When we determine it to be in the best interest of the Indian landowners, we will require a permittee to provide insurance. If insurance is required, it must:

1. (a) Be provided in an amount sufficient to:

   1. (1) Protect any improvements on the permit premises;
   2. (2) Cover losses such as personal injury or death; and
   3. (3) Protect the interest of the Indian landowner.
2. (b) Identify the tribe, individual Indian landowners, and United States as insured parties.