3205.1 Each facility shall carry sufficient insurance to cover the following exposures:

1. (a) Hazard (fire, extended coverage, and vandalism);
2. (b) Consequential (indirect) loss from operation breakdown;
3. (c) Theft; and
4. (d) Legal risk (liability).

3205.2 The liability insurance shall include malpractice coverage of at least one million dollars ($ 1,000,000), and comprehensive general coverage of at least one million dollars ($ 1,000,000).

3205.3 Each facility shall carry Worker's Compensation insurance for all employees pursuant to the District of Columbia Worker's Compensation Act of 1979, as amended, effective July 1, 1980, D.C. Law 3-77, D.C. Code § 36-301, et seq.

SOURCE: Notice of Final Rulemaking published at 49 DCR 473 (January 18, 2002).