(b) These provisions apply whether rental occurs at the rental office or by preselection of coverage in a master, corporate, group rental, or individual agreement in any of the following general categories:

1. (1) Personal accident insurance covering the risks of travel, including but not limited to accident and health insurance that provides coverage, as applicable, to renters and other rental vehicle occupants for accidental death or dismemberment and reimbursement for medical expenses resulting from an accident that occurs during the rental period;
2. (2) Liability insurance, which, at the exclusive option of the rental company, may include uninsured and underinsured motorist coverage whether offered separately or in combination with other liability insurance, that provides coverage, as applicable, to renters and other authorized drivers of rental vehicles for liability arising from the operation of the rental vehicle;
3. (3) Personal effects insurance that provides coverage, as applicable, to renters and other vehicle occupants for the loss of, or damage to, personal effects that occurs during the rental period;
4. (4) Roadside assistance and emergency sickness protection programs; and
5. (5) Any other travel or auto-related coverage that a rental company offers in connection with and incidental to the rental of vehicles.