Finance Charges and Related Provisions | Midpage

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Iowa Code

art-2

Finance Charges and Related Provisions

537.2101Short title 537.2102Scope 537.2201Finance charge for consumer credit sales not pursuant to open-end credit 537.2202Finance charge for consumer credit sales pursuant to open-end credit 537.2301Authority to make supervised loans 537.2303Revocation or suspension of license 537.2304Records — annual reports 537.2305Examinations and investigations 537.2307Restrictions on interest in land as security 537.2308Regular schedule of payments — maximum loan term 537.2309No other business for purpose of evasion 537.2310Conduct of business other than making loans 537.2401Finance charge for consumer loans not pursuant to open-end credit 537.2402Finance charge for consumer loans pursuant to open-end credit 537.2403Finance charge for consumer loans secured by a motor vehicle 537.2501Additional charges 537.2502Delinquency charges 537.2503Deferral charges 537.2504Finance charge on refinancing 537.2505Finance charge on consolidation 537.2506Advances to perform covenants of consumer 537.2507Attorney fees 537.2508Conversion to open-end credit 537.2509Right to prepay 537.2510Rebate or refund upon prepayment 537.2601Charges for other credit transactions