Fla. Stat. § 376.3072
(2)
(a) Any owner or operator of a petroleum storage system may become an insured in the restoration insurance program at a facility provided:
(III) A statistical inventory reconciliation system with a tank test every 3 years.
b. For pressurized integral piping systems, the owner or operator must use:
(II) An automatic in-line leak detector with electronic flow shut-off meeting the requirements of department rules.
c. For suction integral piping systems, the owner or operator must use:
(II) An annual tightness test or other approved test.
d. Owners of facilities with existing contamination that install internal release detection systems in accordance with sub-subparagraph a. shall permanently close their external groundwater and vapor monitoring wells in accordance with department rules by December 31, 1998. Upon installation of the internal release detection system, these wells shall be secured and taken out of service until permanent closure.
e. Facilities with vapor levels of contamination meeting the requirements of or below the concentrations specified in the performance standards for release detection methods specified in department rules may continue to use vapor monitoring wells for release detection.
f. The department may approve other methods of release detection for storage tanks and integral piping which have at least the same capability to detect a new release as the methods specified in this subparagraph.
1. A site at which an incident has occurred shall be eligible for restoration if the insured is a participant in the third-party liability insurance program or otherwise meets applicable financial responsibility requirements. After July 1, 1993, the insured must also provide the required excess insurance coverage or self-insurance for restoration to achieve the financial responsibility requirements of 40 C.F.R. s. 280.97, subpart H, not covered by 1paragraph (e).
2. A site which had a discharge reported prior to January 1, 1989, for which notice was given pursuant to s. 376.3071(9) or (12), and which is ineligible for the third-party liability insurance program solely due to that discharge shall be eligible for participation in the restoration program for any incident occurring on or after January 1, 1989, in accordance with subsection (3). Restoration funding for an eligible contaminated site will be provided without participation in the third-party liability insurance program until the site is restored as required by the department or until the department determines that the site does not require restoration.
3. Notwithstanding paragraph (b), a site where an application is filed with the department prior to January 1, 1995, where the owner is a small business under s. 288.703(1), a state community college with less than 2,500 FTE, a religious institution as defined by s. 212.08(7)(o)2.a., a charitable institution as defined by s. 212.08(7)(o)2.b., or a county or municipality with a population of less than 50,000, shall be eligible for up to $300,000 of eligible restoration costs, less a deductible of $10,000 for small businesses, eligible community colleges, and religious or charitable institutions, and $30,000 for eligible counties and municipalities, provided that:
a. Except as provided in sub-subparagraph e., the facility was in compliance with department rules at the time of the discharge.
b. The owner or operator has, upon discovery of a discharge, promptly reported the discharge to the department, and drained and removed the system from service, if necessary.
c. The owner or operator has not intentionally caused or concealed a discharge or disabled leak detection equipment.
d. The owner or operator proceeds to complete initial remedial action as defined by department rules.
e. The owner or operator, if required and if it has not already done so, applies for third-party liability coverage for the facility within 30 days of receipt of an eligibility order issued by the department pursuant to this provision. However, the department may consider in-kind services from eligible counties and municipalities in lieu of the $30,000 deductible. The cost of conducting initial remedial action as defined by department rules shall be an eligible restoration cost pursuant to this provision.
4.
a. By January 1, 1997, facilities at sites with existing contamination shall be required to have methods of release detection to be eligible for restoration insurance coverage for new discharges subject to department rules for secondary containment. Annual storage system testing, in conjunction with inventory control, shall be considered to be a method of release detection until the later of December 22, 1998, or 10 years after the date of installation or the last upgrade. Other methods of release detection for storage tanks which meet such requirement are:
(b) 1. To be eligible to be certified as an insured facility, for discharges reported after January 1, 1989, the owner or operator shall file an affidavit upon enrollment in the program. The affidavit shall state that the owner or operator has read and is familiar with this chapter and the rules relating to petroleum storage systems and petroleum contamination site cleanup adopted pursuant to ss. 376.303 and 376.3071 and that the facility is in compliance with this chapter and applicable rules adopted pursuant to s. 376.303. Thereafter, the facility's annual inspection report shall serve as evidence of the facility's compliance with department rules. The facility's certificate as an insured facility may be revoked only if the insured fails to correct a violation identified in an inspection report before a discharge occurs. The facility's certification may be restored when the violation is corrected as verified by a reinspection.
2. Except as provided in paragraph (a), to be eligible to be certified as an insured facility, the applicant must demonstrate to the department that the applicant has financial responsibility for third-party claims and excess coverage, as required by this section and 40 C.F.R. s. 280.97(h) and that the applicant maintains such insurance during the applicant's participation as an insured facility.
3. Should a reinspection of the facility be necessary to demonstrate compliance, the insured shall pay an inspection fee not to exceed $500 per facility to be deposited in the Inland Protection Trust Fund.
4. Upon report of a discharge, the department shall issue an order stating that the site is eligible for restoration coverage unless the insured has intentionally caused or concealed a discharge or disabled leak detection equipment, has misrepresented facts in the affidavit filed pursuant to subparagraph 1., or cannot demonstrate that he or she has obtained and maintained the financial responsibility for third-party claims and excess coverage as required in subparagraph 2. Nothing contained herein shall prevent the department from assessing civil penalties for noncompliance as provided herein.
(c) A lender that has loaned money to a participant in the Florida Petroleum Liability and Restoration Insurance Program and has held a mortgage lien, security interest, or any lien rights on the site primarily to protect the lender's right to convert or liquidate the collateral in satisfaction of the debt secured, or a financial institution which serves as a trustee for an insured in the program for the purpose of site rehabilitation, shall be eligible for a state-funded cleanup of the site, if the lender forecloses the lien or accepts a deed in lieu of foreclosure on that property and acquires title, and as long as the following has occurred, as applicable:
1. The owner or operator provided the lender with proof that the facility is eligible for the restoration insurance program at the time of the loan or before the discharge occurred.
2. The financial institution or lender completes site rehabilitation and seeks reimbursement pursuant to s. 376.3071(12) or conducts preapproved site rehabilitation pursuant to s. 376.30711, as appropriate.
3. The financial institution or lender did not engage in management activities at the site prior to foreclosure and does not operate the site or otherwise engage in management activities after foreclosure, except to comply with environmental statutes or rules or to prevent, abate, or remediate a discharge.
(d) 1. With respect to eligible incidents reported to the department prior to July 1, 1992, the restoration insurance program shall provide up to $1 million of restoration for each incident and shall have an annual aggregate limit of $2 million of restoration per facility.
2. For any site at which a discharge is reported on or after July 1, 1992, and for which restoration coverage is requested, the department shall pay for restoration in accordance with the following schedule:
a. For discharges reported to the department from July 1, 1992, to June 30, 1993, the department shall pay up to $1 million of eligible restoration costs, less a $1,000 deductible per incident.
b. For discharges reported to the department from July 1, 1993, to December 31, 1993, the department shall pay up to $1 million of eligible restoration costs, less a $5,000 deductible per incident. However, if, prior to the date the discharge is reported and by September 1, 1993, the owner or operator can demonstrate financial responsibility in effect in accordance with 40 C.F.R. s. 280.97, subpart H, for coverage under sub-subparagraph c., the deductible will be $500. The $500 deductible shall apply for a period of one year from the effective date of a policy or other form of financial responsibility obtained and in effect by September 1, 1993.
c. For discharges reported to the department from January 1, 1994, to December 31, 1996, the department shall pay up to $300,000 of eligible restoration costs, less a deductible of $10,000.
d. For discharges reported to the department from January 1, 1997, to December 31, 1998, the department shall pay up to $150,000 of eligible restoration costs, less a deductible of $10,000.
e. Beginning January 1, 1999, no restoration coverage shall be provided.
f. In addition, a supplemental deductible shall be added as follows:
(e) The following are not eligible to participate in the Petroleum Liability and Restoration Insurance Program:
1. Sites owned or operated by the Federal Government during the time the facility was in operation.
2. Sites where the owner or operator has denied the department reasonable site access.
3. Any third-party claims relating to damages caused by discharges discovered prior to January 1, 1989.
4. Any incidents discovered prior to January 1, 1989, are not eligible to participate in the restoration insurance program. However, this exclusion shall not be construed to prevent a new incident at the same location from participation in the restoration insurance program if the owner or operator is otherwise eligible. This exclusion shall not affect eligibility for participation in the EDI program.
(4) For purposes of this section, the term:
(5)
(c) Any insurance company, reinsurance company, or other entity contracted with by the department shall be subject to the same rules and regulations of the Department of Insurance applicable to other insurers, reinsurers, and other entities.
1Note.--Redesignated as paragraph (d) by s. 8, ch. 96-277.
History.--ss. 3, 13, ch. 88-331; s. 5, ch. 89-188; s. 24, ch. 90-54; ss. 16, 19, ch. 91-305; s. 8, ch. 92-30; s. 3, ch. 94-311; s. 302, ch. 94-356; s. 1018, ch. 95-148; s. 8, ch. 96-277; s. 16, ch. 97-277.