In determining if you are fully insured for purposes of paragraph (b), (c), (d), or (e) of § 404.130 on disability insured status, we use the fully insured status requirements in § 404.110, but apply the following rules in determining when the period of elapsed years ends:

1. (a) If you are a woman, or a man born after January 1, 1913, the period of elapsed years in § 404.110(b) used in determining the number of quarters of coverage (QCs) you need to be fully insured ends as of the earlier of—

   1. (1) The year you become age 62; or

   2. (2) The year in which—

      1. (i) Your period of disability begins;
      2. (ii) Your waiting period begins (see § 404.315(d)); or
      3. (iii) You become entitled to disability insurance benefits (if you do not have to serve a waiting period).

2. (b) If you are a man born before January 2, 1913, the period of elapsed years in § 404.110(b) used in determining the number of QCs you need to be fully insured ends as of the earlier of—

   1. (1) The year 1975; or
   2. (2) The year specified in paragraph (a)(2) of this section.

[45 FR 25384, Apr. 15, 1980, as amended at 49 FR 28547, July 13, 1984]