Disclosure of Effective Interest Rates | Midpage

Collections
Code of Federal Regulations

Subpart B

Disclosure of Effective Interest Rates

617.7100Who must make and who is entitled to receive an effective interest rate disclosure?617.7105When must a qualified lender disclose the effective interest rate to a borrower?617.7110How should a qualified lender disclose the cost of borrower stock or participation certificates?617.7115How should a qualified lender disclose loan origination charges?617.7120How should a qualified lender present the disclosures to a borrower?617.7125How should a qualified lender determine the effective interest rate?617.7130What initial disclosures must a qualified lender make to a borrower?617.7135What subsequent disclosures must a qualified lender make to a borrower?