(a) A claimant may submit an appeal, in writing, through the settlement authority disapproving the claim or approving the claim in part.
- (1) The appeal shall set forth fully the legal or factual bases asserted as grounds for the appeal; and
- (2) The appeal is permitted only if it is postmarked within 45 days after receipt of (i) notice of disapproval of the claim or (ii) offer of settlement in a reduced amount.