In all transactions in which pawn is taken the lender shall give the borrower a written ticket or receipt disclosing the following information to the extent applicable:
- (a) Clear identification of the property pledged.
- (b) The date of the transaction.
- (c) Amount of the loan.
- (d) Name and social security or census number of the pledgor.
- (e) Replacement value of the pawn as agreed upon by the pledgor and pledgee.
- (f) Date on which loan is due.
- (g) The amount, expressed as a dollar amount, of any finance charges.
- (h) The finance charges expressed as an annual percentage rate and computed in accordance with the provisions of 12 CFR 226.5(b).
- (i) The amount, or method of computing the amount, of any charges to be assessed after the date the loan is due.
- (j) A statement of the conditions of default and the pledgor's rights upon default, as defined by this part.
- (k) Identification of the method of computing any unearned portion of the finance charges in the event of prepayment of the obligation.