(a)

1. (1) Applications for a charter filed in proper form more than thirty (30) days in advance of a regularly scheduled meeting of the Savings and Loan Association Board, which shall be at least quarterly, will be heard at that meeting unless a protest is filed at least ten (10) days before the meeting.
2. (2) If such a protest is filed, then the board shall schedule the hearing for the next following regular meeting.
3. (3) Requests for continuance will not be granted except for just cause.
4. (4) The Supervisor of Savings and Loan Associations shall have authority to grant continuances.

(e)

1. (1) The testimony of a witness may be taken by deposition or written interrogatories at the insistence of any party in any proceeding pending before the board, or at the insistence of the board.
2. (2) All depositions or written interrogatories shall be taken and filed with the supervisor with the same formalities and notice as are required in instances where depositions or interrogatories are taken for use in courts of law or equity, unless taken by consent.
3. (3) The use of depositions and interrogatories is encouraged by the board.

4. (4)

   1. (A) The time and place of taking depositions shall be set by mutual agreement of the parties.
   2. (B) In the event the parties fail to agree on a mutually satisfactory time or place, the party wanting to take depositions shall file a motion to take depositions with the supervisor who shall, after consulting with the parties, issue an order setting the date and place of the deposition.
   3. (C) In lieu of this procedure, the supervisor may conduct prehearing conferences for the purposes of:

(i) Setting dates for depositions;

1. (ii) Discussing stipulations; and

   1. (iii) Other such matters.

(f)

1. (1) Six (6) copies of all exhibits, affidavits, interrogatories, and depositions to be introduced at the hearing shall be filed with the supervisor not less than twenty (20) days prior to the hearing.

2. (2) After all of the above filings are made, the supervisor may conduct an additional prehearing conference to:

   1. (A) Narrow the issues;
   2. (B) Discuss stipulations;
   3. (C) Accept proffers; and
   4. (D) Rule on exhibits and other such matters.

(g)

1. (1) All preliminary motions relating to pleadings, depositions or written interrogatories, requests for continuances, or other similar matters shall be ruled upon by the supervisor.
2. (2) The party adversely affected by such ruling may appeal the supervisor’s decision to the board at its next meeting.

(h) The board will not itself, nor will it require others, in presenting testimony, to be governed by or conform to the strict rules of evidence applicable to proceedings at law or equity.

1. (i)
2. (1) At the hearing, the applicant and the protestants shall be limited to two (2) hours each within which to present additional testimony and make oral argument.
3. (2) If there is more than one (1) protestant, the two (2) hours shall be divided between all protestants.
4. (3) The opposing parties may cross-examine any witness so called but the time taken in cross-examination shall be subtracted from the two (2) hours allotted to the cross-examiner's party, unless the board upon motion of a party grants additional time to present its case.

(j)

1. (1) The applicant shall be responsible for procuring and paying for a verbatim record of the proceeding.
2. (2) It shall be the duty of the applicant to furnish at least one (1) copy of the transcript to the supervisor free of charge.