A secured party does not owe a duty based on its status as secured party:

1. 1. To a person that is a debtor or obligor, unless the secured party knows:

   1. (a) That the person is a debtor or obligor;
   2. (b) The identity of the person; and
   3. (c) How to communicate with the person; or

2. 2. To a secured party or lienholder that has filed a financing statement against a person, unless the secured party knows:

   1. (a) That the person is a debtor; and
   2. (b) The identity of the person.