1. (a) Unless otherwise provided in the account agreement, a special deposit terminates 5 years after the date the special deposit was first funded.
2. (b) Unless otherwise provided in the account agreement, if the bank cannot identify or locate a beneficiary entitled to payment when the special deposit is terminated, and a balance remains in the special deposit, the bank shall pay the balance to the depositor or depositors as a beneficiary or beneficiaries.
3. (c) A bank that pays the remaining balance as provided under subsection (b) of this section has no further obligation with respect to the special deposit.

84 Del. Laws, c. 465, § 1