A motor vehicle insurer that defends or indemnifies a claim involving a shared vehicle that is excluded under the terms of the motor vehicle policy may seek contribution or indemnification from the motor vehicle insurer of the peer-to-peer car sharing program if the claim is both:

1. 1. Made against the shared vehicle owner or the shared vehicle driver for loss or injury that occurs during the car sharing period.
2. 2. Excluded under the terms of the motor vehicle policy.