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Idaho Statutes

Chapter 18

Idaho Code tit. 41, ch. 18

The Insurance Contract

41-1801Scope of chapter.41-1802"Policy" defined.41-1803"Premium" defined.41-1804Insurable interest — Personal insurance.41-1805Life insurance for benefit of certain institutions.41-1806Insurable interest — Property.41-1807Power to contract — Purchase of insurance by minors.41-1808Application required — Life and disability insurance.41-1809Alteration of application — Life and disability insurance.41-1810Application as evidence.41-1811Representations in applications.41-1812Filing, use and disapproval of forms.41-1813Grounds for disapproval.41-1814Standard provisions in general.41-1815Contents of policies in general.41-1816Assessment policies — Special contents.41-1817Additional policy contents.41-1818Charter and by-law provisions.41-1819Execution of policies.41-1820Underwriters’ and combination policies.41-1821Validity and construction of noncomplying forms.41-1822Construction of policies.41-1823Binders.41-1824Delivery of policy.41-1825Renewal by certificate.41-1826Assignment of policies.41-1827Right to inspect policies in force.41-1828Payment discharges insurer — Payment to marital community.41-1830notice of lapse or termination of individual life insurance.41-1831Forms for proof of loss to be furnished.41-1832Claims administration not waiver.41-1833Exemption of proceeds — Life insurance.41-1834Exemption of proceeds — Disability insurance.41-1835Exemption of proceeds — Group insurance.41-1836Exemption of proceeds — Annuity contracts — Assignability of rights.41-1837Return of unearned premiums on destruction of property.41-1838Venue of suits against insurers.41-1839Allowance of attorney’s fees in suits against or in arbitration with insurers.41-1840Prepayment of claims.41-1841Block cancellations and block nonrenewals — Notice to director required.41-1842Commercial insurance — Cancellation — Nonrenewal. [effective until January 1, 2027]41-1843Insurance rates and credit rating.41-1844Prescription drug benefit restrictions prohibited.41-1845Recreational-related activities.41-1846Health care policies — Applicability — Requirement.41-1847Assignment of health insurance contracts.41-1848legislative findings and purpose — coverage for abortions in state exchange prohibited.41-1849contracts with providers of dental services.41-1850certificates of insurance.41-1851ELECTRONIC Notices and documents.41-1852discrimination against living organ donors prohibited.41-1853plans covering contraception.41-1854anticancer medications.41-1855health care — cash price for services. [Effective January 1, 2027]