(b) In the answer, the defendant—
- (1) Must admit or deny each allegation of liability contained in the complaint (a failure to deny an allegation is considered an admission);
- (2) Must state any defense on which the defendant intends to rely;
- (3) May state any reasons why the penalties, assessments, or both should be less than the statutory maximum; and
- (4) Must state the name, address, and telephone number of the person the defendant authorized to act as the defendant's representative, if any.