a) A long-term care insurance shopper's guide in the format developed by the National Association of Insurance Commissioners, or a guide developed or approved by the Director shall be provided to all prospective applicants of a long-term care insurance policy or certificate.
- 1) In the case of insurance producer solicitations, a producer must deliver the shopper's guide prior to the presentation of an application or enrollment form.
- 2) In the case of direct response solicitations, the shopper's guide must be presented in conjunction with any application or enrollment form.
- b) Life insurance policies or riders containing accelerated traditional long-term care benefits are not required to furnish the above-referenced guide, but shall furnish the policy summary required under Section 351A-9.1 of the Code.
(Source: Amended at 32 Ill. Reg. 7600, effective May 5, 2008)