34 C.F.R. § 31.1
(b) Exclusions. This part does not apply to—
(c) Reports to consumer reporting agency. The Secretary may report a debt to a consumer reporting agency after notifying the employee, in accordance with 34 CFR 30.35, of the intention to report the debt, and after providing the employee an opportunity to inspect documents, receive a hearing, and enter into a repayment agreement under this part.
(Authority: 5 U.S.C. 5514; 31 U.S.C. 3711; 31 U.S.C. 3716)