The fee category definitions are:

1. (a) Commercial use request means a request from or on behalf of one who seeks information for a use or purpose that furthers the commercial, trade, or profit interests of the requester or the person on whose behalf the request is made.
2. (b) Educational institution means a preschool, an elementary or secondary school, an institution of undergraduate higher education, an institution of graduate higher education, an institution of professional education, and an institution of vocational education operating a program or programs of scholarly research.
3. (c) Noncommercial scientific institution means an institution that is not operated for a “commercial” purpose as that term is used in paragraph (a) of this section and is operated solely for the purpose of conducting scientific research, the results of which are not intended to promote any particular product or industry.

4. (d) Representative of the news media means any person actively gathering news for an entity that is organized and operated to publish or broadcast news to the public. Included within the meaning of public is the credit union community. The term news means information that is about current events or that would be of current interest to the public. You may consult the following chart to find the fees applicable to your request:

   If your fee category is	You'll receive	And you'll be charged
   Commercial use	0 hours free search	search time
   	0 hours free review	review time
   	0 free pages	duplication
   Educational institution, noncommercial scientific institution, newsmedia	Unlimited free search hoursUnlimited free review hours100 free pages	duplication
   All others	2 hours free search	search time
   	Unlimited free review hours
   	100 free pages	duplication