(b) Specific practices prohibited by this rule shall include but not be limited to the following:

1. (1)

   1. (A) Treatment of complications of pregnancy on a different basis from any other illness or sickness under the contract.
   2. (B) Pregnancy on the effective date of the contract may be considered a preexisting condition to the complication of pregnancy;
2. (2) Restriction, reduction, modification, or exclusion of benefits for disorders of the genital organs of only one (1) sex;
3. (3) Application of arbitrary waiting period to maternity benefits in such a way as to exclude coverage for premature births when normal maternity benefits are included in the contract;
4. (4) Offering of lower maximum benefits to females than to males who are in the same risk classifications, solely because of sex;
5. (5) Providing more restrictive benefit periods or more restrictive definitions of the risk assumed under the contract to one (1) sex than to the other;
6. (6) Establishing different conditions under which the policyholder may exercise benefit options contained in a contract where the differences are determined by the sex of the insured;
7. (7) Limiting the amount of coverage an insured or prospective insured may purchase based on the insured's or prospective insured's marital status; and

8. (8)

   1. (A) Denying benefits for normal pregnancy to an unmarried female when such benefits are available to a married female.
   2. (B) However, this does not mandate coverage for normal pregnancy benefits for dependent children.