1. (a) The Commissioner shall prohibit the use of a certificate of insurance form if the form:

   1. (1) Is unfair, misleading, or deceptive, or violates public policy; or
   2. (2) Violates any law, including any regulation promulgated by the Commissioner of Insurance.
2. (b) A certificate of insurance is not a policy of insurance and does not affirmatively or negatively amend, extend, or alter the coverage afforded by the policy to which the certificate of insurance makes reference. A certificate of insurance shall not confer to any person new or additional rights beyond what the referenced policy of insurance expressly provides.

79 Del. Laws, c. 217, § 1