(a) Any person found eligible for services under this article whose employer-sponsored health coverage is later terminated or any person who applied for services provided under this article whose employer-sponsored health coverage was terminated during the six-month period prior to the date he or she applied for services pursuant to this article shall be determined ineligible for the services, unless the reason his or her employer-sponsored health coverage was terminated was because of one of the following:

1. (1) The individual for whom the employer-sponsored coverage had been available lost coverage because of one or more of the following reasons:

   1. (A) A loss of employment or a change in employment status.
   2. (B) A change of address to a ZIP Code that is not covered by the employer-sponsored health coverage.
   3. (C) The individual’s employer discontinued health benefits to all employees or dependents, or ceased to provide coverage or contributions for the category of employees or dependents applicable to the person or applicant.
   4. (D) The death of, or a legal separation or divorce from, the individual through whom the applicant was covered.
2. (2) The applicant’s employer-sponsored health coverage became unavailable because the services paid for under that coverage attained the lifetime coverage limit.
3. (3) Coverage was under a COBRA policy and the COBRA coverage period has ended.