Section 27545 does not apply to the loan of a firearm if all of the following conditions are met:
- (a) If the firearm being loaned is a handgun, the handgun is registered to the person making the loan pursuant to Section 11106.
- (b) The loan occurs within the lender’s place of residence or other real property, except for property that is zoned for commercial, retail, or industrial activity.
- (c) The individual receiving the firearm is not prohibited by state or federal law from possessing, receiving, owning, or purchasing a firearm.
- (d) The individual receiving the firearm is 18 years of age or older.
- (e) The firearm does not leave the real property upon which the loan occurs.