46 C.F.R. § 178.330
(a) A vessel must be in the condition specified in this paragraph when a simplified stability proof test is performed.
(4) A weight equal to the total weight of all passengers, crew, and variable loads permitted on the vessel is on board and distributed so as to provide normal operating trim and to simulate the vertical center of gravity, causing the least stable condition that is likely to occur in service. The assumed weight per person of passengers and crew must be representative of the passengers and crew on board the vessel while engaged in the service intended. Unless the cognizant Officer in Charge, Marine Inspection (OCMI) permits or requires the use of other values in writing, weight and vertical center of gravity are to be assumed as follows:
(vi) On vessels having one upper deck available to passengers above the main deck, the weight distribution must not be less severe than the following:
Total Test Weight (W) = ________ Passenger Capacity of Upper Deck: Weight on Upper Deck = (Number of Passengers on Upper Deck) * (Wt per Passenger) * 1.33 Weight on Main Deck = Total Test Weight−Weight on Upper Deck.
(b) A vessel must not exceed the limitations in paragraph (d) of this section, when subjected to the greater of the following heeling moments:
Mp = (W) (Bp)/6; or
Mw = (P) (A) (H)
Where: Mp = passenger heeling moment in foot-pounds (kilogram-meters); Mw = Wind heeling moment in foot-pounds (kilogram-meters) W = the total weight of persons other than required crew, plus the personal effects of those persons expected to be carried while aboard the vessel (total test weight) in pounds (meters); Bp = the maximum transverse distance in feet (meters) of a deck that is accessible to passengers; A = Area, in square feet (square meters), of the projected lateral surface of the vessel above the waterline (including each projected area of the hull, superstructure, cargo, masts, area bounded by railings and canopies, but not protruding fixed objects such as antennas or running rigging).
(c) For sailing vessels the heeling moment used for this test must be the greater of the following:
(3) Wind heeling moment calculated from the wind heeling moment equation in paragraph (b) of this section, where:
Mw = wind heeling moment in kilogram-meters (foot-pounds); P = 4.9 kilograms/square meter (1.0 pounds/square foot) for both protected and partially protected waters. A = the windage area of the vessel in square meters (square feet) with all sails set and trimmed flat; H = height, in meters (feet), of the center of effort of area (A) above the waterline, measured up from the waterline; and
(d) A vessel must not exceed the following limits of heel:
(3) On a cockpit vessel, the maximum allowable immersion is calculated from the following equation:
(i) On exposed waters—
i = f(2L-1.5L′)/4L
(ii) On protected or partially protected waters—
i = f(2L−L′)/4L
where: i = maximum allowable immersion in meters (feet); f = freeboard in meters (feet); L = length of the weather deck, in meters (feet); and L′ = length of cockpit in meters (feet).
(e) The limits of heel must be measured at:
(f) When demonstrating compliance with paragraph (d) of this section, the freeboard must be measured as follows:
[CGD 85-080, 61 FR 966, Jan. 10, 1996; 61 FR 20557, May 7, 1996, as amended at 62 FR 51356, Sept. 30, 1997; 62 FR 64306, Dec. 5, 1997; USCG-2007-0030, 75 FR 78088, Dec. 14, 2010]