	Blended Nonsmoker Ultimate Age Last Birthday	3 of 3
Attained Age	(80)	(60)	(50)	(40)	(20)
86	119.14	108.07	103.24	98.79	90.90
87	131.32	119.25	114.08	109.38	101.13
88	144.11	130.97	125.44	120.48	111.90
89	157.19	142.78	136.85	131.58	122.62
90	169.05	152.72	146.16	140.40	130.77
91	180.21	161.93	154.78	148.60	138.45
92	193.10	173.91	166.63	160.44	150.46
93	207.93	188.75	181.70	175.81	166.48
94	224.90	206.57	200.06	194.70	186.36
95	242.73	225.82	219.99	215.26	208.04
96	260.48	245.03	239.86	235.72	229.49
97	275.32	259.28	254.05	249.92	243.80
98	287.06	268.81	263.03	258.51	251.91
99	302.85	284.27	278.61	274.25	267.93
100	320.57	303.09	297.99	294.13	288.54
101	338.67	323.14	318.76	315.48	310.83
102	359.10	345.67	341.99	339.26	335.51
103	382.14	370.87	367.87	365.66	362.66
104	407.85	398.77	396.40	394.68	392.36
105	435.73	428.69	426.89	425.59	423.84
106	465.05	459.73	458.39	457.44	456.15
107	495.52	491.64	490.68	489.99	489.07
108	527.06	524.37	523.70	523.23	522.60
109	560.03	558.36	557.96	557.67	557.28
110	593.58	592.68	592.46	592.29	592.09
111	626.63	626.07	625.93	625.83	625.70
112	658.96	658.29	658.12	658.01	657.86
113	692.41	691.50	691.28	691.12	690.92
114	732.66	732.32	732.24	732.18	732.10
115	771.87	771.58	771.51	771.45	771.38
116	812.90	812.59	812.52	812.47	812.40
117	856.40	856.12	856.05	856.00	855.95
118	898.17	897.27	897.06	896.91	896.71
119	941.67	940.18	939.84	939.60	939.27
120	1000.00	1000.00	1000.00	1000.00	1000.00

Section 1412.APPENDIX A 2001 CSO Mortality Tables

Section 1412.ILLUSTRATION SS Blended 80% Male, 20% Female Smoker Select & Ultimate Age Last Birthday

	Blended 80% Male, 20% Female Smoker Select & Ultimate Age Last Birthday
Issue Age	Duration
1	2	3	4	5	6	7	8	9	10	11	12	13	con't
0														con't
1														con't
2														con't
3														con't
4													0.71	con't
5												0.71	0.85	con't
6											0.71	0.85	0.97	con't
7										0.71	0.85	0.97	1.06	con't
8									0.70	0.84	0.97	1.05	1.12	con't
9								0.70	0.84	0.96	1.05	1.11	1.17	con't
10							0.70	0.84	0.95	1.04	1.10	1.16	1.21	con't
11						0.70	0.84	0.95	1.03	1.09	1.15	1.19	1.26	con't
12					0.70	0.84	0.95	1.02	1.08	1.13	1.18	1.24	1.33	con't
13				0.70	0.83	0.94	1.01	1.07	1.12	1.16	1.22	1.31	1.38	con't
14			0.70	0.83	0.94	0.99	1.05	1.10	1.15	1.21	1.29	1.36	1.44	con't
15		0.70	0.83	0.93	0.99	1.03	1.09	1.13	1.19	1.26	1.34	1.41	1.49	con't
16	0.70	0.83	0.93	0.98	1.03	1.08	1.12	1.17	1.25	1.31	1.37	1.44	1.50	con't
17	0.83	0.93	0.98	1.02	1.06	1.11	1.16	1.23	1.29	1.34	1.39	1.46	1.51	con't
18	0.91	0.96	0.99	1.04	1.08	1.12	1.20	1.26	1.30	1.35	1.40	1.45	1.51	con't
19	0.91	0.95	1.00	1.04	1.08	1.15	1.20	1.25	1.29	1.34	1.39	1.44	1.51	con't
20	0.89	0.93	0.97	1.02	1.07	1.14	1.18	1.22	1.27	1.32	1.38	1.44	1.54	con't
21	0.86	0.90	0.94	1.00	1.05	1.10	1.15	1.19	1.25	1.31	1.38	1.47	1.58	con't
22	0.82	0.86	0.92	0.98	1.03	1.08	1.13	1.18	1.24	1.32	1.41	1.51	1.64	con't
23	0.77	0.83	0.89	0.97	1.03	1.09	1.14	1.20	1.27	1.37	1.47	1.59	1.72	con't
24	0.70	0.79	0.88	0.98	1.05	1.11	1.17	1.24	1.33	1.44	1.55	1.67	1.82	con't
25	0.65	0.76	0.88	1.01	1.09	1.15	1.21	1.30	1.40	1.53	1.65	1.78	1.95	con't
26	0.63	0.77	0.92	1.04	1.13	1.19	1.27	1.38	1.49	1.63	1.77	1.92	2.11	con't
27	0.63	0.80	0.96	1.08	1.18	1.25	1.35	1.47	1.60	1.75	1.91	2.10	2.31	con't
28	0.64	0.83	0.99	1.12	1.24	1.33	1.44	1.57	1.70	1.89	2.08	2.30	2.54	con't
29	0.66	0.86	1.01	1.16	1.31	1.43	1.55	1.69	1.84	2.07	2.26	2.51	2.76	con't
30	0.67	0.87	1.03	1.21	1.37	1.53	1.67	1.82	2.00	2.21	2.43	2.70	3.01	con't
31	0.67	0.87	1.06	1.24	1.43	1.60	1.78	1.95	2.12	2.32	2.58	2.91	3.33	con't
32	0.69	0.90	1.10	1.30	1.49	1.68	1.88	2.06	2.24	2.45	2.76	3.17	3.68	con't
33	0.74	0.95	1.17	1.37	1.59	1.80	2.01	2.20	2.40	2.65	3.02	3.49	4.04	con't
34	0.80	1.01	1.24	1.45	1.68	1.92	2.15	2.38	2.63	2.94	3.35	3.86	4.43	con't
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	1 of 6

	Blended 80% Male, 20% Female Smoker Select & Ultimate Age Last Birthday
Issue Age	Duration	Att Age
14	15	16	17	18	19	20	21	22	23	24	25	Ultimate
0				0.78	0.92	1.02	1.09	1.16	1.22	1.27	1.34	1.42	1.49	25
1			0.74	0.89	1.01	1.08	1.15	1.22	1.27	1.34	1.42	1.49	1.57	26
2		0.72	0.86	0.98	1.08	1.15	1.22	1.27	1.34	1.42	1.48	1.55	1.63	27
3	0.71	0.85	0.97	1.06	1.15	1.22	1.27	1.34	1.42	1.48	1.53	1.59	1.64	28
4	0.85	0.97	1.06	1.14	1.22	1.27	1.34	1.42	1.48	1.52	1.57	1.61	1.65	29
5	0.97	1.06	1.14	1.21	1.27	1.34	1.42	1.47	1.50	1.54	1.58	1.62	1.66	30
6	1.06	1.13	1.21	1.25	1.32	1.41	1.46	1.49	1.52	1.56	1.60	1.63	1.68	31
7	1.13	1.19	1.25	1.31	1.39	1.45	1.48	1.51	1.55	1.59	1.63	1.67	1.72	32
8	1.18	1.23	1.29	1.38	1.44	1.47	1.51	1.55	1.59	1.63	1.67	1.72	1.79	33
9	1.22	1.28	1.36	1.44	1.47	1.51	1.55	1.59	1.63	1.67	1.72	1.79	1.87	34
10	1.27	1.35	1.42	1.47	1.51	1.55	1.59	1.63	1.67	1.72	1.79	1.87	1.96	35
11	1.35	1.42	1.47	1.51	1.55	1.59	1.63	1.67	1.72	1.79	1.87	1.96	2.08	36
12	1.41	1.47	1.51	1.55	1.59	1.63	1.67	1.72	1.79	1.87	1.96	2.07	2.22	37
13	1.46	1.51	1.55	1.59	1.63	1.67	1.72	1.79	1.87	1.96	2.07	2.21	2.38	38
14	1.50	1.55	1.59	1.63	1.67	1.72	1.79	1.87	1.96	2.07	2.21	2.38	2.55	39
15	1.54	1.59	1.63	1.67	1.72	1.78	1.87	1.96	2.07	2.21	2.37	2.55	2.76	40
16	1.57	1.61	1.65	1.72	1.78	1.86	1.96	2.06	2.21	2.37	2.55	2.76	3.01	41
17	1.57	1.63	1.66	1.78	1.86	1.96	2.06	2.20	2.37	2.55	2.76	3.01	3.31	42
18	1.58	1.66	1.72	1.86	1.95	2.06	2.20	2.37	2.54	2.76	3.01	3.31	3.67	43
19	1.61	1.72	1.83	1.95	2.06	2.20	2.37	2.54	2.75	3.01	3.31	3.67	4.07	44
20	1.66	1.81	1.95	2.06	2.20	2.37	2.54	2.75	3.01	3.31	3.67	4.07	4.48	45
21	1.72	1.89	2.05	2.20	2.37	2.54	2.75	3.01	3.31	3.67	4.07	4.48	4.90	46
22	1.80	1.99	2.19	2.36	2.54	2.75	3.01	3.31	3.67	4.06	4.48	4.90	5.28	47
23	1.89	2.12	2.34	2.53	2.74	3.01	3.31	3.67	4.06	4.47	4.89	5.28	5.60	48
24	2.02	2.27	2.51	2.74	3.00	3.31	3.66	4.06	4.47	4.87	5.26	5.60	6.01	49
25	2.18	2.43	2.72	3.00	3.30	3.66	4.05	4.47	4.87	5.25	5.60	6.01	6.50	50
26	2.37	2.63	2.97	3.30	3.65	4.05	4.47	4.87	5.25	5.60	6.01	6.50	7.12	51
27	2.60	2.88	3.27	3.64	4.04	4.47	4.87	5.25	5.60	6.01	6.50	7.12	7.86	52
28	2.84	3.18	3.61	4.03	4.46	4.86	5.24	5.60	6.01	6.50	7.12	7.86	8.72	53
29	3.09	3.50	3.96	4.43	4.86	5.24	5.60	6.01	6.50	7.12	7.86	8.69	9.73	54
30	3.40	3.86	4.33	4.80	5.23	5.60	6.01	6.50	7.12	7.86	8.69	9.61	10.80	55
31	3.79	4.28	4.75	5.20	5.60	6.01	6.50	7.12	7.86	8.69	9.61	10.62	11.93	56
32	4.19	4.69	5.16	5.59	6.01	6.50	7.12	7.86	8.69	9.61	10.62	11.68	12.98	57
33	4.59	5.10	5.56	6.00	6.50	7.12	7.86	8.69	9.61	10.62	11.68	12.66	14.00	58
34	5.01	5.53	5.99	6.49	7.12	7.86	8.69	9.61	10.62	11.68	12.66	13.59	15.18	59
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	2 of 6

	Blended 80% Male, 20% Female Smoker Select & Ultimate Age Last Birthday
Issue Age	Duration
1	2	3	4	5	6	7	8	9	10	11	12	13	con't
35	0.85	1.06	1.30	1.53	1.78	2.03	2.29	2.59	2.91	3.30	3.73	4.25	4.83	con't
36	0.90	1.11	1.36	1.60	1.87	2.14	2.46	2.85	3.25	3.68	4.13	4.64	5.25	con't
37	0.96	1.19	1.45	1.70	1.97	2.29	2.70	3.16	3.62	4.07	4.52	5.05	5.69	con't
38	1.04	1.31	1.58	1.83	2.13	2.51	3.00	3.50	4.00	4.46	4.92	5.50	6.19	con't
39	1.12	1.43	1.71	1.99	2.33	2.78	3.32	3.86	4.37	4.85	5.37	6.02	6.78	con't
40	1.20	1.55	1.88	2.20	2.59	3.12	3.68	4.23	4.76	5.31	5.92	6.66	7.48	con't
41	1.29	1.70	2.09	2.46	2.92	3.46	4.05	4.62	5.21	5.85	6.57	7.38	8.29	con't
42	1.38	1.85	2.30	2.72	3.21	3.76	4.39	5.03	5.70	6.45	7.25	8.17	9.21	con't
43	1.49	1.99	2.48	2.94	3.44	4.04	4.74	5.47	6.23	7.07	7.95	9.06	10.27	con't
44	1.63	2.15	2.66	3.14	3.70	4.37	5.15	5.98	6.84	7.75	8.77	10.11	11.36	con't
45	1.79	2.32	2.83	3.36	4.00	4.75	5.62	6.55	7.51	8.51	9.71	11.15	12.35	con't
46	1.96	2.48	3.01	3.60	4.34	5.18	6.14	7.17	8.21	9.39	10.67	12.06	13.25	con't
47	2.15	2.67	3.24	3.91	4.71	5.62	6.67	7.80	8.93	10.30	11.56	12.94	14.23	con't
48	2.32	2.91	3.55	4.29	5.10	6.06	7.18	8.42	9.65	11.08	12.39	13.89	15.45	con't
49	2.50	3.19	3.91	4.69	5.54	6.53	7.73	9.06	10.33	11.76	13.27	15.07	17.01	con't
50	2.73	3.54	4.34	5.15	6.01	7.04	8.28	9.64	10.99	12.52	14.35	16.58	18.87	con't
51	2.99	3.95	4.83	5.68	6.55	7.57	8.82	10.24	11.75	13.53	15.74	18.39	20.86	con't
52	3.21	4.35	5.32	6.22	7.13	8.16	9.47	11.04	12.76	14.89	17.45	20.33	22.51	con't
53	3.38	4.71	5.81	6.78	7.73	8.85	10.32	12.12	14.06	16.53	19.31	21.96	24.00	con't
54	3.55	5.09	6.33	7.34	8.35	9.64	11.37	13.42	15.57	18.24	20.81	23.36	25.79	con't
55	3.75	5.45	6.81	7.88	9.03	10.57	12.58	14.88	17.18	19.66	22.16	25.07	27.81	con't
56	3.93	5.77	7.25	8.49	9.84	11.66	13.94	16.43	18.80	21.25	24.13	27.34	30.12	con't
57	4.14	6.10	7.74	9.20	10.84	12.93	15.38	17.94	20.32	23.16	26.40	29.90	32.88	con't
58	4.44	6.48	8.30	10.03	11.98	14.31	16.86	19.39	21.74	24.93	28.56	32.66	36.12	con't
59	4.82	6.92	8.94	10.94	13.20	15.70	18.32	20.82	23.16	26.74	30.87	35.68	39.67	con't
60	5.26	7.43	9.64	11.89	14.42	17.10	19.75	22.25	24.61	28.69	33.35	38.59	43.32	con't
61	5.77	8.01	10.38	12.86	15.65	18.52	21.24	23.76	26.24	30.86	35.90	41.35	46.88	con't
62	6.26	8.66	11.27	13.99	16.98	20.03	22.89	25.57	28.29	33.35	38.64	44.30	50.41	con't
63	6.65	9.51	12.32	15.29	18.48	21.71	24.80	27.79	30.85	36.24	41.79	47.80	54.43	con't
64	6.97	10.38	13.42	16.70	20.13	23.58	26.96	30.31	33.77	39.50	45.44	52.01	59.31	con't
65	7.20	11.26	14.63	18.15	21.90	25.54	29.12	32.74	36.58	42.70	49.18	56.42	64.58	con't
66	7.48	12.34	15.94	19.65	23.80	27.57	31.24	35.04	39.21	45.75	52.87	60.93	70.06	con't
67	8.14	13.53	17.39	21.31	25.70	29.82	33.84	37.93	42.28	49.37	57.30	66.30	76.30	con't
68	9.05	14.82	18.99	23.10	27.08	32.36	36.64	40.88	45.43	53.18	61.99	71.80	82.68	con't
69	9.97	16.25	20.75	25.07	28.04	35.10	39.18	43.38	49.71	58.23	67.86	78.57	90.23	con't
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	3 of 6

	Blended 80% Male, 20% Female Smoker Select & Ultimate Age Last Birthday
Issue Age	Duration	Att Age
14	15	16	17	18	19	20	21	22	23	24	25	Ultimate
35	5.45	5.97	6.47	7.10	7.86	8.69	9.61	10.62	11.68	12.66	13.58	14.59	16.58	60
36	5.92	6.45	7.07	7.82	8.69	9.60	10.62	11.68	12.65	13.58	14.58	15.84	18.27	61
37	6.42	7.04	7.79	8.64	9.58	10.59	11.67	12.65	13.58	14.58	15.84	17.47	20.19	62
38	6.97	7.75	8.60	9.53	10.55	11.63	12.64	13.57	14.58	15.84	17.47	19.41	22.23	63
39	7.62	8.52	9.49	10.52	11.59	12.59	13.55	14.57	15.84	17.46	19.41	21.47	24.29	64
40	8.38	9.39	10.47	11.55	12.55	13.50	14.55	15.82	17.45	19.40	21.47	23.27	26.32	65
41	9.29	10.42	11.51	12.52	13.47	14.50	15.80	17.44	19.39	21.47	23.26	24.76	28.33	66
42	10.35	11.48	12.48	13.43	14.46	15.75	17.41	19.38	21.46	23.26	24.75	26.47	30.40	67
43	11.43	12.44	13.39	14.43	15.72	17.37	19.35	21.44	23.24	24.74	26.46	28.54	32.53	68
44	12.40	13.35	14.38	15.68	17.33	19.30	21.41	23.21	24.72	26.44	28.52	30.92	34.87	69
45	13.30	14.34	15.63	17.29	19.27	21.37	23.18	24.69	26.41	28.50	30.90	33.76	37.55	70
46	14.28	15.58	17.24	19.21	21.33	23.16	24.66	26.38	28.47	30.87	33.73	37.09	40.80	71
47	15.52	17.18	19.16	21.27	23.11	24.64	26.35	28.44	30.84	33.69	37.06	40.73	44.51	72
48	17.11	19.10	21.21	23.05	24.60	26.33	28.39	30.79	33.65	37.02	40.69	44.45	48.30	73
49	19.02	21.14	22.98	24.54	26.30	28.38	30.74	33.59	36.96	40.63	44.39	48.21	52.39	74
50	21.05	22.91	24.46	26.24	28.36	30.71	33.54	36.90	40.56	44.31	48.12	52.23	56.88	75
51	22.80	24.37	26.16	28.29	30.68	33.48	36.84	40.49	44.24	48.04	52.13	56.70	61.83	76
52	24.25	26.05	28.21	30.62	33.43	36.78	40.42	44.17	47.95	52.03	56.59	61.68	67.48	77
53	25.93	28.10	30.54	33.38	36.72	40.36	44.10	47.89	51.94	56.49	61.56	67.31	73.87	78
54	27.97	30.46	33.32	36.67	40.30	44.04	47.83	51.89	56.39	61.46	67.19	73.68	80.86	79
55	30.31	33.27	36.61	40.24	43.98	47.77	51.84	56.35	61.36	67.07	73.55	80.66	88.65	80
56	33.09	36.55	40.18	43.92	47.71	51.78	56.31	61.33	67.00	73.44	80.53	88.25	97.14	81
57	36.35	40.12	43.85	47.65	51.73	56.27	61.30	66.98	73.40	80.42	88.11	96.29	105.84	82
58	39.90	43.79	47.59	51.67	56.22	61.28	66.95	73.36	80.38	87.99	96.15	104.58	115.01	83
59	43.56	47.53	51.62	56.18	61.25	66.91	73.31	80.33	87.94	96.01	104.39	113.34	125.17	84
60	47.28	51.56	56.14	61.23	66.88	73.26	80.28	87.88	95.95	104.28	113.11	123.19	136.20	85
61	51.31	56.10	61.20	66.85	73.22	80.23	87.84	95.89	104.22	113.05	123.00	134.10	148.18	86
62	55.83	61.17	66.82	73.17	80.18	87.78	95.83	104.17	112.98	122.88	133.92	145.53	161.21	87
63	60.88	66.79	73.13	80.13	87.73	95.76	104.10	112.91	122.75	133.76	145.32	157.53	174.54	88
64	66.61	73.08	80.08	87.67	95.69	104.04	112.85	122.62	133.57	145.12	157.36	169.91	187.69	89
65	73.03	80.03	87.61	95.63	103.97	112.77	122.50	132.90	144.88	157.16	169.76	182.46	198.83	90
66	79.89	87.55	95.56	103.91	112.70	122.37	132.46	143.67	156.64	169.54	182.22	194.40	208.62	91
67	87.29	95.49	103.76	112.61	122.23	132.04	142.62	155.37	168.50	181.74	194.13	205.65	219.92	92
68	94.40	103.60	112.37	122.03	131.59	142.01	153.81	166.99	180.28	193.14	205.37	216.91	232.70	93
69	102.41	112.07	121.72	131.01	140.02	153.17	165.13	178.57	191.61	204.55	216.65	228.26	248.16	94
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	4 of 6

	Blended 80% Male, 20% Female Smoker Select & Ultimate Age Last Birthday	5 of 6
Issue Age	Duration
1	2	3	4	5	6	7	8	9	10	11	12	13	con't
70	11.53	17.84	22.68	26.66	30.32	37.66	41.50	46.94	54.80	63.99	74.50	86.03	98.33	con't
71	14.22	19.57	24.78	28.97	33.89	39.76	44.29	50.49	57.54	67.18	78.26	90.19	103.18	con't
72	16.85	22.21	27.57	32.34	36.94	41.66	46.73	53.53	59.11	68.97	80.33	92.78	106.52	con't
73	19.12	25.01	30.45	35.37	39.80	44.13	50.18	56.75	61.79	73.42	86.21	97.05	111.55	con't
74	21.79	26.80	32.74	38.55	42.92	48.25	54.70	60.18	68.76	82.73	94.26	105.99	120.84	con't
75	23.52	28.83	35.34	41.97	46.90	53.15	58.90	67.06	80.59	92.46	104.01	119.53	135.31	con't
76	24.19	31.18	38.40	45.69	51.79	57.97	66.02	78.62	91.14	102.63	117.22	133.45	148.92	con't
77	25.27	33.33	41.64	50.38	57.00	64.92	77.14	89.76	101.49	114.78	129.10	145.85	161.48	con't
78	26.69	35.78	45.49	56.05	63.78	75.64	88.38	100.31	113.11	125.74	141.38	159.07	176.68	con't
79	28.16	38.99	50.31	62.67	74.11	87.06	99.15	111.41	123.62	138.16	156.05	174.17	195.05	con't
80	30.01	43.16	56.28	70.56	85.83	98.06	109.74	121.70	135.76	152.47	172.04	193.21	212.10	con't
81	32.47	48.40	63.64	79.95	97.09	108.20	119.86	134.13	149.76	169.58	192.72	211.90	223.78	con't
82	35.81	54.83	72.46	90.73	106.82	118.17	132.56	147.66	167.39	192.25	211.69	223.60	236.06	con't
83	40.66	62.75	82.64	102.65	116.68	131.18	145.67	165.23	190.80	211.53	223.40	235.89	248.55	con't
84	47.52	72.33	93.83	115.49	130.01	143.90	163.24	189.42	210.21	223.23	235.71	248.37	261.29	con't
85	56.75	82.99	106.14	129.22	142.40	161.75	188.23	208.97	221.82	235.56	248.22	261.01	275.33	con't
86	67.01	95.10	120.06	141.31	160.45	187.84	208.00	220.51	234.00	248.10	260.75	274.64	290.44	con't
87	78.81	109.47	135.84	159.35	187.48	207.84	219.47	232.58	246.33	260.45	274.17	288.85	305.90	con't
88	94.14	126.10	158.26	187.10	207.70	219.33	231.55	244.83	258.50	273.63	288.04	303.33	320.46	con't
89	112.61	153.10	186.75	207.55	219.21	231.40	243.80	256.96	271.51	287.25	302.13	317.05	334.82	con't
90	142.71	185.50	207.43	219.05	231.25	243.62	256.21	269.87	284.95	301.01	315.53	330.61	349.63	con't
91	178.25	206.24	218.95	231.13	243.43	255.95	269.52	283.21	298.42	314.12	327.87	344.69	362.03	con't
92	202.91	218.84	231.01	243.28	255.69	269.16	282.77	296.58	311.35	325.41	340.07	356.64	376.60	con't
93	218.72	230.89	243.11	255.45	268.82	282.36	296.00	309.52	322.61	336.05	351.62	370.72	394.42	con't
94	230.76	242.98	255.21	268.54	282.01	295.53	308.94	320.84	333.09	347.29	365.39	388.12	413.40	con't
95	242.83	254.93	268.23	281.69	295.14	308.47	320.31	331.13	344.12	360.87	382.46	406.68	433.52	con't
96	254.58	267.73	281.35	294.72	307.96	319.90	330.59	342.04	357.40	377.72	400.71	426.41	454.78	con't
97	267.07	280.68	294.33	307.48	319.40	330.19	341.45	355.27	374.16	395.78	420.15	447.30	477.19	con't
98	279.83	293.45	307.06	318.90	329.71	341.24	354.77	372.09	392.15	415.04	440.78	469.35	500.77	con't
99	292.89	306.47	318.66	329.44	340.94	354.77	371.86	390.91	412.77	437.48	465.04	495.48	528.74	con't

	Blended 80% Male, 20% Female Smoker Select & Ultimate Age Last Birthday	6 of 6
Issue Age	Duration	Att Age
14	15	16	17	18	19	20	21	22	23	24	25	Ultimate
70	111.17	121.37	130.37	138.61	150.49	164.13	176.32	189.63	203.62	216.37	227.97	240.58	265.38	95
71	116.68	129.36	137.14	148.85	161.65	174.96	186.82	202.02	216.08	227.68	240.09	253.70	282.06	96
72	120.40	134.55	147.19	160.10	172.77	185.07	199.80	215.16	227.38	239.65	252.77	267.37	295.24	97
73	125.45	141.14	158.52	170.63	183.99	198.34	213.84	226.10	239.23	251.93	266.17	282.48	304.60	98
74	136.15	152.66	168.61	182.35	197.52	213.29	225.09	237.45	251.19	264.70	281.06	298.15	318.12	99
75	150.68	166.44	180.90	197.02	213.07	224.90	237.20	249.81	263.90	279.58	296.70	315.23	333.54	100
76	163.93	179.48	196.51	212.88	224.72	237.06	249.60	263.49	279.00	295.97	314.27	332.24	349.04	101
77	178.07	196.02	212.68	224.52	236.91	249.47	263.17	278.63	295.43	313.58	331.40	348.02	366.47	102
78	195.52	212.49	224.35	236.71	249.34	262.94	278.17	295.06	313.07	330.75	347.24	365.67	385.83	103
79	212.27	224.18	236.57	249.15	262.66	277.76	294.38	312.72	330.28	346.81	365.15	385.45	408.99	104
80	223.95	236.39	249.02	262.36	277.29	293.68	311.67	330.04	346.45	364.84	385.32	408.99	436.75	105
81	236.21	248.81	262.11	276.77	292.97	310.60	328.56	346.21	364.65	385.19	408.99	436.75	465.94	106
82	248.68	261.78	276.35	292.25	309.75	327.38	344.58	364.35	385.06	408.99	436.75	465.94	496.31	107
83	261.55	275.89	291.81	309.29	326.93	343.86	363.13	384.94	408.99	436.75	465.94	496.31	527.76	108
84	275.54	291.50	309.13	326.92	343.86	362.91	384.43	408.99	436.75	465.94	496.31	527.76	560.64	109
85	291.26	309.13	326.92	343.86	362.91	384.43	408.99	436.75	465.94	496.31	527.76	560.64	594.11	110
86	308.89	326.92	343.86	362.91	384.43	408.99	436.64	465.82	496.31	527.76	560.64	594.11	627.10	111
87	324.96	342.44	361.49	382.75	406.87	434.42	463.46	494.23	526.39	559.93	594.11	627.10	659.39	112
88	338.12	357.16	378.23	401.79	428.47	457.20	487.91	520.53	554.98	591.18	627.10	659.39	692.79	113
89	351.97	372.45	395.60	421.93	450.40	480.96	513.51	547.98	584.29	622.39	659.39	692.79	732.97	114
90	366.62	389.23	415.10	443.20	473.47	505.85	540.23	576.57	614.77	654.79	692.71	732.97	772.13	115
91	382.84	408.12	435.73	465.59	497.66	531.85	568.08	606.30	646.40	688.35	732.14	772.13	813.11	116
92	401.17	428.14	457.47	489.10	522.95	558.97	597.07	637.16	679.15	723.07	768.94	813.11	856.56	117
93	420.63	449.28	480.33	513.71	549.36	587.22	627.16	669.08	713.01	759.00	806.97	856.56	898.29	118
94	441.23	471.54	504.30	539.44	576.91	616.55	658.27	702.07	748.06	796.13	846.22	898.29	941.79	119
95	462.94	494.92	529.40	566.31	605.51	646.87	690.39	736.25	784.27	834.42	886.65	941.79	1,000.00	120
96	485.79	519.44	555.64	594.23	635.07	678.16	723.72	771.56	821.62	873.86	930.22	1,000.00
97	509.81	545.11	582.93	623.08	665.56	710.66	758.14	807.96	860.06	917.94	1,000.00
98	534.99	571.83	611.10	652.80	697.26	744.22	793.62	845.40	905.15	1,000.00
99	564.65	602.99	643.75	687.29	733.32	781.79	832.61	892.05	1,000.00

Section 1412.APPENDIX A 2001 CSO Mortality Tables

Section 1412.ILLUSTRATION TT Blended 60% Male, 40% Female Smoker Select & Ultimate Age Last Birthday

	Blended 60% Male, 40% Female Smoker Select & Ultimate Age Last Birthday
Issue Age	Duration
1	2	3	4	5	6	7	8	9	10	11	12	13	con't
0														con't
1														con't
2														con't
3														con't
4													0.63	con't
5												0.63	0.75	con't
6											0.63	0.74	0.85	con't
7										0.63	0.74	0.84	0.93	con't
8									0.62	0.74	0.84	0.92	0.98	con't
9								0.62	0.74	0.84	0.91	0.97	1.02	con't
10							0.62	0.73	0.83	0.91	0.96	1.01	1.06	con't
11						0.61	0.73	0.82	0.89	0.95	1.00	1.05	1.12	con't
12					0.61	0.72	0.82	0.88	0.94	0.98	1.04	1.10	1.17	con't
13				0.61	0.72	0.81	0.87	0.92	0.97	1.01	1.08	1.15	1.22	con't
14			0.61	0.72	0.81	0.86	0.91	0.95	1.00	1.06	1.13	1.20	1.28	con't
15		0.61	0.72	0.81	0.85	0.90	0.94	0.98	1.04	1.11	1.18	1.25	1.33	con't
16	0.61	0.72	0.81	0.85	0.88	0.93	0.98	1.02	1.09	1.15	1.21	1.29	1.35	con't
17	0.72	0.80	0.84	0.87	0.91	0.96	1.02	1.07	1.13	1.18	1.24	1.31	1.36	con't
18	0.78	0.82	0.85	0.89	0.93	0.98	1.05	1.10	1.16	1.20	1.26	1.32	1.38	con't
19	0.79	0.82	0.86	0.90	0.94	1.01	1.06	1.11	1.17	1.20	1.27	1.33	1.42	con't
20	0.77	0.80	0.84	0.89	0.95	1.00	1.05	1.10	1.16	1.21	1.28	1.36	1.46	con't
21	0.73	0.77	0.82	0.88	0.93	0.98	1.04	1.09	1.15	1.22	1.31	1.40	1.51	con't
22	0.70	0.75	0.80	0.87	0.92	0.98	1.03	1.10	1.17	1.26	1.35	1.46	1.57	con't
23	0.67	0.73	0.79	0.86	0.93	1.00	1.05	1.13	1.21	1.31	1.41	1.52	1.66	con't
24	0.61	0.69	0.78	0.88	0.95	1.02	1.09	1.17	1.27	1.38	1.49	1.61	1.76	con't
25	0.57	0.67	0.80	0.90	0.99	1.06	1.14	1.23	1.34	1.46	1.59	1.71	1.87	con't
26	0.56	0.69	0.82	0.93	1.03	1.11	1.20	1.30	1.42	1.56	1.69	1.83	2.01	con't
27	0.57	0.72	0.86	0.97	1.08	1.17	1.27	1.38	1.51	1.66	1.81	1.99	2.19	con't
28	0.58	0.75	0.89	1.02	1.14	1.24	1.34	1.47	1.61	1.78	1.96	2.16	2.39	con't
29	0.60	0.78	0.92	1.06	1.20	1.32	1.44	1.57	1.73	1.93	2.12	2.35	2.59	con't
30	0.62	0.80	0.95	1.11	1.26	1.40	1.55	1.68	1.86	2.06	2.27	2.53	2.83	con't
31	0.63	0.81	0.98	1.14	1.31	1.47	1.64	1.80	1.97	2.18	2.42	2.74	3.12	con't
32	0.66	0.84	1.02	1.19	1.37	1.55	1.73	1.91	2.09	2.32	2.61	2.99	3.45	con't
33	0.71	0.89	1.07	1.26	1.46	1.65	1.85	2.05	2.25	2.52	2.86	3.29	3.80	con't
34	0.75	0.93	1.13	1.33	1.55	1.77	1.99	2.23	2.48	2.79	3.17	3.65	4.18	con't
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	1 of 6

	Blended 60% Male, 40% Female Smoker Select & Ultimate Age Last Birthday
Issue Age	Duration	Att Age
14	15	16	17	18	19	20	21	22	23	24	25	Ultimate
0				0.69	0.81	0.90	0.97	1.02	1.07	1.12	1.18	1.25	1.32	25
1			0.67	0.78	0.88	0.95	1.02	1.07	1.12	1.18	1.25	1.31	1.39	26
2		0.65	0.76	0.87	0.95	1.01	1.07	1.12	1.18	1.25	1.30	1.37	1.45	27
3	0.64	0.75	0.85	0.94	1.01	1.07	1.12	1.18	1.25	1.30	1.36	1.42	1.47	28
4	0.75	0.85	0.93	1.00	1.07	1.12	1.18	1.25	1.30	1.35	1.40	1.44	1.48	29
5	0.85	0.93	1.00	1.06	1.12	1.18	1.25	1.29	1.34	1.38	1.42	1.46	1.51	30
6	0.93	0.99	1.06	1.10	1.17	1.24	1.28	1.33	1.37	1.40	1.44	1.48	1.55	31
7	0.98	1.04	1.10	1.15	1.23	1.28	1.32	1.36	1.40	1.43	1.48	1.54	1.60	32
8	1.03	1.09	1.15	1.22	1.27	1.31	1.36	1.40	1.43	1.48	1.54	1.60	1.68	33
9	1.07	1.14	1.21	1.27	1.31	1.36	1.40	1.43	1.48	1.54	1.60	1.68	1.76	34
10	1.12	1.20	1.26	1.31	1.35	1.40	1.43	1.48	1.53	1.60	1.67	1.76	1.87	35
11	1.18	1.25	1.30	1.35	1.39	1.43	1.48	1.53	1.59	1.67	1.75	1.86	1.99	36
12	1.24	1.30	1.35	1.39	1.43	1.48	1.53	1.59	1.67	1.75	1.86	1.98	2.12	37
13	1.29	1.35	1.39	1.43	1.48	1.53	1.59	1.67	1.75	1.86	1.97	2.11	2.26	38
14	1.34	1.39	1.43	1.48	1.53	1.59	1.67	1.75	1.86	1.97	2.10	2.26	2.42	39
15	1.38	1.43	1.48	1.53	1.59	1.67	1.75	1.86	1.97	2.10	2.26	2.42	2.61	40
16	1.41	1.46	1.52	1.59	1.67	1.75	1.85	1.97	2.10	2.26	2.42	2.61	2.84	41
17	1.43	1.50	1.55	1.67	1.75	1.85	1.96	2.10	2.26	2.42	2.61	2.84	3.12	42
18	1.47	1.55	1.62	1.75	1.85	1.96	2.09	2.26	2.42	2.61	2.84	3.12	3.44	43
19	1.51	1.62	1.73	1.85	1.96	2.09	2.25	2.42	2.60	2.84	3.12	3.44	3.80	44
20	1.57	1.71	1.85	1.96	2.09	2.25	2.42	2.60	2.84	3.12	3.44	3.80	4.18	45
21	1.64	1.80	1.96	2.09	2.25	2.41	2.60	2.84	3.12	3.44	3.80	4.18	4.58	46
22	1.72	1.90	2.08	2.23	2.41	2.60	2.84	3.12	3.44	3.79	4.18	4.58	4.97	47
23	1.82	2.02	2.22	2.39	2.59	2.84	3.12	3.44	3.79	4.17	4.57	4.97	5.33	48
24	1.93	2.15	2.37	2.58	2.82	3.12	3.44	3.79	4.17	4.56	4.96	5.33	5.77	49
25	2.08	2.30	2.56	2.82	3.10	3.43	3.79	4.17	4.56	4.95	5.33	5.77	6.30	50
26	2.25	2.49	2.79	3.10	3.41	3.78	4.17	4.56	4.95	5.33	5.77	6.30	6.93	51
27	2.45	2.71	3.06	3.40	3.77	4.17	4.56	4.94	5.33	5.77	6.30	6.93	7.66	52
28	2.66	2.98	3.37	3.76	4.16	4.55	4.94	5.33	5.77	6.30	6.93	7.66	8.50	53
29	2.90	3.28	3.70	4.14	4.55	4.94	5.33	5.77	6.30	6.93	7.66	8.48	9.46	54
30	3.19	3.61	4.06	4.51	4.93	5.33	5.77	6.30	6.93	7.66	8.48	9.37	10.48	55
31	3.54	4.00	4.46	4.91	5.33	5.77	6.30	6.93	7.66	8.48	9.37	10.35	11.56	56
32	3.92	4.40	4.87	5.32	5.77	6.30	6.93	7.66	8.48	9.37	10.35	11.37	12.58	57
33	4.32	4.81	5.29	5.75	6.30	6.93	7.66	8.48	9.37	10.34	11.37	12.34	13.59	58
34	4.73	5.24	5.74	6.28	6.93	7.66	8.48	9.37	10.34	11.37	12.34	13.28	14.74	59
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	2 of 6

	Blended 60% Male, 40% Female Smoker Select & Ultimate Age Last Birthday
Issue Age	Duration
1	2	3	4	5	6	7	8	9	10	11	12	13	con't
35	0.79	0.98	1.19	1.41	1.64	1.88	2.13	2.43	2.75	3.12	3.54	4.03	4.58	con't
36	0.83	1.03	1.26	1.49	1.73	2.00	2.31	2.68	3.06	3.48	3.92	4.41	5.00	con't
37	0.89	1.10	1.34	1.58	1.84	2.16	2.54	2.97	3.41	3.85	4.30	4.82	5.44	con't
38	0.96	1.21	1.46	1.71	2.00	2.36	2.81	3.28	3.77	4.23	4.70	5.26	5.93	con't
39	1.05	1.32	1.59	1.87	2.20	2.62	3.12	3.63	4.12	4.61	5.14	5.78	6.51	con't
40	1.13	1.44	1.76	2.07	2.45	2.93	3.46	3.99	4.50	5.05	5.67	6.39	7.18	con't
41	1.22	1.59	1.96	2.32	2.75	3.26	3.81	4.37	4.94	5.58	6.28	7.07	7.94	con't
42	1.32	1.74	2.16	2.58	3.04	3.56	4.16	4.77	5.42	6.15	6.93	7.82	8.81	con't
43	1.44	1.89	2.35	2.81	3.30	3.86	4.52	5.22	5.95	6.75	7.61	8.65	9.78	con't
44	1.58	2.07	2.55	3.04	3.58	4.21	4.94	5.73	6.55	7.42	8.39	9.62	10.80	con't
45	1.74	2.25	2.75	3.27	3.89	4.61	5.43	6.29	7.21	8.16	9.28	10.59	11.75	con't
46	1.92	2.43	2.95	3.54	4.25	5.04	5.94	6.89	7.88	8.98	10.17	11.47	12.64	con't
47	2.11	2.63	3.21	3.87	4.63	5.48	6.46	7.51	8.58	9.83	11.02	12.34	13.59	con't
48	2.28	2.86	3.52	4.24	5.03	5.93	6.98	8.12	9.28	10.59	11.85	13.26	14.74	con't
49	2.44	3.13	3.87	4.63	5.45	6.40	7.51	8.74	9.94	11.28	12.70	14.36	16.15	con't
50	2.65	3.49	4.27	5.06	5.91	6.89	8.05	9.32	10.60	12.03	13.71	15.73	17.79	con't
51	2.89	3.89	4.73	5.55	6.41	7.40	8.58	9.90	11.33	12.97	14.96	17.31	19.54	con't
52	3.10	4.28	5.20	6.06	6.95	7.95	9.19	10.64	12.23	14.18	16.46	19.00	21.06	con't
53	3.27	4.63	5.66	6.58	7.50	8.58	9.96	11.60	13.38	15.59	18.07	20.49	22.49	con't
54	3.44	5.01	6.16	7.10	8.08	9.29	10.88	12.74	14.70	17.09	19.45	21.84	24.17	con't
55	3.65	5.36	6.63	7.63	8.71	10.12	11.93	14.00	16.09	18.38	20.73	23.44	26.04	con't
56	3.83	5.67	7.06	8.18	9.43	11.07	13.10	15.32	17.51	19.82	22.48	25.45	28.15	con't
57	4.02	6.00	7.53	8.83	10.32	12.17	14.35	16.66	18.89	21.53	24.50	27.73	30.66	con't
58	4.29	6.35	8.06	9.57	11.31	13.37	15.65	17.98	20.23	23.17	26.48	30.23	33.58	con't
59	4.62	6.74	8.65	10.38	12.36	14.59	16.96	19.31	21.59	24.87	28.63	32.98	36.79	con't
60	4.98	7.19	9.27	11.21	13.42	15.83	18.26	20.65	23.02	26.74	30.97	35.70	40.14	con't
61	5.41	7.68	9.91	12.05	14.49	17.06	19.60	22.07	24.60	28.80	33.40	38.38	43.52	con't
62	5.85	8.23	10.67	13.00	15.62	18.36	21.07	23.73	26.53	31.15	36.02	41.27	46.95	con't
63	6.25	9.09	11.54	14.07	16.86	19.79	22.74	25.71	28.84	33.81	39.00	44.64	50.82	con't
64	6.61	9.99	12.45	15.22	18.22	21.37	24.59	27.91	31.45	36.80	42.40	48.58	55.42	con't
65	6.88	10.75	13.44	16.40	19.68	23.02	26.45	30.07	34.01	39.75	45.88	52.70	60.33	con't
66	7.12	11.66	14.53	17.63	21.25	24.73	28.32	32.16	36.43	42.60	49.34	56.90	65.38	con't
67	7.70	12.67	15.72	19.01	22.84	26.65	30.57	34.72	39.23	45.93	53.39	61.78	71.04	con't
68	8.53	13.76	17.05	20.52	24.09	28.83	33.02	37.38	42.17	49.46	57.71	66.83	76.87	con't
69	9.38	14.96	18.52	22.19	25.09	31.21	35.35	39.79	45.99	53.96	62.94	72.85	83.59	con't
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	3 of 6

	Blended 60% Male, 40% Female Smoker Select & Ultimate Age Last Birthday
Issue Age	Duration	Att Age
14	15	16	17	18	19	20	21	22	23	24	25	Ultimate
35	5.16	5.70	6.24	6.89	7.66	8.48	9.37	10.34	11.37	12.34	13.28	14.30	16.06	60
36	5.64	6.19	6.84	7.59	8.48	9.35	10.34	11.37	12.33	13.28	14.29	15.51	17.62	61
37	6.14	6.78	7.53	8.36	9.32	10.29	11.36	12.33	13.27	14.29	15.51	17.02	19.37	62
38	6.69	7.46	8.30	9.21	10.22	11.28	12.31	13.26	14.29	15.51	17.02	18.79	21.21	63
39	7.32	8.19	9.14	10.14	11.20	12.22	13.23	14.26	15.51	17.01	18.79	20.65	23.09	64
40	8.05	9.02	10.06	11.13	12.14	13.14	14.22	15.47	17.01	18.77	20.65	22.33	24.98	65
41	8.91	9.98	11.05	12.06	13.06	14.14	15.43	16.97	18.76	20.64	22.32	23.82	26.89	66
42	9.89	10.98	11.99	12.99	14.06	15.34	16.92	18.72	20.62	22.32	23.81	25.50	28.88	67
43	10.89	11.92	12.91	13.99	15.27	16.84	18.66	20.58	22.28	23.79	25.48	27.49	30.96	68
44	11.83	12.83	13.91	15.19	16.76	18.59	20.52	22.23	23.75	25.45	27.45	29.74	33.25	69
45	12.74	13.82	15.10	16.68	18.51	20.46	22.18	23.69	25.40	27.41	29.70	32.39	35.87	70
46	13.71	15.00	16.57	18.41	20.37	22.14	23.64	25.34	27.36	29.64	32.34	35.48	38.97	71
47	14.88	16.46	18.30	20.25	22.04	23.60	25.28	27.29	29.58	32.28	35.42	38.86	42.48	72
48	16.32	18.17	20.14	21.92	23.52	25.23	27.21	29.49	32.19	35.34	38.78	42.36	46.11	73
49	18.02	20.00	21.79	23.40	25.19	27.18	29.38	32.08	35.23	38.66	42.24	45.93	50.00	74
50	19.82	21.63	23.25	25.05	27.15	29.33	31.96	35.11	38.53	42.08	45.76	49.73	54.22	75
51	21.42	23.07	24.89	27.01	29.27	31.86	34.99	38.40	41.94	45.59	49.54	53.93	58.86	76
52	22.84	24.69	26.83	29.14	31.75	34.87	38.27	41.81	45.43	49.36	53.72	58.56	64.07	77
53	24.45	26.62	28.99	31.64	34.76	38.15	41.68	45.31	49.18	53.53	58.33	63.75	69.90	78
54	26.37	28.83	31.53	34.64	38.02	41.55	45.20	49.07	53.33	58.12	63.50	69.54	76.25	79
55	28.54	31.43	34.53	37.91	41.43	45.07	48.97	53.24	57.93	63.28	69.29	75.87	83.47	80
56	31.07	34.42	37.79	41.31	44.95	48.86	53.16	57.88	63.15	69.08	75.61	82.71	91.56	81
57	34.02	37.67	41.19	44.83	48.75	53.08	57.83	63.10	69.00	75.39	82.44	89.95	99.85	82
58	37.24	41.07	44.71	48.64	52.99	57.78	63.03	68.91	75.31	82.22	89.68	97.48	108.50	83
59	40.61	44.59	48.53	52.91	57.73	62.98	68.82	75.22	82.12	89.42	97.12	105.36	117.91	84
60	44.12	48.43	52.83	57.68	62.92	68.73	75.12	82.01	89.30	96.91	104.94	114.21	127.70	85
61	47.95	52.75	57.63	62.86	68.65	75.02	81.90	89.18	96.80	104.83	113.86	123.82	138.43	86
62	52.23	57.58	62.80	68.56	74.94	81.80	89.06	96.69	104.70	113.65	123.50	133.59	150.46	87
63	57.01	62.74	68.47	74.84	81.71	88.94	96.57	104.56	113.41	123.20	133.21	143.81	162.64	88
64	62.39	68.38	74.73	81.60	88.82	96.46	104.44	113.17	122.86	132.84	143.51	154.37	174.30	89
65	68.29	74.64	81.49	88.69	96.34	104.31	112.94	122.19	132.43	143.14	154.10	165.09	183.06	90
66	74.48	81.38	88.58	96.22	104.17	112.72	121.69	131.39	142.52	153.73	164.68	175.38	190.38	91
67	81.14	88.46	95.96	104.04	112.48	121.22	130.44	141.40	152.76	164.09	174.92	185.33	200.42	92
68	87.62	95.68	103.61	112.16	120.71	129.82	140.08	151.45	162.82	173.95	184.88	195.43	212.88	93
69	94.65	103.08	111.61	119.98	128.23	139.33	149.86	161.39	172.71	184.03	195.00	205.70	229.19	94
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	4 of 6

	Blended 60% Male, 40% Female Smoker Select & Ultimate Age Last Birthday	5 of 6
Issue Age	Duration
1	2	3	4	5	6	7	8	9	10	11	12	13	con't
70	10.74	16.28	20.15	23.62	27.12	33.51	37.59	43.05	50.48	59.05	68.79	79.43	90.77	con't
71	13.25	17.73	21.93	25.63	30.12	35.55	40.26	46.40	53.34	62.35	72.64	83.72	95.70	con't
72	15.71	19.87	24.24	28.46	32.83	37.54	42.75	49.43	55.44	64.73	75.37	86.98	99.64	con't
73	17.56	22.14	26.67	31.10	35.46	40.00	46.05	52.67	58.44	69.08	80.87	91.50	104.68	con't
74	19.71	23.73	28.73	33.92	38.35	43.74	50.18	56.15	64.55	76.92	87.95	99.31	112.02	con't
75	21.24	25.59	31.13	37.04	42.02	48.20	54.30	62.33	74.35	85.36	96.54	110.24	123.33	con't
76	22.10	27.81	34.00	40.54	46.52	52.83	60.75	72.09	83.56	94.47	107.95	121.62	134.54	con't
77	23.41	30.01	37.13	44.87	51.39	59.13	70.15	81.67	92.76	105.09	118.24	132.09	145.29	con't
78	24.84	32.60	40.86	50.05	57.54	68.23	79.77	90.98	102.96	115.01	128.71	143.48	158.53	con't
79	26.16	35.93	45.49	56.10	66.35	77.96	89.19	100.78	112.54	126.06	141.24	156.57	173.41	con't
80	27.96	40.18	51.14	63.23	76.30	87.54	98.64	110.18	123.38	138.52	154.84	171.97	187.45	con't
81	30.43	45.44	57.99	71.61	86.10	96.68	107.91	121.19	135.58	152.90	171.38	187.12	198.44	con't
82	33.59	51.59	66.11	81.17	95.00	105.88	119.09	133.06	150.26	170.82	186.77	198.15	210.10	con't
83	38.04	59.05	75.42	91.71	104.19	117.32	130.69	147.68	168.62	186.50	197.82	209.82	222.25	con't
84	44.43	68.13	85.43	103.05	115.93	128.72	145.34	166.51	184.30	197.55	209.54	221.96	235.30	con't
85	53.57	77.77	96.39	115.20	127.20	143.88	164.73	182.26	195.27	209.31	221.74	234.88	249.88	con't
86	63.18	88.59	108.87	126.39	142.71	164.32	180.64	193.14	206.83	221.55	234.50	248.87	265.81	con't
87	74.15	101.59	122.68	141.89	163.94	180.38	191.48	204.60	218.82	234.05	248.17	263.52	282.23	con't
88	89.30	116.16	141.07	163.55	180.14	191.24	202.98	216.52	231.10	247.37	262.35	278.63	298.08	con't
89	106.60	137.59	163.18	179.90	191.03	202.74	214.94	228.80	244.26	261.21	276.95	293.43	314.53	con't
90	130.73	162.23	179.69	190.79	202.50	214.66	227.66	241.85	257.92	275.38	291.36	308.94	331.10	con't
91	157.47	178.84	190.63	202.30	214.36	227.28	241.33	255.40	271.75	289.45	305.30	324.68	344.18	con't
92	176.65	190.44	202.11	214.13	226.88	240.81	254.76	269.17	285.66	302.02	318.69	337.33	359.34	con't
93	190.26	201.94	213.87	226.51	240.30	254.18	268.35	283.18	298.31	313.48	330.96	352.00	377.58	con't
94	201.73	213.67	226.17	239.87	253.67	267.70	282.38	295.94	309.64	325.46	345.36	369.82	396.78	con't
95	213.43	225.74	239.43	253.22	267.15	281.74	295.25	307.09	321.43	339.72	362.88	388.63	416.94	con't
96	225.21	238.70	252.72	266.57	281.05	294.70	306.39	318.79	335.40	357.06	381.40	408.40	438.03	con't
97	237.72	251.76	266.01	280.40	294.04	305.87	318.03	332.75	352.70	375.41	400.89	429.12	460.05	con't
98	250.53	264.79	279.82	293.37	305.26	317.77	332.12	350.15	371.02	394.75	421.34	450.76	483.00	con't
99	264.00	279.03	293.07	304.91	317.40	332.12	349.87	369.52	392.05	417.45	445.72	476.83	510.75	con't

	Blended 60% Male, 40% Female Smoker Select & Ultimate Age Last Birthday	6 of 6
Issue Age	Duration	Att Age
14	15	16	17	18	19	20	21	22	23	24	25	Ultimate
70	102.12	110.99	119.15	126.87	137.16	148.74	159.41	171.05	183.23	194.53	205.22	217.22	248.14	95
71	107.32	117.61	125.40	135.58	146.56	157.97	168.50	181.56	194.05	204.76	216.45	230.17	266.53	96
72	111.12	121.83	133.89	144.94	155.90	166.71	179.12	192.52	204.26	215.75	228.74	244.45	279.18	97
73	115.38	128.22	143.22	153.77	165.23	177.41	190.32	202.20	215.08	227.44	242.64	260.40	286.18	98
74	124.35	137.89	151.88	163.61	176.31	189.42	200.57	212.28	226.31	240.44	258.31	276.90	299.36	99
75	136.12	149.07	162.31	175.72	189.07	200.25	211.89	224.18	239.24	256.14	274.82	295.30	315.92	100
76	147.17	161.04	175.11	188.74	199.97	211.67	223.86	238.61	255.29	273.77	293.96	314.15	333.42	101
77	159.77	174.54	188.41	199.64	211.43	223.67	238.13	254.73	272.99	292.99	312.99	332.06	352.95	102
78	173.94	188.09	199.37	211.11	223.47	237.78	254.06	272.45	292.29	312.12	331.03	351.91	374.42	103
79	187.74	199.09	210.89	223.17	237.37	253.45	271.47	291.79	311.48	330.46	351.23	373.93	399.75	104
80	198.72	210.61	222.97	236.90	252.77	270.47	290.33	311.15	329.99	350.83	373.77	399.75	429.57	105
81	210.33	222.65	236.53	252.01	269.45	288.82	309.14	329.66	350.59	373.61	399.75	429.57	460.51	106
82	222.44	236.04	251.38	268.41	287.63	307.52	327.50	350.20	373.45	399.75	429.57	460.51	492.34	107
83	235.69	250.71	267.78	286.98	306.91	326.55	348.62	373.28	399.75	429.57	460.51	492.34	525.00	108
84	250.20	267.34	286.77	306.90	326.55	348.34	372.64	399.75	429.57	460.51	492.34	525.00	558.93	109
85	266.99	286.77	306.90	326.55	348.34	372.64	399.75	429.57	460.51	492.34	525.00	558.93	593.17	110
86	286.43	306.90	326.55	348.34	372.64	399.75	429.43	460.37	492.34	525.00	558.93	593.17	626.52	111
87	304.22	324.65	346.49	370.50	397.10	426.71	457.51	489.85	523.36	558.09	593.17	626.52	658.69	112
88	318.91	340.86	364.77	390.77	419.39	449.91	482.27	516.39	552.22	589.72	626.52	658.69	691.85	113
89	334.14	357.43	383.05	411.37	441.67	473.91	508.02	543.93	581.60	620.97	658.69	691.85	732.62	114
90	350.02	375.10	402.98	432.94	464.92	498.89	534.76	572.48	612.01	653.28	691.76	732.62	771.82	115
91	367.13	394.40	423.87	455.47	489.13	524.82	562.47	602.03	643.43	686.65	731.65	771.82	812.78	116
92	385.86	414.66	445.71	478.94	514.29	551.71	591.15	632.56	675.85	721.04	768.11	812.78	856.26	117
93	405.56	435.88	468.48	503.34	540.38	579.55	620.80	664.04	709.27	756.50	805.63	856.26	897.39	118
94	426.19	458.01	492.18	528.66	567.41	608.32	651.35	696.46	743.71	792.97	844.22	897.39	940.29	119
95	447.76	481.07	516.81	554.93	595.34	637.97	682.80	729.89	779.13	830.47	883.85	940.29	1,000.00	120
96	470.26	505.05	542.35	582.07	624.12	668.48	715.25	764.28	815.55	868.98	927.01	1,000.00
97	493.68	529.95	568.78	610.04	653.73	699.97	748.62	799.62	852.92	912.97	1,000.00
98	518.03	555.72	595.99	638.80	684.32	732.36	782.90	835.88	898.41	1,000.00
99	547.37	586.56	628.31	672.77	719.76	769.25	821.13	883.56	1,000.00

Section 1412.APPENDIX A 2001 CSO Mortality Tables

Section 1412.ILLUSTRATION UU Blended 50% Male, 50% Female Smoker Select & Ultimate Age Last Birthday

	Blended 50% Male, 50% Female Smoker Select & Ultimate Age Last Birthday
Issue Age	Duration
1	2	3	4	5	6	7	8	9	10	11	12	13	con't
0														con't
1														con't
2														con't
3														con't
4													0.60	con't
5												0.59	0.70	con't
6											0.59	0.69	0.79	con't
7										0.59	0.69	0.78	0.85	con't
8									0.58	0.69	0.78	0.85	0.90	con't
9								0.58	0.68	0.77	0.84	0.90	0.95	con't
10							0.57	0.68	0.76	0.83	0.88	0.94	0.99	con't
11						0.57	0.68	0.76	0.82	0.87	0.92	0.97	1.03	con't
12					0.57	0.67	0.75	0.81	0.86	0.91	0.96	1.01	1.09	con't
13				0.57	0.66	0.74	0.80	0.85	0.90	0.94	1.00	1.07	1.14	con't
14			0.57	0.66	0.74	0.78	0.83	0.87	0.93	0.97	1.05	1.12	1.19	con't
15		0.57	0.66	0.73	0.78	0.82	0.86	0.90	0.96	1.02	1.10	1.16	1.23	con't
16	0.57	0.66	0.73	0.77	0.81	0.86	0.90	0.94	1.01	1.07	1.13	1.20	1.26	con't
17	0.66	0.73	0.77	0.80	0.84	0.88	0.93	0.99	1.05	1.10	1.16	1.23	1.29	con't
18	0.71	0.75	0.78	0.82	0.86	0.90	0.96	1.02	1.08	1.12	1.19	1.26	1.32	con't
19	0.72	0.75	0.79	0.83	0.86	0.93	0.98	1.03	1.09	1.14	1.21	1.28	1.36	con't
20	0.70	0.73	0.78	0.82	0.87	0.94	0.98	1.03	1.09	1.16	1.23	1.31	1.41	con't
21	0.67	0.71	0.76	0.81	0.87	0.92	0.99	1.03	1.11	1.18	1.26	1.36	1.47	con't
22	0.65	0.69	0.75	0.81	0.86	0.93	0.99	1.05	1.13	1.22	1.32	1.43	1.54	con't
23	0.61	0.67	0.74	0.80	0.88	0.95	1.01	1.09	1.18	1.28	1.39	1.50	1.63	con't
24	0.57	0.65	0.73	0.82	0.90	0.98	1.05	1.14	1.24	1.35	1.47	1.58	1.72	con't
25	0.53	0.63	0.74	0.85	0.94	1.02	1.10	1.20	1.31	1.43	1.55	1.67	1.83	con't
26	0.52	0.64	0.78	0.89	0.98	1.07	1.16	1.27	1.38	1.52	1.65	1.80	1.97	con't
27	0.53	0.68	0.81	0.93	1.03	1.12	1.23	1.34	1.47	1.62	1.77	1.94	2.13	con't
28	0.55	0.71	0.85	0.97	1.09	1.19	1.30	1.43	1.56	1.73	1.91	2.10	2.32	con't
29	0.58	0.74	0.88	1.01	1.14	1.27	1.39	1.52	1.67	1.87	2.05	2.27	2.51	con't
30	0.60	0.77	0.91	1.06	1.20	1.35	1.48	1.63	1.79	1.99	2.20	2.45	2.74	con't
31	0.62	0.78	0.94	1.10	1.25	1.41	1.57	1.73	1.90	2.11	2.35	2.65	3.01	con't
32	0.65	0.81	0.98	1.15	1.31	1.49	1.67	1.84	2.03	2.25	2.53	2.89	3.33	con't
33	0.69	0.86	1.03	1.21	1.40	1.59	1.78	1.98	2.19	2.44	2.77	3.20	3.69	con't
34	0.73	0.90	1.09	1.28	1.48	1.70	1.92	2.15	2.40	2.71	3.08	3.55	4.06	con't
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	1 of 6

	Blended 50% Male, 50% Female Smoker Select & Ultimate Age Last Birthday
Issue Age	Duration	Att Age
14	15	16	17	18	19	20	21	22	23	24	25	Ultimate
0				0.64	0.75	0.83	0.90	0.95	1.00	1.05	1.10	1.16	1.23	25
1			0.62	0.73	0.82	0.88	0.94	1.00	1.05	1.10	1.16	1.22	1.30	26
2		0.60	0.71	0.80	0.88	0.93	1.00	1.05	1.10	1.16	1.21	1.28	1.35	27
3	0.60	0.70	0.79	0.87	0.93	0.99	1.05	1.10	1.16	1.21	1.27	1.32	1.38	28
4	0.70	0.79	0.86	0.93	0.99	1.05	1.10	1.16	1.21	1.26	1.31	1.36	1.41	29
5	0.79	0.86	0.93	0.98	1.04	1.10	1.16	1.20	1.25	1.29	1.34	1.38	1.44	30
6	0.86	0.91	0.98	1.02	1.09	1.15	1.20	1.24	1.28	1.33	1.37	1.41	1.48	31
7	0.91	0.96	1.02	1.07	1.15	1.19	1.23	1.28	1.32	1.36	1.41	1.47	1.54	32
8	0.95	1.01	1.06	1.13	1.19	1.23	1.28	1.32	1.36	1.41	1.47	1.54	1.62	33
9	0.99	1.05	1.12	1.18	1.23	1.27	1.32	1.36	1.41	1.47	1.54	1.62	1.72	34
10	1.04	1.11	1.17	1.22	1.27	1.32	1.36	1.41	1.47	1.54	1.62	1.71	1.82	35
11	1.10	1.16	1.22	1.26	1.31	1.36	1.41	1.47	1.53	1.61	1.71	1.81	1.94	36
12	1.16	1.21	1.26	1.31	1.36	1.41	1.47	1.53	1.61	1.71	1.81	1.93	2.07	37
13	1.20	1.25	1.31	1.36	1.41	1.47	1.53	1.61	1.71	1.81	1.93	2.06	2.21	38
14	1.25	1.30	1.36	1.41	1.47	1.53	1.61	1.71	1.81	1.92	2.06	2.21	2.37	39
15	1.30	1.35	1.41	1.47	1.53	1.61	1.71	1.81	1.92	2.05	2.21	2.37	2.55	40
16	1.34	1.39	1.45	1.53	1.61	1.70	1.81	1.92	2.05	2.21	2.37	2.55	2.76	41
17	1.37	1.44	1.50	1.61	1.70	1.81	1.92	2.05	2.21	2.37	2.55	2.76	3.02	42
18	1.41	1.50	1.57	1.70	1.80	1.92	2.05	2.21	2.36	2.55	2.76	3.02	3.32	43
19	1.46	1.57	1.68	1.80	1.92	2.05	2.20	2.36	2.54	2.76	3.02	3.32	3.67	44
20	1.53	1.66	1.80	1.91	2.05	2.20	2.36	2.54	2.76	3.02	3.32	3.67	4.03	45
21	1.61	1.76	1.91	2.04	2.20	2.35	2.54	2.76	3.02	3.32	3.67	4.03	4.42	46
22	1.69	1.86	2.02	2.18	2.35	2.53	2.76	3.02	3.32	3.66	4.03	4.42	4.81	47
23	1.78	1.97	2.16	2.33	2.52	2.76	3.02	3.32	3.66	4.02	4.41	4.81	5.20	48
24	1.89	2.10	2.31	2.51	2.74	3.02	3.32	3.66	4.02	4.40	4.80	5.20	5.66	49
25	2.03	2.24	2.49	2.73	3.00	3.31	3.66	4.02	4.40	4.80	5.20	5.66	6.20	50
26	2.19	2.41	2.70	2.99	3.30	3.65	4.02	4.40	4.80	5.20	5.66	6.20	6.83	51
27	2.38	2.63	2.96	3.28	3.64	4.02	4.40	4.79	5.20	5.66	6.20	6.83	7.56	52
28	2.58	2.88	3.25	3.62	4.02	4.39	4.79	5.20	5.66	6.20	6.83	7.56	8.39	53
29	2.81	3.16	3.57	3.99	4.39	4.79	5.20	5.66	6.20	6.83	7.56	8.37	9.33	54
30	3.08	3.48	3.92	4.36	4.79	5.20	5.66	6.20	6.83	7.56	8.37	9.26	10.32	55
31	3.42	3.87	4.31	4.77	5.20	5.66	6.20	6.83	7.56	8.37	9.26	10.21	11.37	56
32	3.79	4.26	4.73	5.19	5.66	6.20	6.83	7.56	8.37	9.26	10.21	11.22	12.39	57
33	4.18	4.67	5.15	5.64	6.20	6.83	7.56	8.37	9.26	10.21	11.22	12.19	13.39	58
34	4.59	5.11	5.62	6.17	6.83	7.56	8.37	9.26	10.21	11.22	12.19	13.13	14.52	59
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	2 of 6

	Blended 50% Male, 50% Female Smoker Select & Ultimate Age Last Birthday
Issue Age	Duration
1	2	3	4	5	6	7	8	9	10	11	12	13	con't
35	0.76	0.95	1.15	1.36	1.58	1.81	2.06	2.35	2.66	3.03	3.44	3.92	4.46	con't
36	0.80	0.99	1.21	1.43	1.67	1.93	2.23	2.59	2.96	3.38	3.81	4.31	4.88	con't
37	0.86	1.06	1.29	1.52	1.78	2.09	2.45	2.87	3.30	3.74	4.19	4.71	5.32	con't
38	0.93	1.16	1.40	1.65	1.93	2.29	2.72	3.18	3.65	4.11	4.59	5.15	5.81	con't
39	1.01	1.27	1.53	1.80	2.12	2.54	3.02	3.51	4.00	4.50	5.03	5.66	6.38	con't
40	1.09	1.39	1.70	2.00	2.37	2.84	3.35	3.86	4.38	4.93	5.54	6.25	7.03	con't
41	1.18	1.53	1.89	2.25	2.66	3.16	3.69	4.24	4.81	5.45	6.14	6.92	7.78	con't
42	1.28	1.69	2.09	2.50	2.95	3.47	4.04	4.65	5.29	6.01	6.77	7.64	8.61	con't
43	1.41	1.85	2.29	2.74	3.22	3.78	4.41	5.10	5.81	6.60	7.44	8.45	9.54	con't
44	1.56	2.03	2.50	2.98	3.52	4.14	4.84	5.61	6.41	7.26	8.20	9.38	10.52	con't
45	1.72	2.21	2.72	3.23	3.85	4.54	5.33	6.16	7.05	7.98	9.05	10.31	11.45	con't
46	1.90	2.41	2.93	3.51	4.21	4.97	5.84	6.76	7.72	8.78	9.92	11.19	12.33	con't
47	2.09	2.62	3.19	3.85	4.59	5.42	6.35	7.37	8.40	9.60	10.77	12.04	13.28	con't
48	2.26	2.85	3.51	4.22	4.99	5.87	6.87	7.97	9.09	10.35	11.58	12.95	14.39	con't
49	2.42	3.11	3.84	4.60	5.41	6.33	7.40	8.58	9.75	11.04	12.42	14.01	15.72	con't
50	2.61	3.46	4.23	5.02	5.86	6.81	7.93	9.16	10.40	11.79	13.39	15.30	17.26	con't
51	2.83	3.86	4.68	5.49	6.34	7.31	8.46	9.74	11.12	12.69	14.58	16.77	18.90	con't
52	3.04	4.24	5.14	5.98	6.85	7.85	9.05	10.44	11.98	13.82	15.96	18.34	20.35	con't
53	3.21	4.60	5.59	6.47	7.38	8.45	9.78	11.34	13.05	15.13	17.46	19.76	21.74	con't
54	3.39	4.97	6.08	6.99	7.94	9.13	10.64	12.40	14.27	16.52	18.78	21.08	23.37	con't
55	3.60	5.31	6.54	7.49	8.54	9.90	11.61	13.55	15.56	17.75	20.02	22.62	25.18	con't
56	3.79	5.62	6.97	8.03	9.23	10.78	12.68	14.78	16.88	19.11	21.67	24.53	27.21	con't
57	3.97	5.94	7.43	8.65	10.05	11.79	13.84	16.03	18.18	20.72	23.56	26.68	29.58	con't
58	4.21	6.28	7.94	9.35	10.97	12.90	15.05	17.28	19.48	22.30	25.47	29.04	32.35	con't
59	4.52	6.65	8.51	10.11	11.95	14.05	16.29	18.56	20.82	23.97	27.55	31.65	35.39	con't
60	4.85	7.07	9.09	10.87	12.94	15.19	17.52	19.86	22.24	25.79	29.81	34.29	38.60	con't
61	5.24	7.52	9.69	11.65	13.92	16.35	18.79	21.24	23.81	27.81	32.18	36.94	41.89	con't
62	5.66	8.02	10.38	12.51	14.95	17.55	20.17	22.84	25.66	30.07	34.75	39.80	45.28	con't
63	6.05	8.89	11.16	13.47	16.07	18.86	21.72	24.69	27.87	32.64	37.65	43.11	49.09	con't
64	6.43	9.79	11.97	14.49	17.29	20.29	23.44	26.76	30.34	35.50	40.94	46.94	53.57	con't
65	6.71	10.50	12.86	15.55	18.59	21.79	25.16	28.78	32.76	38.33	44.31	50.93	58.30	con't
66	6.95	11.33	13.84	16.65	20.00	23.35	26.90	30.76	35.09	41.09	47.65	54.98	63.16	con't
67	7.49	12.25	14.91	17.89	21.45	25.11	28.98	33.17	37.78	44.28	51.53	59.64	68.57	con't
68	8.28	13.24	16.12	19.26	22.65	27.12	31.28	35.70	40.61	47.69	55.67	64.49	74.16	con't
69	9.09	14.33	17.44	20.79	23.67	29.33	33.51	38.07	44.23	51.94	60.62	70.18	80.52	con't
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	3 of 6

	Blended 50% Male, 50% Female Smoker Select & Ultimate Age Last Birthday
Issue Age	Duration	Att Age
14	15	16	17	18	19	20	21	22	23	24	25	Ultimate
35	5.03	5.57	6.13	6.78	7.56	8.37	9.26	10.21	11.22	12.18	13.13	14.15	15.80	60
36	5.50	6.07	6.72	7.46	8.37	9.24	10.21	11.22	12.18	13.13	14.15	15.34	17.29	61
37	6.01	6.64	7.39	8.22	9.19	10.15	11.20	12.18	13.13	14.15	15.34	16.80	18.96	62
38	6.55	7.30	8.15	9.05	10.04	11.10	12.15	13.11	14.15	15.34	16.80	18.47	20.70	63
39	7.17	8.03	8.96	9.95	11.00	12.03	13.07	14.11	15.34	16.79	18.47	20.24	22.50	64
40	7.89	8.84	9.86	10.91	11.93	12.95	14.06	15.29	16.78	18.46	20.24	21.87	24.32	65
41	8.72	9.77	10.82	11.84	12.85	13.95	15.23	16.73	18.44	20.23	21.87	23.36	26.17	66
42	9.66	10.73	11.75	12.76	13.86	15.14	16.66	18.39	20.21	21.85	23.34	25.02	28.13	67
43	10.63	11.66	12.67	13.76	15.05	16.57	18.32	20.15	21.81	23.32	25.00	26.97	30.19	68
44	11.56	12.57	13.67	14.95	16.48	18.23	20.08	21.75	23.26	24.96	26.94	29.17	32.46	69
45	12.46	13.55	14.84	16.37	18.14	20.01	21.68	23.20	24.89	26.88	29.12	31.73	35.04	70
46	13.42	14.71	16.24	18.01	19.89	21.65	23.12	24.83	26.81	29.05	31.66	34.69	38.08	71
47	14.56	16.10	17.87	19.75	21.51	23.09	24.74	26.73	28.97	31.59	34.62	37.95	41.49	72
48	15.94	17.71	19.60	21.36	22.98	24.68	26.62	28.86	31.48	34.52	37.85	41.35	45.05	73
49	17.52	19.43	21.20	22.83	24.63	26.59	28.73	31.34	34.38	37.70	41.20	44.83	48.85	74
50	19.21	21.00	22.65	24.47	26.56	28.66	31.20	34.23	37.54	41.01	44.62	48.53	52.95	75
51	20.74	22.42	24.26	26.38	28.58	31.07	34.08	37.38	40.82	44.41	48.30	52.60	57.44	76
52	22.13	24.01	26.15	28.43	30.93	33.94	37.23	40.67	44.21	48.07	52.35	57.07	62.45	77
53	23.72	25.89	28.24	30.80	33.80	37.08	40.51	44.06	47.85	52.10	56.79	62.05	68.03	78
54	25.58	28.04	30.66	33.66	36.92	40.35	43.91	47.71	51.86	56.53	61.74	67.58	74.08	79
55	27.68	30.53	33.51	36.78	40.20	43.76	47.58	51.75	56.29	61.48	67.27	73.61	81.06	80
56	30.10	33.37	36.63	40.05	43.62	47.46	51.65	56.23	61.32	67.02	73.30	80.12	88.98	81
57	32.89	36.48	39.90	43.47	47.32	51.56	56.17	61.25	66.92	73.03	79.79	87.02	97.10	82
58	35.95	39.75	43.32	47.18	51.45	56.11	61.18	66.81	72.93	79.52	86.68	94.22	105.54	83
59	39.19	43.17	47.05	51.34	56.05	61.10	66.70	72.81	79.41	86.37	93.78	101.75	114.65	84
60	42.60	46.92	51.24	55.99	61.03	66.58	72.69	79.27	86.22	93.53	101.23	110.18	123.92	85
61	46.33	51.14	55.92	60.96	66.48	72.58	79.14	86.07	93.39	101.09	109.75	119.25	134.16	86
62	50.51	55.86	60.89	66.37	72.47	79.02	85.93	93.26	100.93	109.50	118.86	128.36	145.84	87
63	55.16	60.82	66.26	72.35	78.90	85.79	93.12	100.77	109.21	118.50	127.90	137.91	157.61	88
64	60.38	66.16	72.22	78.76	85.63	92.98	100.62	108.92	118.09	127.47	137.54	147.80	168.75	89
65	66.04	72.11	78.63	85.48	92.83	100.46	108.64	117.43	126.98	137.10	147.48	157.89	176.67	90
66	71.94	78.50	85.34	92.69	100.30	108.38	116.89	126.00	136.43	147.04	157.41	167.68	183.19	91
67	78.27	85.21	92.38	100.15	108.10	116.40	125.11	135.40	146.10	156.77	167.14	177.33	192.96	92
68	84.48	92.04	99.62	107.72	115.87	124.48	134.16	144.87	155.57	166.18	176.79	187.22	205.55	93
69	91.08	99.00	107.07	115.08	123.07	133.37	143.40	154.25	165.04	175.94	186.72	197.36	222.42	94
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	4 of 6

	Blended 50% Male, 50% Female Smoker Select & Ultimate Age Last Birthday	5 of 6
Issue Age	Duration
1	2	3	4	5	6	7	8	9	10	11	12	13	con't
70	10.34	15.53	18.92	22.16	25.57	31.52	35.73	41.20	48.43	56.73	66.11	76.37	87.30	con't
71	12.78	16.84	20.55	24.02	28.33	33.55	38.34	44.45	51.36	60.09	70.03	80.74	92.31	con't
72	15.15	18.73	22.64	26.59	30.86	35.58	40.85	47.50	53.74	62.76	73.10	84.34	96.54	con't
73	16.81	20.76	24.85	29.06	33.40	38.05	44.10	50.78	56.89	67.09	78.45	89.00	101.62	con't
74	18.72	22.26	26.81	31.72	36.19	41.62	48.07	54.30	62.61	74.28	85.12	96.34	108.16	con't
75	20.15	24.04	29.13	34.71	39.72	45.90	52.17	60.17	71.51	82.16	93.22	106.16	118.17	con't
76	21.11	26.20	31.91	38.12	44.06	50.46	58.32	69.12	80.15	90.85	103.89	116.52	128.46	con't
77	22.52	28.45	35.01	42.29	48.80	56.47	66.98	78.03	88.88	100.84	113.56	126.26	138.59	con't
78	23.96	31.11	38.71	47.27	54.67	64.86	75.89	86.82	98.52	110.40	123.35	137.00	151.18	con't
79	25.21	34.51	43.25	53.07	62.83	73.86	84.76	96.12	107.78	120.95	135.09	149.43	164.87	con't
80	27.00	38.80	48.78	59.90	72.02	82.86	93.77	105.22	118.14	132.74	147.87	163.60	178.03	con't
81	29.49	44.08	55.43	67.86	81.21	91.63	102.76	115.71	129.71	146.14	162.97	177.65	189.07	con't
82	32.57	50.13	63.26	76.92	89.82	100.59	113.39	127.00	143.31	162.37	177.25	188.75	200.82	con't
83	36.85	57.39	72.21	86.91	98.81	111.46	124.48	140.56	159.87	176.93	188.37	200.53	213.18	con't
84	43.05	66.26	81.75	97.69	109.97	122.42	138.09	157.47	174.41	188.06	200.20	212.86	226.62	con't
85	52.15	75.49	92.19	109.26	120.90	136.64	155.47	172.06	185.45	199.94	212.60	226.15	241.62	con't
86	61.51	85.78	104.12	120.20	135.53	155.05	170.18	183.04	197.14	212.39	225.71	240.49	258.05	con't
87	72.14	98.26	117.21	134.82	154.66	169.89	181.13	194.62	209.34	225.21	239.73	255.53	275.02	con't
88	87.24	112.05	134.11	154.26	169.62	180.86	192.78	206.76	221.95	238.84	254.25	271.11	291.51	con't
89	104.10	131.32	153.88	169.33	180.62	192.51	204.99	219.38	235.41	253.00	269.27	286.50	308.76	con't
90	125.89	153.05	169.10	180.34	192.24	204.67	218.12	232.74	249.39	267.56	284.26	302.79	325.99	con't
91	149.28	168.37	180.16	192.02	204.34	217.69	232.17	246.63	263.62	282.19	298.89	319.18	339.38	con't
92	166.62	179.94	191.80	204.08	217.26	231.59	245.93	260.82	278.12	295.37	312.80	332.15	354.82	con't
93	179.73	191.60	203.79	216.84	231.03	245.29	259.92	275.43	291.40	307.26	325.41	347.09	373.25	con't
94	191.37	203.56	216.46	230.57	244.74	259.22	274.57	288.88	303.18	319.60	340.11	365.13	392.58	con't
95	203.30	215.98	230.08	244.24	258.63	273.89	288.13	300.47	315.35	334.17	357.85	384.06	412.79	con't
96	215.39	229.26	243.69	257.99	273.14	287.54	299.73	312.55	329.63	351.75	376.51	403.90	433.88	con't
97	228.18	242.64	257.38	272.43	286.83	299.17	311.75	326.83	347.17	370.25	396.08	424.61	455.83	con't
98	241.30	256.05	271.82	286.13	298.52	311.48	326.18	344.51	365.67	389.68	416.53	446.19	478.65	con't
99	255.20	270.96	285.79	298.15	311.08	326.18	344.22	364.11	386.87	412.50	440.97	472.27	506.36	con't

	Blended 50% Male, 50% Female Smoker Select & Ultimate Age Last Birthday	6 of 6
Issue Age	Duration	Att Age
14	15	16	17	18	19	20	21	22	23	24	25	Ultimate
70	98.00	106.33	114.16	121.73	131.42	142.24	152.40	163.52	175.18	186.18	196.81	208.89	242.19	95
71	103.12	112.39	120.25	129.86	140.17	150.93	161.07	173.49	185.63	196.28	208.01	222.05	261.33	96
72	106.99	116.26	128.17	138.52	148.90	159.26	170.97	183.87	195.71	207.22	220.45	236.79	273.96	97
73	110.98	122.66	136.75	146.79	157.63	169.15	181.34	193.36	206.46	218.99	234.78	253.23	280.37	98
74	119.27	131.64	144.93	156.02	167.95	180.30	191.50	203.30	217.72	232.32	250.92	270.19	293.64	99
75	129.96	141.87	154.77	167.32	179.89	191.14	202.86	215.35	230.99	248.52	267.91	289.22	310.74	100
76	140.21	153.57	166.68	179.51	190.82	202.60	214.98	230.30	247.58	266.78	287.77	308.83	328.99	101
77	152.35	166.07	179.14	190.45	202.34	214.77	229.76	246.98	265.91	286.72	307.59	327.52	349.22	102
78	165.43	178.77	190.13	201.98	214.55	229.37	246.22	265.33	285.96	306.64	326.43	348.12	371.36	103
79	178.36	189.81	201.72	214.21	228.92	245.56	264.25	285.41	305.95	325.82	347.39	370.85	397.33	104
80	189.40	201.41	213.98	228.39	244.81	263.16	283.82	305.59	325.30	346.98	370.67	397.33	427.72	105
81	201.09	213.62	227.98	243.96	262.03	282.18	303.43	324.96	346.72	370.50	397.33	427.72	459.14	106
82	213.39	227.43	243.27	260.89	280.89	301.69	322.65	346.29	370.33	397.33	427.72	459.14	491.35	107
83	227.05	242.53	260.20	280.18	301.03	321.63	344.62	370.16	397.33	427.72	459.14	491.35	524.31	108
84	241.97	259.72	279.96	301.01	321.63	344.32	369.47	397.33	427.72	459.14	491.35	524.31	558.50	109
85	259.34	279.96	301.01	321.63	344.32	369.47	397.33	427.72	459.14	491.35	524.31	558.50	592.94	110
86	279.58	301.01	321.63	344.32	369.47	397.33	427.58	459.00	491.35	524.31	558.50	592.94	626.38	111
87	298.12	319.60	342.35	367.21	394.54	424.73	456.00	488.76	522.61	557.63	592.94	626.38	658.52	112
88	313.45	336.38	361.16	387.88	417.07	448.06	480.85	515.36	551.54	589.36	626.38	658.52	691.62	113
89	329.23	353.40	379.75	408.66	439.46	472.15	506.65	542.93	580.94	620.63	658.52	691.62	732.53	114
90	345.56	371.40	399.86	430.34	462.78	497.16	533.40	571.47	611.33	652.93	691.53	732.53	771.75	115
91	363.01	390.88	420.86	452.93	487.02	523.08	561.10	600.98	642.70	686.24	731.54	771.75	812.71	116
92	381.93	411.26	442.77	476.41	512.15	549.93	589.71	631.43	675.05	720.56	767.91	812.71	856.19	117
93	401.74	432.52	465.54	500.78	538.17	577.68	619.25	662.81	708.36	755.88	805.31	856.19	897.16	118
94	422.43	454.66	489.19	526.02	565.09	606.31	649.67	695.10	742.64	792.21	843.74	897.16	939.91	119
95	444.00	477.65	513.72	552.15	592.87	635.81	680.96	728.36	777.89	829.52	883.17	939.91	1,000.00	120
96	466.43	501.52	539.11	579.11	621.46	666.14	713.21	762.53	814.09	867.80	926.23	1,000.00
97	489.73	526.25	565.33	606.87	650.87	697.39	746.32	797.62	851.19	911.78	1,000.00
98	513.88	551.80	592.31	635.40	681.18	729.50	780.32	833.57	896.80	1,000.00
99	543.16	582.58	624.57	669.27	716.50	766.23	818.36	881.55	1,000.00

Section 1412.APPENDIX A 2001 CSO Mortality Tables

Section 1412.ILLUSTRATION VV Blended 40% Male, 60% Female Smoker Select & Ultimate Age Last Birthday

	Blended 40% Male, 60% Female Smoker Select & Ultimate Age Last Birthday
Issue Age	Duration
1	2	3	4	5	6	7	8	9	10	11	12	13	con't
0														con't
1														con't
2														con't
3														con't
4													0.56	con't
5												0.56	0.65	con't
6											0.55	0.65	0.72	con't
7										0.55	0.64	0.72	0.78	con't
8									0.54	0.64	0.72	0.77	0.83	con't
9								0.54	0.63	0.71	0.77	0.82	0.88	con't
10							0.53	0.63	0.70	0.76	0.81	0.86	0.91	con't
11						0.53	0.62	0.70	0.75	0.80	0.85	0.89	0.95	con't
12					0.53	0.62	0.69	0.74	0.79	0.84	0.88	0.93	1.01	con't
13				0.53	0.61	0.68	0.73	0.78	0.82	0.87	0.92	0.99	1.06	con't
14			0.53	0.61	0.67	0.71	0.76	0.80	0.85	0.90	0.98	1.04	1.11	con't
15		0.53	0.61	0.67	0.71	0.74	0.79	0.83	0.89	0.95	1.02	1.08	1.15	con't
16	0.53	0.61	0.67	0.70	0.74	0.78	0.82	0.87	0.94	0.99	1.05	1.13	1.19	con't
17	0.61	0.66	0.70	0.73	0.76	0.80	0.85	0.92	0.98	1.03	1.09	1.16	1.23	con't
18	0.65	0.68	0.71	0.75	0.78	0.82	0.89	0.95	1.00	1.06	1.12	1.19	1.27	con't
19	0.65	0.68	0.72	0.76	0.79	0.86	0.91	0.96	1.02	1.08	1.15	1.23	1.31	con't
20	0.63	0.67	0.71	0.75	0.80	0.87	0.92	0.97	1.04	1.10	1.18	1.27	1.37	con't
21	0.61	0.65	0.70	0.75	0.81	0.86	0.93	0.98	1.07	1.14	1.22	1.33	1.43	con't
22	0.59	0.63	0.69	0.76	0.81	0.88	0.94	1.01	1.09	1.19	1.28	1.40	1.51	con't
23	0.56	0.62	0.68	0.76	0.83	0.90	0.97	1.05	1.14	1.25	1.36	1.47	1.60	con't
24	0.52	0.61	0.68	0.78	0.86	0.94	1.02	1.10	1.21	1.32	1.44	1.55	1.69	con't
25	0.49	0.59	0.70	0.81	0.89	0.98	1.07	1.16	1.28	1.40	1.52	1.64	1.80	con't
26	0.49	0.61	0.73	0.84	0.93	1.02	1.12	1.23	1.35	1.48	1.62	1.76	1.92	con't
27	0.51	0.64	0.76	0.88	0.98	1.08	1.19	1.30	1.43	1.57	1.72	1.89	2.07	con't
28	0.53	0.67	0.80	0.91	1.03	1.14	1.25	1.38	1.51	1.68	1.84	2.04	2.25	con't
29	0.55	0.70	0.83	0.96	1.09	1.21	1.33	1.47	1.61	1.80	1.98	2.20	2.43	con't
30	0.58	0.73	0.86	1.00	1.14	1.28	1.42	1.56	1.72	1.92	2.12	2.36	2.64	con't
31	0.60	0.75	0.89	1.04	1.19	1.35	1.51	1.66	1.83	2.04	2.27	2.56	2.90	con't
32	0.63	0.78	0.93	1.09	1.25	1.42	1.60	1.77	1.96	2.18	2.46	2.80	3.22	con't
33	0.66	0.82	0.99	1.15	1.34	1.52	1.71	1.91	2.12	2.37	2.70	3.10	3.56	con't
34	0.70	0.86	1.04	1.22	1.42	1.63	1.84	2.07	2.32	2.62	3.00	3.44	3.94	con't
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	1 of 6

	Blended 40% Male, 60% Female Smoker Select & Ultimate Age Last Birthday
Issue Age	Duration	Att Age
14	15	16	17	18	19	20	21	22	23	24	25	Ultimate
0				0.60	0.70	0.77	0.83	0.88	0.92	0.97	1.01	1.08	1.14	25
1			0.58	0.68	0.76	0.81	0.87	0.92	0.97	1.01	1.07	1.13	1.21	26
2		0.56	0.66	0.74	0.81	0.86	0.92	0.97	1.01	1.07	1.13	1.19	1.26	27
3	0.56	0.65	0.73	0.80	0.86	0.91	0.96	1.01	1.07	1.13	1.18	1.24	1.30	28
4	0.65	0.73	0.80	0.85	0.91	0.96	1.01	1.07	1.13	1.17	1.23	1.28	1.33	29
5	0.72	0.79	0.85	0.90	0.96	1.01	1.07	1.12	1.17	1.21	1.27	1.31	1.36	30
6	0.79	0.84	0.90	0.95	1.01	1.07	1.12	1.15	1.20	1.25	1.30	1.34	1.41	31
7	0.84	0.89	0.94	1.00	1.07	1.11	1.15	1.20	1.25	1.29	1.34	1.40	1.48	32
8	0.88	0.93	0.98	1.06	1.11	1.15	1.20	1.25	1.29	1.34	1.40	1.47	1.56	33
9	0.92	0.97	1.04	1.10	1.15	1.19	1.25	1.29	1.34	1.40	1.47	1.56	1.66	34
10	0.96	1.03	1.09	1.14	1.19	1.25	1.29	1.34	1.40	1.47	1.55	1.66	1.77	35
11	1.02	1.08	1.14	1.19	1.24	1.29	1.34	1.40	1.47	1.55	1.65	1.76	1.90	36
12	1.08	1.12	1.19	1.24	1.29	1.34	1.40	1.47	1.55	1.65	1.76	1.88	2.03	37
13	1.12	1.17	1.24	1.29	1.34	1.40	1.47	1.55	1.65	1.76	1.88	2.01	2.16	38
14	1.17	1.22	1.29	1.34	1.40	1.47	1.55	1.65	1.76	1.87	2.00	2.15	2.30	39
15	1.22	1.28	1.34	1.40	1.47	1.55	1.65	1.76	1.87	2.00	2.14	2.29	2.47	40
16	1.26	1.33	1.39	1.47	1.55	1.65	1.76	1.87	2.00	2.14	2.29	2.46	2.68	41
17	1.30	1.38	1.44	1.55	1.64	1.76	1.87	2.00	2.14	2.29	2.46	2.67	2.92	42
18	1.35	1.44	1.52	1.64	1.75	1.87	2.00	2.14	2.29	2.46	2.67	2.92	3.20	43
19	1.41	1.52	1.63	1.75	1.87	2.00	2.14	2.29	2.46	2.67	2.92	3.20	3.53	44
20	1.49	1.62	1.75	1.86	2.00	2.14	2.29	2.46	2.67	2.92	3.20	3.53	3.88	45
21	1.57	1.71	1.85	1.99	2.14	2.29	2.46	2.67	2.92	3.20	3.53	3.88	4.26	46
22	1.65	1.81	1.97	2.12	2.28	2.46	2.67	2.92	3.20	3.53	3.88	4.26	4.66	47
23	1.74	1.92	2.10	2.26	2.45	2.67	2.92	3.20	3.53	3.87	4.25	4.66	5.07	48
24	1.85	2.04	2.24	2.42	2.65	2.91	3.20	3.53	3.87	4.24	4.65	5.07	5.55	49
25	1.98	2.17	2.41	2.63	2.89	3.19	3.52	3.87	4.24	4.64	5.07	5.55	6.10	50
26	2.13	2.34	2.61	2.88	3.18	3.52	3.87	4.24	4.64	5.07	5.55	6.10	6.74	51
27	2.30	2.54	2.85	3.15	3.51	3.87	4.24	4.64	5.07	5.55	6.10	6.74	7.46	52
28	2.49	2.78	3.12	3.49	3.87	4.24	4.64	5.07	5.55	6.10	6.74	7.46	8.28	53
29	2.70	3.04	3.43	3.84	4.24	4.64	5.07	5.55	6.10	6.74	7.46	8.26	9.19	54
30	2.97	3.36	3.77	4.20	4.64	5.07	5.55	6.10	6.74	7.46	8.26	9.13	10.16	55
31	3.30	3.73	4.16	4.62	5.07	5.55	6.10	6.74	7.46	8.26	9.13	10.07	11.19	56
32	3.65	4.12	4.58	5.06	5.55	6.10	6.74	7.46	8.26	9.13	10.07	11.07	12.19	57
33	4.04	4.53	5.02	5.52	6.10	6.74	7.46	8.26	9.13	10.07	11.07	12.03	13.18	58
34	4.46	4.97	5.50	6.07	6.74	7.46	8.26	9.13	10.07	11.06	12.03	12.98	14.30	59
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	2 of 6

	Blended 40% Male, 60% Female Smoker Select & Ultimate Age Last Birthday
Issue Age	Duration
1	2	3	4	5	6	7	8	9	10	11	12	13	con't
35	0.73	0.91	1.10	1.30	1.51	1.74	1.99	2.27	2.57	2.94	3.34	3.81	4.34	con't
36	0.77	0.95	1.16	1.37	1.60	1.86	2.16	2.50	2.87	3.28	3.70	4.19	4.75	con't
37	0.83	1.02	1.24	1.46	1.72	2.02	2.37	2.78	3.19	3.62	4.08	4.60	5.20	con't
38	0.89	1.12	1.34	1.59	1.87	2.21	2.63	3.08	3.53	3.99	4.48	5.04	5.69	con't
39	0.97	1.22	1.47	1.74	2.06	2.46	2.92	3.40	3.88	4.38	4.91	5.54	6.25	con't
40	1.05	1.33	1.63	1.93	2.29	2.75	3.24	3.74	4.25	4.81	5.42	6.12	6.89	con't
41	1.15	1.48	1.82	2.17	2.58	3.06	3.58	4.11	4.68	5.31	6.00	6.76	7.60	con't
42	1.25	1.63	2.03	2.42	2.87	3.37	3.93	4.52	5.15	5.86	6.62	7.46	8.41	con't
43	1.38	1.80	2.23	2.67	3.15	3.69	4.30	4.97	5.67	6.44	7.28	8.24	9.30	con't
44	1.53	1.98	2.45	2.93	3.45	4.06	4.73	5.48	6.26	7.09	8.02	9.13	10.24	con't
45	1.70	2.18	2.68	3.19	3.79	4.47	5.22	6.04	6.90	7.80	8.84	10.03	11.15	con't
46	1.87	2.38	2.91	3.48	4.16	4.91	5.74	6.62	7.55	8.57	9.68	10.89	12.03	con't
47	2.07	2.60	3.18	3.82	4.55	5.36	6.25	7.22	8.23	9.37	10.50	11.74	12.97	con't
48	2.24	2.82	3.49	4.19	4.95	5.81	6.77	7.82	8.90	10.11	11.31	12.64	14.05	con't
49	2.39	3.08	3.82	4.56	5.36	6.26	7.29	8.42	9.55	10.81	12.14	13.67	15.30	con't
50	2.58	3.43	4.20	4.97	5.80	6.73	7.82	8.99	10.20	11.55	13.08	14.88	16.73	con't
51	2.78	3.83	4.63	5.43	6.27	7.22	8.33	9.56	10.90	12.42	14.19	16.24	18.25	con't
52	2.98	4.21	5.07	5.89	6.76	7.74	8.90	10.25	11.73	13.47	15.47	17.70	19.64	con't
53	3.16	4.56	5.52	6.37	7.27	8.31	9.59	11.09	12.72	14.68	16.85	19.04	21.01	con't
54	3.34	4.93	5.99	6.87	7.81	8.96	10.40	12.06	13.84	15.96	18.11	20.34	22.59	con't
55	3.55	5.27	6.45	7.36	8.39	9.68	11.29	13.12	15.03	17.12	19.32	21.83	24.32	con't
56	3.74	5.57	6.87	7.87	9.03	10.49	12.27	14.23	16.25	18.40	20.87	23.61	26.26	con't
57	3.91	5.88	7.32	8.46	9.79	11.42	13.34	15.40	17.48	19.92	22.64	25.63	28.51	con't
58	4.14	6.21	7.82	9.13	10.64	12.45	14.46	16.60	18.74	21.44	24.46	27.87	31.12	con't
59	4.42	6.56	8.36	9.83	11.54	13.51	15.63	17.82	20.06	23.06	26.47	30.36	34.02	con't
60	4.72	6.95	8.90	10.54	12.45	14.57	16.80	19.09	21.47	24.85	28.66	32.91	37.09	con't
61	5.06	7.36	9.46	11.25	13.35	15.64	18.00	20.43	23.02	26.82	30.98	35.52	40.29	con't
62	5.46	7.82	10.08	12.03	14.28	16.74	19.29	21.95	24.82	29.02	33.50	38.36	43.65	con't
63	5.86	8.69	10.78	12.88	15.29	17.92	20.72	23.68	26.91	31.49	36.33	41.61	47.41	con't
64	6.26	9.60	11.51	13.77	16.37	19.22	22.30	25.61	29.24	34.22	39.51	45.34	51.77	con't
65	6.55	10.25	12.29	14.70	17.51	20.57	23.89	27.51	31.54	36.95	42.76	49.20	56.34	con't
66	6.77	11.00	13.15	15.68	18.76	21.99	25.50	29.39	33.78	39.61	46.01	53.12	61.02	con't
67	7.28	11.83	14.10	16.79	20.07	23.60	27.44	31.66	36.35	42.68	49.73	57.58	66.19	con't
68	8.03	12.73	15.18	18.03	21.22	25.45	29.57	34.07	39.09	45.98	53.72	62.24	71.57	con't
69	8.81	13.71	16.38	19.42	22.27	27.50	31.72	36.41	42.51	50.00	58.40	67.62	77.60	con't
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	3 of 6

	Blended 40% Male, 60% Female Smoker Select & Ultimate Age Last Birthday
Issue Age	Duration	Att
14	15	16	17	18	19	20	21	22	23	24	25	Ultimate	Age
35	4.89	5.44	6.02	6.68	7.46	8.26	9.13	10.07	11.06	12.02	12.97	14.01	15.55	60
36	5.36	5.94	6.60	7.35	8.26	9.11	10.07	11.06	12.02	12.97	14.00	15.18	16.97	61
37	5.87	6.51	7.26	8.09	9.05	10.00	11.05	12.02	12.97	14.00	15.18	16.58	18.55	62
38	6.42	7.16	8.00	8.90	9.88	10.93	11.98	12.96	14.00	15.18	16.58	18.17	20.20	63
39	7.03	7.87	8.79	9.77	10.80	11.84	12.90	13.96	15.18	16.57	18.17	19.83	21.91	64
40	7.73	8.66	9.65	10.69	11.73	12.77	13.90	15.12	16.56	18.15	19.83	21.41	23.66	65
41	8.53	9.55	10.58	11.61	12.65	13.77	15.05	16.50	18.13	19.83	21.40	22.90	25.47	66
42	9.43	10.48	11.50	12.54	13.66	14.93	16.42	18.07	19.80	21.39	22.88	24.55	27.39	67
43	10.36	11.40	12.43	13.54	14.83	16.31	17.99	19.73	21.34	22.85	24.53	26.46	29.43	68
44	11.28	12.31	13.43	14.71	16.20	17.88	19.65	21.27	22.79	24.48	26.42	28.60	31.68	69
45	12.18	13.29	14.57	16.07	17.77	19.56	21.19	22.71	24.40	26.35	28.53	31.07	34.23	70
46	13.13	14.43	15.91	17.62	19.42	21.14	22.62	24.32	26.27	28.46	30.99	33.92	37.20	71
47	14.24	15.75	17.45	19.26	20.98	22.58	24.22	26.17	28.36	30.90	33.83	37.05	40.53	72
48	15.55	17.26	19.08	20.80	22.46	24.15	26.05	28.23	30.78	33.71	36.94	40.35	44.02	73
49	17.03	18.87	20.61	22.27	24.09	26.01	28.08	30.61	33.55	36.76	40.17	43.75	47.72	74
50	18.61	20.38	22.05	23.89	25.96	27.99	30.44	33.37	36.57	39.95	43.50	47.35	51.71	75
51	20.07	21.79	23.65	25.75	27.89	30.28	33.20	36.38	39.73	43.25	47.08	51.30	56.06	76
52	21.44	23.36	25.48	27.71	30.12	33.02	36.20	39.54	43.01	46.81	51.00	55.63	60.88	77
53	23.00	25.18	27.49	29.97	32.85	36.01	39.35	42.84	46.55	50.71	55.30	60.41	66.21	78
54	24.80	27.26	29.80	32.68	35.82	39.17	42.66	46.39	50.42	54.98	60.05	65.69	71.99	79
55	26.82	29.65	32.51	35.66	38.98	42.48	46.24	50.29	54.70	59.74	65.32	71.44	78.74	80
56	29.13	32.35	35.48	38.81	42.31	46.08	50.18	54.64	59.54	65.02	71.07	77.64	86.52	81
57	31.77	35.31	38.62	42.13	45.92	50.06	54.57	59.47	64.91	70.75	77.26	84.22	94.50	82
58	34.68	38.45	41.95	45.76	49.94	54.49	59.38	64.78	70.64	76.94	83.83	91.13	102.76	83
59	37.79	41.78	45.61	49.81	54.42	59.29	64.65	70.50	76.80	83.46	90.63	98.33	111.60	84
60	41.10	45.45	49.70	54.34	59.20	64.52	70.36	76.64	83.28	90.33	97.73	106.41	120.42	85
61	44.74	49.57	54.28	59.12	64.39	70.23	76.49	83.11	90.17	97.57	105.91	115.02	130.24	86
62	48.82	54.19	59.05	64.27	70.09	76.35	82.94	90.01	97.39	105.63	114.57	123.55	141.62	87
63	53.37	58.95	64.14	69.96	76.20	82.78	89.84	97.20	105.29	114.15	123.02	132.52	153.06	88
64	58.44	64.01	69.81	76.04	82.60	89.67	97.02	104.95	113.68	122.52	132.11	141.86	163.79	89
65	63.87	69.67	75.90	82.42	89.51	96.84	104.63	113.02	121.96	131.59	141.50	151.46	171.04	90
66	69.50	75.74	82.26	89.35	96.66	104.33	112.45	121.05	130.89	141.00	150.91	160.89	176.95	91
67	75.51	82.10	88.99	96.48	104.01	111.94	120.21	129.91	140.08	150.24	160.28	170.37	186.60	92
68	81.48	88.59	95.88	103.56	111.39	119.56	128.77	138.94	149.11	159.33	169.78	180.21	199.40	93
69	87.71	95.15	102.82	110.54	118.31	127.94	137.56	147.89	158.30	168.92	179.65	190.36	216.83	94
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	4 of 6

	Blended 40% Male, 60% Female Smoker Select & Ultimate Age Last Birthday	5 of 6
Issue Age	Duration
1	2	3	4	5	6	7	8	9	10	11	12	13	con't
70	9.95	14.79	17.72	20.72	24.06	29.59	33.92	39.42	46.46	54.49	63.55	73.46	84.02	con't
71	12.31	15.97	19.20	22.45	26.56	31.60	36.48	42.58	49.47	57.93	67.55	77.93	89.11	con't
72	14.61	17.62	21.07	24.78	28.95	33.67	39.03	45.64	52.10	60.89	70.95	81.86	93.65	con't
73	16.07	19.41	23.08	27.08	31.39	36.17	42.22	48.95	55.41	65.21	76.18	86.67	98.79	con't
74	17.74	20.82	24.95	29.59	34.10	39.58	46.05	52.52	60.79	71.80	82.46	93.59	104.61	con't
75	19.09	22.53	27.18	32.46	37.51	43.70	50.14	58.11	68.84	79.18	90.15	102.42	113.46	con't
76	20.15	24.64	29.90	35.79	41.70	48.19	56.03	66.33	76.97	87.49	100.15	111.87	122.96	con't
77	21.66	26.93	32.97	39.83	46.32	53.95	63.99	74.63	85.28	96.94	109.29	121.01	132.60	con't
78	23.11	29.67	36.64	44.63	51.96	61.68	72.27	82.97	94.43	106.18	118.51	131.23	144.70	con't
79	24.31	33.14	41.13	50.22	59.52	70.03	80.66	91.84	103.42	116.33	129.61	143.14	157.46	con't
80	26.08	37.49	46.54	56.76	68.01	78.52	89.29	100.69	113.41	127.58	141.73	156.33	169.99	con't
81	28.59	42.79	53.02	64.36	76.68	86.98	98.06	110.77	124.46	140.19	155.67	169.57	181.22	con't
82	31.61	48.75	60.59	72.98	85.05	95.76	108.25	121.60	137.21	155.05	169.12	180.86	193.18	con't
83	35.73	55.84	69.24	82.50	93.90	106.17	118.94	134.30	152.28	168.77	180.43	192.85	205.81	con't
84	41.76	64.53	78.37	92.81	104.58	116.81	131.71	149.63	165.96	180.10	192.49	205.47	219.65	con't
85	50.84	73.39	88.37	103.90	115.27	130.26	147.43	163.34	177.23	192.21	205.19	219.15	235.08	con't
86	59.97	83.23	99.85	114.67	129.20	147.00	161.26	174.55	189.15	204.96	218.69	233.87	251.98	con't
87	70.31	95.25	112.34	128.59	146.60	160.93	172.45	186.39	201.63	218.14	233.05	249.30	269.47	con't
88	85.39	108.37	127.98	146.20	160.62	172.15	184.37	198.84	214.61	232.09	247.93	265.32	286.51	con't
89	101.88	125.80	145.81	160.32	171.88	184.08	196.90	211.84	228.41	246.59	263.36	281.23	304.45	con't
90	121.64	145.09	160.05	171.58	183.78	196.56	210.48	225.54	242.73	261.55	278.86	298.18	322.21	con't
91	142.17	159.43	171.38	183.54	196.20	210.02	224.92	239.78	257.37	276.69	294.09	315.09	335.88	con't
92	158.05	171.14	183.29	195.92	209.54	224.30	239.03	254.39	272.38	290.39	308.44	328.35	351.53	con't
93	170.91	183.08	195.59	209.10	223.70	238.35	253.44	269.56	286.22	302.65	321.35	343.53	370.12	con't
94	182.82	195.35	208.68	223.20	237.76	252.70	268.65	283.58	298.39	315.31	336.29	361.73	389.56	con't
95	195.07	208.16	222.67	237.23	252.06	267.92	282.80	295.56	310.88	330.14	354.21	380.79	409.84	con't
96	207.53	221.80	236.64	251.39	267.14	282.18	294.79	307.98	325.44	347.91	373.00	400.68	430.94	con't
97	220.64	235.52	250.74	266.39	281.43	294.21	307.14	322.54	343.19	366.56	392.63	421.41	452.84	con't
98	234.08	249.33	265.74	280.69	293.53	306.86	321.86	340.43	361.84	386.06	413.10	442.94	475.56	con't
99	248.42	264.84	280.34	293.14	306.45	321.86	340.13	360.22	383.18	408.97	437.59	469.03	503.25	con't

	Blended 40% Male, 60% Female Smoker Select & Ultimate Age Last Birthday	6 of 6
Issue Age	Duration	Att Age
14	15	16	17	18	19	20	21	22	23	24	25	Ultimate
70	94.13	101.97	109.53	117.00	126.18	136.36	146.14	156.89	168.20	179.06	189.75	202.01	237.36	95
71	99.19	107.55	115.52	124.64	134.41	144.64	154.54	166.49	178.44	189.17	201.05	215.47	257.17	96
72	103.17	111.14	122.94	132.73	142.65	152.71	163.90	176.48	188.55	200.19	213.72	230.66	269.83	97
73	106.92	117.59	130.90	140.55	150.94	161.99	173.67	185.95	199.36	212.13	228.48	247.56	275.82	98
74	114.64	125.99	138.74	149.33	160.69	172.51	183.90	195.89	210.75	225.82	245.08	264.96	289.24	99
75	124.40	135.44	148.13	160.03	172.05	183.50	195.41	208.17	224.39	242.49	262.52	284.55	306.81	100
76	134.01	146.99	159.35	171.64	183.14	195.12	207.78	223.63	241.49	261.30	283.00	304.79	325.66	101
77	145.83	158.72	171.22	182.74	194.84	207.54	223.05	240.83	260.38	281.89	303.47	324.12	346.46	102
78	158.05	170.81	182.38	194.44	207.30	222.64	240.03	259.76	281.08	302.49	322.97	345.32	369.12	103
79	170.35	182.04	194.16	206.93	222.15	239.32	258.61	280.50	301.76	322.33	344.55	368.58	395.57	104
80	181.58	193.82	206.68	221.57	238.51	257.44	278.81	301.38	321.80	344.12	368.40	395.57	426.39	105
81	193.47	206.30	221.13	237.60	256.24	277.07	299.09	321.44	343.85	368.22	395.57	426.39	458.16	106
82	206.05	220.54	236.86	255.02	275.70	297.25	319.01	343.41	368.05	395.57	426.39	458.16	490.64	107
83	220.13	236.06	254.28	274.95	296.56	317.94	341.66	367.87	395.57	426.39	458.16	490.64	523.83	108
84	235.45	253.77	274.71	296.54	317.94	341.34	367.16	395.57	426.39	458.16	490.64	523.83	558.21	109
85	253.36	274.71	296.54	317.94	341.34	367.16	395.57	426.39	458.16	490.64	523.83	558.21	592.78	110
86	274.31	296.54	317.94	341.34	367.16	395.57	426.24	458.01	490.64	523.83	558.21	592.78	626.27	111
87	293.50	315.82	339.29	364.81	392.68	423.29	454.92	487.98	522.08	557.31	592.78	626.27	658.40	112
88	309.36	333.05	358.51	385.77	415.38	446.74	479.84	514.63	551.06	589.11	626.27	658.40	691.47	113
89	325.59	350.45	377.36	406.69	437.88	470.89	505.69	542.23	580.46	620.38	658.40	691.47	732.47	114
90	342.30	368.70	397.61	428.47	461.26	495.94	532.45	570.77	610.85	652.67	691.38	732.47	771.70	115
91	360.01	388.33	418.71	451.12	485.52	521.86	560.12	600.24	642.19	685.95	731.45	771.70	812.65	116
92	379.08	408.81	440.67	474.63	510.64	548.66	588.69	630.64	674.49	720.21	767.76	812.65	856.15	117
93	399.01	430.13	463.46	498.97	536.61	576.35	618.15	661.95	707.72	755.45	805.08	856.15	897.01	118
94	419.75	452.28	487.08	524.15	563.44	604.89	648.48	694.15	741.90	791.67	843.40	897.01	939.66	119
95	441.33	475.24	511.53	550.17	591.11	634.28	679.67	727.28	777.02	828.86	882.70	939.66	1,000.00	120
96	463.72	499.02	536.81	577.01	619.58	664.48	711.75	761.29	813.06	866.97	925.69	1,000.00
97	486.92	523.62	562.88	604.63	648.85	695.56	744.70	796.20	849.98	910.95	1,000.00
98	510.94	549.02	589.71	633.01	678.96	727.48	778.50	831.96	895.69	1,000.00
99	540.19	579.76	621.94	666.79	714.20	764.11	816.43	880.15	1,000.00

Section 1412.APPENDIX A 2001 CSO Mortality Tables

Section 1412.ILLUSTRATION WW Blended 20% Male, 80% Female Smoker Select & Ultimate Age Last Birthday

	Blended 20% Male, 80% Female Smoker Select & Ultimate Age Last Birthday
Issue Age	Duration
1	2	3	4	5	6	7	8	9	10	11	12	13	con't
0														con't
1														con't
2														con't
3														con't
4													0.48	con't
5												0.48	0.54	con't
6											0.47	0.53	0.60	con't
7										0.47	0.53	0.59	0.65	con't
8									0.46	0.53	0.59	0.64	0.69	con't
9								0.46	0.52	0.58	0.63	0.68	0.73	con't
10							0.45	0.52	0.57	0.62	0.66	0.71	0.76	con't
11						0.44	0.51	0.56	0.61	0.65	0.70	0.74	0.80	con't
12					0.44	0.49	0.55	0.60	0.64	0.69	0.73	0.78	0.85	con't
13				0.44	0.49	0.54	0.59	0.63	0.67	0.71	0.77	0.83	0.89	con't
14			0.44	0.49	0.54	0.58	0.62	0.65	0.70	0.74	0.82	0.87	0.94	con't
15		0.44	0.49	0.54	0.57	0.60	0.64	0.67	0.73	0.79	0.85	0.92	0.99	con't
16	0.44	0.49	0.54	0.56	0.59	0.63	0.67	0.71	0.78	0.83	0.89	0.97	1.04	con't
17	0.49	0.53	0.56	0.58	0.61	0.65	0.70	0.76	0.82	0.87	0.94	1.02	1.09	con't
18	0.51	0.54	0.57	0.60	0.63	0.67	0.73	0.79	0.86	0.91	0.99	1.07	1.15	con't
19	0.52	0.55	0.58	0.61	0.65	0.71	0.76	0.82	0.89	0.95	1.04	1.13	1.22	con't
20	0.50	0.54	0.58	0.61	0.67	0.73	0.79	0.85	0.93	1.00	1.09	1.19	1.29	con't
21	0.49	0.52	0.57	0.62	0.68	0.74	0.82	0.88	0.98	1.06	1.15	1.26	1.36	con't
22	0.47	0.51	0.58	0.63	0.70	0.77	0.85	0.93	1.02	1.13	1.22	1.34	1.44	con't
23	0.45	0.51	0.57	0.65	0.73	0.81	0.89	0.98	1.08	1.19	1.29	1.41	1.54	con't
24	0.43	0.51	0.59	0.67	0.76	0.85	0.94	1.03	1.15	1.26	1.38	1.48	1.63	con't
25	0.42	0.50	0.61	0.71	0.80	0.89	1.00	1.09	1.21	1.33	1.46	1.57	1.72	con't
26	0.42	0.52	0.64	0.74	0.84	0.94	1.04	1.15	1.27	1.41	1.54	1.67	1.82	con't
27	0.44	0.55	0.67	0.78	0.88	0.99	1.10	1.22	1.34	1.48	1.62	1.78	1.95	con't
28	0.47	0.59	0.71	0.81	0.93	1.04	1.15	1.29	1.42	1.57	1.72	1.90	2.10	con't
29	0.50	0.63	0.74	0.85	0.98	1.10	1.22	1.35	1.50	1.67	1.84	2.04	2.26	con't
30	0.54	0.66	0.77	0.90	1.02	1.16	1.29	1.43	1.58	1.77	1.96	2.19	2.46	con't
31	0.57	0.69	0.81	0.94	1.07	1.22	1.37	1.52	1.69	1.89	2.11	2.38	2.70	con't
32	0.60	0.72	0.85	0.99	1.13	1.29	1.45	1.62	1.81	2.04	2.31	2.62	2.99	con't
33	0.63	0.75	0.89	1.04	1.20	1.37	1.55	1.76	1.97	2.23	2.54	2.90	3.32	con't
34	0.65	0.79	0.94	1.10	1.28	1.48	1.68	1.92	2.17	2.47	2.82	3.23	3.69	con't
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	1 of 6

	Blended 20% Male, 80% Female Smoker Select & Ultimate Age Last Birthday
Issue Age	Duration	Att Age
14	15	16	17	18	19	20	21	22	23	24	25	Ultimate
0				0.51	0.58	0.64	0.70	0.74	0.78	0.81	0.85	0.90	0.96	25
1			0.51	0.57	0.63	0.68	0.74	0.78	0.81	0.85	0.90	0.95	1.02	26
2		0.49	0.56	0.62	0.68	0.72	0.77	0.81	0.85	0.90	0.95	1.01	1.08	27
3	0.49	0.55	0.61	0.67	0.72	0.76	0.81	0.85	0.90	0.95	1.01	1.06	1.13	28
4	0.54	0.61	0.66	0.71	0.76	0.81	0.85	0.90	0.95	1.00	1.06	1.12	1.17	29
5	0.60	0.66	0.71	0.75	0.81	0.85	0.90	0.94	1.00	1.05	1.11	1.16	1.22	30
6	0.65	0.70	0.75	0.79	0.85	0.90	0.94	0.99	1.05	1.10	1.15	1.20	1.29	31
7	0.69	0.74	0.79	0.84	0.90	0.94	0.99	1.04	1.10	1.14	1.20	1.27	1.36	32
8	0.73	0.78	0.83	0.89	0.94	0.98	1.04	1.10	1.14	1.20	1.27	1.35	1.45	33
9	0.76	0.82	0.88	0.93	0.98	1.04	1.10	1.14	1.20	1.27	1.35	1.44	1.56	34
10	0.80	0.87	0.92	0.97	1.03	1.10	1.14	1.20	1.27	1.34	1.43	1.55	1.68	35
11	0.85	0.91	0.97	1.02	1.08	1.14	1.20	1.27	1.34	1.43	1.54	1.66	1.81	36
12	0.90	0.95	1.02	1.08	1.14	1.20	1.27	1.34	1.43	1.54	1.66	1.79	1.93	37
13	0.95	1.01	1.08	1.14	1.20	1.27	1.34	1.43	1.54	1.66	1.78	1.91	2.04	38
14	1.00	1.07	1.14	1.20	1.27	1.34	1.43	1.54	1.66	1.77	1.90	2.03	2.18	39
15	1.06	1.13	1.20	1.27	1.34	1.43	1.54	1.66	1.77	1.89	2.03	2.17	2.33	40
16	1.12	1.19	1.26	1.34	1.43	1.54	1.65	1.77	1.89	2.03	2.17	2.32	2.51	41
17	1.18	1.26	1.33	1.43	1.54	1.65	1.77	1.89	2.03	2.17	2.32	2.50	2.72	42
18	1.24	1.33	1.42	1.54	1.65	1.77	1.89	2.03	2.17	2.32	2.50	2.72	2.97	43
19	1.31	1.42	1.53	1.65	1.77	1.89	2.02	2.17	2.32	2.50	2.72	2.97	3.26	44
20	1.40	1.52	1.65	1.76	1.89	2.02	2.17	2.32	2.50	2.72	2.97	3.26	3.58	45
21	1.49	1.62	1.76	1.88	2.02	2.16	2.32	2.50	2.72	2.97	3.26	3.58	3.94	46
22	1.58	1.72	1.86	1.99	2.15	2.31	2.50	2.72	2.97	3.26	3.58	3.94	4.35	47
23	1.67	1.82	1.97	2.12	2.30	2.50	2.72	2.97	3.26	3.57	3.93	4.35	4.81	48
24	1.76	1.92	2.10	2.27	2.47	2.71	2.97	3.26	3.57	3.93	4.35	4.81	5.32	49
25	1.88	2.04	2.25	2.45	2.69	2.96	3.26	3.57	3.93	4.35	4.81	5.32	5.90	50
26	2.01	2.19	2.42	2.67	2.94	3.25	3.57	3.93	4.35	4.81	5.32	5.90	6.55	51
27	2.15	2.37	2.64	2.91	3.24	3.57	3.93	4.34	4.81	5.32	5.90	6.55	7.27	52
28	2.32	2.58	2.89	3.21	3.57	3.93	4.34	4.81	5.32	5.90	6.55	7.27	8.06	53
29	2.52	2.82	3.17	3.55	3.93	4.34	4.81	5.32	5.90	6.55	7.27	8.05	8.92	54
30	2.76	3.11	3.50	3.91	4.34	4.81	5.32	5.90	6.55	7.27	8.05	8.90	9.84	55
31	3.05	3.45	3.88	4.34	4.81	5.32	5.90	6.55	7.27	8.05	8.90	9.80	10.82	56
32	3.38	3.83	4.30	4.79	5.32	5.90	6.55	7.27	8.05	8.89	9.80	10.76	11.79	57
33	3.76	4.24	4.75	5.29	5.90	6.55	7.27	8.05	8.89	9.79	10.76	11.71	12.78	58
34	4.18	4.70	5.26	5.86	6.55	7.27	8.05	8.89	9.79	10.76	11.71	12.68	13.87	59
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	2 of 6

	Blended 20% Male, 80% Female Smoker Select & Ultimate Age Last Birthday
Issue Age	Duration
1	2	3	4	5	6	7	8	9	10	11	12	13	con't
35	0.67	0.83	0.99	1.18	1.37	1.59	1.84	2.11	2.41	2.76	3.15	3.59	4.09	con't
36	0.71	0.87	1.05	1.26	1.47	1.72	2.01	2.33	2.68	3.08	3.49	3.97	4.51	con't
37	0.76	0.93	1.12	1.35	1.59	1.88	2.21	2.58	2.98	3.40	3.87	4.37	4.95	con't
38	0.82	1.01	1.22	1.47	1.74	2.07	2.45	2.86	3.29	3.76	4.26	4.81	5.44	con't
39	0.89	1.11	1.35	1.62	1.93	2.30	2.72	3.17	3.63	4.15	4.69	5.30	5.98	con't
40	0.98	1.22	1.50	1.80	2.15	2.56	3.01	3.50	4.01	4.56	5.17	5.85	6.59	con't
41	1.08	1.37	1.69	2.03	2.41	2.85	3.34	3.86	4.42	5.04	5.71	6.46	7.27	con't
42	1.19	1.53	1.89	2.28	2.70	3.17	3.70	4.27	4.88	5.57	6.30	7.11	8.00	con't
43	1.33	1.70	2.10	2.54	3.00	3.52	4.09	4.73	5.40	6.14	6.94	7.83	8.81	con't
44	1.49	1.90	2.35	2.82	3.33	3.91	4.54	5.24	5.98	6.77	7.64	8.64	9.68	con't
45	1.65	2.12	2.60	3.12	3.69	4.33	5.03	5.78	6.59	7.44	8.40	9.48	10.55	con't
46	1.83	2.34	2.86	3.43	4.08	4.77	5.54	6.35	7.22	8.17	9.19	10.30	11.42	con't
47	2.04	2.57	3.14	3.78	4.47	5.22	6.05	6.94	7.88	8.92	9.98	11.14	12.35	con't
48	2.20	2.79	3.46	4.15	4.88	5.68	6.56	7.52	8.53	9.64	10.78	12.02	13.36	con't
49	2.33	3.03	3.78	4.50	5.28	6.13	7.07	8.10	9.17	10.34	11.59	12.98	14.47	con't
50	2.50	3.38	4.14	4.88	5.69	6.58	7.58	8.67	9.81	11.07	12.46	14.03	15.69	con't
51	2.68	3.78	4.54	5.30	6.13	7.05	8.09	9.23	10.49	11.87	13.42	15.18	16.98	con't
52	2.87	4.14	4.95	5.72	6.58	7.53	8.62	9.86	11.21	12.77	14.50	16.41	18.25	con't
53	3.05	4.48	5.38	6.16	7.04	8.05	9.23	10.58	12.05	13.77	15.66	17.63	19.55	con't
54	3.23	4.84	5.83	6.63	7.55	8.62	9.92	11.39	12.99	14.85	16.80	18.87	21.03	con't
55	3.45	5.18	6.27	7.10	8.07	9.24	10.65	12.24	13.98	15.89	17.94	20.24	22.64	con't
56	3.66	5.47	6.68	7.57	8.62	9.91	11.44	13.16	15.00	17.01	19.28	21.81	24.40	con't
57	3.79	5.78	7.12	8.10	9.27	10.68	12.33	14.17	16.11	18.34	20.82	23.58	26.43	con't
58	3.98	6.09	7.58	8.68	9.98	11.54	13.29	15.23	17.28	19.75	22.50	25.58	28.74	con't
59	4.22	6.39	8.07	9.28	10.73	12.43	14.31	16.37	18.57	21.30	24.36	27.81	31.33	con't
60	4.45	6.71	8.54	9.88	11.48	13.33	15.36	17.56	19.97	23.01	26.42	30.21	34.16	con't
61	4.71	7.05	9.02	10.47	12.22	14.24	16.44	18.82	21.48	24.89	28.64	32.77	37.20	con't
62	5.07	7.40	9.51	11.07	12.97	15.16	17.57	20.21	23.16	26.96	31.08	35.57	40.51	con't
63	5.47	8.29	10.03	11.70	13.74	16.11	18.77	21.74	25.04	29.24	33.77	38.73	44.18	con't
64	5.91	9.23	10.57	12.35	14.56	17.14	20.08	23.39	27.10	31.74	36.75	42.27	48.31	con't
65	6.24	9.76	11.16	13.04	15.42	18.21	21.40	25.05	29.17	34.26	39.80	45.90	52.59	con't
66	6.43	10.36	11.80	13.78	16.37	19.35	22.79	26.74	31.26	36.78	42.87	49.57	56.95	con't
67	6.86	11.02	12.53	14.64	17.41	20.66	24.43	28.74	33.62	39.62	46.29	53.66	61.70	con't
68	7.54	11.73	13.37	15.63	18.46	22.20	26.29	30.93	36.19	42.71	50.00	57.99	66.70	con't
69	8.26	12.50	14.31	16.76	19.56	23.95	28.28	33.23	39.25	46.30	54.19	62.83	72.16	con't
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	3 of 6

	Blended 20% Male, 80% Female Smoker Select & Ultimate Age Last Birthday
Issue Age	Duration	Att Age
14	15	16	17	18	19	20	21	22	23	24	25	Ultimate
35	4.62	5.18	5.80	6.48	7.27	8.05	8.89	9.79	10.76	11.71	12.68	13.72	15.03	60
36	5.09	5.69	6.37	7.13	8.05	8.87	9.79	10.76	11.71	12.68	13.72	14.85	16.33	61
37	5.60	6.25	7.01	7.82	8.79	9.70	10.73	11.71	12.68	13.72	14.85	16.13	17.74	62
38	6.14	6.87	7.70	8.57	9.54	10.58	11.65	12.66	13.72	14.85	16.13	17.55	19.21	63
39	6.74	7.55	8.44	9.39	10.42	11.48	12.59	13.66	14.85	16.12	17.55	19.03	20.76	64
40	7.40	8.29	9.25	10.27	11.32	12.41	13.59	14.77	16.10	17.54	19.03	20.51	22.37	65
41	8.14	9.12	10.13	11.17	12.25	13.41	14.69	16.03	17.50	19.03	20.50	21.99	24.08	66
42	8.97	9.99	11.03	12.10	13.26	14.53	15.93	17.43	18.99	20.49	21.97	23.62	25.94	67
43	9.84	10.88	11.96	13.11	14.38	15.78	17.32	18.90	20.43	21.93	23.59	25.45	27.94	68
44	10.72	11.80	12.96	14.23	15.64	17.18	18.79	20.34	21.85	23.52	25.39	27.48	30.15	69
45	11.62	12.78	14.05	15.47	17.03	18.67	20.23	21.75	23.42	25.31	27.40	29.79	32.64	70
46	12.57	13.85	15.26	16.83	18.50	20.16	21.64	23.32	25.20	27.30	29.68	32.41	35.49	71
47	13.61	15.04	16.60	18.27	19.95	21.57	23.19	25.07	27.18	29.56	32.29	35.31	38.64	72
48	14.78	16.36	18.04	19.71	21.42	23.10	24.91	27.00	29.40	32.13	35.16	38.42	42.00	73
49	16.06	17.77	19.46	21.16	23.02	24.86	26.80	29.18	31.92	34.93	38.18	41.65	45.55	74
50	17.41	19.15	20.87	22.75	24.80	26.69	28.96	31.69	34.68	37.88	41.33	45.09	49.32	75
51	18.75	20.53	22.43	24.52	26.56	28.75	31.46	34.43	37.60	41.00	44.73	48.81	53.41	76
52	20.08	22.04	24.17	26.31	28.54	31.23	34.19	37.35	40.69	44.38	48.42	52.86	57.89	77
53	21.58	23.77	26.02	28.33	31.00	33.95	37.11	40.46	44.04	48.04	52.43	57.27	62.78	78
54	23.27	25.73	28.11	30.79	33.70	36.87	40.24	43.83	47.68	52.02	56.81	62.10	68.05	79
55	25.14	27.91	30.56	33.48	36.63	40.00	43.63	47.51	51.66	56.40	61.63	67.34	74.40	80
56	27.23	30.34	33.25	36.40	39.78	43.43	47.35	51.57	56.16	61.24	66.87	72.99	81.94	81
57	29.59	33.02	36.16	39.55	43.22	47.20	51.47	56.06	61.09	66.46	72.50	79.02	89.69	82
58	32.20	35.93	39.31	43.01	47.04	51.38	55.95	60.93	66.32	72.09	78.52	85.43	97.65	83
59	35.06	39.09	42.81	46.88	51.28	55.83	60.75	66.14	71.92	78.05	84.78	92.08	106.05	84
60	38.19	42.61	46.72	51.19	55.71	60.59	65.96	71.72	77.82	84.41	91.32	99.56	114.11	85
61	41.69	46.57	51.09	55.61	60.42	65.78	71.52	77.61	84.21	91.12	98.93	107.40	123.25	86
62	45.59	50.99	55.51	60.26	65.62	71.34	77.39	84.01	90.89	98.57	106.83	114.98	134.20	87
63	49.93	55.39	60.10	65.44	71.16	77.18	83.80	90.65	98.15	106.31	114.33	123.04	145.18	88
64	54.74	59.93	65.25	70.95	76.96	83.58	90.43	97.73	105.72	113.71	122.54	131.58	155.33	89
65	59.76	65.07	70.76	76.73	83.38	90.20	97.33	105.07	113.03	121.91	131.13	140.49	161.57	90
66	64.89	70.56	76.53	83.17	89.98	96.95	104.45	112.23	121.13	130.53	139.82	149.47	166.64	91
67	70.36	76.33	82.73	89.75	96.56	103.91	111.46	120.26	129.65	139.08	148.74	158.89	176.31	92
68	75.91	82.23	89.01	96.01	103.32	110.81	119.28	128.65	138.06	147.81	158.18	168.87	189.66	93
69	81.47	88.11	95.10	102.35	109.86	118.38	127.44	137.03	146.95	157.32	168.22	179.27	208.15	94
con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	con't	4 of 6

	Blended 20% Male, 80% Female Smoker Select & Ultimate Age Last Birthday	5 of 6
Issue	Duration
Age	1	2	3	4	5	6	7	8	9	10	11	12	13	con't
70	9.19	13.35	15.38	17.93	21.14	25.86	30.44	36.00	42.71	50.27	58.76	68.04	77.95	con't
71	11.39	14.27	16.58	19.41	23.19	27.86	32.93	39.02	45.88	53.87	62.93	72.74	83.26	con't
72	13.55	15.47	18.05	21.30	25.29	30.04	35.58	42.14	49.03	57.41	66.97	77.31	88.39	con't
73	14.64	16.81	19.69	23.28	27.57	32.59	38.69	45.54	52.67	61.73	72.00	82.43	93.70	con't
74	15.87	18.06	21.38	25.52	30.15	35.74	42.25	49.22	57.42	67.25	77.64	88.64	98.29	con't
75	17.04	19.65	23.47	28.19	33.35	39.56	46.36	54.32	63.96	73.75	84.61	95.75	105.19	con't
76	18.30	21.68	26.08	31.39	37.28	43.98	51.80	61.21	71.19	81.43	93.50	103.69	113.45	con't
77	20.03	24.06	29.12	35.21	41.72	49.30	58.51	68.46	78.81	89.98	101.79	111.90	122.37	con't
78	21.51	26.96	32.77	39.71	46.95	55.88	65.69	76.05	87.15	98.78	110.12	121.37	133.80	con't
79	22.59	30.59	37.17	44.94	53.43	63.09	73.27	84.22	95.78	108.34	120.25	132.57	145.22	con't
80	24.37	35.04	42.41	51.01	60.73	70.72	81.31	92.74	105.22	118.77	131.40	144.32	156.98	con't
81	26.92	40.40	48.59	58.00	68.52	78.71	89.81	102.21	115.51	130.17	143.61	156.48	168.77	con't
82	29.83	46.22	55.74	65.89	76.57	87.27	99.34	112.37	126.93	142.94	155.97	168.35	181.30	con't
83	33.68	53.02	63.87	74.64	85.27	96.99	109.48	123.76	139.74	155.56	167.87	180.92	194.56	con't
84	39.40	61.41	72.35	84.22	95.26	107.22	120.96	136.68	152.28	167.48	180.51	194.17	209.21	con't
85	48.48	69.66	81.64	94.62	105.68	119.53	134.14	149.24	164.18	180.19	193.86	208.65	225.40	con't
86	57.24	78.73	92.45	105.25	118.56	133.70	146.82	161.10	176.72	193.61	208.13	224.07	243.13	con't
87	67.09	90.04	104.03	118.12	133.29	146.43	158.69	173.58	189.87	207.52	223.15	240.19	261.49	con't
88	82.19	102.11	117.67	132.88	146.08	158.34	171.29	186.73	203.60	222.10	238.69	256.99	279.45	con't
89	98.09	116.52	132.49	145.72	158.04	170.96	184.57	200.52	218.04	237.23	254.87	273.77	298.42	con't
90	114.49	131.93	145.41	157.70	170.63	184.18	199.01	214.88	233.01	252.90	271.23	291.74	316.98	con't
91	130.44	144.97	157.46	170.35	183.78	198.50	214.20	229.78	248.37	268.90	287.38	309.45	331.07	con't
92	144.19	157.19	170.08	183.46	197.96	213.52	228.98	245.15	264.28	283.44	302.41	323.16	347.07	con't
93	156.92	169.83	183.10	197.47	212.85	228.22	244.12	261.24	279.00	296.29	315.78	338.69	365.91	con't
94	169.54	182.83	197.01	212.30	227.58	243.31	260.27	276.18	291.78	309.44	331.11	357.16	385.51	con't
95	182.50	196.43	211.72	227.00	242.63	259.49	275.35	288.78	304.78	324.67	349.32	376.40	405.89	con't
96	195.72	210.75	226.36	241.89	258.65	274.69	287.96	301.72	319.75	342.75	368.29	396.40	427.00	con't
97	209.48	225.12	241.19	257.84	273.90	287.36	300.84	316.72	337.82	361.60	388.05	417.14	448.87	con't
98	223.55	239.66	257.14	273.11	286.63	300.55	316.01	334.95	356.69	381.22	408.55	438.63	471.48	con't
99	238.68	256.18	272.73	286.22	300.11	316.01	334.64	355.02	378.24	404.28	433.12	464.75	499.14	con't

	Blended 20% Male, 80% Female Smoker Select & Ultimate Age Last Birthday	6 of 6
Issue Age	Duration	Att Age
14	15	16	17	18	19	20	21	22	23	24	25	Ultimate
70	87.03	94.05	101.20	108.57	116.98	126.16	135.46	145.73	156.66	167.53	178.57	191.32	229.98	95
71	92.05	98.83	107.09	115.47	124.42	133.90	143.54	154.92	166.81	177.90	190.24	205.40	250.92	96
72	96.29	102.01	113.75	122.69	131.99	141.68	152.21	164.53	177.19	189.25	203.44	221.44	263.72	97
73	99.70	108.67	120.78	129.89	139.68	150.16	161.26	174.19	188.31	201.66	219.02	239.16	269.20	98
74	106.49	116.21	128.16	138.09	148.70	159.91	171.85	184.37	200.11	216.06	236.43	257.31	282.91	99
75	114.75	124.47	136.97	147.99	159.38	171.39	183.83	197.21	214.47	233.58	254.66	277.82	301.24	100
76	123.41	135.93	147.26	158.89	170.98	183.50	196.77	213.63	232.47	253.32	276.16	299.08	321.02	101
77	134.84	146.57	158.41	170.51	183.18	196.50	212.99	231.75	252.32	274.94	297.66	319.38	342.64	102
78	145.85	157.93	170.10	182.73	196.24	212.53	230.86	251.63	274.07	296.60	318.15	341.43	366.04	103
79	157.40	169.71	182.41	195.83	211.98	230.08	250.37	273.43	295.82	317.47	340.63	365.48	393.17	104
80	169.18	182.03	195.55	211.35	229.18	249.09	271.61	295.41	316.90	340.17	365.29	393.17	424.59	105
81	181.63	195.11	210.85	228.18	247.79	269.72	292.96	316.52	339.88	365.10	393.17	424.59	456.83	106
82	194.83	210.19	227.36	246.45	268.24	290.99	313.93	339.41	364.91	393.17	424.59	456.83	489.70	107
83	209.73	226.48	245.65	267.43	290.24	312.79	337.57	364.72	393.17	424.59	456.83	489.70	523.18	108
84	225.81	245.09	267.17	290.22	312.79	337.23	363.98	393.17	424.59	456.83	489.70	523.18	557.81	109
85	244.64	267.17	290.22	312.79	337.23	363.98	393.17	424.59	456.83	489.70	523.18	557.81	592.57	110
86	266.74	290.22	312.79	337.23	363.98	393.17	424.44	456.67	489.70	523.18	557.81	592.57	626.14	111
87	286.95	310.53	335.06	361.51	390.15	421.36	453.47	486.93	521.37	556.88	592.57	626.14	658.24	112
88	303.65	328.45	354.88	382.92	413.11	444.96	478.50	513.66	550.42	588.77	626.14	658.24	691.25	113
89	320.56	346.40	374.11	404.05	435.74	469.21	504.40	541.29	579.85	620.06	658.24	691.25	732.39	114
90	337.83	365.05	394.57	425.97	459.22	494.31	531.18	569.83	610.21	652.32	691.15	732.39	771.63	115
91	355.95	384.90	415.82	448.71	483.52	520.23	558.83	599.27	641.51	685.55	731.34	771.63	812.58	116
92	375.26	405.52	437.86	472.24	508.63	547.00	587.33	629.60	673.74	719.75	767.57	812.58	856.08	117
93	395.33	426.93	460.68	496.56	534.54	574.60	616.70	660.80	706.88	754.89	804.78	856.08	896.80	118
94	416.17	449.10	484.27	521.67	561.27	603.02	646.91	692.88	740.92	790.97	842.95	896.80	939.32	119
95	437.77	472.03	508.64	547.57	588.79	632.25	677.95	725.84	775.86	827.97	882.07	939.32	1,000.00	120
96	460.11	495.72	533.77	574.24	617.09	662.30	709.85	759.66	811.70	865.87	924.98	1,000.00
97	483.22	520.16	559.65	601.66	646.17	693.15	742.56	794.33	848.39	909.86	1,000.00
98	507.06	545.34	586.28	629.84	676.04	724.81	776.09	829.83	894.22	1,000.00
99	536.25	576.03	618.46	663.53	711.16	761.30	813.87	878.31	1,000.00

Section 1412.APPENDIX A 2001 CSO Mortality Tables

Section 1412.ILLUSTRATION XX Blended Smoker Ultimate Age Last Birthday

(80) – 80% male, 20% female

(60) – 60% male, 40% female

(50) – 50% male, 50% female

(40) – 40% male, 60% female

(20) – 20% male, 80% female

	Blended Smoker Ultimate Age Last Birthday	1 of 3
Attained Age	(80)	(60)	(50)	(40)	(20)
16	0.78	0.69	0.64	0.60	0.51
17	0.92	0.81	0.75	0.70	0.58
18	1.02	0.90	0.83	0.77	0.64
19	1.09	0.97	0.90	0.83	0.70
20	1.16	1.02	0.95	0.88	0.74
21	1.22	1.07	1.00	0.92	0.78
22	1.27	1.12	1.05	0.97	0.81
23	1.34	1.18	1.10	1.01	0.85
24	1.42	1.25	1.16	1.08	0.90
25	1.49	1.32	1.23	1.14	0.96
26	1.57	1.39	1.30	1.21	1.02
27	1.63	1.45	1.35	1.26	1.08
28	1.64	1.47	1.38	1.30	1.13
29	1.65	1.48	1.41	1.33	1.17
30	1.66	1.51	1.44	1.36	1.22
31	1.68	1.55	1.48	1.41	1.29
32	1.72	1.60	1.54	1.48	1.36
33	1.79	1.68	1.62	1.56	1.45
34	1.87	1.76	1.72	1.66	1.56
35	1.96	1.87	1.82	1.77	1.68
36	2.08	1.99	1.94	1.90	1.81
37	2.22	2.12	2.07	2.03	1.93
38	2.38	2.26	2.21	2.16	2.04
39	2.55	2.42	2.37	2.30	2.18
40	2.76	2.61	2.55	2.47	2.33
41	3.01	2.84	2.76	2.68	2.51
42	3.31	3.12	3.02	2.92	2.72
43	3.67	3.44	3.32	3.20	2.97
44	4.07	3.80	3.67	3.53	3.26
45	4.48	4.18	4.03	3.88	3.58
con't	con't	con't	con't	con't	con't

	Blended Smoker Ultimate Age Last Birthday	2 of 3
Attained Age	(80)	(60)	(50)	(40)	(20)
46	4.90	4.58	4.42	4.26	3.94
47	5.28	4.97	4.81	4.66	4.35
48	5.60	5.33	5.20	5.07	4.81
49	6.01	5.77	5.66	5.55	5.32
50	6.50	6.30	6.20	6.10	5.90
51	7.12	6.93	6.83	6.74	6.55
52	7.86	7.66	7.56	7.46	7.27
53	8.72	8.50	8.39	8.28	8.06
54	9.73	9.46	9.33	9.19	8.92
55	10.80	10.48	10.32	10.16	9.84
56	11.93	11.56	11.37	11.19	10.82
57	12.98	12.58	12.39	12.19	11.79
58	14.00	13.59	13.39	13.18	12.78
59	15.18	14.74	14.52	14.30	13.87
60	16.58	16.06	15.80	15.55	15.03
61	18.27	17.62	17.29	16.97	16.33
62	20.19	19.37	18.96	18.55	17.74
63	22.23	21.21	20.70	20.20	19.21
64	24.29	23.09	22.50	21.91	20.76
65	26.32	24.98	24.32	23.66	22.37
66	28.33	26.89	26.17	25.47	24.08
67	30.40	28.88	28.13	27.39	25.94
68	32.53	30.96	30.19	29.43	27.94
69	34.87	33.25	32.46	31.68	30.15
70	37.55	35.87	35.04	34.23	32.64
71	40.80	38.97	38.08	37.20	35.49
72	44.51	42.48	41.49	40.53	38.64
73	48.30	46.11	45.05	44.02	42.00
74	52.39	50.00	48.85	47.72	45.55
75	56.88	54.22	52.95	51.71	49.32
76	61.83	58.86	57.44	56.06	53.41
77	67.48	64.07	62.45	60.88	57.89
78	73.87	69.90	68.03	66.21	62.78
79	80.86	76.25	74.08	71.99	68.05
80	88.65	83.47	81.06	78.74	74.40
81	97.14	91.56	88.98	86.52	81.94
82	105.84	99.85	97.10	94.50	89.69
83	115.01	108.50	105.54	102.76	97.65
84	125.17	117.91	114.65	111.60	106.05
85	136.20	127.70	123.92	120.42	114.11
con't	con't	con't	con't	con't	con't

	Blended Smoker Ultimate Age Last Birthday	3 of 3
Attained Age	(80)	(60)	(50)	(40)	(20)
86	148.18	138.43	134.16	130.24	123.25
87	161.21	150.46	145.84	141.62	134.20
88	174.54	162.64	157.61	153.06	145.18
89	187.69	174.30	168.75	163.79	155.33
90	198.83	183.06	176.67	171.04	161.57
91	208.62	190.38	183.19	176.95	166.64
92	219.92	200.42	192.96	186.60	176.31
93	232.70	212.88	205.55	199.40	189.66
94	248.16	229.19	222.42	216.83	208.15
95	265.38	248.14	242.19	237.36	229.98
96	282.06	266.53	261.33	257.17	250.92
97	295.24	279.18	273.96	269.83	263.72
98	304.60	286.18	280.37	275.82	269.20
99	318.12	299.36	293.64	289.24	282.91
100	333.54	315.92	310.74	306.81	301.24
101	349.04	333.42	328.99	325.66	321.02
102	366.47	352.95	349.22	346.46	342.64
103	385.83	374.42	371.36	369.12	366.04
104	408.99	399.75	397.33	395.57	393.17
105	436.75	429.57	427.72	426.39	424.59
106	465.94	460.51	459.14	458.16	456.83
107	496.31	492.34	491.35	490.64	489.70
108	527.76	525.00	524.31	523.83	523.18
109	560.64	558.93	558.50	558.21	557.81
110	594.11	593.17	592.94	592.78	592.57
111	627.10	626.52	626.38	626.27	626.14
112	659.39	658.69	658.52	658.40	658.24
113	692.79	691.85	691.62	691.47	691.25
114	732.97	732.62	732.53	732.47	732.39
115	772.13	771.82	771.75	771.70	771.63
116	813.11	812.78	812.71	812.65	812.58
117	856.56	856.26	856.19	856.15	856.08
118	898.29	897.39	897.16	897.01	896.80
119	941.79	940.29	939.91	939.66	939.32
120	1000.00	1000.00	1000.00	1000.00	1000.00