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Code of Federal Regulations

Subpart A

Overview

123.1What do these rules cover?123.2What are disaster loans and disaster declarations?123.3How are disaster declarations made?123.4What is a disaster area and why is it important?123.5What kinds of loans are available?123.6What does SBA look for when considering a disaster loan applicant?123.7Are there restrictions on how disaster loans can be used?123.8Does SBA charge any fees for obtaining a disaster loan?123.9What happens if I don't use loan proceeds for the intended purpose?123.10What happens if I cannot use my insurance proceeds to make repairs?123.11Does SBA require collateral for any of its disaster loans?123.12Are books and records required?123.13What happens if my loan application is denied?123.14How does the Federal Debt Collection Procedures Act of 1990 apply?123.15What if I change my mind?123.16How are loans administered and serviced?123.17Do other Federal requirements apply?123.18Can I request an increase in the amount of a physical disaster loan?123.19May I request an increase in the amount of an economic injury loan?123.20How long do I have to request an increase in the amount of a physical disaster loan or an economic injury loan?123.21What is a mitigation measure?123.22Severability.