Conn. Gen. Stat. § 38a-566
Health insurance plans or insurance arrangements covering employees of a small employer. Trusts. Trade associations.
Effective Jul 10, 2015(P.A. 90-134, S. 17, 28; P.A. 91-201, S. 3, 8; P.A. 92-125, S. 2, 5; P.A. 98-122; P.A. 08-33, S. 4; P.A. 15-247, S. 18.)
(a) Any individual or group health insurance plan or any insurance arrangement shall be subject to the provisions of sections 38a-552, 38a-564, 38a-567 and 38a-569, if it provides health insurance or is an insurance arrangement covering one or more employees of a small employer and if any one of the following conditions are met:
- (1) Any portion of the premium or benefits is paid by a small employer or any covered individual is reimbursed, whether through wage adjustments or otherwise, by a small employer for any portion of the premium; or
- (2) The health insurance plan or arrangement is treated by the employer or any of the covered individuals as part of a plan or program for the purposes of Section 162 or Section 106 of the United States Internal Revenue Code.
- (b) Nothing in this section shall be construed to apply the provisions of sections 12-202 and 12-212a to health care centers.
- (c) Notwithstanding the provisions of subsection (a) of this section, health insurance plans or insurance arrangements issued to or in accordance with a trust established pursuant to collective bargaining, subject to the federal Labor Management Relations Act and which cover, in the aggregate, more than twenty-five employees of all participating employers, shall not be subject to the provisions of section 38a-567 or subparagraph (A) of subdivision (2) of subsection (c) of section 38a-569.
(d) A small employer carrier that ceases marketing to small employers shall not cease enrolling new employers in a policy issued to provide coverage to the members of a trade association or to a trust on behalf of a trade association if the following conditions exist:
- (1) Such trade association is a not-for-profit trade association qualified under 26 USC Section 501c(6), was not formed solely for the purpose of providing insurance and has been operating continuously for at least twenty-five years;
- (2) The policy issued to or on behalf of such association was in existence prior to June 1, 1990, and has annual premiums of less than twenty-five million dollars;
- (3) Such policy is offered on a guaranteed issue basis to all small employer members and only to members of such trade association.
(P.A. 90-134, S. 17, 28; P.A. 91-201, S. 3, 8; P.A. 92-125, S. 2, 5; P.A. 98-122; P.A. 08-33, S. 4; P.A. 15-247, S. 18.)
History: P.A. 91-201 added Subsec. (c) to account for Taft-Hartley trust plans; P.A. 92-125 added Subsec. (d) concerning coverage to members of trade associations and trusts on behalf of a trade association; P.A. 98-122 substituted “construed” for “interpreted” in Subsec. (b) and added new Subsec. (e) re self-employed individuals; P.A. 08-33 made technical changes and changed “may” to “shall” in Subsec. (d), effective May 7, 2008; P.A. 15-247 amended Subsec. (a) by replacing “12-201, 12-211, 12-212a and 38a-564 to 38a-572, inclusive” with “38a-552, 38a-564, 38a-567 and 38a-569”, amended Subsec. (c) by deleting provision re exclusion of insurers and insurance arrangements issuing plans to or in accordance with trust from consideration as small employer carriers and making a technical change, made technical changes in Subsec. (d), and deleted former Subsec. (e) re application of section to health insurance plan issued to self-employed individual, effective July 10, 2015.