(a) For purposes of this section, “youth in foster care” means any of the following:
- (1) An individual in Department of Children, Youth, and Their Families (“Department”) custody under Chapter 25 of Title 13.
- (2) An individual who exited Department custody to adoption or guardianship at age 16 or later.
- (3) An individual who exited Department custody at age 18.
- (4) [Repealed.]
- (5) An individual who receives independent living services from the Department.
(b) An insurer may not use any of the following as a factor in determining a youth in foster care’s new automobile insurance policy rate:
(1) A lapse in the youth in foster care’s automobile coverage if any of the following apply:
- a. The lapse was due to the cancellation or nonrenewal of a policy because of the cancellation of the youth in foster care’s participation in the program established under § 9011A of Title 29.
- b. The youth in foster care has used all resources available under the program established under § 9011A of Title 29 or otherwise becomes ineligible for the program.
- (2) That the youth in foster care did not receive a Class D operator’s license through the youth in foster care’s participation in the Level 1 Learner’s Permit process under § 2710 of Title 21.
- (c) An insurer may require a youth in foster care to provide reasonable documentation to verify the youth in foster care’s change in eligibility for the program established under § 9011A of Title 29.
83 Del. Laws, c. 453, §§ 3, 11; 84 Del. Laws, c. 345, § 2