(a) From time to time, the State Insurance Department issues administrative bulletins or directives that:

1. (1) Provide department advisories or informal interpretations of insurance or licensing matters, notices of rulemaking activities, notices as to forms and updates to forms, or information related to activities in various regulated markets; or
2. (2) Address various other matters.

(b)

1. (1) A bulletin or directive is not in and of itself legally binding.
2. (2) However, any laws or rules, as referenced and analyzed in a bulletin or advisory, may form the underlying basis of an alleged violation as explained in the publication.