An Act To amend title 38, United States Code, to require the Secretary of Veterans Affairs to periodically review the automatic maximum coverage under the Servicemembers’ Group Life Insurance program and the Veterans’ Group Life Insurance program, and for other purposes.

Dec. 12, 2025 [H.R. 970]

Be it enacted by the Senate and House of Representa­tives of the United States of America in Congress assembled,

Fairness for Servicemembers and their Families Act of 2025.

SECTION 1. SHORT TITLE.

38 USC 101 note.

This Act may be cited as the “Fairness for Servicemembers and their Families Act of 2025”.

SEC. 2. PERIODIC REVIEW OF AUTOMATIC MAXIMUM COVERAGE UNDER SERVICEMEMBERS’ GROUP LIFE INSURANCE AND VETERANS’ GROUP LIFE INSURANCE.

1. (a) In General.— Subchapter III of chapter 19 of title 38, United States Code, is amended by adding at the end the following new section:

   Ҥ 1980B. 38 USC 1980B. Periodic review of automatic maximum coverage

   1. “(a) In General.— On January 1, 2026, and every five years thereafter, the Secretary shall—

      1. “(1) complete a review of how the amount specified in section 1967(a)(3)(A)(i) compares to the amount described in subsection (b); and
      2. “(2) submit to the Committees on Veterans’ Affairs of the House of Representatives and the Senate the results of the review, which may serve as a guide for coverage increases within the existing administrative incremental structure.

   2. “(b) Amount Described.— The amount described in this subsection is the amount equal to—

      1. “(1) $500,000; multiplied by
      2. “(2) the average percentage by which the Consumer Price Index changed during the five fiscal years preceding the review under subsection (a).
   3. “(c) Consumer Price Index Defined.— In this section, the term ‘Consumer Price Index’ means the Consumer Price Index for All Urban Consumers published by the Bureau of Labor Statistics of the Department of Labor.”

   .^{139 STAT. 706}

2. (b) Clerical Amendment.— The table of sections at the beginning of chapter 19 of such title 38 USC prec. 1901. is amended by inserting after the item relating to section 1980A the following new item:

   • “1980B. Periodic review of automatic maximum coverage.”.

Approved December 12, 2025.