1. Collections
  2. California Code of Regulations
  3. Title 21
  4. Division 3. California State Transportation Agency
  5. Chapter 4. Regulations Pursuant to the Housing Financial Discrimination Act of 1977

Article 2. Nondiscrimination Requirements

Article 2. Nondiscrimination Requirements

State of California
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    7105Nondiscrimination in Lending.7105.1Discrimination by Effect.7105.2Discrimination on the Basis of Sex or Marital Status.7105.3Income Level or Racial Composition of Area.7106Avoidance of Unsafe and Unsound Business Practices.7107Nondiscrimination in Applications.7108Nondiscriminatory Loan Evaluation.7109Nondiscriminatory Underwriting.7109.1Supplementary Income.7109.2Evaluating Creditworthiness.7109.3Payment-to-Income and Debt-to-Income Ratios.7109.4Code Violations and Condition of Property.7109.5Remaining Economic Life.7109.6On-Site Characteristics.7110Nondiscriminatory Appraisals.7111Affirmative Loan Statement.7112Special Lending Programs.