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Article 4. Determination of Reasonable Rates | Midpage
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California Code of Regulations
Title 10
Chapter 5. Insurance Commissioner
Subchapter 4.8. Review of Rates
Article 4. Determination of Reasonable Rates
Article 4. Determination of Reasonable Rates
State of California
2644.1
Excessive or Inadequate Rates.
2644.2
Maximum Permitted Earned Premium.
2644.3
Minimum Permitted Earned Premium.
2644.4
Projected Losses.
2644.4.5
Use of Catastrophe Models.
2644.4.8
Distressed Areas; Insurer Commitments.
2644.5
Catastrophe Adjustment.
2644.6
Loss Development.
2644.7
Loss and Premium Trend.
2644.8
Projected Defense and Cost Containment Expenses.
2644.9
Consideration of Mitigation Factors; Wildfire Risk Models.
2644.10
Excluded Expenses.
2644.11
Expense Trend. [Repealed]
2644.12
Efficiency Standard.
2644.13
Projected Ancillary Income.
2644.14
Variable Expense Factor.
2644.15
Profit Factors.
2644.16
Rate of Return.
2644.17
Leverage Factor and Surplus.
2644.18
Federal Income Tax Factors.
2644.19
Investment Income Factors.
2644.20
Projected Yield.
2644.21
Reserves Ratio.
2644.22
Surplus Ratio.
2644.23
Credibility Adjustment.
2644.24
Trended Current Rate Level Earned Premium.
2644.25
Reinsurance.
2644.25.1
Reinsurance for Property Catastrophe Perils.
2644.25.2
Standard Net Cost of Reinsurance.
2644.25.3
Distressed Areas; Insurer Commitments for NCOR.
2644.26
Reinsurance Recoverables.
2644.27
Variance Request.
2644.28
Prospective Application of Revisions to Regulations.