Effective Jan 1, 2023Added by Stats. 2022, Ch. 989, Sec. 2. (SB 975) Effective January 1, 2023.
(a) Except as set forth in subdivision (b), this title applies only to debts incurred on or after July 1, 2023.
(b) Notwithstanding subdivision (a), a debtor may file a cross-complaint described by paragraph (2) of subdivision (a) of Section 1798.97.3 in an action filed by a claimant to collect a debt incurred prior to July 1, 2023, in which case, this title applies to that action, unless a final judgment has been entered in that action.