(b) A vessel of not more than 19.8 meters (65 feet) in length must have a collision bulkhead if it:
- (1) Carries more than 49 passengers;
- (2) Operates on exposed waters;
- (3) Is of more than 12.2 meters (40 feet) in length and operates on partially protected waters; or
- (4) Is constructed of wood on or after March 11, 2001, and operates in cold water.