(2) Contested allegations. An answer in which the allegations of a complaint are contested shall contain:
- (i) Specific admission or denial of each allegation in the complaint. If the respondent is without knowledge or information sufficient to form a belief as to the truth of an allegation, respondent shall so state. Such a statement shall have the effect of a denial. Denials shall fairly meet the substance of the allegations denied. Allegations not thus answered shall be deemed to have been admitted.
- (ii) A concise statement of the factual and/or legal defenses to each allegation of the complaint.