Regulation of Agreements and Practices | Midpage

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Iowa Code

art-3

Regulation of Agreements and Practices

537.3101Short title 537.3102Scope 537.3201Compliance with Truth in Lending Act 537.3202Consumer leases 537.3203Notice to consumer 537.3204Notice of assignment 537.3205Change in terms of open-end credit accounts 537.3206Receipt — statements of account — evidence of payment — credits 537.3207Form of insurance premium loan agreement 537.3208Notice to cosigners and similar parties 537.3209Advertising 537.3210Prohibited statements relating to rates 537.3211Notice of consumer paper 537.3212Notice of methods of financing and rates 537.3301Security in consumer credit transactions 537.3302Cross-collateral 537.3303Debt secured by cross-collateral 537.3304Use of multiple agreements 537.3305No assignment of earnings 537.3306Authorization to confess judgment prohibited 537.3307Certain negotiable instruments prohibited 537.3308Balloon payments 537.3309Referral sales and leases 537.3310Limitations on executory transactions 537.3311Discrimination prohibited 537.3401Restriction on liability in consumer lease 537.3402Limitation on default charges 537.3403Card issuer subject to claims and defenses 537.3404Assignee subject to claims and defenses 537.3405Lender subject to defenses arising from sales and leases 537.3501Door-to-door sales 537.3601Short title 537.3602Purposes — rules of construction 537.3603Exclusions 537.3604General definitions 537.3605Disclosures 537.3606Form requirements 537.3607Receipts 537.3608Acquiring ownership 537.3609Renegotiation 537.3610Balloon payments prohibited 537.3611Prohibited charges 537.3612Additional charges 537.3613Reinstatement fees 537.3614Taxes and official fees 537.3615Advertising 537.3616Lessee’s reinstatement rights 537.3617Unconscionability 537.3618Default 537.3619Cure of default 537.3620Willful and intentional violations 537.3621Damages 537.3622Effect of correction 537.3623Statute of limitations 537.3624Enforcement