In connection with the renewal of any grandfathered health benefit plan to small employers:
- (a) The extent to which the premium rates for a specified small employer are established or adjusted in part based upon the actual or expected variation in claims costs of the employees and dependents of the small employer.
- (b) The provisions concerning the carrier’s ability to change premium rates and the factors other than claim experience which affect changes in premium rates.
- (c) Provisions relating to the guaranteed issue of policies and contracts.
- (d) Provisions relating to the prohibition of any preexisting condition provision.
- (e) Provisions relating to the small employer’s right to apply for any nongrandfathered health benefit plan written, issued, or administered by the carrier, at the time of application for a new health benefit plan, or at the time of renewal of a health benefit plan, consistent with the requirements of PPACA.
- (f) The availability, upon request, of a listing of all the carrier’s nongrandfathered health benefit plans, offered inside or outside the California Health Benefit Exchange, including the rates for each benefit plan design.
Each carrier shall make a reasonable disclosure, as part of its solicitation and sales materials, of the following: