a) A licensee shall not take:
- 1) Any contract, promise to pay, or other instrument which has any blank spaces when signed by a debtor;
- 2) Any negotiable instrument for the licensee's charges;
- 3) Any note, wage assignment, real estate or chattel mortgage, or other security to secure the licensee's charges;
- 4) Any confession of judgement or power of attorney to confess judgement against the debtor or to appear for the debtor in a judicial proceedings;
- 5) Any real or personal property as security for payment of a fee;
- 6) Concurrent with the signing of the contract or as part of the application for the contract a release of any obligation to be performed on the part of the licensee.
- b) A licensee shall not take an appointment as attorney in fact or power of attorney.
- c) Licensees shall not take any legal instrument from the debtor other than the service contract and authorized rider.
- d) The licensee shall not accept a fee directly, or indirectly, from any person or other entity in exchange for referring potential customers.
- e) No fees shall be paid directly, or indirectly, to an attorney, lending institutions, or any other source for the referral of customers.
- f) A licensee shall not solicit or require a debtor to purchase, or agree to purchase, any policy of insurance.
- g) A licensee shall not lend money or extend credit or include in the contract any debts not established prior to the execution of the contract.
- h) No advance of the licensee's funds on the debtor's behalf shall be made by a licensee to any creditor or to the debtor.
(Source: Amended at 22 Ill. Reg. 12550, effective July 6, 1998)