Ill. Admin. Code tit. 38, pt. 345

Bank Community Reinvestment

AUTHORITY: Implementing and authorized by the Illinois Community Reinvestment Act [205 ILCS 735]. SOURCE: Adopted at 48 Ill. Reg. 7095, effective May 1, 2024.DEPARTMENT OF FINANCIAL AND PROFESSIONAL REGULATION

345.10Authority, Purposes, and Scope 345.20Definitions 345.200Assessment Factors 345.210Performance Tests, Standards, and Ratings, in General 345.220Lending Test 345.230Investment Test 345.240Service Test 345.250Community Development Test for Wholesale or Limited Purpose Banks 345.260Small Bank Performance Standards 345.270Strategic Plan 345.280Assigned Ratings 345.290Effect of ILCRA Performance on Applications 345.400Assessment Area Delineation 345.410Data Collection, Reporting, and Disclosure 345.420Content and Availability of Public File 345.430Public Notice by Banks 345.440Publication of Planned Examination Schedule 345.450Alternative Examination Procedures 345.460Examination Authority and Cooperation 345.470Examination Frequency and Coordination 345.480Examination Fees 345.490Implementation Period 345.500Enforcement 345.APPENDIX ARatings 345.APPENDIX BILCRA Notice 345.APPENDIX CExamples of Community Development