1. (a) The nature and volume of the business of the credit union.
2. (b) The amount, nature, quality, and liquidity of the assets of the credit union.
3. (c) The amount and nature of the liabilities (including, but not limited to, any notes or debentures and any contingent liabilities) of the credit union.
4. (d) The history of, and prospects for, the credit union to earn and retain income.
5. (e) The quality of the operations of the credit union.
6. (f) The quality of the management of the credit union.
7. (g) Such other factors that bear upon a determination that the equity capital of a credit union is adequate.

Whenever the Commissioner, this Subchapter or any law administered by the Commissioner requires that the Commissioner determine the adequacy of the equity capital of a credit union, the Commissioner may consider:

Note: Authority cited: Section 14201, Financial Code. Reference: Sections 14201 and 14211, Financial Code.

History

1. New section filed 2-27-2003; operative 3-29-2003 (Register 2003, No. 9).