(a) Scope.

1. (1) This part shall apply to all licensed insurers, including without limitation all authorized domestic, foreign, and/or alien:

   1. (A) Stock and mutual insurers;
   2. (B) Mutual assessment life and disability insurers;
   3. (C) Health maintenance organizations (HMOs);
   4. (D) Fraternal benefit societies;
   5. (E) Hospital and medical service corporations;
   6. (F) Stipulated premium plan and reciprocal insurers;
   7. (G) Title insurance companies;
   8. (H) Prepaid legal insurance companies; and
   9. (I) Farmers’ mutual aid associations (FMAAs).
2. (2) For purposes of this part, "insurers" means all and any of the licensed or authorized insurers of the Insurance Commissioner referenced in this part and as defined in Arkansas Code § 23-60-102(11).

(b) Application.

1. (1) This part is not intended to and shall not apply to approved but nonadmitted surplus line insurers, registered foreign and alien risk retention groups, registered purchasing groups, risk-based provider organizations, or to licensed automobile clubs or associations.
2. (2) This part is intended to apply to licensed or authorized insurers with no annual direct written Arkansas premiums in the reported calendar year.