Ill. Admin. Code tit. 38, pt. 185

Credit Union Community Reinvestment

AUTHORITY: Implementing and authorized by the Illinois Community Reinvestment Act [205 ILCS 735]. SOURCE: Adopted at 48 Ill. Reg. 7004, effective May 1, 2024; expedited correction at 48 Ill. Reg. 13864, effective May 1, 2024.DEPARTMENT OF FINANCIAL AND PROFESSIONAL REGULATION

185.10Authority, Purposes and Scope 185.20Definitions 185.200Assessment Factors 185.210Performance Tests, Standards, and Ratings, In General 185.220Lending Test 185.230Investment Test 185.240Service Test 185.250Community Development Test for Wholesale or Limited Purpose Credit Unions 185.260Small Credit Union and Intermediate Small Credit Union Performance Standards 185.270Strategic Plan 185.280Assigned Ratings 185.290Effect of ILCRA Performance on Applications 185.400Assessment Field Delineation 185.410Data Collection, Reporting, and Disclosure 185.420Content and Availability of ILCRA File 185.430Public Notice by Credit Union 185.440Publication of Planned Examination Schedule 185.450Very Small Credit Union Examination Procedures 185.460Examination Authority and Cooperation 185.470Examination Schedule 185.480Examination Fees 185.490Implementation Period 185.500Enforcement 185.510Provisions for Granting of Variance from Rules 185.APPENDIX ARatings 185.APPENDIX BILCRA Notice 185.APPENDIX CExamples of Community Development 185.APPENDIX DVery Small Credit Union Examination Procedures