In this act, unless the context otherwise requires:
- (1) "Carrier" shall mean the insurance company, nonprofit hospital and medical service corporation, or other entity responsible for the payment of benefits or provision of services under a policy.
- (2) "Dependent" shall have the meaning set forth in a policy.
- (3) "Discontinuance" shall mean the termination of a policy by action taken by the policyholder, including failure to pay premium within the period provided by the policy, or by the carrier pursuant to a provision of the policy permitting termination or by mutual agreement of the policyholder and carrier.
- (4) "Employee" shall mean all agents, employees, and members of unions or associations to whom benefits are provided under a policy.
- (5) "Extension of Benefits" means the continuation of coverage under a particular benefit provided under a policy following discontinuance with respect to an employee or dependent who is totally disabled on the date of discontinuance.
- (6) "Policy" shall mean any group insurance policy, group hospital and medical service contract or other plan, contract or policy subject to the provisions of this act.
- (7) "Policyholder" shall mean the entity to which a policy is issued as specified in section 41-2213.
- (8) "Premium" shall mean the consideration payable to the carrier.
- (9) "Replacement Coverage" shall mean the benefits which are substituted under one carrier’s policy by similar benefits under a policy issued by another carrier.
- (10) "Totally Disabled" shall have the meaning set forth in a policy and not be inconsistent with the definition of "disability insurance" in section 41-503, Idaho Code.
[41-2212, added 1975, ch. 204, sec. 3, p. 565.]