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CFPB Advisory Opinions

CFPB Advisory Opinions

Equal Credit Opportunity (Regulation B); Special Purpose Credit Programs; Rescission Truth in Lending (Regulation Z); Non-application to Earned Wage Access Products Debt Collection Practices (Regulation F); Deceptive and Unfair Collection of Medical Debt Real Estate Settlement Procedures Act (Regulation X); Digital Mortgage Comparison-Shopping Platforms and Related Payments to Operators Fair Credit Reporting; Facially False Data Equal Credit Opportunity (Regulation B); Special Purpose Credit ProgramsRepealed Consumer Information Requests to Large Banks and Credit UnionsRepealed Fair Debt Collection Practices Act (Regulation F); Time-Barred DebtRepealed Fair Credit Reporting; Background ScreeningRepealed Fair Credit Reporting; Permissible Purposes for Furnishing, Using, and Obtaining Consumer ReportsRepealed Truth in Lending (Regulation Z); Private Education LoansRepealed Truth in Lending (Regulation Z); Consumer Protections for Home Sales Financed Under Contracts for DeedRepealed Equal Credit Opportunity (Regulation B); Revocations or Unfavorable Changes to the Terms of Existing Credit ArrangementsRepealed Fair Credit Reporting; Name-Only Matching ProceduresRepealed Debt Collection Practices (Regulation F); Deceptive and Unfair Collection of Medical DebtRepealed Fair Credit Reporting; File DisclosureRepealed Truth in Lending (Regulation Z); Consumer Credit Offered to Borrowers in Advance of Expected Receipt of Compensation for WorkRepealed Truth in Lending (Regulation Z); Earned Wage Access ProgramsRepealed Debt Collection Practices (Regulation F); Pay-to-Pay FeesRepealed