Before approving a nonresident applicant’s application for a nonresident adjuster license, the commissioner shall find that the nonresident applicant meets all of the following requirements:

1. 1. The nonresident applicant has not committed any act that is a ground for denial, suspension, or revocation of a license under section 522C.13.
2. 2. The nonresident applicant is licensed as a resident adjuster and in good standing in the nonresident applicant’s home state. If the nonresident applicant’s resident license in the nonresident applicant’s home state terminates for any reason, a license issued to a nonresident applicant under this section shall become inactive, unless the termination is due to the nonresident applicant being issued a new resident adjuster license in the nonresident applicant’s home state and the home state has reciprocity with this state.
3. 3. The nonresident applicant has submitted a request for licensure to the division in a form and manner prescribed by the commissioner.
4. 4. The nonresident applicant has the requisite character and competence to be licensed as an adjuster, as may be determined by the commissioner.
5. 5. The nonresident applicant is financially responsible pursuant to section 522C.7.
6. 6. The nonresident applicant has paid all fees required under this chapter. An applicant who concurrently applies for both an adjuster license, and a license as an appraiser under chapter 522F, shall only be required to pay the fee required under this chapter or the fee required under chapter 522F.
7. 7. The nonresident applicant has obtained any necessary authority from the Iowa secretary of state to transact business in this state.
8. 8. The nonresident applicant for a public adjuster license has filed contracts with the commissioner for review and approval prior to use. A contract that has been filed is deemed to be approved unless disapproved or additional information is requested by the commissioner within thirty calendar days of receipt of the filing by the commissioner.
9. 9. The nonresident applicant successfully passed the adjuster examination pursuant to section 522C.8.
10. 10. The nonresident applicant is at least eighteen years of age.
11. 11. The nonresident applicant maintains an office in the nonresident applicant’s home state that is available by reasonable appointment or regular business hours.

Section applies beginning July 22, 2025, to a person currently doing business in this state as an independent adjuster or a staff adjuster as of January 1, 2025; 2025 Acts, ch 28, §52 NEW section

2025 Acts, ch 28, §37, 52

Referred to in §522C.7, 522C.10, 522C.15