Any person who violates any provision of any of the following federal acts or regulations violates this division:
- (a) The federal Real Estate Settlement Procedures Act, as amended (12 U.S.C. Sec. 2601 et seq.).
- (b) The federal Truth in Lending Act, as amended (15 U.S.C. Sec. 1601 et seq.).
- (c) The federal Home Ownership Equity Protection Act (15 U.S.C. Sec. 1639).
- (d) Any regulation promulgated under any of the federal acts in subdivision (a), (b), or (c).