In connection with the offering for sale of a health benefit plan subject to this chapter to small employers:
- (a) The provisions concerning the carrier’s ability to change premium rates and the factors that affect changes in premium rates. The carrier shall disclose that claims experience cannot be used.
- (b) Provisions relating to the guaranteed issue of policies and contracts.
- (c) A statement that no preexisting condition provisions shall be allowed.
- (d) Provisions relating to the small employer’s right to apply for any health benefit plan written, issued, or administered by the carrier at the time of application for a new health benefit plan, or at the time of renewal of a health benefit plan.
- (e) The availability, upon request, of a listing of all the carrier’s benefit plan designs offered, both inside and outside the Exchange, including the rates for each benefit plan design.
Each carrier shall make a reasonable disclosure, as part of its solicitation and sales materials, of the following: